Civic Intelligence

Hurst-Euless-Bedford Chamber of Commerce

EIN 75-1013229 • 501(c)6 • Bedford, TX

Profile

To serve our members and the community, and to foster economic development in the hurst-euless-bedford area.

PO Box 969Bedford, TX 76095

www.heb.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

52nd percentile

0.05x

Higher debt load relative to assets than 52% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

55th percentile

0.06x

Higher debt load relative to revenue than 55% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

49th percentile

3.4%

Higher net margin than 49% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

86th percentile

$148,083

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 26.3% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

44th percentile

1.9%

Faster asset growth than 44% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

51st percentile

5.4%

Faster revenue growth than 51% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$678,468

Up $12,512 (+1.9%) from 2023

Liabilities

Down

$35,863

Down $6,897 (-16%) from 2023

Net Assets

Up

$642,605

Up $19,409 (+3.1%) from 2023

Operations
Liabilities / Revenue55th percentileNet Margin49th percentile

Revenue

Up

$562,832

Up $29,055 (+5.4%) from 2023

Expenses

Up

$543,423

Up $10,737 (+2.0%) from 2023

Net Income

Up

$19,409

Up $18,318 (+1679%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth44th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $428,742Liabilities 2011: $80,909Net Assets 2011: $347,8332011Assets 2012: $439,761Liabilities 2012: $73,886Net Assets 2012: $365,8752012Assets 2013: $462,299Liabilities 2013: $67,166Net Assets 2013: $395,1332013Assets 2014: $479,431Liabilities 2014: $60,221Net Assets 2014: $419,2102014Assets 2015: $456,402Liabilities 2015: $38,140Net Assets 2015: $418,2622015Assets 2016: $460,486Liabilities 2016: $24,233Net Assets 2016: $436,2532016Assets 2017: $447,814Liabilities 2017: $0Net Assets 2017: $447,8142017Assets 2018: $454,275Liabilities 2018: $0Net Assets 2018: $454,2752018Assets 2019: $464,887Liabilities 2019: $0Net Assets 2019: $464,8872019Assets 2020: $559,890Liabilities 2020: $99,900Net Assets 2020: $459,9902020Assets 2021: $632,144Liabilities 2021: $50,156Net Assets 2021: $581,9882021Assets 2022: $668,454Liabilities 2022: $46,349Net Assets 2022: $622,1052022Assets 2023: $665,956Liabilities 2023: $42,760Net Assets 2023: $623,1962023Assets 2024: $678,468Liabilities 2024: $35,863Net Assets 2024: $642,6052024

Highlighted filing

2024

Assets$678,468
Liabilities$35,863
Net Assets$642,605
Open 2024 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $397,028Expenses 2011: $359,499Net Income 2011: $37,5292011Expenses 2012: $394,7372012Revenue 2013: $424,540Expenses 2013: $395,282Net Income 2013: $29,2582013Revenue 2014: $456,237Expenses 2014: $432,160Net Income 2014: $24,0772014Revenue 2015: $449,235Expenses 2015: $450,183Net Income 2015: -$9482015Revenue 2016: $492,901Expenses 2016: $474,910Net Income 2016: $17,9912016Revenue 2017: $513,736Expenses 2017: $502,175Net Income 2017: $11,5612017Revenue 2018: $521,380Expenses 2018: $514,919Net Income 2018: $6,4612018Revenue 2019: $533,700Expenses 2019: $523,088Net Income 2019: $10,6122019Revenue 2020: $489,320Expenses 2020: $494,217Net Income 2020: -$4,8972020Revenue 2021: $652,437Expenses 2021: $530,439Net Income 2021: $121,9982021Revenue 2022: $573,694Expenses 2022: $533,577Net Income 2022: $40,1172022Revenue 2023: $533,777Expenses 2023: $532,686Net Income 2023: $1,0912023Revenue 2024: $562,832Expenses 2024: $543,423Net Income 2024: $19,4092024

