Civic Intelligence

Employees Credit Union

990 • Fiscal year 2020 • EIN 75-0926100

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 09, 2021

Organization ProfileWWW.RELYONCU.ORG

View Organization Page

8989 Harry Hines BlvdDallas, TX 75235

(214) 357-3328

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

96th percentile

0.93x

Higher debt load relative to assets than 96% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

15th percentile

14.51x

Higher debt load relative to revenue than 15% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Net Margin

16th percentile

0.6%

Higher net margin than 16% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

81st percentile

$197,592

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Asset Growth

93rd percentile

26%

Faster asset growth than 93% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

100th percentile

41%

Faster revenue growth than 100% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$82,959,252

Up $17,126,652 (+26%) from 2019

Net Assets

Down

$5,895,698

Down $4,092 (-0.1%) from 2019

Liabilities

Up

$77,063,554

Up $17,130,744 (+29%) from 2019

Revenue And Expenses
Liabilities / Revenue15th percentileNet Margin16th percentile

Revenue

Up

$5,312,610

Up $1,555,751 (+41%) from 2019

Expenses

Up

$5,278,395

Up $1,745,753 (+49%) from 2019

Net Income

Down

$34,215

Down $190,002 (-85%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth93rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $50,662,864Liabilities 2010: $44,364,213Net Assets 2010: $6,298,6512010Assets 2011: $57,681,445Liabilities 2011: $51,434,117Net Assets 2011: $6,247,3282011Assets 2012: $63,893,594Liabilities 2012: $57,645,578Net Assets 2012: $6,248,0162012Assets 2013: $62,783,237Liabilities 2013: $56,442,321Net Assets 2013: $6,340,9162013Assets 2014: $64,566,997Liabilities 2014: $58,137,895Net Assets 2014: $6,429,1022014Assets 2015: $64,893,352Liabilities 2015: $58,372,251Net Assets 2015: $6,521,1012015Assets 2016: $65,499,249Liabilities 2016: $59,067,525Net Assets 2016: $6,431,7242016Assets 2017: $64,293,073Liabilities 2017: $57,739,661Net Assets 2017: $6,553,4122017Assets 2018: $64,583,413Liabilities 2018: $58,907,840Net Assets 2018: $5,675,5732018Assets 2019: $65,832,600Liabilities 2019: $59,932,810Net Assets 2019: $5,899,7902019Assets 2020: $82,959,252Liabilities 2020: $77,063,554Net Assets 2020: $5,895,6982020Assets 2021: $85,106,036Liabilities 2021: $78,929,385Net Assets 2021: $6,176,6512021Assets 2022: $92,326,804Liabilities 2022: $84,376,029Net Assets 2022: $7,950,7752022Assets 2023: $81,920,034Liabilities 2023: $76,802,450Net Assets 2023: $5,117,5842023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2020

Assets$82,959,252
Liabilities$77,063,554
Net Assets$5,895,698
Open 2020 Filing

Operations Trend

Revenue Growth100th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0M-$10MExpenses 2010: $3,697,2542010Expenses 2011: $3,346,8322011Expenses 2012: $3,158,9602012Revenue 2013: $3,035,028Expenses 2013: $2,942,128Net Income 2013: $92,9002013Revenue 2014: $2,860,519Expenses 2014: $2,772,333Net Income 2014: $88,1862014Revenue 2015: $2,692,371Expenses 2015: $2,600,372Net Income 2015: $91,9992015Revenue 2016: $2,602,948Expenses 2016: $2,692,325Net Income 2016: -$89,3772016Revenue 2017: $2,887,280Expenses 2017: $2,765,592Net Income 2017: $121,6882017Revenue 2018: $3,280,599Expenses 2018: $4,158,438Net Income 2018: -$877,8392018Revenue 2019: $3,756,859Expenses 2019: $3,532,642Net Income 2019: $224,2172019Revenue 2020: $5,312,610Expenses 2020: $5,278,395Net Income 2020: $34,2152020Revenue 2021: $6,453,142Expenses 2021: $6,178,003Net Income 2021: $275,1392021Revenue 2022: $9,173,062Expenses 2022: $7,408,315Net Income 2022: $1,764,7472022Revenue 2023: $7,689,603Expenses 2023: $9,641,277Net Income 2023: -$1,951,6742023Revenue 2024: $4,300,329Expenses 2024: $9,435,831Net Income 2024: -$5,135,5022024

Highlighted filing

2020

Revenue$5,312,610
Expenses$5,278,395
Net Income$34,215
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 9, 2021
Return Version
2020v4.1
Gross Receipts
$6,495,146
Mission and Program Overview

Mission

Cooperative provider of the credit union financial services.

