Civic Intelligence

Texoma Community Credit Union

EIN 75-0896179 • 501(c)14 • Wichita Falls, TX

View Organization Page

Profile

Texoma Community Credit Union is a provider of credit union financial services.

PO Box 1320Wichita Falls, TX 76307

www.texomacu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

35th percentile

0.89x

Higher debt load relative to assets than 35% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2023

Liabilities / Revenue

14th percentile

12.09x

Higher debt load relative to revenue than 14% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2023

Net Margin

71st percentile

15%

Higher net margin than 71% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2023

Top Officer Pay

47th percentile

$445,934

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

$250M-$1B nonprofits • Source year 2022

Asset Growth

65th percentile

4.6%

Faster asset growth than 65% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2023

Revenue Growth

79th percentile

22%

Faster revenue growth than 79% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets35th percentile

Assets

Up

$271,045,182

Up $11,814,710 (+4.6%) from 2022

Liabilities

Up

$241,387,863

Up $8,808,476 (+3.8%) from 2022

Net Assets

Up

$29,657,319

Up $3,006,234 (+11%) from 2022

Operations
Liabilities / Revenue14th percentileNet Margin71st percentile

Revenue

Up

$19,964,567

Up $3,631,347 (+22%) from 2022

Expenses

Up

$16,958,334

Up $3,419,488 (+25%) from 2022

Net Income

Up

$3,006,233

Up $211,859 (+7.6%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth65th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $86,795,992Liabilities 2010: $79,827,479Net Assets 2010: $6,968,5132010Assets 2011: $96,188,619Liabilities 2011: $88,281,735Net Assets 2011: $7,906,8842011Assets 2012: $99,216,457Liabilities 2012: $90,005,536Net Assets 2012: $9,210,9212012Assets 2013: $109,163,018Liabilities 2013: $99,109,345Net Assets 2013: $10,053,6732013Assets 2014: $111,067,637Liabilities 2014: $100,219,815Net Assets 2014: $10,847,8222014Assets 2015: $114,853,425Liabilities 2015: $102,790,913Net Assets 2015: $12,062,5122015Assets 2016: $120,828,223Liabilities 2016: $107,518,164Net Assets 2016: $13,310,0592016Assets 2017: $139,220,962Liabilities 2017: $124,430,695Net Assets 2017: $14,790,2672017Assets 2018: $156,992,409Liabilities 2018: $140,126,875Net Assets 2018: $16,865,5342018Assets 2019: $168,354,534Liabilities 2019: $149,068,454Net Assets 2019: $19,286,0802019Assets 2020: $209,734,145Liabilities 2020: $188,318,746Net Assets 2020: $21,415,3992020Assets 2021: $235,218,540Liabilities 2021: $211,361,829Net Assets 2021: $23,856,7112021Assets 2022: $259,230,472Liabilities 2022: $232,579,387Net Assets 2022: $26,651,0852022Assets 2023: $271,045,182Liabilities 2023: $241,387,863Net Assets 2023: $29,657,3192023

Highlighted filing

2023

Assets$271,045,182
Liabilities$241,387,863
Net Assets$29,657,319
Open 2023 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $6,227,7612010Revenue 2011: $6,744,157Expenses 2011: $5,805,786Net Income 2011: $938,3712011Revenue 2012: $7,021,013Expenses 2012: $5,716,976Net Income 2012: $1,304,0372012Revenue 2013: $6,916,564Expenses 2013: $6,073,811Net Income 2013: $842,7532013Revenue 2014: $6,962,379Expenses 2014: $6,168,230Net Income 2014: $794,1492014Revenue 2015: $7,257,143Expenses 2015: $6,042,453Net Income 2015: $1,214,6902015Revenue 2016: $7,566,616Expenses 2016: $6,319,069Net Income 2016: $1,247,5472016Revenue 2017: $8,670,268Expenses 2017: $7,190,060Net Income 2017: $1,480,2082017Revenue 2018: $10,592,327Expenses 2018: $8,517,060Net Income 2018: $2,075,2672018Revenue 2019: $12,457,267Expenses 2019: $10,036,721Net Income 2019: $2,420,5462019Revenue 2020: $13,014,646Expenses 2020: $10,885,327Net Income 2020: $2,129,3192020Revenue 2021: $14,613,284Expenses 2021: $12,171,972Net Income 2021: $2,441,3122021Revenue 2022: $16,333,220Expenses 2022: $13,538,846Net Income 2022: $2,794,3742022Revenue 2023: $19,964,567Expenses 2023: $16,958,334Net Income 2023: $3,006,2332023