Highlighted filing

2024

Revenue$562,832
Expenses$543,423
Net Income$19,409
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$678,468
Liabilities
$35,863
Net assets
$642,605
Revenue
$562,832
Expenses
$543,423
Net income
$19,409
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.78$0.36$6.43$5.63$5.43$0.19
2023Summary only. Only limited summary data is available for this year.$6.66$0.43$6.23$5.34$5.33$0.01
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.68$0.46$6.22$5.74$5.34$0.40
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.32$0.50$5.82$6.52$5.30$1.22
2020Summary only. Only limited summary data is available for this year.$5.60$1.00$4.60$4.89$4.94$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.65$0.00$4.65$5.34$5.23$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.54$0.00$4.54$5.21$5.15$0.06
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.48$0.00$4.48$5.14$5.02$0.12
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.60$0.24$4.36$4.93$4.75$0.18
2015Detailed filing. Detailed filing data is available for this year.$4.56$0.38$4.18$4.49$4.50$0.01
2014Detailed filing. Detailed filing data is available for this year.$4.79$0.60$4.19$4.56$4.32$0.24
2013Detailed filing. Detailed filing data is available for this year.$4.62$0.67$3.95$4.25$3.95$0.29
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.40$0.74$3.66$3.95
2011Summary only. Only limited summary data is available for this year.$4.29$0.81$3.48$3.97$3.59$0.38
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.1
Gross Receipts
$676,829
Mission and Program Overview

Mission

To serve our members and the community, and to foster economic development in the hurst-euless-bedford area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$623,196$642,605▲ $19,409
Cash and Non-Interest-Bearing Accounts$358,172$281,911▼ $76,261
Land, Buildings, and Equipment, Net$257,784$246,557▼ $11,227
Savings and Temporary Cash Investments$50,000$150,000▲ $100,000
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$665,956$678,468▲ $12,512
Liabilities
Other Liabilities$42,760$35,863▼ $6,897
Total Liabilities$42,760$35,863▼ $6,897
Net Assets / Fund Balance
Total Net Assets Fund Balance$623,196$642,605▲ $19,409
Total Liabilities and Net Assets / Fund Balance$665,956$678,468▲ $12,512

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$160,385$155,387$315,772
Other Land Buildings$12,172$266,295$278,467
Land$74,000-$74,000
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mary FraziorPresident & CEOFT$129,299$18,784$148,083

Board Members and Trustees

NameTitle
Brad ParkerChair of the Board
Jared SheltonChair-elect (partial year)
Dalene ParkerImmediate Past Chair
Susan ShawTeam Chair: Awareness
Don ProctorTeam Chair: Excellence
Jim GriffinTeam Chair: Growth
Sue SchulzTeam Chair: Success
Jeri HarwellTeam Chair: Voice
James WrightAt Large Director
John FletcherAt Large Director
Perry ChampagneAt Large Director
Amanda JonesDirector
Andrie KrahlDirector
Chad HughesDirector
David MedinaDirector
Dr Jan ClaytonDirector
Dr Joe HarringtonDirector
Faye ChambersDirector
Gary FickesDirector
Henry WilsonDirector
Hugh MorrisonDirector
Jamie WhismanDirector
Jennifer LeneyDirector
Julie AndrewsDirector
Kelly HancockDirector
Linda MartinDirector
Mandy EliotDirector
Rebecca BarksdaleDirector
Richard GarnerDirector
Sadie SmithDirector
Shelly LemmanDirector
Tony TinderholtDirector
Christina CatesDirector (partial year)
Dan CoganDirector (partial year)
Mark OvercashDirector (partial year)
Robert HightowerDirector (partial year)
Pete BenenatiCorporate Guidance Officer
Steve FarcoSecretary/Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$204,885
Program Service Revenue
$175,745
Investment Income
$5,815
Other Revenue
$176,387
Change in Net Assets
$19,409

Audited Revenue Reconciliation

Revenue per Audited Statements
$562,832
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$113,997
Total Revenue per Audited Statements
$676,829
Total Revenue per Form 990
$562,832
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$316,523
Other Expenses$206,900
Grants and Similar Amounts Paid$20,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$148,083
Other Salaries and Wages---$124,211
Occupancy---$23,906
Payroll Taxes---$22,983
All Other Expenses---$22,448
Grants to Domestic Orgs---$20,000
Information Technology---$19,967
Other Employee Benefits---$18,847
Other Expenses---$15,948
Fees for Services Accounting---$14,056
Office Expenses---$13,805
Depreciation Depletion---$11,227
Insurance---$11,187
Fees for Services Other---$5,928
Travel---$2,698
Pension Plan Contributions---$2,399
Interest---$1,154
Total Functional Expenses$0$0$0$543,423

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$657,420
Expenses per Audited Statements$543,423
Total Expenses per Form 990$543,423
Expenses Not Reported on Form 990$113,997
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
HEB Economic Development FoundationBedford, TX501(c)(6)General Operations Contributions$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$290,384
Fundraising Direct Expenses$113,997
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Birthday Bash$85,763$85,763$5,076$80,687
Annual Awards Lunch$61,045$61,045$31,787$29,258
Total Events$285,084$285,084$112,925$172,159
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$2,500
Total Nondeductible Lobbying and Political Cost$2,500
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
SBA EIDL Loan$35,863
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 7A

“The members of HEB Chamber of Commerce elect the Board of Directors.”

