Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
EIN 75-0960075 • 501(c)14 • Lufkin, TX
Profile
To provide safe, sound, and competitive financial services to our members who share a common bond. To remain committed to the philosophy of helping our members in a responsible, caring, and professional manner.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
65th percentile
Higher debt load relative to revenue than 65% of similar nonprofits.
Net Margin
84th percentile
Higher net margin than 84% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 18.2% of source-year revenue.
Asset Growth
20th percentile
Faster asset growth than 20% of similar nonprofits.
Revenue Growth
97th percentile
Faster revenue growth than 97% of similar nonprofits.
Assets
Down$12,678,015
Down $691,735 (-5.2%) from 2023
Liabilities
Down$10,690,964
Down $831,650 (-7.2%) from 2023
Net Assets
Up$1,987,051
Up $139,915 (+7.6%) from 2023
Revenue
Up$589,950
Up $135,943 (+30%) from 2023
Expenses
Up$450,035
Up $22,668 (+5.3%) from 2023
Net Income
Up$139,915
Up $113,275 (+425%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide safe, sound, and competitive financial services to our members who share a common bond. To remain committed to the philosophy of helping our members in a responsible, caring and professional manner.
To provide safe, sound, and competitive financial services to our members who share a common bond. To remain committed to the philosophy of helping our members in a responsible, caring, and professional manner.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $5,341,269 | $4,548,970 | ▼ $792,299 |
| Rtn Earn Endowment Incm Other Fnds | $1,847,136 | $1,987,051 | ▲ $139,915 |
| Savings and Temporary Cash Investments | $84,179 | $241,139 | ▲ $156,960 |
| Land, Buildings, and Equipment, Net | $59,623 | $56,545 | ▼ $3,078 |
| Prepaid Expenses and Deferred Charges | $25,447 | $26,984 | ▲ $1,537 |
| Total Assets | $13,369,750 | $12,678,015 | ▼ $691,735 |
| Other Assets Total | $7,859,232 | $7,804,377 | ▼ $54,855 |
| Liabilities | |||
| Other Liabilities | $11,483,411 | $10,665,313 | ▼ $818,098 |
| Accounts Payable and Accrued Expenses | $39,203 | $25,651 | ▼ $13,552 |
| Total Liabilities | $11,522,614 | $10,690,964 | ▼ $831,650 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,847,136 | $1,987,051 | ▲ $139,915 |
| Total Liabilities and Net Assets / Fund Balance | $13,369,750 | $12,678,015 | ▼ $691,735 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $1,897 | $434,451 | $436,348 |
| Buildings | $7,516 | $100,476 | $107,992 |
| Land | $47,132 | - | $47,132 |
| Other Assets Org | $3,069 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Phyllis Davis | President/ce | FT | $70,112 | $37,331 | $107,443 |
| Name | Title |
|---|---|
| Stephen Rhoades | Chairman |
| Shawn Ricks | Vice Chairma |
| Jana Coulter | Director |
| Joe Martinez | Director |
| Sylvia Weathers | Director |
| Tracie Miller | Director |
| Winifred Adams | Director |
| Leslie Ashby | Secretary |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $244,537 |
| Other Expenses | $205,498 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $90,120 |
| Other Salaries and Wages | - | - | - | $86,155 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $70,112 |
| Pension Plan Contributions | - | - | - | $39,547 |
| Other Employee Benefits | - | - | - | $36,822 |
| Occupancy | - | - | - | $30,230 |
| Payroll Taxes | - | - | - | $11,901 |
| All Other Expenses | - | - | - | $10,811 |
| Fees for Services Accounting | - | - | - | $8,025 |
| Other Expenses | - | - | - | $4,859 |
| Conferences and Meetings | - | - | - | $3,450 |
| Total Functional Expenses | $0 | $0 | $0 | $450,035 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Phyllis Davis | Aunt of Employe | Employee/wages | No | - |
| Liability | Amount |
|---|---|
| Shares | $10,217,614 |
| Share Drafts | $290,823 |
| Ira/keogh Accounts | $156,876 |
“Members are school employees and their family members. There are currently eight (8) schools that are supported.”
“Members elect the directors.”
“Mergers must be approved by the members.”
“Form 990 is reviewed by the directors.”
“A salary committee is appointed by the board of directors. Research and information for salaries are researched and collected from different sources.”
“Compensation must be approved by the board.”
