Civic Intelligence

Cabot Community Credit Union

EIN 75-0887815 • 501(c)14 • Pampa, TX

View Organization Page

Profile

To provide all members with competitively priced financial services

1063 N SumnerPampa, TX 79065

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

5th percentile

0.01x

Higher debt load relative to assets than 5% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2023

Liabilities / Revenue

5th percentile

0.07x

Higher debt load relative to revenue than 5% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2023

Net Margin

97th percentile

34%

Higher net margin than 97% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

67th percentile

1.9%

Faster asset growth than 67% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Revenue Growth

92nd percentile

34%

Faster revenue growth than 92% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets5th percentile

Assets

Up

$41,994,919

Up $2,164,673 (+5.4%) from 2024

Liabilities

Down

$147,986

Down $225,731 (-60%) from 2024

Net Assets

Up

$41,846,933

Up $2,390,404 (+6.1%) from 2024

Operations
Liabilities / Revenue5th percentileNet Margin97th percentile

Revenue

Up

$3,017,357

Up $37,790 (+1.3%) from 2024

Expenses

Up

$2,284,402

Up $306,097 (+15%) from 2024

Net Income

Down

$732,955

Down $268,307 (-27%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $28,857,407Liabilities 2010: $203,031Net Assets 2010: $28,654,3762010Assets 2011: $27,404,184Liabilities 2011: $171,235Net Assets 2011: $27,232,9492011Assets 2012: $28,556,744Liabilities 2012: $161,864Net Assets 2012: $28,394,8802012Assets 2013: $29,646,269Liabilities 2013: $198,288Net Assets 2013: $29,447,9812013Assets 2014: $31,128,707Liabilities 2014: $234,149Net Assets 2014: $30,894,5582014Assets 2015: $30,721,995Liabilities 2015: $92,316Net Assets 2015: $30,629,6792015Assets 2016: $29,588,975Liabilities 2016: $235,903Net Assets 2016: $29,353,0722016Assets 2017: $32,452,124Liabilities 2017: $829,630Net Assets 2017: $31,622,4942017Assets 2018: $32,513,762Liabilities 2018: $941,277Net Assets 2018: $31,572,4852018Assets 2019: $33,494,678Liabilities 2019: $151,803Net Assets 2019: $33,342,8752019Assets 2020: $36,606,937Liabilities 2020: $125,712Net Assets 2020: $36,481,2252020Assets 2021: $40,650,695Liabilities 2021: $87,952Net Assets 2021: $40,562,7432021Assets 2022: $39,455,706Liabilities 2022: $345,530Net Assets 2022: $39,110,1762022Assets 2023: $40,203,147Liabilities 2023: $207,009Net Assets 2023: $39,996,1382023Assets 2024: $39,830,246Liabilities 2024: $373,717Net Assets 2024: $39,456,5292024Assets 2025: $41,994,919Liabilities 2025: $147,986Net Assets 2025: $41,846,9332025

Highlighted filing

2025

Assets$41,994,919
Liabilities$147,986
Net Assets$41,846,933
Open 2025 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,842,2262010Expenses 2011: $1,327,1722011Expenses 2012: $1,254,1462012Revenue 2013: $1,506,502Expenses 2013: $1,250,014Net Income 2013: $256,4882013Revenue 2014: $1,511,493Expenses 2014: $1,470,417Net Income 2014: $41,0762014Revenue 2015: $1,536,391Expenses 2015: $1,456,158Net Income 2015: $80,2332015Revenue 2016: $1,647,832Expenses 2016: $1,569,276Net Income 2016: $78,5562016Revenue 2017: $1,952,735Expenses 2017: $1,845,873Net Income 2017: $106,8622017Revenue 2018: $2,254,219Expenses 2018: $2,170,258Net Income 2018: $83,9612018Revenue 2019: $2,290,266Expenses 2019: $2,364,472Net Income 2019: -$74,2062019Revenue 2020: $2,160,159Expenses 2020: $1,853,330Net Income 2020: $306,8292020Revenue 2021: $2,048,419Expenses 2021: $1,208,157Net Income 2021: $840,2622021Revenue 2022: $2,096,070Expenses 2022: $1,810,511Net Income 2022: $285,5592022Revenue 2023: $2,807,809Expenses 2023: $1,860,249Net Income 2023: $947,5602023Revenue 2024: $2,979,567Expenses 2024: $1,978,305Net Income 2024: $1,001,2622024Revenue 2025: $3,017,357Expenses 2025: $2,284,402Net Income 2025: $732,9552025