The credit union is a cooperative thrift institution and is a member of the national credit union administration insurance fund. The credit union is regulated by the state of texas credit union department as well as the national credit union administration. The credit union offers products and services in four primary areas: share accounts, checking accounts, consumer loans, and real estate loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$50,711,715$63,112,056▲ $12,400,341
Cash and Non-Interest-Bearing Accounts$1,127,730$9,518,416▲ $8,390,686
Investments Other Securities$10,863,061$5,910,596▼ $4,952,465
Rtn Earn Endowment Incm Other Fnds$5,899,790$5,895,698▼ $4,092
Land, Buildings, and Equipment, Net$1,938,666$2,945,498▲ $1,006,832
Prepaid Expenses and Deferred Charges$450,798$546,751▲ $95,953
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$65,832,600$82,959,252▲ $17,126,652
Other Assets Total$740,630$925,935▲ $185,305
Liabilities
Other Liabilities$59,450,247$75,439,420▲ $15,989,173
Accounts Payable and Accrued Expenses$482,563$1,624,134▲ $1,141,571
Total Liabilities$59,932,810$77,063,554▲ $17,130,744
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,899,790$5,895,698▼ $4,092
Total Liabilities and Net Assets / Fund Balance$65,832,600$82,959,252▲ $17,126,652

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,970,876$1,300,663-
Land$704,207--
Equipment$270,415$899,904-
Other Securities$1,052,542--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sarah SpoonerCEOFT$157,701$39,891$197,592
Tony LatourLending OfficerFT$117,881$16,232$134,113
Bryce FarmerCOOFT$112,364$16,102$128,466
Courtney WincoCOOFT$110,229$12,116$122,345
Nicolle KovacsCFOFT$39,777$2,674$42,451

Board Members and Trustees

NameTitle
David KnopChairman
Albert GomezVice Chairman
Anne GlasscockDirector
Carolyn MizeDirector
Jim CaseyDirector
Joseph FarrierSec-treas
Pat EvansSec-treas

Highest Paid Contractors

ContractorServicesLocationCompensation
Phase One Design Builders LPBranch Design And Building825 WATTERS CREEK BLVD BLDG M345, Allen, TX 75013$511,268
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,875,299
Investment Income
$239,207
Other Revenue
$198,104
Change in Net Assets
$34,215
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,040,194
Salaries, Compensation, and Employee Benefits$2,238,201
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,580,912
Fees for Services Other---$672,794
Office Expenses---$413,731
Interest---$369,939
Advertising---$332,661
Occupancy---$234,312
Payroll Taxes---$229,200
Current Officers, Directors, Trustees, and Key Employees---$218,278
Depreciation Depletion---$208,200
Information Technology---$165,302
Other Employee Benefits---$152,123
All Other Expenses---$116,048
Pension Plan Contributions---$57,688
Insurance---$34,208
Other Expenses---$29,636
Conferences and Meetings---$18,238
Fees for Services Accounting---$16,445
Fees for Services Legal---$9,012
Total Functional Expenses$0$0$0$5,278,395
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$75,439,420
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has 7163 members.”

Form 990, Part VI, Section A, Line 7A

“A nominating committee nominates nominees for membership of the governing body who are elected by credit union members.”

Form 990, Part VI, Section B, Line 11B

“The ceo and cfo review the form 990 after completion”

Form 990, Part VI, Section B, Line 12C

“All officers, directors and key employees are required to file an annual conflict of interest disclosure.”

