Civic Intelligence

Westex Community Credit Union

EIN 75-1085904 • 501(c)14 • Kermit, TX

View Organization Page

Profile

Mission of westex community is to serve its member/owners needs by exploring and providing services that help them reach their financial goals as well as educate them concerning their financial matters

200 East AustinKermit, TX 79745

wccu.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

37th percentile

0.88x

Higher debt load relative to assets than 37% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

Liabilities / Revenue

40th percentile

14.71x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

Net Margin

96th percentile

32%

Higher net margin than 96% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

78th percentile

6.3%

Faster asset growth than 78% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Revenue Growth

83rd percentile

26%

Faster revenue growth than 83% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$184,168,419

Up $10,848,349 (+6.3%) from 2022

Liabilities

Up

$162,471,750

Up $6,736,712 (+4.3%) from 2022

Net Assets

Up

$21,696,669

Up $4,111,637 (+23%) from 2022

Operations
Liabilities / Revenue40th percentileNet Margin96th percentile

Revenue

Up

$11,043,399

Up $2,302,091 (+26%) from 2022

Expenses

Up

$7,511,547

Up $957,669 (+15%) from 2022

Net Income

Up

$3,531,852

Up $1,344,422 (+61%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth78th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $34,148,580Liabilities 2010: $30,489,168Net Assets 2010: $3,659,4122010Assets 2011: $42,084,198Liabilities 2011: $37,996,980Net Assets 2011: $4,087,2182011Assets 2012: $51,674,629Liabilities 2012: $46,689,974Net Assets 2012: $4,984,6552012Assets 2013: $57,940,813Liabilities 2013: $53,076,219Net Assets 2013: $4,864,5942013Assets 2014: $68,210,650Liabilities 2014: $62,142,384Net Assets 2014: $6,068,2662014Assets 2015: $69,351,347Liabilities 2015: $62,283,034Net Assets 2015: $7,068,3132015Assets 2016: $72,701,669Liabilities 2016: $64,676,945Net Assets 2016: $8,024,7242016Assets 2017: $86,002,045Liabilities 2017: $77,207,058Net Assets 2017: $8,794,9872017Assets 2018: $103,087,223Liabilities 2018: $93,028,835Net Assets 2018: $10,058,3882018Assets 2019: $116,964,552Liabilities 2019: $105,053,408Net Assets 2019: $11,911,1442019Assets 2020: $129,099,478Liabilities 2020: $116,093,350Net Assets 2020: $13,006,1282020Assets 2021: $143,409,115Liabilities 2021: $129,299,450Net Assets 2021: $14,109,6652021Assets 2022: $173,320,070Liabilities 2022: $155,735,038Net Assets 2022: $17,585,0322022Assets 2023: $184,168,419Liabilities 2023: $162,471,750Net Assets 2023: $21,696,6692023

Highlighted filing

2023

Assets$184,168,419
Liabilities$162,471,750
Net Assets$21,696,669
Open 2023 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $2,566,3032010Expenses 2011: $2,797,8032011Expenses 2012: $2,987,2102012Revenue 2013: $4,183,233Expenses 2013: $3,191,251Net Income 2013: $991,9822013Revenue 2014: $4,415,255Expenses 2014: $3,261,433Net Income 2014: $1,153,8222014Revenue 2015: $4,595,905Expenses 2015: $3,813,961Net Income 2015: $781,9442015Revenue 2016: $4,657,086Expenses 2016: $3,708,797Net Income 2016: $948,2892016Revenue 2017: $4,946,993Expenses 2017: $4,254,705Net Income 2017: $692,2882017Revenue 2018: $5,870,026Expenses 2018: $4,575,519Net Income 2018: $1,294,5072018Revenue 2019: $6,973,474Expenses 2019: $4,882,426Net Income 2019: $2,091,0482019Revenue 2020: $6,824,268Expenses 2020: $5,240,552Net Income 2020: $1,583,7162020Revenue 2021: $6,993,558Expenses 2021: $5,048,503Net Income 2021: $1,945,0552021Revenue 2022: $8,741,308Expenses 2022: $6,553,878Net Income 2022: $2,187,4302022Revenue 2023: $11,043,399Expenses 2023: $7,511,547Net Income 2023: $3,531,8522023