“The financial statements are posted in the lobby. Other documents are available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 39203 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 25651 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 5341269 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 4548970 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE SAFE, SOUND, AND COMPETITIVE FINANCIAL SERVICES TO OUR MEMBERS WHO SHARE A COMMON BOND. TO REMAIN COMMITTED TO THE PHILOSOPHY OF HELPING OUR MEMBERS IN A RESPONSIBLE, CARING, AND PROFESSIONAL MANNER. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 10811 |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | PHYLLIS DAVIS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9366347922 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 523 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LUFKIN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 75902 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | true |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 70112 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3450 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 205498 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 589950 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 139915 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 244537 |
| IRS990/CYTotalExpensesAmt | 0 | 450035 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 589950 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | PROVIDING FINANCIAL SERVICES TO APPROXIMATELY 1,900 MEMBERS FROM EIGHT (8) DIFFERENT SCHOOLS IN ANGELINA COUNTY |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 8025 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 35.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 37331 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PHYLLIS DAVIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STEPHEN RHOADES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SHAWN RICKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JANA COULTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LESLIE ASHBY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SYLVIA WEATHERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOE MARTINEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | WINIFRED ADAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | TRACIE MILLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 70112 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 589950 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 534927 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 59623 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 56545 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 591472 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE SAFE, SOUND, AND COMPETITIVE FINANCIAL SERVICES TO OUR MEMBERS WHO SHARE A COMMON BOND. TO REMAIN COMMITTED TO THE PHILOSOPHY OF HELPING OUR MEMBERS IN A RESPONSIBLE, CARING, AND PROFESSIONAL MANNER. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1847136 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1987051 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 30230 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 90120 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 7859232 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7804377 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 36822 |
| IRS990/OtherExpensesGrp/Desc | 0 | REPAIRS & MAINTENANCE |
| IRS990/OtherExpensesGrp/Desc | 1 | SHARE DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 2 | BOND |
| IRS990/OtherExpensesGrp/Desc | 3 | OPERATING FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 25249 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 19232 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 13522 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4859 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 11483411 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10665313 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 86155 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 11901 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 39547 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 25447 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 26984 |
| IRS990/PrincipalOfficerNm | 0 | PHYLLIS DAVIS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INVESTMENT INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | CREDIT LIFE INSURANCE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 340627 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 199531 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 33624 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 11536 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 340627 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 199531 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 33624 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 11536 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 2999 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2999 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYOtherExpensesAmt | 0 | 200231 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 454007 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 26640 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 227136 |
| IRS990/PYTotalExpensesAmt | 0 | 427367 |
| IRS990/PYTotalRevenueAmt | 0 | 454007 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 139915 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1847136 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1987051 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 84179 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 241139 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 7516 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 100476 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 107992 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 47132 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 47132 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 7246000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 300000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 113029 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 103578 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 38701 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 5 | 3069 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | DEPOSITS IN COMMERCIAL AND SAVINGS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | TIERED ACCOUNT SWC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | NCUA SHARE INSURANCE DEPOSIT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | OTHER INVESTMENTS IN CORPORATE CU |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | ACCRUED INTEREST RECEIVABLE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 5 | MEMBERSHIP CAPITAL AT CORPORATE CU |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 1897 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 434451 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 436348 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10217614 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 290823 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 156876 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | IRA/KEOGH ACCOUNTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 56545 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 7804377 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10665313 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm | 0 | PHYLLIS DAVIS |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | AUNT OF EMPLOYE |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | EMPLOYEE/WAGES |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS ARE SCHOOL EMPLOYEES AND THEIR FAMILY MEMBERS. THERE ARE CURRENTLY EIGHT (8) SCHOOLS THAT ARE SUPPORTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS ELECT THE DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MERGERS MUST BE APPROVED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | FORM 990 IS REVIEWED BY THE DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A SALARY COMMITTEE IS APPOINTED BY THE BOARD OF DIRECTORS. RESEARCH AND INFORMATION FOR SALARIES ARE RESEARCHED AND COLLECTED FROM DIFFERENT SOURCES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION MUST BE APPROVED BY THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 13369750 |
| IRS990/TotalAssetsEOYAmt | 0 | 12678015 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 13369750 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 12678015 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 3 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 450035 |
| IRS990/TotalGrossUBIAmt | 0 | 4632 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 11522614 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10690964 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 11522614 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10690964 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1847136 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1987051 |
| IRS990/TotalOtherCompensationAmt | 0 | 37331 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 1633 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 1633 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 589950 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 70112 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 585318 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 589950 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 4632 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 13369750 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 12678015 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 523 |
| IRS990/USAddress/CityNm | 0 | LUFKIN |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 75902 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | ACTCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PHYLLIS DAVIS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9366347922 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ANGELINA COUNTY TEACHERS CREDIT |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ANGE |
| ReturnHeader/Filer/EIN | 0 | 750960075 |
| ReturnHeader/Filer/PhoneNum | 0 | 9366347922 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 523 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | LUFKIN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 75902 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 994625061 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CRI ADVISORS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 1388 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LUFKIN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 759021388 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9366346621 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-21 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | TONY L MCGOWEN CPA |
| ReturnHeader/ReturnTs | 0 | 2025-10-22T16:13:34-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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