Civic Intelligence

Texans Credit Union

EIN 75-0992590 • 501(c)14 • Richardson, TX

Profile

Texans credit union is a state chartered credit union formed under the state credit union law. The credit union is a member-owned cooperative that provides traditional deposit and loan products, as well as other financial services to the membership. The credit union's focus is to improve the economic well-being of our member owners.

777 East Campbell RdRichardson, TX 75081

www.texanscu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.91x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

16.49x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

82nd percentile

17%

Higher net margin than 82% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

45th percentile

2.2%

Faster asset growth than 45% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

76th percentile

25%

Faster revenue growth than 76% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Assets

Up

$2,243,918,289

Up $47,985,036 (+2.2%) from 2023

Liabilities

Up

$2,038,910,445

Up $13,882,666 (+0.7%) from 2023

Net Assets

Up

$205,007,844

Up $34,102,370 (+20%) from 2023

Revenue

Up

$123,635,860

Up $25,077,733 (+25%) from 2023

Expenses

Up

$102,712,885

Up $28,068,651 (+38%) from 2023

Net Income

Down

$20,922,975

Down $2,990,918 (-13%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0B$2.0B$1.0B$0Assets 2010: $1,588,899,179Liabilities 2010: $1,553,051,373Net Assets 2010: $35,847,8062010Assets 2011: $1,423,573,338Liabilities 2011: $1,410,129,460Net Assets 2011: $13,443,8782011Assets 2012: $1,439,440,267Liabilities 2012: $1,398,804,122Net Assets 2012: $40,636,1452012Assets 2013: $1,439,440,267Liabilities 2013: $1,398,804,122Net Assets 2013: $40,636,1452013Assets 2014: $1,415,315,755Liabilities 2014: $1,352,151,218Net Assets 2014: $63,164,5372014Assets 2015: $1,445,267,462Liabilities 2015: $1,401,566,338Net Assets 2015: $43,701,1242015Assets 2016: $1,532,014,160Liabilities 2016: $1,471,128,564Net Assets 2016: $60,885,5962016Assets 2017: $1,576,599,979Liabilities 2017: $1,496,376,670Net Assets 2017: $80,223,3092017Assets 2018: $1,572,471,414Liabilities 2018: $1,470,374,110Net Assets 2018: $102,097,3042018Assets 2019: $1,606,022,803Liabilities 2019: $1,468,954,127Net Assets 2019: $137,068,6762019Assets 2020: $1,881,983,731Liabilities 2020: $1,721,847,127Net Assets 2020: $160,136,6042020Assets 2021: $2,114,687,717Liabilities 2021: $1,950,544,686Net Assets 2021: $164,143,0312021Assets 2022: $2,155,551,665Liabilities 2022: $2,027,157,739Net Assets 2022: $128,393,9262022Assets 2023: $2,195,933,253Liabilities 2023: $2,025,027,779Net Assets 2023: $170,905,4742023Assets 2024: $2,243,918,289Liabilities 2024: $2,038,910,445Net Assets 2024: $205,007,8442024

Highlighted filing

2024

Assets$2,243,918,289
Liabilities$2,038,910,445
Net Assets$205,007,844

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200M$150M$100M$50M$0Expenses 2010: $136,234,9622010Expenses 2011: $178,893,0812011Expenses 2012: $44,339,7332012Revenue 2013: $0Expenses 2013: $0Net Income 2013: $02013Revenue 2014: $54,770,595Expenses 2014: $33,082,872Net Income 2014: $21,687,7232014Revenue 2015: $57,945,268Expenses 2015: $31,313,258Net Income 2015: $26,632,0102015Revenue 2016: $53,606,474Expenses 2016: $31,944,108Net Income 2016: $21,662,3662016Revenue 2017: $54,562,487Expenses 2017: $35,005,361Net Income 2017: $19,557,1262017Revenue 2018: $60,195,306Expenses 2018: $34,978,264Net Income 2018: $25,217,0422018Revenue 2019: $61,592,504Expenses 2019: $36,349,197Net Income 2019: $25,243,3072019Revenue 2020: $52,798,769Expenses 2020: $37,129,901Net Income 2020: $15,668,8682020Revenue 2021: $56,103,692Expenses 2021: $40,157,461Net Income 2021: $15,946,2312021Revenue 2022: $76,501,082Expenses 2022: $50,324,677Net Income 2022: $26,176,4052022Revenue 2023: $98,558,127Expenses 2023: $74,644,234Net Income 2023: $23,913,8932023Revenue 2024: $123,635,860Expenses 2024: $102,712,885Net Income 2024: $20,922,9752024