Highlighted filing

2023

Revenue$11,043,399
Expenses$7,511,547
Net Income$3,531,852
Open 2023 Filing

Filings

Most recent year

2023 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$184,168,419
Liabilities
$162,471,750
Net assets
$21,696,669
Revenue
$11,043,399
Expenses
$7,511,547
Net income
$3,531,852
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$184$162$21.7$11.0$7.51$3.53
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$173$156$17.6$8.74$6.55$2.19
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$143$129$14.1$6.99$5.05$1.95
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$129$116$13.0$6.82$5.24$1.58
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$117$105$11.9$6.97$4.88$2.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$103$93.0$10.1$5.87$4.58$1.29
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$86.0$77.2$8.79$4.95$4.25$0.69
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.7$64.7$8.02$4.66$3.71$0.95
2015Detailed filing. Detailed filing data is available for this year.$69.4$62.3$7.07$4.60$3.81$0.78
2014Detailed filing. Detailed filing data is available for this year.$68.2$62.1$6.07$4.42$3.26$1.15
2013Detailed filing. Detailed filing data is available for this year.$57.9$53.1$4.86$4.18$3.19$0.99
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.7$46.7$4.98$2.99
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.1$38.0$4.09$2.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.1$30.5$3.66$2.57
Latest Detailed Filing

The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Feb 10, 2017
Return Version
2016v3.0
Gross Receipts
$4,657,086
Mission and Program Overview

Mission

The mission of westex community credit union is to provide financial services to its members at competetive prices

Mission of westex community is to serve its member/owners needs by exploring and providing services that help them reach their financial goals as well as educate them concerning their financial matters

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$39,041,674$40,109,746▲ $1,068,072
Investments Program Related$19,332,613$22,158,975▲ $2,826,362
Rtn Earn Endowment Incm Other Fnds$7,068,313$8,024,724▲ $956,411
Cash and Non-Interest-Bearing Accounts$6,501,640$5,218,432▼ $1,283,208
Land, Buildings, and Equipment, Net$2,697,935$2,702,121▲ $4,186
Prepaid Expenses and Deferred Charges$91,585$137,035▲ $45,450
Total Assets$69,351,347$72,701,669▲ $3,350,322
Other Assets Total$1,685,900$2,375,360▲ $689,460
Liabilities
Other Liabilities$61,251,542$63,620,309▲ $2,368,767
Accounts Payable and Accrued Expenses$1,031,492$1,056,636▲ $25,144
Total Liabilities$62,283,034$64,676,945▲ $2,393,911
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,068,313$8,024,724▲ $956,411
Total Liabilities and Net Assets / Fund Balance$69,351,347$72,701,669▲ $3,350,322

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$159,291$1,797,793$1,957,084
Leasehold Improvements$1,271,128$568,509$1,839,637
Buildings$1,089,332$327,439$1,416,771
Land$181,171-$181,171
Other Land Buildings$1,199$45,695$46,894
Investment Program Related Org$10,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Devora MitchellCEOFT$107,120$107,120

Board Members and Trustees

NameTitle
Vonda WarrenChairman
Johnny RamosVice Chairma
Alfred GomezDirector
Bryan GrayDirector
Victor BerzozaDirector
Wannah HartleySecretary
Eva GunnTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,448,123
Investment Income
$208,963
Other Revenue
$0
Change in Net Assets
$948,289
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,779,450
Other Expenses$1,755,677
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,469,202
Office Expenses---$895,395
Other Employee Benefits---$185,210
Occupancy---$180,928
Benefits to Members---$173,670
Depreciation Depletion---$148,435
Payroll Taxes---$109,850
Fees for Services Other---$90,547
Insurance---$53,042
Advertising---$45,925
Other Expenses---$39,842
Conferences and Meetings---$35,429
All Other Expenses---$32,295
Pension Plan Contributions---$15,188
Fees for Services Legal---$6,740
Interest---$70
Total Functional Expenses$0$0$0$3,708,797
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Dep.& Interest$63,620,309
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Credit union is a state chartered credit union comprised of owner/members from a common field of membership and who have paid a authorized minimum membership fee into their share accounts.”

Form 990, Page 6, Part VI, Line 7A

“The members hold annual meetings at which time the members present elect open positions for the board of directors.”