Highlighted filing

2023

Revenue$19,964,567
Expenses$16,958,334
Net Income$3,006,233
Open 2023 Filing

Filings

Most recent year

2023 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$271,045,182
Liabilities
$241,387,863
Net assets
$29,657,319
Revenue
$19,964,567
Expenses
$16,958,334
Net income
$3,006,233
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$271$241$29.7$20.0$17.0$3.01
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$259$233$26.7$16.3$13.5$2.79
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$235$211$23.9$14.6$12.2$2.44
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$210$188$21.4$13.0$10.9$2.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$168$149$19.3$12.5$10.0$2.42
2018Summary only. Only limited summary data is available for this year.$157$140$16.9$10.6$8.52$2.08
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$139$124$14.8$8.67$7.19$1.48
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$121$108$13.3$7.57$6.32$1.25
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$115$103$12.1$7.26$6.04$1.21
2014Detailed filing. Detailed filing data is available for this year.$111$100$10.8$6.96$6.17$0.79
2013Detailed filing. Detailed filing data is available for this year.$109$99.1$10.1$6.92$6.07$0.84
2012Summary only. Only limited summary data is available for this year.$99.2$90.0$9.21$7.02$5.72$1.30
2011Summary only. Only limited summary data is available for this year.$96.2$88.3$7.91$6.74$5.81$0.94
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.8$79.8$6.97$6.23
Latest Detailed Filing

The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Mar 10, 2023
Return Version
2022v4.0
Gross Receipts
$16,360,842
Mission and Program Overview

Mission

Texoma Community Credit Union is a provider of credit union financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$202,221,186$220,795,926▲ $18,574,740
Rtn Earn Endowment Incm Other Fnds$23,856,711$26,651,085▲ $2,794,374
Investments Other Securities$14,903,049$17,027,750▲ $2,124,701
Cash and Non-Interest-Bearing Accounts$3,253,350$5,597,733▲ $2,344,383
Land, Buildings, and Equipment, Net$3,694,599$3,450,735▼ $243,864
Accounts Receivable$2,924,683$3,318,861▲ $394,178
Prepaid Expenses and Deferred Charges$223,372$255,102▲ $31,730
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$235,218,540$259,230,472▲ $24,011,932
Other Assets Total$7,998,301$8,784,365▲ $786,064
Liabilities
Other Liabilities$208,934,966$229,076,852▲ $20,141,886
Accounts Payable and Accrued Expenses$2,426,863$3,502,535▲ $1,075,672
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$211,361,829$232,579,387▲ $21,217,558
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,856,711$26,651,085▲ $2,794,374
Total Liabilities and Net Assets / Fund Balance$235,218,540$259,230,472▲ $24,011,932

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,186,429$2,178,977$4,365,406
Other Land Buildings$820,642$3,238,203$4,058,845
Land$443,664-$443,664
Equipment$0$0$0
Leasehold Improvements$0$0$0
Closely Held Equity Interests$0--
Financial Derivatives$17,027,750--
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Angela OhmstedeCOOFT$123,360$99,610$222,970
Kathryn DonovanCFOFT$118,084$94,073$212,157
John BuckleyPresident & CEOFT$186,276$25,000$211,276
Tara NealChroFT$129,340$76,372$205,712
Kenneth ThomasonEvp & CLOFT$19,883$146,258$166,141
Misti ToddMortgage Operations ManagerFT$103,271$12,660$115,931
Casey AllenIndirect Loan OfficerFT$97,846$14,491$112,337
Chris HansardIT ManagerFT$104,367$4,811$109,178
Randy BrewsterCommecial Loan OfficerFT$99,978$4,468$104,446

Board Members and Trustees

NameTitle
Ripley TateBoard Chairman
Lacy MorganVice Chairman
David FarabeeDirector
Douglas BaylessDirector
Scott PoenitzschDirector
Stacy DarnallSecretary
Vanda CullarTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,129,878
Investment Income
$413,896
Other Revenue
$2,789,446
Change in Net Assets
$2,794,374