Highlighted filing

2024

Revenue$123,635,860
Expenses$102,712,885
Net Income$20,922,975

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2,244$2,039$205$124$103$20.9
2023Detailed filing. Detailed filing data is available for this year.$2,196$2,025$171$98.6$74.6$23.9
2022Detailed filing. Detailed filing data is available for this year.$2,156$2,027$128$76.5$50.3$26.2
2021Detailed filing. Detailed filing data is available for this year.$2,115$1,951$164$56.1$40.2$15.9
2020Detailed filing. Detailed filing data is available for this year.$1,882$1,722$160$52.8$37.1$15.7
2019Detailed filing. Detailed filing data is available for this year.$1,606$1,469$137$61.6$36.3$25.2
2018Detailed filing. Detailed filing data is available for this year.$1,572$1,470$102$60.2$35.0$25.2
2017Detailed filing. Detailed filing data is available for this year.$1,577$1,496$80.2$54.6$35.0$19.6
2016Detailed filing. Detailed filing data is available for this year.$1,532$1,471$60.9$53.6$31.9$21.7
2015Detailed filing. Detailed filing data is available for this year.$1,445$1,402$43.7$57.9$31.3$26.6
2014Detailed filing. Detailed filing data is available for this year.$1,415$1,352$63.2$54.8$33.1$21.7
2013Detailed filing. Detailed filing data is available for this year.$1,439$1,399$40.6$0.00$0.00$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,439$1,399$40.6$44.3
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,424$1,410$13.4$179
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,589$1,553$35.8$136
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.2
Gross Receipts
$124,072,587
Mission and Program Overview

Mission

Texans credit union is a state chartered credit union formed under the state credit union law and the credit union is member-owned cooperative that provides traditional deposit and loan products, as well as other financial services to the membership. The credit unions focus is to improve the economic well-being of our members/owners.

Texans credit union is a state chartered credit union formed under the state credit union law. The credit union is a member-owned cooperative that provides traditional deposit and loan products, as well as other financial services to the membership. The credit union's focus is to make our member's lives better while serving our communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,411,012,362$1,548,739,867▲ $137,727,505
Investments in Publicly Traded Securities$605,211,750$406,925,718▼ $198,286,032
Rtn Earn Endowment Incm Other Fnds$170,905,474$205,007,844▲ $34,102,370
Savings and Temporary Cash Investments$61,603,399$161,494,906▲ $99,891,507
Investments Other Securities$26,866,986$27,756,736▲ $889,750
Land, Buildings, and Equipment, Net$26,101,091$26,939,068▲ $837,977
Receivables From Officers Etc$15,542,199$15,654,197▲ $111,998
Cash and Non-Interest-Bearing Accounts$7,458,454$8,167,690▲ $709,236
Prepaid Expenses and Deferred Charges$3,172,102$2,753,427▼ $418,675
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,195,933,253$2,243,918,289▲ $47,985,036
Other Assets Total$38,964,910$45,486,680▲ $6,521,770
Liabilities
Other Liabilities$1,992,716,056$2,008,527,719▲ $15,811,663
Accounts Payable and Accrued Expenses$32,311,723$30,382,726▼ $1,928,997
Total Liabilities$2,025,027,779$2,038,910,445▲ $13,882,666
Net Assets / Fund Balance
Total Net Assets Fund Balance$170,905,474$205,007,844▲ $34,102,370
Total Liabilities and Net Assets / Fund Balance$2,195,933,253$2,243,918,289▲ $47,985,036

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$15,880,083$12,975,259$28,855,342
Equipment$4,142,842$16,796,044$20,938,886
Land$6,578,356-$6,578,356
Leasehold Improvements$337,787$2,105,267$2,443,054
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
David FrazierChief Executive OfficerFT$680,593$209,758$890,351
Michael McwethyExecutive Vice PresidentFT$369,938$423,854$793,792
Benjamin HartChief Financial OfficerFT$286,627$369,606$656,233
Jianjun BaiVP Dev & Host SystemsFT$209,788$121,489$331,277
Jennifer ShortChief People OfficerFT$236,938$72,864$309,802
Tanya PattersonSVP, Strategic SolutionsFT$221,755$57,175$278,930
Tracy MontezSVP ControllerFT$194,577$67,630$262,207
Daniel MathewsVP Consumer LendingFT$205,586$49,339$254,925
Angela JacksonVP Real Estate LendingFT$199,916$52,016$251,932

