Civic Intelligence

Midwestern State University Credit Union

EIN 75-0954755 • 501(c)14 • Wichita Falls, TX

View Organization Page

Profile

To provide financial services to its members

3410 Taft BlvdWichita Falls, TX 76308

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.84x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

71st percentile

15.30x

Higher debt load relative to revenue than 71% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Net Margin

65th percentile

6.5%

Higher net margin than 65% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

59th percentile

$57,869

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 21.8% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Asset Growth

70th percentile

-3.2%

Faster asset growth than 70% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

50th percentile

-2.8%

Faster revenue growth than 50% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Down

$4,823,705

Down $157,787 (-3.2%) from 2024

Liabilities

Down

$4,055,087

Down $175,003 (-4.1%) from 2024

Net Assets

Up

$768,618

Up $17,216 (+2.3%) from 2024

Operations
Liabilities / Revenue71st percentileNet Margin65th percentile

Revenue

Down

$264,980

Down $7,638 (-2.8%) from 2024

Expenses

Down

$247,764

Down $3,733 (-1.5%) from 2024

Net Income

Down

$17,216

Down $3,905 (-18%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth70th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $6,550,248Liabilities 2011: $5,261,090Net Assets 2011: $1,289,1582011Assets 2012: $6,697,821Liabilities 2012: $5,436,434Net Assets 2012: $1,261,3872012Assets 2013: $6,464,397Liabilities 2013: $5,242,659Net Assets 2013: $1,221,7382013Assets 2014: $6,900,542Liabilities 2014: $5,747,341Net Assets 2014: $1,153,2002014Assets 2015: $6,828,878Liabilities 2015: $5,748,263Net Assets 2015: $1,080,6152015Assets 2016: $6,285,494Liabilities 2016: $5,265,017Net Assets 2016: $1,020,4772016Assets 2017: $6,231,466Liabilities 2017: $5,278,820Net Assets 2017: $952,6462017Assets 2018: $6,081,689Liabilities 2018: $5,187,233Net Assets 2018: $894,4562018Assets 2019: $5,732,144Liabilities 2019: $4,868,044Net Assets 2019: $864,1002019Assets 2020: $5,692,517Liabilities 2020: $4,847,556Net Assets 2020: $844,9612020Assets 2021: $5,673,330Liabilities 2021: $4,897,142Net Assets 2021: $776,1882021Assets 2022: $5,780,671Liabilities 2022: $5,061,225Net Assets 2022: $719,4462022Assets 2023: $5,482,891Liabilities 2023: $4,752,610Net Assets 2023: $730,2812023Assets 2024: $4,981,492Liabilities 2024: $4,230,090Net Assets 2024: $751,4022024Assets 2025: $4,823,705Liabilities 2025: $4,055,087Net Assets 2025: $768,6182025

Highlighted filing

2025

Assets$4,823,705
Liabilities$4,055,087
Net Assets$768,618
Open 2025 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $257,152Expenses 2011: $263,434Net Income 2011: -$6,2822011Revenue 2012: $238,716Expenses 2012: $267,258Net Income 2012: -$28,5422012Revenue 2013: $204,686Expenses 2013: $245,098Net Income 2013: -$40,4122013Revenue 2014: $170,658Expenses 2014: $239,779Net Income 2014: -$69,1212014Revenue 2015: $165,417Expenses 2015: $240,652Net Income 2015: -$75,2352015Revenue 2016: $164,846Expenses 2016: $227,457Net Income 2016: -$62,6112016Revenue 2017: $160,150Expenses 2017: $230,391Net Income 2017: -$70,2412017Revenue 2018: $175,473Expenses 2018: $237,957Net Income 2018: -$62,4842018Revenue 2019: $195,329Expenses 2019: $229,466Net Income 2019: -$34,1372019Revenue 2020: $202,698Expenses 2020: $217,201Net Income 2020: -$14,5032020Revenue 2021: $144,757Expenses 2021: $213,530Net Income 2021: -$68,7732021Revenue 2022: $164,183Expenses 2022: $220,925Net Income 2022: -$56,7422022Revenue 2023: $237,789Expenses 2023: $226,954Net Income 2023: $10,8352023Revenue 2024: $272,618Expenses 2024: $251,497Net Income 2024: $21,1212024Revenue 2025: $264,980Expenses 2025: $247,764Net Income 2025: $17,2162025

