Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
EIN 75-1082983 • 501(c)14 • Atlanta, TX
Profile
We are a cooperative thrift organization known as a Credit Union where members can build their worth through systematic savings and loans for provident and productive purposes.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Liabilities / Revenue
52nd percentile
Higher debt load relative to revenue than 52% of similar nonprofits.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
60th percentile
Higher top officer pay than 60% of similar nonprofits.
Top officer pay equals 15.0% of source-year revenue.
Asset Growth
28th percentile
Faster asset growth than 28% of similar nonprofits.
Revenue Growth
68th percentile
Faster revenue growth than 68% of similar nonprofits.
Assets
Down$7,985,631
Down $422,241 (-5.0%) from 2023
Liabilities
Down$6,521,855
Down $435,159 (-6.3%) from 2023
Net Assets
Up$1,463,776
Up $12,918 (+0.9%) from 2023
Revenue
Up$437,491
Up $45,488 (+12%) from 2023
Expenses
Up$424,573
Up $56,011 (+15%) from 2023
Net Income
Down$12,918
Down $10,523 (-45%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
We are a cooperative thrift organization known as a "Credit Union" where members can build their worth through systematic savings and loans for provident and productive purposes.
A cooperative thrift organization known as a "Credit Union" to build members' worth through systematic savings and loans for provident and productive purposes.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $5,573,438 | $5,719,723 | ▲ $146,285 |
| Rtn Earn Endowment Incm Other Fnds | $1,450,858 | $1,463,776 | ▲ $12,918 |
| Savings and Temporary Cash Investments | $199,958 | $194,482 | ▼ $5,476 |
| Cash and Non-Interest-Bearing Accounts | $187,407 | $166,945 | ▼ $20,462 |
| Land, Buildings, and Equipment, Net | $137,711 | $128,577 | ▼ $9,134 |
| Prepaid Expenses and Deferred Charges | $8,362 | $27,322 | ▲ $18,960 |
| Accounts Receivable | $0 | $0 | → $0 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Other Securities | $0 | $0 | → $0 |
| Investments Program Related | $0 | $0 | → $0 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Intangible Assets | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | - | - |
| Total Assets | $8,407,872 | $7,985,631 | ▼ $422,241 |
| Other Assets Total | $2,300,996 | $1,748,582 | ▼ $552,414 |
| Liabilities | |||
| Other Liabilities | $6,940,713 | $6,331,475 | ▼ $609,238 |
| Unsecured Notes Loans Payable | $0 | $152,724 | ▲ $152,724 |
| Accounts Payable and Accrued Expenses | $16,301 | $37,656 | ▲ $21,355 |
| Grants Payable | $0 | - | - |
| Mortgage Notes Payable Secured by Investment Property | $0 | - | - |
| Deferred Revenue | $0 | - | - |
| Escrow Account Liability | $0 | - | - |
| Tax Exempt Bond Liabilities | $0 | - | - |
| Total Liabilities | $6,957,014 | $6,521,855 | ▼ $435,159 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,450,858 | $1,463,776 | ▲ $12,918 |
| Total Liabilities and Net Assets / Fund Balance | $8,407,872 | $7,985,631 | ▼ $422,241 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $55,580 | $171,608 | $227,188 |
| Equipment | $12,997 | $175,240 | $188,237 |
| Land | $60,000 | - | $60,000 |
| Other Land Buildings | $0 | $0 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Other Assets Org | $17,755 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Manager | President/Manager | FT | $62,043 | $3,723 | $65,766 |
| Name | Title |
|---|---|
| Board Member | Chairman |
| Board Member | Vice Chairman |
| Board Member | Director |
| Board Member | Secretary/Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $222,912 |
| Salaries, Compensation, and Employee Benefits | $201,661 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $113,091 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $62,043 |
| Occupancy | - | - | - | $39,451 |
| Information Technology | - | - | - | $32,249 |
| Office Expenses | - | - | - | $30,024 |
| Other Expenses | - | - | - | $24,431 |
| Insurance | - | - | - | $21,489 |
| All Other Expenses | - | - | - | $13,769 |
| Payroll Taxes | - | - | - | $13,701 |
| Pension Plan Contributions | - | - | - | $12,826 |
| Depreciation Depletion | - | - | - | $10,137 |
| Interest | - | - | - | $9,238 |
| Fees for Services Accounting | - | - | - | $7,140 |
| Travel | - | - | - | $3,398 |
| Advertising | - | - | - | $1,356 |
| Conferences and Meetings | - | - | - | $485 |
| Total Functional Expenses | $0 | $0 | $0 | $424,573 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | - | - |
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Members' Shares Deposits | $6,331,475 |
“The Credit Union is opened to state highway employees in District 19 and their families. Once they join the Credit Union, they are called "MEMBERS."”