Form 990, Part VI, Section B, Line 15

“Ceo's compensation reviewed and set by the credit unions board of directors. Other key employees and officers are set by the ceo using market data.”

Form 990, Part VI, Section C, Line 19

“Governing documents are not made available to the public. The credit union's finanicals are available for public viewing on www.ncua.gov via the quarterly 5300 filing.”

Filing and Contact Details

Filer

Filer Name
Relyon Credit Union
EIN
75-0926100
Phone
2143573328
Address
8989 HARRY HINES BLVD, DALLAS, TX 75235

Signing Officer

Name
Sarah Spooner
Title
President
Phone
2143573328
Signed
2021-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sarah Spooner
Formed
1952
Legal Domicile
TX
Voting Board Members
6
Independent Board Members
6
Employees
34
Volunteers
9

Preparer

Firm
Rc Neal Pc
Address
3208 N O CONNOR RD, IRVING, TX 75062
Preparer
Ralph C Neal
Phone
9722595757
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Other professional and outside services 672794.”

Raw XML AppendixShowing 400 of 436 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/ActivityOrMissionDesc0THE CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION AND IS A MEMBER OF THE NATIONAL CREDIT UNION ADMINISTRATION INSURANCE FUND. THE CREDIT UNION IS REGULATED BY THE STATE OF TEXAS CREDIT UNION DEPARTMENT AS WELL AS THE NATIONAL CREDIT UNION ADMINISTRATION. THE CREDIT UNION OFFERS PRODUCTS AND SERVICES IN FOUR PRIMARY AREAS: SHARE ACCOUNTS, CHECKING ACCOUNTS, CONSUMER LOANS, AND REAL ESTATE LOANS.
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IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4SEC-TREAS
IRS990/Form990PartVIISectionAGrp/TitleTxt5SEC-TREAS
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IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
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IRS990/OccupancyGrp/TotalAmt0234312
IRS990/OfficeExpensesGrp/TotalAmt0413731
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0740630
IRS990/OtherAssetsTotalGrp/EOYAmt0925935
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0152123
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2EDUCATION
IRS990/OtherExpensesGrp/TotalAmt0304120
IRS990/OtherExpensesGrp/TotalAmt1115548
IRS990/OtherExpensesGrp/TotalAmt229636
IRS990/OtherLiabilitiesGrp/BOYAmt059450247
IRS990/OtherLiabilitiesGrp/EOYAmt075439420
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0SWFCU MEMBER CAPITAL R
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0198104
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0198104
IRS990/OtherRevenueTotalAmt0198104
IRS990/OtherSalariesAndWagesGrp/TotalAmt01580912
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt050711715
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt063112056
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0229200
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt057688
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0450798
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0546751
IRS990/PrincipalOfficerNm0SARAH SPOONER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1524298
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1INSURANCE PRODUCTS
IRS990/ProgramServiceRevenueGrp/Desc2MEMBER FEES AND CHARGE
IRS990/ProgramServiceRevenueGrp/Desc3INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03640978
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1393547
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2428288
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3338246
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03640978
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1467787
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2428288
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3338246
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt074240
IRS990/ProgSrvcAccomActy2Grp/Desc0RELYON CREDIT UNION OFFERS CDS AND IRAS FOR INVESTMENT OPTIONS. THERE ARE SHORT TERM AND LONG TERM PRODUCTS AVAILABLE. INTEREST RATES ARE COMPETITIVE.
IRS990/ProgSrvcAccomActy3Grp/Desc0RELYON CREDIT UNION OFFERS A VARIETY OF CONSUMER LOAN PRODUCTS THAT INCLUDE NEW AND USED AUTO, RECREATIONAL AND EQUIPMENT, SHARE SECURED, UNSECURED LOANS, AND CREDIT CARDS. LOAN ANCILLARY INSURANCE PROGRAMS ARE OFFERED AS WELL.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt02074602
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03756859
IRS990/PYRevenuesLessExpensesAmt0224217
IRS990/PYSalariesCompEmpBnftPaidAmt01458040
IRS990/PYTotalExpensesAmt03532642
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03756859
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt034215
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05899790
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05895698
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01970876
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01300663
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt03271539
IRS990ScheduleD/EquipmentGrp/BookValueAmt0270415
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0899904
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01170319
IRS990ScheduleD/LandGrp/BookValueAmt0704207
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0704207
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt075439420
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0127054
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt14731000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt21052542
IRS990ScheduleD/OtherSecuritiesGrp/Desc0SWC-MEMBERSHIP
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2SBA
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02945498
IRS990ScheduleD/TotalBookValueSecuritiesAmt05910596
IRS990ScheduleD/TotalLiabilityAmt075439420
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0157701
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020800
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06465
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt012626
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0SARAH SPOONER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0197592
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd01
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0BRYCE FARMER SEVERANCE OF $26538
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 4A
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS 7163 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A NOMINATING COMMITTEE NOMINATES NOMINEES FOR MEMBERSHIP OF THE GOVERNING BODY WHO ARE ELECTED BY CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CEO AND CFO REVIEW THE FORM 990 AFTER COMPLETION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ALL OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO FILE AN ANNUAL CONFLICT OF INTEREST DISCLOSURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CEO'S COMPENSATION REVIEWED AND SET BY THE CREDIT UNIONS BOARD OF DIRECTORS. OTHER KEY EMPLOYEES AND OFFICERS ARE SET BY THE CEO USING MARKET DATA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANICALS ARE AVAILABLE FOR PUBLIC VIEWING ON WWW.NCUA.GOV VIA THE QUARTERLY 5300 FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OTHER PROFESSIONAL AND OUTSIDE SERVICES 672794.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt065832600
IRS990/TotalAssetsEOYAmt082959252
IRS990/TotalAssetsGrp/BOYAmt065832600
IRS990/TotalAssetsGrp/EOYAmt082959252
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt034
IRS990/TotalFunctionalExpensesGrp/TotalAmt05278395
IRS990/TotalGrossUBIAmt074240
IRS990/TotalLiabilitiesBOYAmt059932810
IRS990/TotalLiabilitiesEOYAmt077063554
IRS990/TotalLiabilitiesGrp/BOYAmt059932810
IRS990/TotalLiabilitiesGrp/EOYAmt077063554
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05899790
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05895698
IRS990/TotalOtherCompensationAmt066215
IRS990/TotalProgramServiceRevenueAmt04875299
IRS990/TotalReportableCompFromOrgAmt0558752
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05238370
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05312610
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt074240
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt065832600
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt082959252
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08989 HARRY HINES BLVD
IRS990/USAddress/CityNm0DALLAS
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd075235