Highlighted filing

2025

Revenue$264,980
Expenses$247,764
Net Income$17,216
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,823,705
Liabilities
$4,055,087
Net assets
$768,618
Revenue
$264,980
Expenses
$247,764
Net income
$17,216
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.82$4.06$0.77$0.26$0.25$0.02
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.98$4.23$0.75$0.27$0.25$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.48$4.75$0.73$0.24$0.23$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.78$5.06$0.72$0.16$0.22$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.67$4.90$0.78$0.14$0.21$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.69$4.85$0.84$0.20$0.22$0.01
2019Summary only. Only limited summary data is available for this year.$5.73$4.87$0.86$0.20$0.23$0.03
2018Summary only. Only limited summary data is available for this year.$6.08$5.19$0.89$0.18$0.24$0.06
2017Summary only. Only limited summary data is available for this year.$6.23$5.28$0.95$0.16$0.23$0.07
2016Summary only. Only limited summary data is available for this year.$6.29$5.27$1.02$0.16$0.23$0.06
2015Summary only. Only limited summary data is available for this year.$6.83$5.75$1.08$0.17$0.24$0.08
2014Summary only. Only limited summary data is available for this year.$6.90$5.75$1.15$0.17$0.24$0.07
2013Summary only. Only limited summary data is available for this year.$6.46$5.24$1.22$0.20$0.25$0.04
2012Summary only. Only limited summary data is available for this year.$6.70$5.44$1.26$0.24$0.27$0.03
2011Summary only. Only limited summary data is available for this year.$6.55$5.26$1.29$0.26$0.26$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 2, 2026
Return Version
2025v4.0
Gross Receipts
$264,980
Mission and Program Overview

Mission

To provide financial services to its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$2,086,006$2,162,943▲ $76,937
Other Notes and Loans Receivable, Net$2,330,557$2,089,037▼ $241,520
Rtn Earn Endowment Incm Other Fnds$751,402$768,618▲ $17,216
Receivable From Disqualified Prsn$375,910$307,538▼ $68,372
Cash and Non-Interest-Bearing Accounts$98,340$167,472▲ $69,132
Prepaid Expenses and Deferred Charges$20,327$22,429▲ $2,102
Land, Buildings, and Equipment, Net$1,502$14,215▲ $12,713
Accounts Receivable$6,176$5,312▼ $864
Total Assets$4,981,492$4,823,705▼ $157,787
Other Assets Total$62,674$54,759▼ $7,915
Liabilities
Other Liabilities$4,212,184$4,036,289▼ $175,895
Accounts Payable and Accrued Expenses$17,906$18,798▲ $892
Total Liabilities$4,230,090$4,055,087▼ $175,003
Net Assets / Fund Balance
Total Net Assets Fund Balance$751,402$768,618▲ $17,216
Total Liabilities and Net Assets / Fund Balance$4,981,492$4,823,705▼ $157,787

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$2,162,943--
Land$0--
Equipment$14,215$4,274-
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Renee HensleyManager/CEOFT$57,869$57,869

Board Members and Trustees

NameTitle
Clara LathamBoard Chair
Leslee PonderVice-Chair
Barbara DeBoisBoard Member
Chris HansenBoard Member
Greg GiddingsBoard Member
Jeffrey KillionBoard Member
Kelle LillieBoard Member
Courtney SnyderSecretary
Jonathon PriceTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$140,092
Investment Income
$97,683
Other Revenue
$27,205
Change in Net Assets
$17,216
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$139,797
Other Expenses$107,967
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$57,869$0$0$57,869
All Other Expenses$0$0$0$50,190
Other Salaries and Wages$43,971$0$0$43,971
Other Employee Benefits$23,720$0$0$23,720
Insurance$14,466$0$0$14,466
Office Expenses$11,156$0$0$11,156
Occupancy$10,082$0$0$10,082
Pension Plan Contributions$8,380$0$0$8,380
Payroll Taxes$5,857$0$0$5,857
Advertising$3,792$0$0$3,792
Other Expenses$3,207$0$0$3,207
Depreciation Depletion$2,437$0$0$2,437
Information Technology$2,292$0$0$2,292
Fees for Services Accounting$1,105$0$0$1,105
Conferences and Meetings$351$0$0$351
Total Functional Expenses$197,574$0$0$247,764
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$375,910$307,538▼ $68,372
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$4,036,289
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Midwestern State University Credit Union
EIN
75-0954755
Phone
9403974622
Address
3410 Taft Blvd, Wichita Falls, TX 76308

Signing Officer

Name
Renee D Hensley
Title
President
Phone
9403974622
Signed
2026-03-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Renee D Hensley
Formed
1955
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
6
Volunteers
9

Preparer

Firm
Greg R Schmidt CPA
Address
26 Cypress Pt, Amarillo, TX 79124
Preparer
Greg R Schmidt CPA
Phone
8552759297
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“All accountholders are members/owners of the credit union”

Pt VI, Line 11B

“The Board reviews the 990 prior to filing”

Pt VI, Line 15A

“The Board reviews the CEOs performance annually, as well as the earnings of the credit union”

Form 990, Part IX, Line 24E

“Credit/Debit Card Programs 30128.”