Highlighted filing

2025

Revenue$3,017,357
Expenses$2,284,402
Net Income$732,955
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$41,994,919
Liabilities
$147,986
Net assets
$41,846,933
Revenue
$3,017,357
Expenses
$2,284,402
Net income
$732,955
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$42.0$0.15$41.8$3.02$2.28$0.73
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$39.8$0.37$39.5$2.98$1.98$1.00
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.2$0.21$40.0$2.81$1.86$0.95
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.5$0.35$39.1$2.10$1.81$0.29
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.7$0.09$40.6$2.05$1.21$0.84
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.6$0.13$36.5$2.16$1.85$0.31
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.5$0.15$33.3$2.29$2.36$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.5$0.94$31.6$2.25$2.17$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.5$0.83$31.6$1.95$1.85$0.11
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.6$0.24$29.4$1.65$1.57$0.08
2015Detailed filing. Detailed filing data is available for this year.$30.7$0.09$30.6$1.54$1.46$0.08
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.1$0.23$30.9$1.51$1.47$0.04
2013Detailed filing. Detailed filing data is available for this year.$29.6$0.20$29.4$1.51$1.25$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.6$0.16$28.4$1.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.4$0.17$27.2$1.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.9$0.20$28.7$1.84
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 16, 2026
Return Version
2025v4.0
Gross Receipts
$3,017,357
Mission and Program Overview

Mission

To provide all members with competitively priced financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$33,287,872$34,945,321▲ $1,657,449
Other Notes and Loans Receivable, Net$29,138,572$26,110,060▼ $3,028,512
Savings and Temporary Cash Investments$7,770,310$13,353,321▲ $5,583,011
Rtn Earn Endowment Incm Other Fnds$6,168,657$6,901,612▲ $732,955
Land, Buildings, and Equipment, Net$1,065,863$1,035,958▼ $29,905
Cash and Non-Interest-Bearing Accounts$1,117,293$866,584▼ $250,709
Receivables From Officers Etc$230,863$137,202▼ $93,661
Prepaid Expenses and Deferred Charges$38,850$43,477▲ $4,627
Accounts Receivable$2,816$5,103▲ $2,287
Total Assets$39,830,246$41,994,919▲ $2,164,673
Other Assets Total$465,679$443,214▼ $22,465
Liabilities
Accounts Payable and Accrued Expenses$324,527$96,537▼ $227,990
Other Liabilities$49,190$51,449▲ $2,259
Total Liabilities$373,717$147,986▼ $225,731
Net Assets / Fund Balance
Total Net Assets Fund Balance$39,456,529$41,846,933▲ $2,390,404
Total Liabilities and Net Assets / Fund Balance$39,830,246$41,994,919▲ $2,164,673

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$941,744$555,946-
Land$52,888--
Equipment$41,326$399,194-
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Debra HowellFormer CEOFT$68,935$68,935
Carrie KirklandCEOFT$61,977$61,977