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$82,959,252
Liabilities
$77,063,554
Net assets
$5,895,698
Revenue
$5,312,610
Expenses
$5,278,395
Net income
$34,215
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$4.30$9.44$5.14
2023Detailed filing. Detailed filing data is available for this year.$81.9$76.8$5.12$7.69$9.64$1.95
2022Detailed filing. Detailed filing data is available for this year.$92.3$84.4$7.95$9.17$7.41$1.76
2021Detailed filing. Detailed filing data is available for this year.$85.1$78.9$6.18$6.45$6.18$0.28
2020Detailed filing. Detailed filing data is available for this year.$83.0$77.1$5.90$5.31$5.28$0.03
2019Detailed filing. Detailed filing data is available for this year.$65.8$59.9$5.90$3.76$3.53$0.22
2018Summary only. Only limited summary data is available for this year.$64.6$58.9$5.68$3.28$4.16$0.88
2017Detailed filing. Detailed filing data is available for this year.$64.3$57.7$6.55$2.89$2.77$0.12
2016Detailed filing. Detailed filing data is available for this year.$65.5$59.1$6.43$2.60$2.69$0.09
2015Detailed filing. Detailed filing data is available for this year.$64.9$58.4$6.52$2.69$2.60$0.09
2014Detailed filing. Detailed filing data is available for this year.$64.6$58.1$6.43$2.86$2.77$0.09
2013Detailed filing. Detailed filing data is available for this year.$62.8$56.4$6.34$3.04$2.94$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.9$57.6$6.25$3.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.7$51.4$6.25$3.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.7$44.4$6.30$3.70