Audited Revenue Reconciliation

Revenue per Audited Statements
$16,333,220
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$16,333,220
Total Revenue per Form 990
$16,333,220
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,029,423
Salaries, Compensation, and Employee Benefits$5,509,423
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,736,444
Interest---$1,440,138
Information Technology---$1,317,067
Advertising---$1,015,982
Current Officers, Directors, Trustees, and Key Employees---$735,000
Depreciation Depletion---$725,925
Office Expenses---$655,601
Other Employee Benefits---$591,084
Fees for Services Other---$489,357
Occupancy---$326,369
Payroll Taxes---$273,005
All Other Expenses---$234,556
Pension Plan Contributions---$173,890
Conferences and Meetings---$90,160
Insurance---$89,969
Fees for Services Accounting---$68,473
Fees for Services Legal---$58,570
Other Expenses---$56,070
Total Functional Expenses$0$0$0$13,538,846

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$13,538,846
Total Expenses per Audited Statements$13,538,846
Total Expenses per Form 990$13,538,846
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member's Shares$229,076,852
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“As a credit union, anyone who wishes to join and is eligible (as defined in the bylaws) must open and maintain a shares account of $25.”

Form 990, Part VI, Section A, Line 7A

“As a credit union, anyone who wishes to join and is eligible (as defined in the bylaws) must open and maintain a shares account of $25.”

Form 990, Part VI, Section B, Line 11B

“A copy of the 990 was provided to TCCU's Board of Directors for review. Questions and comments, if any, are submitted to the CFO for further discussion and follow-up response back to the BoD for final approval.”

Form 990, Part VI, Section B, Line 12C

“Directors and officers sign a binding agreement to disclose any and all potential conflicts of interest. Directors and officers are required to recuse themselves from participation in discussion of business and voting when they might have a vested interest with an issue up for consideration. Such actions are recorded in the minutes of the meetings of the BoD if and when they occur.”

Form 990, Part VI, Section B, Line 15

“The BoD has a CEO Performance Evaluation Committee. The major item, aside from performance, they use to determine pay are wage compensation survey tools called Balanced Comp and Cornerstone Credit Union League's annual compensation guide. This compares credit union employee compensation based on asset categories, location, and various other factors to determine a pay that is fair and reasonable. This tool is used for each credit union employee.”

Form 990, Part VI, Section C, Line 19

“TCCU makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Texoma Community Credit Union
EIN
75-0896179
Phone
9408514000
Address
PO Box 1320, Wichita Falls, TX 76307

Signing Officer

Name
John Buckley
Title
CEO
Phone
9408514040
Signed
2023-03-10

Organization Details

Principal Officer
John Buckley
Formed
1953
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
87
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“The independently functioning audit committee of Texoma Community Credit Union selected an independent CPA firm to audit the CU's financials. This was the third year they selected an independent CPA firm to do a full financial statement audit rather than the Agreed Upon Procedures Audit.”