Board Members and Trustees

NameTitle
Kurt HirschlerChairman
Joel PalmateerVice Chairman
Denise LocknaneDirector
James AllenDirector
Jimmye ColeDirector
Leona WillsDirector
Susan FergusonDirector
Melody OliphantSecretary/Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,050,081
Investment Income
$454,086
Other Revenue
$513,190
Change in Net Assets
$732,955
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,676,084
Salaries, Compensation, and Employee Benefits$608,318
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$286,606$0$0$286,606
All Other Expenses$239,689$0$0$239,689
Information Technology$151,125$0$0$151,125
Current Officers, Directors, Trustees, and Key Employees$130,912$0$0$130,912
Office Expenses$106,976$0$0$106,976
Pension Plan Contributions$86,875$0$0$86,875
Occupancy$84,018$0$0$84,018
Other Employee Benefits$69,340$0$0$69,340
Depreciation Depletion$37,962$0$0$37,962
Insurance$34,597$0$0$34,597
Payroll Taxes$34,585$0$0$34,585
Other Expenses$33,488$0$0$33,488
Advertising$31,418$0$0$31,418
Fees for Services Accounting$20,035$0$0$20,035
Fees for Services Legal$12,968$0$0$12,968
Conferences and Meetings$11,444$0$0$11,444
Travel$3,096$0$0$3,096
Total Functional Expenses$2,284,402$0$0$2,284,402
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$230,863$137,202▼ $93,661
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Dividends Payable$51,449
Other liabilities$0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Cabot Community Credit Union
EIN
75-0887815
Phone
8066550847
Address
1063 N Sumner, Pampa, TX 79065

Signing Officer

Name
Carrie Kirkland
Title
CEO
Phone
8066550847
Signed
2026-02-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carrie Kirkland
Formed
1931
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
11
Volunteers
7

Preparer

Firm
Greg R Schmidt CPA
Address
26 Cypress Pt, Amarillo, TX 79124
Preparer
Greg R Schmidt CPA
Phone
8552759297
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“To be eligible for membership an individual must work, worship, or live within a ten mile radius of the credit union”

Pt VI, Line 7A

“Members in attendance at the annual meeting elect officers and directors”

Pt VI, Line 11B

“The 990 was reviewed by the Board and management prior to filing”

Pt VI, Line 12C

“Board Members sign a statement declaring they have no conflict of interest when elected”

Pt VI, Line 15A

“A salary committee meets annaully to review and determine the salaries of management”

Pt XI

“Line 9 - Change in Member Shares Held”

Form 990, Part IX, Line 24E

“ATM/Debit/CreditCard 158627. 158627.”

Form 990, Part IX, Line 24E

“Operating Fee 9021. 9021.”

Form 990, Part IX, Line 24E

“Share Draft 10981. 10981.”

Form 990, Part IX, Line 24E

“Bank Charges 13033. 13033.”

Form 990, Part IX, Line 24E

“Dues 8027. 8027.”

Form 990, Part IX, Line 24E

“Education 40000. 40000.”