Board Members and Trustees

NameTitle
George ConsolverChairperson
Ed FawcettVice Chairperson
Fahad AwaisAdvisory Director
Shyamal ParikhAdvisory Director
Lori DanielBoard Member
Estella MartinezSecretary
Thomas BoedeckerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservNetwork EftPO BOX 208457, Dallas, TX 45320-8457$1,946,908
AlkamiInternet Home Banking ServicerPO BOX 122223, Dallas, TX 75019$1,922,495
Red ElephantRemodelling Hq & Branches200 E VALLEY RIDGE BLVD, Lewisville, TX 75057$872,104
Level 3 CommunicationsIp And Data ServicesPO BOX 910182, Denver, CO 80291$771,316
LanveraStatement Processing112 WRANGLER DRIVE SUITE 150, Coppell, TX 75019$759,257
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$92,228,321
Investment Income
$31,180,829
Other Revenue
$226,710
Change in Net Assets
$20,922,975

Audited Revenue Reconciliation

Revenue per Audited Statements
$123,824,984
Revenue Not Reported on Financial Statements
$-189,124
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-189,124
Total Revenue per Audited Statements
$123,824,984
Total Revenue per Form 990
$123,635,860
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$73,833,830
Salaries, Compensation, and Employee Benefits$28,879,055
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$42,720,076
Other Salaries and Wages---$20,055,281
Other Employee Benefits---$3,715,572
Information Technology---$3,617,829
All Other Expenses---$3,324,232
Office Expenses---$3,067,651
Depreciation Depletion---$2,655,739
Current Officers, Directors, Trustees, and Key Employees---$2,650,178
Occupancy---$2,628,359
Advertising---$2,312,517
Payroll Taxes---$1,615,303
Other Expenses---$1,563,183
Pension Plan Contributions---$842,721
Fees for Services Other---$717,208
Insurance---$284,567
Travel---$256,008
Fees for Services Accounting---$203,754
Payments to Affiliates---$183,551
Fees for Services Legal---$61,856
Total Functional Expenses$0$0$0$102,712,885

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$102,902,009
Expenses per Audited Statements$102,712,885
Total Expenses per Form 990$102,712,885
Expenses Not Reported on Form 990$189,124
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$15,542,199$15,654,197▲ $111,998
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$2,008,527,719
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union has members. Members must meet the "field of membership" requirements.

Form 990, Part VI, Section A, Line 7A

Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, as vacancies arise, or otherwise.

Form 990, Part VI, Section A, Line 7B

Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.

Form 990, Part VI, Section B, Line 11B

The completed form will be reviewed by the ceo prior to filing.

Form 990, Part VI, Section B, Line 12C

The employees of the organization are required to review and acknowledge the review of the policies when hired into the organization and annually. Communications are sent to employees notifying them of any changes to the policy. The credit union also provides an anonymous electronic reporting system which is maintained through hr and internal audit.

Form 990, Part VI, Section B, Line 15

The chief people officer provides comparative data to the compensation committee on an annual basis. The compensation committee, which is made up of three members of the board of directors, preview the information annually and deliberates to make recommendations regarding the performance review process and annual compensation changes of the ceo which are subsquently approved by the board of directors.

Form 990, Part VI, Section C, Line 19

Governing documents that are required to be made available to the public are provided using different methods. Some are provided through posting of signs in public locations such as the lobbies of branch offices. Other governing documents/notices that require annual mailings are provided to the membership as required by mail. The website is also used to provide certain required documents. Financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Texans Credit Union
EIN
75-0992590
Phone
9723482000
Address
777 EAST CAMPBELL RD, RICHARDSON, TX 75081

Signing Officer

Name
Benjamin Hart
Title
CFO
Phone
9723482000
Signed
2025-11-03

Organization Details

Principal Officer
David Frazier
Formed
1953
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
5
Employees
324
Volunteers
7

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other professional services 717,208.

Form 990, Part IX, Line 24E

Loan servicing 1,325,013. Miscellaneous 726,913. Impairment of split dollar life insurance 629,278. Credit/debit fraud 365,853. Collections 277,175.

FORM 990, PART XI, LINE 9:

Net pension gains/(losses) -21,519.