“The Credit Union has a set of designated set of eligible people who can join their credit union called members. Annual meetings are required by law; at the Annual Meeting, membership votes and elects its Board of Directors.”
“Since Form 990 is required to be filed electronically, the manager reviews the 990 and submits it electronically.”
“The Board of Directors reviews the manager's salary outside her presence. Upon discussion and review, the Board of Directors makes the decisions for all increases. The manager is present when discussing other employees' salaries. However, the Board makes the final decision as to what the salary and/or increases will be.”
“The Credit Union makes its financial statements to be available to the public upon request. However, a copy of the financial statements is required to be posted in the credit union office by the twenty-first of the month after month-end.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 16301 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 37656 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | A cooperative thrift organization known as a "Credit Union" to build members' worth through systematic savings and loans for provident and productive purposes. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1356 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 13769 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Vicki Stroman |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9037964423 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 202 N Louise Street |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | PO BOX 1085 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Atlanta |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 75551 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 187407 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 166945 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 62043 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 485 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 89374 |
| IRS990/CYOtherExpensesAmt | 0 | 222912 |
| IRS990/CYOtherRevenueAmt | 0 | 20802 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 327315 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 12918 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 201661 |
| IRS990/CYTotalExpensesAmt | 0 | 424573 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 437491 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 10137 |
| IRS990/Desc | 0 | MEMBER SHARE ACCOUNTS The Credit Union's share accounts offer advantages to members of all ages. The Credit Union had 1,524 member-owned accounts as of December 31, 2023. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 7140 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 3723 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Manager |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Board Member |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Board Member |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 62043 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President/Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary/Treasurer |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1961 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 437491 |
| IRS990/GroupExemptionNum | 0 | 2742 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 32249 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 21489 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 9238 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 89374 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 89374 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 119 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 346848 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 137711 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 128577 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 475425 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | We are a cooperative thrift organization known as a Credit Union where members can build their worth through systematic savings and loans for provident and productive purposes. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1450858 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1463776 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 39451 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 30024 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2300996 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1748582 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | State Supervision Fees |
| IRS990/OtherExpensesGrp/Desc | 1 | League & Chapter Dues |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Losses |
| IRS990/OtherExpensesGrp/Desc | 3 | Loan Servicing |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3529 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 5216 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 21000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 24431 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 6940713 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6331475 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Other Operating Income |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 20802 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 20802 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 20802 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 113091 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 5573438 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 5719723 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 13701 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 12826 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 8362 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 27322 |
| IRS990/PrincipalOfficerNm | 0 | Vicki L Stroman |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees and Charges |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 317582 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 9733 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 317582 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 9733 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | CONSUMER LOANS The Credit Union has provided personal and vehicle loans from its beginning. The consumer loan product now consists of boats, trailers, motorcycles, and recreational vehicles. Credit Life and Disability insurance coverages are available to be purchased on all loans. GAP Insurance and Extended Warranties are also available to be purchased on vehicle loans. A Master Card credit card program is also offered to members. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
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| IRS990/PYOtherExpensesAmt | 0 | 161646 |
| IRS990/PYOtherRevenueAmt | 0 | 22879 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 276459 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 23441 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 206916 |
| IRS990/PYTotalExpensesAmt | 0 | 368562 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 392003 |
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| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 12918 |
| IRS990/RelatedEntityInd | 0 | 0 |
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| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
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| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 312431 |
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| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 68976 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 5 | 17755 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Master Card Funding Account |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | Payroll Special Account |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | Catalyst Corporate Federal Credit Union |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | Certificates of Deposit |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | NCUSIF Share Insurance |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 5 | Accrued Interest on Loans |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 6331475 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Members' Shares Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 128577 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 1748582 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6331475 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The Credit Union is opened to state highway employees in District 19 and their families. Once they join the Credit Union, they are called "MEMBERS." |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Credit Union has a set of designated set of eligible people who can join their credit union called members. Annual meetings are required by law; at the Annual Meeting, membership votes and elects its Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Since Form 990 is required to be filed electronically, the manager reviews the 990 and submits it electronically. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The Board of Directors reviews the manager's salary outside her presence. Upon discussion and review, the Board of Directors makes the decisions for all increases. The manager is present when discussing other employees' salaries. However, the Board makes the final decision as to what the salary and/or increases will be. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Credit Union makes its financial statements to be available to the public upon request. However, a copy of the financial statements is required to be posted in the credit union office by the twenty-first of the month after month-end. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
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| IRS990/SubjectToProxyTaxInd | 0 | 0 |
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| IRS990/TotalVolunteersCnt | 0 | 4 |
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| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 152724 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 202 N Louise Street |
| IRS990/USAddress/CityNm | 0 | Atlanta |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 75551 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
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