Form 990, Part VI, Section A, line 7B

“The election of the Board of Directors is subject to approval of members.”

Form 990, Part VI, Section B, line 11B

“990 will be reviewed by the Executive Committee. The people on the committee will be asked if they have any questions. If yes, the President & CEO will answer. If someone suggests a change, that change will be discussed with the CPA.”

Form 990, Part VI, Section B, line 12C

“If a potential conflict is seen on an agenda item, the item is discussed with that board member in advance. Board members can remove themselves from voting on specific issues at any meetings.”

Form 990, Part VI, Section B, line 15

“The Compensation Committee reviews any available salary and benefits surveys. They decide on salary and benefits of the President & CEO. Their decision is put in writing and signed by the Chairman of the Board. The Compensation Committee reviews any available salary and benefits surveys. They decide on salary and benefits of the officers and key employees. Their decision is put in writing and signed by the Chairman of the Board.”

Form 990, Part VI, Section C, line 19

“The Organization's Governing Documents, Conflict of Interest Policy, and Financial Statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Hurst-Euless-Bedford Chamber of Commerce
EIN
75-1013229
Phone
8172831521
Address
PO Box 969, Bedford, TX 76095

Signing Officer

Name
Mary Frazior
Title
President & CEO
Phone
8172831521
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mary Frazior
Formed
1955
Legal Domicile
TX
Voting Board Members
36
Independent Board Members
35
Employees
9
Volunteers
1,130

Preparer

Firm
Bran Accounting Services LLC
Address
7901 Forest View Ct, North Richland Hills, TX 76182
Preparer
Chelsea Bran CPA
Phone
6826886085
Supplemental Narrative

Additional Explanations

Form 990:

“Section 1.263(a)-1(f) De Minimis Safe Harbor Election For the year ending December 31, 2024, the Taxpayer is making the De Minimis Safe Harbor Election under Reg. Sec. 1.263(a)-1(f).”

Financial Statement Notes

Part X, Line 2:

“The Chamber is exempt from federal income taxes under the Internal Revenue Code Section (501)(c)(6) and is classified by the Internal Revenue Service as other than a Private Foundation. The Chamber does pay income tax on Unrelated Busines Income. The Chamber is subject to routine audits by the taxing jurisdictions; however, there are currently no audits for any prior periods in progress. Management believes it is no longer subject to examinations for years prior to the 2021 tax year.”

Part XI, Line 2D - Other Adjustments:

“Fundraising Expenses 113,997.”

Part XII, Line 2D - Other Adjustments:

“Fundraising Expenses 113,997.”