Form 990, Part XII, Line 2C

There were no changes to the process of the committee that assumes responsibility of the oversight of the audit and selection of the independent auditor.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Rental expenses reported net of rental revenue in the statement of revenue of form 990 but reported as a component of expenses within the audited financials -136,074. Losses on sold assets reported in the statement of revenue but reported as a component of expenses within the audited financials -53,050.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Rental expenses reported net of rental revenue in the statement of revenue of form 990 but reported as a component of expenses within the audited financials 136,074. Losses on sold assets reported in the statement of revenue but reported as a component of expenses within the audited financials 53,050.

Raw XML AppendixShowing 400 of 748 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt738455
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt8163778
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt9155825
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1027800
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1120161
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1291071
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1322512
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1417884
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1530111
IRS990/Form990PartVIISectionAGrp/PersonNm0GEORGE CONSOLVER
IRS990/Form990PartVIISectionAGrp/PersonNm1ED FAWCETT
IRS990/Form990PartVIISectionAGrp/PersonNm2ESTELLA MARTINEZ
IRS990/Form990PartVIISectionAGrp/PersonNm3THOMAS BOEDECKER
IRS990/Form990PartVIISectionAGrp/PersonNm4LORI DANIEL
IRS990/Form990PartVIISectionAGrp/PersonNm5FAHAD AWAIS
IRS990/Form990PartVIISectionAGrp/PersonNm6SHYAMAL PARIKH
IRS990/Form990PartVIISectionAGrp/PersonNm7DAVID FRAZIER
IRS990/Form990PartVIISectionAGrp/PersonNm8MICHAEL MCWETHY
IRS990/Form990PartVIISectionAGrp/PersonNm9BENJAMIN HART
IRS990/Form990PartVIISectionAGrp/PersonNm10JENNIFER SHORT
IRS990/Form990PartVIISectionAGrp/PersonNm11TANYA PATTERSON
IRS990/Form990PartVIISectionAGrp/PersonNm12JIANJUN BAI
IRS990/Form990PartVIISectionAGrp/PersonNm13DANIEL MATHEWS
IRS990/Form990PartVIISectionAGrp/PersonNm14ANGELA JACKSON
IRS990/Form990PartVIISectionAGrp/PersonNm15TRACY MONTEZ
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8630014
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9500408
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10282002
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11258769
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12240206
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13232413
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14234048
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15232096
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5ADVISORY DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6ADVISORY DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHIEF EXECUTIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt8EXECUTIVE VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF PEOPLE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP, STRATEGIC SOLUTIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP DEV & HOST SYSTEMS
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP CONSUMER LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP REAL ESTATE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP CONTROLLER
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IRS990/FormationYr01953
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IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-53050
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0247603
IRS990/GrossReceiptsAmt0124072587
IRS990/GrossRentsGrp/RealAmt0362784
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
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IRS990/IndoorTanningServicesInd00
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IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt03617829
IRS990/InsuranceGrp/TotalAmt0284567
IRS990/InterestGrp/TotalAmt042720076
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt031233879
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt031233879
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt026866986
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt027756736
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt0406925718
IRS990/IRPDocumentCnt016503
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt031876570
IRS990/LandBldgEquipBasisNetGrp/BOYAmt026101091
IRS990/LandBldgEquipBasisNetGrp/EOYAmt026939068
IRS990/LandBldgEquipCostOrOtherBssAmt058815638
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0300653
IRS990/LessRentalExpensesGrp/RealAmt0136074
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TEXANS CREDIT UNION IS A STATE CHARTERED CREDIT UNION FORMED UNDER THE STATE CREDIT UNION LAW. THE CREDIT UNION IS A MEMBER-OWNED COOPERATIVE THAT PROVIDES TRADITIONAL DEPOSIT AND LOAN PRODUCTS, AS WELL AS OTHER FINANCIAL SERVICES TO THE MEMBERSHIP. THE CREDIT UNION'S FOCUS IS TO IMPROVE THE ECONOMIC WELL-BEING OF OUR MEMBER OWNERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0170905474
IRS990/NetAssetsOrFundBalancesEOYAmt0205007844
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-53050
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-53050
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0226710
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0226710
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt013200914