Form 990, Page 6, Part VI, Line 11B

“A copy of form 990 is provided to each board member for review. After review and discussion, the form is approved for remittance to the irs.”

Form 990, Page 6, Part VI, Line 12C

“Officials are requested to disclose any conflicts of interest. If there are any apparent conflicts of interest, the affected official abstains from voting on the conflicting issue.”

Form 990, Page 6, Part VI, Line 15B

“Board of directors reviews the compensation of all their key employees on an annual basis and compares compensation levels against industry standards, credit union size, and services offered. All deliberations are formally recorded in appropriate official minutes.”

Form 990, Page 6, Part VI, Line 19

“The credit union makes available at its main office located at 200 east austin, kermit, texas, copies of the financial statements and governance documents to any member upon request.”

Filing and Contact Details

Filer

Filer Name
Westex Community Credit Union
EIN
75-1085904
Phone
4325866631
Address
200 EAST AUSTIN, KERMIT, TX 79745

Signing Officer

Name
Devora Mitchell
Title
CEO
Phone
4325866631
Signed
2017-02-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Devora Mitchell
Formed
1961
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
49

Preparer

Firm
Lema & Associates
Address
610 E MARKET ST STE 2906, SAN ANTONIO, TX 78205-2680
Preparer
Angel R Lema CPA
Phone
2102124822
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Refer to part iii, page 2 for year 2016 exempt purpose accomplishmets.”

Form 990, Page 5, Part V, Line 3B

“No taxable income recorded for the year 2016.”

Form 990, Part XI, Line 9

“Equity acquired in merger 0 comprehensive inc.adjustment -89,748 unrealized gain/afs investment 97,870 ret.plan cost recognition 0 total 8,122”