Raw XML AppendixShowing 400 of 750 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02426863
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03502535
IRS990/AccountsReceivableGrp/BOYAmt02924683
IRS990/AccountsReceivableGrp/EOYAmt03318861
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Texoma Community Credit Union is a provider of credit union financial services.
IRS990/AdvertisingGrp/TotalAmt01015982
IRS990/AllOtherExpensesGrp/TotalAmt0234556
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Kate Donovan
IRS990/BooksInCareOfDetail/PhoneNum09408514010
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0Texoma Community Credit Union
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt03800 Sheppard Access Rd
IRS990/BooksInCareOfDetail/USAddress/CityNm0Wichita Falls
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd076306
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt03253350
IRS990/CashNonInterestBearingGrp/EOYAmt05597733
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0735000
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt090160
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0413896
IRS990/CYOtherExpensesAmt08029423
IRS990/CYOtherRevenueAmt02789446
IRS990/CYProgramServiceRevenueAmt013129878
IRS990/CYRevenuesLessExpensesAmt02794374
IRS990/CYSalariesCompEmpBnftPaidAmt05509423
IRS990/CYTotalExpensesAmt013538846
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt016333220
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0725925
IRS990/Desc0Share Accounts: Tccu's share accounts offer advantages to members of all ages. The Credit Union had over 24,000 member-owners on December 31, 2022. Members' savings accounts pay dividends quarterly and offer access through two local offices, home banking via the Internet or telephone, and ATMs worldwide. Special savings accounts designed for children encourage the development of consistent savings habits.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt087
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt068473
IRS990/FeesForServicesLegalGrp/TotalAmt058570
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt0489357
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt440
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt93
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd5X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd6X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd7X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd5X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd7X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt0222967
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1212157
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2211276
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt3205712
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt4166141
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt5115931
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt6112336
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt7109178
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt8104446
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/PersonNm0Angela Ohmstede
IRS990/Form990PartVIISectionAGrp/PersonNm1Kathryn Donovan
IRS990/Form990PartVIISectionAGrp/PersonNm2John Buckley
IRS990/Form990PartVIISectionAGrp/PersonNm3Tara Neal
IRS990/Form990PartVIISectionAGrp/PersonNm4Kenneth Thomason
IRS990/Form990PartVIISectionAGrp/PersonNm5Misti Todd
IRS990/Form990PartVIISectionAGrp/PersonNm6Casey Allen
IRS990/Form990PartVIISectionAGrp/PersonNm7Chris Hansard
IRS990/Form990PartVIISectionAGrp/PersonNm8Randy Brewster
IRS990/Form990PartVIISectionAGrp/PersonNm9Ripley Tate
IRS990/Form990PartVIISectionAGrp/PersonNm10Lacy Morgan
IRS990/Form990PartVIISectionAGrp/PersonNm11Vanda Cullar
IRS990/Form990PartVIISectionAGrp/PersonNm12Stacy Darnall
IRS990/Form990PartVIISectionAGrp/PersonNm13Douglas Bayless
IRS990/Form990PartVIISectionAGrp/PersonNm14Scott Poenitzsch
IRS990/Form990PartVIISectionAGrp/PersonNm15David Farabee
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0222967
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1212157
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2211276
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3205712
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4166141
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5115931
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6112336
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7109178
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8104446
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0COO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHRO
IRS990/Form990PartVIISectionAGrp/TitleTxt4EVP & CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt5Mortgage Operations Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt6Indirect Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt7IT Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt8Commecial Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt11Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt12Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt0123426
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0151048
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt016360842
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01317067
IRS990/InsuranceGrp/TotalAmt089969
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt01440138
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0290470
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0290470
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt014903049
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt017027750
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt04012
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05417180
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03694599
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03450735
IRS990/LandBldgEquipCostOrOtherBssAmt08867915
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt027622
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt02511214
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt02511214
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Texoma Community Credit Union is a provider of credit union financial services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt023856711
IRS990/NetAssetsOrFundBalancesEOYAmt026651085
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0123426
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0123426
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0326369
IRS990/OfficeExpensesGrp/TotalAmt0655601
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07998301
IRS990/OtherAssetsTotalGrp/EOYAmt08784365
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0591084
IRS990/OtherExpensesGrp/Desc0Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc1Loan Servicing Costs
IRS990/OtherExpensesGrp/Desc2Miscellaneous Losses
IRS990/OtherExpensesGrp/Desc3Dues and subscriptions
IRS990/OtherExpensesGrp/TotalAmt0938300
IRS990/OtherExpensesGrp/TotalAmt1420360
IRS990/OtherExpensesGrp/TotalAmt2102526
IRS990/OtherExpensesGrp/TotalAmt356070
IRS990/OtherLiabilitiesGrp/BOYAmt0208934966
IRS990/OtherLiabilitiesGrp/EOYAmt0229076852
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0UBIT
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0278232
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0278232
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt02789446
IRS990/OtherSalariesAndWagesGrp/TotalAmt03736444
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0202221186
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0220795926
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0273005
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0173890
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0223372
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0255102
IRS990/PrincipalOfficerNm0JOHN BUCKLEY
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Fees & Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010294524
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12835354
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010294524
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12835354
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0Checking Accounts: TCCU provides checking accounts for consumers with various features, from free accounts to those with special benefits. Most offer dividends that are paid monthly. Additionally, the credit union extends the reach of these accounts to all members with free debit cards, internet account access and free use of the Internet bill payer platform. Over 40% of the credit union's member-owners have a checking account.
IRS990/ProgSrvcAccomActy3Grp/Desc0Consumer Loans: TCCU has provided vehicle loans since its inception. The consumer loan product line now includes efficient underwriting and flexible offering for recreational behicles, boats, and motorcycles as well as mortgages, signature loans, individual lines of credit, and loans secured by savings accounts. Consumer life and disability insurance is available on any of these loan types and assures that participating member-owners' loan payments are made without interruption in the even of their loss of income through death or disability.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0TCCU provided home equity loans with single distribution, fixed rate and payment. TCCU also provides first mortgage loans to enable member-owners to purchase the American Dream- their own home.
IRS990/ProhibitedTaxShelterTransInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.