Form 990, Part IX, Line 24E

“Loan Servicing 4613.”

Form 990, Part IX, Line 24E

“IRA Charges 996.”

Form 990, Part IX, Line 24E

“Home Banking/Share Draft 3204.”

Form 990, Part IX, Line 24E

“Bank Charges 7374.”

Form 990, Part IX, Line 24E

“Dues 3875.”

Raw XML AppendixShowing 400 of 463 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum09403974622
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IRS990/BooksInCareOfDetail/USAddress/CityNm0Wichita Falls
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd076308
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IRS990/DepreciationDepletionGrp/TotalAmt02437
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IRS990/DescribedInSection501c3Ind0false
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IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt06
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IRS990/Form990PartVIISectionAGrp/PersonNm8Kelle Lillie
IRS990/Form990PartVIISectionAGrp/PersonNm9Renee Hensley
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IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
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IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0751402
IRS990/NetAssetsOrFundBalancesEOYAmt0768618
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt010082
IRS990/OccupancyGrp/TotalAmt010082
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt011156
IRS990/OfficeExpensesGrp/TotalAmt011156
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt062674
IRS990/OtherAssetsTotalGrp/EOYAmt054759
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt023720
IRS990/OtherEmployeeBenefitsGrp/TotalAmt023720
IRS990/OtherExpensesGrp/Desc0Dividends
IRS990/OtherExpensesGrp/Desc1Misc
IRS990/OtherExpensesGrp/Desc2Operating Fee
IRS990/OtherExpensesGrp/Desc3Loan Loss Provision
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt03434
IRS990/OtherExpensesGrp/ProgramServicesAmt13312
IRS990/OtherExpensesGrp/ProgramServicesAmt22143
IRS990/OtherExpensesGrp/ProgramServicesAmt33207
IRS990/OtherExpensesGrp/TotalAmt03434
IRS990/OtherExpensesGrp/TotalAmt13312
IRS990/OtherExpensesGrp/TotalAmt22143
IRS990/OtherExpensesGrp/TotalAmt33207
IRS990/OtherLiabilitiesGrp/BOYAmt04212184
IRS990/OtherLiabilitiesGrp/EOYAmt04036289
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0Other
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt025937
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt027205
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt01268
IRS990/OtherRevenueTotalAmt027205
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt043971
IRS990/OtherSalariesAndWagesGrp/TotalAmt043971
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02330557
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02089037
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt05857
IRS990/PayrollTaxesGrp/TotalAmt05857
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt08380
IRS990/PensionPlanContributionsGrp/TotalAmt08380
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt020327
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022429
IRS990/PrincipalOfficerNm0Renee D Hensley
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0140092
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0111640
IRS990/PYOtherExpensesAmt0104784
IRS990/PYOtherRevenueAmt023019
IRS990/PYProgramServiceRevenueAmt0137959
IRS990/PYRevenuesLessExpensesAmt021121
IRS990/PYSalariesCompEmpBnftPaidAmt0146713
IRS990/PYTotalExpensesAmt0251497
IRS990/PYTotalRevenueAmt0272618
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt0375910
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt0307538
IRS990/ReconcilationRevenueExpnssAmt017216
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0751402
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0768618
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt014215
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04274
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt018489
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt02162943
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CDs, Other Investments
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04036289
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014215
IRS990ScheduleD/TotalBookValueProgramRltdAmt02162943
IRS990ScheduleD/TotalLiabilityAmt04036289
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt08965
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1220211
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt214435
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt335197
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt418676
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt510054
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Various
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Various
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Personal
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt014500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1260000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt233947
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt352682
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt425500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt511400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Courtney Snyder
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Jeff Killion
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Greg Giddings
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Leslee Ponder
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4Jonathon Price
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5Chris Hansen
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5Board
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt0307538
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0All accountholders are members/owners of the credit union
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board reviews the 990 prior to filing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board reviews the CEOs performance annually, as well as the earnings of the credit union
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Credit/Debit Card Programs 30128.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Loan Servicing 4613.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5IRA Charges 996.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Home Banking/Share Draft 3204.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Bank Charges 7374.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Dues 3875.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt04981492

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