Raw XML Appendix377 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum04325866631
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0200 EAST AUSTIN
IRS990/BooksInCareOfDetail/USAddress/CityNm0KERMIT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd079745
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0148435
IRS990/Desc0CREDIT UNION IS NOW OFFERING THE MOBILE APPLICATION AND COURTESY PAY TO THE MEMBERSHIP.
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IRS990/ExpenseAmt053042
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt040109746
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0109850
IRS990/PensionPlanContributionsGrp/TotalAmt015188
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt091585
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0137035
IRS990/PrincipalOfficerNm0DEVORA MITCHELL
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPER.INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02466173
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11045874
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2936076
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02466173
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11045874
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2936076
IRS990/ProgSrvcAccomActy2Grp/Desc0CREDIT UNION CONTINUES TO EXPAND THE LENDING PROGRAM
IRS990/ProgSrvcAccomActy3Grp/Desc0NO SIGNIFICANT ACHIVEMENTS DURING THE YEAR 2016
IRS990/ProgSrvcAccomActyOtherGrp/Desc0REFER TO PART III, PAGE 2 FOR YEAR 2016 EXEMPT PURPOSE ACCOMPLISHMETS.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt03655755
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0167714
IRS990/PYInvestmentIncomeAmt0188100
IRS990/PYOtherExpensesAmt01926519
IRS990/PYProgramServiceRevenueAmt04407805
IRS990/PYRevenuesLessExpensesAmt0781944
IRS990/PYSalariesCompEmpBnftPaidAmt01719728
IRS990/PYTotalExpensesAmt03813961
IRS990/PYTotalRevenueAmt04595905
IRS990/ReconcilationRevenueExpnssAmt0948289
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07068313
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08024724
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01089332
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0327439
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01416771
IRS990ScheduleD/EquipmentGrp/BookValueAmt0159291
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01797793
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01957084
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt010371000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt15800000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt24053184
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt31226989
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt4614496
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt558306
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt625000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt710000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CERT. OF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1PERFORMANCE TIERED
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2FHLB/FNMA/FGG INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3CASH MANAGEMENT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4NCUSIF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5CAPITAL SHARES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc6CIF-90 DAY ACCOUNT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc7NCB-CIF INVESTMENT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc8MISCELLANEOUS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd6C
IRS990ScheduleD/LandGrp/BookValueAmt0181171
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0181171
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01271128
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0568509
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01839637
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01199
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt045695
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt046894
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt063620309
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEP.& INTEREST
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02702121
IRS990ScheduleD/TotalBookValueProgramRltdAmt022158975
IRS990ScheduleD/TotalLiabilityAmt063620309
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0REFER TO PART III, PAGE 2 FOR YEAR 2016 EXEMPT PURPOSE ACCOMPLISHMETS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO TAXABLE INCOME RECORDED FOR THE YEAR 2016.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CREDIT UNION IS A STATE CHARTERED CREDIT UNION COMPRISED OF OWNER/MEMBERS FROM A COMMON FIELD OF MEMBERSHIP AND WHO HAVE PAID A AUTHORIZED MINIMUM MEMBERSHIP FEE INTO THEIR SHARE ACCOUNTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE MEMBERS HOLD ANNUAL MEETINGS AT WHICH TIME THE MEMBERS PRESENT ELECT OPEN POSITIONS FOR THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A COPY OF FORM 990 IS PROVIDED TO EACH BOARD MEMBER FOR REVIEW. AFTER REVIEW AND DISCUSSION, THE FORM IS APPROVED FOR REMITTANCE TO THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OFFICIALS ARE REQUESTED TO DISCLOSE ANY CONFLICTS OF INTEREST. IF THERE ARE ANY APPARENT CONFLICTS OF INTEREST, THE AFFECTED OFFICIAL ABSTAINS FROM VOTING ON THE CONFLICTING ISSUE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BOARD OF DIRECTORS REVIEWS THE COMPENSATION OF ALL THEIR KEY EMPLOYEES ON AN ANNUAL BASIS AND COMPARES COMPENSATION LEVELS AGAINST INDUSTRY STANDARDS, CREDIT UNION SIZE, AND SERVICES OFFERED. ALL DELIBERATIONS ARE FORMALLY RECORDED IN APPROPRIATE OFFICIAL MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE CREDIT UNION MAKES AVAILABLE AT ITS MAIN OFFICE LOCATED AT 200 EAST AUSTIN, KERMIT, TEXAS, COPIES OF THE FINANCIAL STATEMENTS AND GOVERNANCE DOCUMENTS TO ANY MEMBER UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8EQUITY ACQUIRED IN MERGER 0 COMPREHENSIVE INC.ADJUSTMENT -89,748 UNREALIZED GAIN/AFS INVESTMENT 97,870 RET.PLAN COST RECOGNITION 0 TOTAL 8,122
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt069351347
IRS990/TotalAssetsEOYAmt072701669
IRS990/TotalAssetsGrp/BOYAmt069351347
IRS990/TotalAssetsGrp/EOYAmt072701669
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt049
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03708797
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt062283034
IRS990/TotalLiabilitiesEOYAmt064676945
IRS990/TotalLiabilitiesGrp/BOYAmt062283034
IRS990/TotalLiabilitiesGrp/EOYAmt064676945
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07068313
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08024724
IRS990/TotalOtherProgSrvcExpenseAmt03655755
IRS990/TotalProgramServiceExpensesAmt03708797
IRS990/TotalProgramServiceRevenueAmt04448123
IRS990/TotalReportableCompFromOrgAmt0107120
IRS990/TotalRevenueGrp/ExclusionAmt0208963
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04448123
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04657086
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt069351347
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt072701669
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0200 E AUSTIN
IRS990/USAddress/CityNm0KERMIT
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd079745
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WCCU.NET
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DEVORA MITCHELL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04325866631
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-02-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WESTEX COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0WEST
ReturnHeader/Filer/EIN0751085904
ReturnHeader/Filer/PhoneNum04325866631
ReturnHeader/Filer/USAddress/AddressLine1Txt0200 EAST AUSTIN
ReturnHeader/Filer/USAddress/CityNm0KERMIT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd079745
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId02CBCF8563AB8ACFD911E3336B8B8FA1154FF56D4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId02CBCF8563AB8ACFD911E3336B8B8FA1154FF56D4
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LEMA & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0610 E MARKET ST STE 2906
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SAN ANTONIO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0782052680
ReturnHeader/PreparerPersonGrp/PhoneNum02102124822
ReturnHeader/PreparerPersonGrp/PreparationDt02017-02-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANGEL R LEMA CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-02-21T17:23:35-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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