Raw XML AppendixShowing 400 of 492 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum08066650847
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IRS990/BooksInCareOfDetail/USAddress/CityNm0Pampa
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd079065
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IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
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IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
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IRS990/DescribedInSection501c3Ind0false
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IRS990/EmployeeCnt011
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IRS990/FeesForServicesLegalGrp/ProgramServicesAmt012968
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IRS990/Form990PartVIISectionAGrp/PersonNm0Kurt Hirschler
IRS990/Form990PartVIISectionAGrp/PersonNm1Joel Palmateer
IRS990/Form990PartVIISectionAGrp/PersonNm2Melody Oliphant
IRS990/Form990PartVIISectionAGrp/PersonNm3Leona Wills
IRS990/Form990PartVIISectionAGrp/PersonNm4Denise Locknane
IRS990/Form990PartVIISectionAGrp/PersonNm5James Allen
IRS990/Form990PartVIISectionAGrp/PersonNm6Susan Ferguson
IRS990/Form990PartVIISectionAGrp/PersonNm7Jimmye Cole
IRS990/Form990PartVIISectionAGrp/PersonNm8Debra Howell
IRS990/Form990PartVIISectionAGrp/PersonNm9Carrie Kirkland
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Former CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
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IRS990/GamingActivitiesInd0false
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IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0151125
IRS990/InformationTechnologyGrp/TotalAmt0151125
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt034597
IRS990/InsuranceGrp/TotalAmt034597
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0454086
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01385
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0955140
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01065863
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01035958
IRS990/LandBldgEquipCostOrOtherBssAmt01991098
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To provide all members with competitively priced financial services
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt039456529
IRS990/NetAssetsOrFundBalancesEOYAmt041846933
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt084018
IRS990/OccupancyGrp/TotalAmt084018
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0106976
IRS990/OfficeExpensesGrp/TotalAmt0106976
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0465679
IRS990/OtherAssetsTotalGrp/EOYAmt0443214
IRS990/OtherChangesInNetAssetsAmt01657449
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt069340
IRS990/OtherEmployeeBenefitsGrp/TotalAmt069340
IRS990/OtherExpensesGrp/Desc0Loan Loss Provision
IRS990/OtherExpensesGrp/Desc1Dividends
IRS990/OtherExpensesGrp/Desc2Loan Servicing
IRS990/OtherExpensesGrp/Desc3Misc
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0149055
IRS990/OtherExpensesGrp/ProgramServicesAmt1733430
IRS990/OtherExpensesGrp/ProgramServicesAmt226783
IRS990/OtherExpensesGrp/ProgramServicesAmt333488
IRS990/OtherExpensesGrp/TotalAmt0149055
IRS990/OtherExpensesGrp/TotalAmt1733430
IRS990/OtherExpensesGrp/TotalAmt226783
IRS990/OtherExpensesGrp/TotalAmt333488
IRS990/OtherLiabilitiesGrp/BOYAmt049190
IRS990/OtherLiabilitiesGrp/EOYAmt051449
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1524298
IRS990/OtherRevenueMiscGrp/Desc0Fees, Other
IRS990/OtherRevenueMiscGrp/Desc1Non Opersting Gain
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0469957
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt123824
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0489366
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt123824
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt019409
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0513190
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0286606
IRS990/OtherSalariesAndWagesGrp/TotalAmt0286606
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt029138572
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt026110060
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt034585
IRS990/PayrollTaxesGrp/TotalAmt034585
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt086875
IRS990/PensionPlanContributionsGrp/TotalAmt086875
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt038850
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt043477
IRS990/PrincipalOfficerNm0Carrie Kirkland
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/Desc0Income from Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02050081
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0299196
IRS990/PYOtherExpensesAmt01398455
IRS990/PYOtherRevenueAmt0581389
IRS990/PYProgramServiceRevenueAmt02098982
IRS990/PYRevenuesLessExpensesAmt01001262
IRS990/PYSalariesCompEmpBnftPaidAmt0579850
IRS990/PYTotalExpensesAmt01978305
IRS990/PYTotalRevenueAmt02979567
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0230863
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0137202
IRS990/ReconcilationRevenueExpnssAmt0732955
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06168657
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06901612
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07770310
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013353321
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0941744
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0555946
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01497690
IRS990ScheduleD/EquipmentGrp/BookValueAmt041326
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0399194
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0440520
IRS990ScheduleD/LandGrp/BookValueAmt052888
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt052888
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt051449
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt10
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Dividends Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Other liabilities
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01035958
IRS990ScheduleD/TotalLiabilityAmt051449
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt038318
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1506
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt232683
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt336335
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt46485
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt522875
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Secured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Secured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Various
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Various
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Secured
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt042000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11895
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt237773
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt359646
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt423400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt526890
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0James Allen
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Susan Ferguson
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Carrie Kirkland
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3James Cole
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4James Allen
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5Kurt Hirschler
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5Board Member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt0137202
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0To be eligible for membership an individual must work, worship, or live within a ten mile radius of the credit union
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members in attendance at the annual meeting elect officers and directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The 990 was reviewed by the Board and management prior to filing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Board Members sign a statement declaring they have no conflict of interest when elected
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A salary committee meets annaully to review and determine the salaries of management
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Line 9 - Change in Member Shares Held
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ATM/Debit/CreditCard 158627. 158627.

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