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02628359
IRS990/OfficeExpensesGrp/TotalAmt03067651
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt038964910
IRS990/OtherAssetsTotalGrp/EOYAmt045486680
IRS990/OtherChangesInNetAssetsAmt0-21519
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03715572
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1CREDIT/DEBIT EXPENSE
IRS990/OtherExpensesGrp/Desc2HOME BANKING
IRS990/OtherExpensesGrp/Desc3ATM NETWORK
IRS990/OtherExpensesGrp/TotalAmt04814267
IRS990/OtherExpensesGrp/TotalAmt13438776
IRS990/OtherExpensesGrp/TotalAmt21984257
IRS990/OtherExpensesGrp/TotalAmt31563183
IRS990/OtherLiabilitiesGrp/BOYAmt01992716056
IRS990/OtherLiabilitiesGrp/EOYAmt02008527719
IRS990/OtherSalariesAndWagesGrp/TotalAmt020055281
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01411012362
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01548739867
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt0183551
IRS990/PayrollTaxesGrp/TotalAmt01615303
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0842721
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03172102
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02753427
IRS990/PrincipalOfficerNm0DAVID FRAZIER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3520000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc3FINANCE & INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt074592657
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18371366
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt28200949
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt074592657
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18371366
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt28200949
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31063349
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt01063349
IRS990/ProgSrvcAccomActy2Grp/Desc0SHARES SAVINGS AND CERTIFICATES OF DEPOSITS: THE CREDIT UNION OFFERS A NUMBER OF SHARE SAVINGS ACCOUNTS, MONEY MARKET SAVINGS, AND IRA SAVINGS ACCOUNTS. THESE ACCOUNTS PAY DIVIDENDS MONTHLY. OTHER TYPES OF DEPOSIT SAVINGS OFFERINGS INCLUDE CERTIFICATES OF DEPOSIT, BOTH REGULAR MEMBER CERTIFICATES AND IRA CERTIFICATES. THE CERTIFICATES PAY INTEREST ON A MONTHLY BASIS.
IRS990/ProgSrvcAccomActy3Grp/Desc0CHECKING ACCOUNTS: THE CREDIT UNION OFFERS TWO CHECKING ACCOUNT PRODUCTS. ONE ACCOUNT HAS SIMPLE WAYS TO WAIVE THE MONTHLY SERVICE CHARGE. THE OTHER OFFERS DIVIDENDS TO THOSE MEMBERS WITH HIGHER BALANCES. BOTH PRODUCTS HAVE FEATURES THAT INCLUDE FREE E-SERVICES AND ACCESS TO THOUSANDS OF ATMS.
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IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt024384499
IRS990/PYOtherExpensesAmt051117601
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt074173628
IRS990/PYRevenuesLessExpensesAmt023913893
IRS990/PYSalariesCompEmpBnftPaidAmt023526633
IRS990/PYTotalExpensesAmt074644234
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt098558127
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt015542199
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt015654197
IRS990/ReconcilationRevenueExpnssAmt020922975
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/RentalIncomeOrLossGrp/RealAmt0226710
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0170905474
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0205007844
IRS990/SavingsAndTempCashInvstGrp/BOYAmt061603399
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0161494906
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt015880083
IRS990ScheduleD/BuildingsGrp/DepreciationAmt012975259
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt028855342
IRS990ScheduleD/EquipmentGrp/BookValueAmt04142842
IRS990ScheduleD/EquipmentGrp/DepreciationAmt016796044
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020938886
IRS990ScheduleD/ExpensesNotReportedAmt0189124
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0102712885
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt06578356
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt06578356
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0337787
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt02105267
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02443054
IRS990ScheduleD/OtherExpensesIncludedAmt0189124
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02008527719
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0-189124
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0-189124
IRS990ScheduleD/RevenueSubtotalAmt0123824984
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1RENTAL EXPENSES REPORTED NET OF RENTAL REVENUE IN THE STATEMENT OF REVENUE OF FORM 990 BUT REPORTED AS A COMPONENT OF EXPENSES WITHIN THE AUDITED FINANCIALS -136,074. LOSSES ON SOLD ASSETS REPORTED IN THE STATEMENT OF REVENUE BUT REPORTED AS A COMPONENT OF EXPENSES WITHIN THE AUDITED FINANCIALS -53,050.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2RENTAL EXPENSES REPORTED NET OF RENTAL REVENUE IN THE STATEMENT OF REVENUE OF FORM 990 BUT REPORTED AS A COMPONENT OF EXPENSES WITHIN THE AUDITED FINANCIALS 136,074. LOSSES ON SOLD ASSETS REPORTED IN THE STATEMENT OF REVENUE BUT REPORTED AS A COMPONENT OF EXPENSES WITHIN THE AUDITED FINANCIALS 53,050.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt026939068
IRS990ScheduleD/TotalExpensesPerForm990Amt0102712885
IRS990ScheduleD/TotalLiabilityAmt02008527719
IRS990ScheduleD/TotalRevenuePerForm990Amt0123635860
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0123824984
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0102902009
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X

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