Raw XML AppendixShowing 400 of 720 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum08172831521
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02109 Martin Road
IRS990/BooksInCareOfDetail/USAddress/CityNm0Bedford
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IRS990/Form990PartVIISectionAGrp/PersonNm0Mary Frazior
IRS990/Form990PartVIISectionAGrp/PersonNm1Brad Parker
IRS990/Form990PartVIISectionAGrp/PersonNm2Dalene Parker
IRS990/Form990PartVIISectionAGrp/PersonNm3Jared Shelton
IRS990/Form990PartVIISectionAGrp/PersonNm4Steve Farco
IRS990/Form990PartVIISectionAGrp/PersonNm5Susan Shaw
IRS990/Form990PartVIISectionAGrp/PersonNm6Don Proctor
IRS990/Form990PartVIISectionAGrp/PersonNm7Jim Griffin
IRS990/Form990PartVIISectionAGrp/PersonNm8Sue Schulz
IRS990/Form990PartVIISectionAGrp/PersonNm9Jeri Harwell
IRS990/Form990PartVIISectionAGrp/PersonNm10James Wright
IRS990/Form990PartVIISectionAGrp/PersonNm11Perry Champagne
IRS990/Form990PartVIISectionAGrp/PersonNm12John Fletcher
IRS990/Form990PartVIISectionAGrp/PersonNm13Julie Andrews
IRS990/Form990PartVIISectionAGrp/PersonNm14Rebecca Barksdale
IRS990/Form990PartVIISectionAGrp/PersonNm15Christina Cates
IRS990/Form990PartVIISectionAGrp/PersonNm16Mandy Eliot
IRS990/Form990PartVIISectionAGrp/PersonNm17Faye Chambers
IRS990/Form990PartVIISectionAGrp/PersonNm18Richard Garner
IRS990/Form990PartVIISectionAGrp/PersonNm19Chad Hughes
IRS990/Form990PartVIISectionAGrp/PersonNm20Amanda Jones
IRS990/Form990PartVIISectionAGrp/PersonNm21Andrie Krahl
IRS990/Form990PartVIISectionAGrp/PersonNm22Shelly Lemman
IRS990/Form990PartVIISectionAGrp/PersonNm23Jennifer Leney
IRS990/Form990PartVIISectionAGrp/PersonNm24David Medina
IRS990/Form990PartVIISectionAGrp/PersonNm25Hugh Morrison
IRS990/Form990PartVIISectionAGrp/PersonNm26Mark Overcash
IRS990/Form990PartVIISectionAGrp/PersonNm27Sadie Smith
IRS990/Form990PartVIISectionAGrp/PersonNm28Jamie Whisman
IRS990/Form990PartVIISectionAGrp/PersonNm29Dan Cogan
IRS990/Form990PartVIISectionAGrp/PersonNm30Dr Jan Clayton
IRS990/Form990PartVIISectionAGrp/PersonNm31Dr Joe Harrington
IRS990/Form990PartVIISectionAGrp/PersonNm32Gary Fickes
IRS990/Form990PartVIISectionAGrp/PersonNm33Kelly Hancock
IRS990/Form990PartVIISectionAGrp/PersonNm34Linda Martin
IRS990/Form990PartVIISectionAGrp/PersonNm35Henry Wilson
IRS990/Form990PartVIISectionAGrp/PersonNm36Tony Tinderholt
IRS990/Form990PartVIISectionAGrp/PersonNm37Robert Hightower
IRS990/Form990PartVIISectionAGrp/PersonNm38Pete Benenati
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IRS990/Form990PartVIISectionAGrp/TitleTxt0President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chair of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt2Immediate Past Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chair-elect (partial year)
IRS990/Form990PartVIISectionAGrp/TitleTxt4Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt5Team Chair: Awareness
IRS990/Form990PartVIISectionAGrp/TitleTxt6Team Chair: Excellence
IRS990/Form990PartVIISectionAGrp/TitleTxt7Team Chair: Growth
IRS990/Form990PartVIISectionAGrp/TitleTxt8Team Chair: Success
IRS990/Form990PartVIISectionAGrp/TitleTxt9Team Chair: Voice
IRS990/Form990PartVIISectionAGrp/TitleTxt10At Large Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11At Large Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12At Large Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director (partial year)
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director
IRS990/Form990PartVIISectionAGrp/TitleTxt18Director
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20Director
IRS990/Form990PartVIISectionAGrp/TitleTxt21Director
IRS990/Form990PartVIISectionAGrp/TitleTxt22Director
IRS990/Form990PartVIISectionAGrp/TitleTxt23Director
IRS990/Form990PartVIISectionAGrp/TitleTxt24Director
IRS990/Form990PartVIISectionAGrp/TitleTxt25Director
IRS990/Form990PartVIISectionAGrp/TitleTxt26Director (partial year)
IRS990/Form990PartVIISectionAGrp/TitleTxt27Director
IRS990/Form990PartVIISectionAGrp/TitleTxt28Director
IRS990/Form990PartVIISectionAGrp/TitleTxt29Director (partial year)
IRS990/Form990PartVIISectionAGrp/TitleTxt30Director
IRS990/Form990PartVIISectionAGrp/TitleTxt31Director
IRS990/Form990PartVIISectionAGrp/TitleTxt32Director
IRS990/Form990PartVIISectionAGrp/TitleTxt33Director
IRS990/Form990PartVIISectionAGrp/TitleTxt34Director
IRS990/Form990PartVIISectionAGrp/TitleTxt35Director
IRS990/Form990PartVIISectionAGrp/TitleTxt36Director
IRS990/Form990PartVIISectionAGrp/TitleTxt37Director (partial year)
IRS990/Form990PartVIISectionAGrp/TitleTxt38Corporate Guidance Officer
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IRS990/MissionDesc0To serve our members and the community, and to foster economic development in the Hurst-Euless-Bedford area.
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IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0623196
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