Civic Intelligence

Odessa City Employees Credit Union

EIN 75-0877904 • 501(c)14 • Odessa, TX

View Organization Page

Profile

Cooperative provider of credit union services such as savings accounts, checking accounts and consumer loans.

1006 East 7th StreetOdessa, TX 79761

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

43rd percentile

0.84x

Higher debt load relative to assets than 43% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

17.59x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

82nd percentile

22%

Higher net margin than 82% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

11th percentile

$0

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

38th percentile

-1.8%

Faster asset growth than 38% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

94th percentile

24%

Faster revenue growth than 94% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Down

$19,682,684

Down $361,724 (-1.8%) from 2023

Liabilities

Down

$16,550,722

Down $569,276 (-3.3%) from 2023

Net Assets

Up

$3,131,962

Up $207,552 (+7.1%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin82nd percentile

Revenue

Up

$940,810

Up $181,925 (+24%) from 2023

Expenses

Up

$733,258

Up $103,913 (+17%) from 2023

Net Income

Up

$207,552

Up $78,012 (+60%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth38th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $12,004,937Liabilities 2010: $10,294,780Net Assets 2010: $1,710,1572010Assets 2011: $12,815,205Liabilities 2011: $10,957,931Net Assets 2011: $1,857,2742011Assets 2012: $13,771,326Liabilities 2012: $11,779,685Net Assets 2012: $1,991,6412012Assets 2013: $14,648,375Liabilities 2013: $12,513,831Net Assets 2013: $2,134,5442013Assets 2014: $16,085,462Liabilities 2014: $13,828,980Net Assets 2014: $2,256,4822014Assets 2015: $16,674,780Liabilities 2015: $14,348,281Net Assets 2015: $2,326,4992015Assets 2016: $16,164,464Liabilities 2016: $13,780,524Net Assets 2016: $2,383,9402016Assets 2017: $17,255,768Liabilities 2017: $14,812,611Net Assets 2017: $2,443,1572017Assets 2018: $17,724,282Liabilities 2018: $15,196,186Net Assets 2018: $2,528,0962018Assets 2019: $18,137,070Liabilities 2019: $15,483,499Net Assets 2019: $2,653,5712019Assets 2020: $19,193,085Liabilities 2020: $16,436,301Net Assets 2020: $2,756,7842020Assets 2021: $20,327,950Liabilities 2021: $17,518,265Net Assets 2021: $2,809,6852021Assets 2022: $19,710,254Liabilities 2022: $16,884,810Net Assets 2022: $2,825,4442022Assets 2023: $20,044,408Liabilities 2023: $17,119,998Net Assets 2023: $2,924,4102023Assets 2024: $19,682,684Liabilities 2024: $16,550,722Net Assets 2024: $3,131,9622024

Highlighted filing

2024

Assets$19,682,684
Liabilities$16,550,722
Net Assets$3,131,962
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Expenses 2010: $571,2992010Expenses 2011: $506,3622011Expenses 2012: $507,2522012Revenue 2013: $637,506Expenses 2013: $494,603Net Income 2013: $142,9032013Revenue 2014: $676,296Expenses 2014: $554,358Net Income 2014: $121,9382014Revenue 2015: $672,916Expenses 2015: $602,899Net Income 2015: $70,0172015Revenue 2016: $649,241Expenses 2016: $591,800Net Income 2016: $57,4412016Revenue 2017: $656,083Expenses 2017: $596,866Net Income 2017: $59,2172017Revenue 2018: $721,157Expenses 2018: $636,218Net Income 2018: $84,9392018Revenue 2019: $770,494Expenses 2019: $645,019Net Income 2019: $125,4752019Revenue 2020: $736,155Expenses 2020: $632,942Net Income 2020: $103,2132020Revenue 2021: $628,634Expenses 2021: $575,733Net Income 2021: $52,9012021Revenue 2022: $601,566Expenses 2022: $585,807Net Income 2022: $15,7592022Revenue 2023: $758,885Expenses 2023: $629,345Net Income 2023: $129,5402023Revenue 2024: $940,810Expenses 2024: $733,258Net Income 2024: $207,5522024

Highlighted filing

2024

Revenue$940,810
Expenses$733,258
Net Income$207,552
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$19,682,684
Liabilities
$16,550,722
Net assets
$3,131,962
Revenue
$940,810
Expenses
$733,258
Net income
$207,552
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.7$16.6$3.13$0.94$0.73$0.21
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$20.0$17.1$2.92$0.76$0.63$0.13
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.7$16.9$2.83$0.60$0.59$0.02
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.3$17.5$2.81$0.63$0.58$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.2$16.4$2.76$0.74$0.63$0.10
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.1$15.5$2.65$0.77$0.65$0.13
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.7$15.2$2.53$0.72$0.64$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$14.8$2.44$0.66$0.60$0.06
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.2$13.8$2.38$0.65$0.59$0.06
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.7$14.3$2.33$0.67$0.60$0.07
2014Detailed filing. Detailed filing data is available for this year.$16.1$13.8$2.26$0.68$0.55$0.12
2013Detailed filing. Detailed filing data is available for this year.$14.6$12.5$2.13$0.64$0.49$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.8$11.8$1.99$0.51
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.8$11.0$1.86$0.51
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.0$10.3$1.71$0.57
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 11, 2023
Return Version
2022v5.0
Gross Receipts
$601,566
Mission and Program Overview

Mission

Cooperative provider of credit union services such as savings accounts, checking accounts and consumer loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$11,605,676$9,901,502▼ $1,704,174
Other Notes and Loans Receivable, Net$7,811,047$8,806,463▲ $995,416
Rtn Earn Endowment Incm Other Fnds$2,809,685$2,825,444▲ $15,759
Cash and Non-Interest-Bearing Accounts$392,158$478,704▲ $86,546
Land, Buildings, and Equipment, Net$320,209$303,886▼ $16,323
Prepaid Expenses and Deferred Charges$20,014$24,691▲ $4,677
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$20,327,950$19,710,254▼ $617,696
Other Assets Total$178,846$195,008▲ $16,162
Liabilities
Other Liabilities$17,378,621$16,612,178▼ $766,443
Accounts Payable and Accrued Expenses$139,644$272,632▲ $132,988
Total Liabilities$17,518,265$16,884,810▼ $633,455
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,809,685$2,825,444▲ $15,759
Total Liabilities and Net Assets / Fund Balance$20,327,950$19,710,254▼ $617,696

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$45,958$304,589$350,547
Buildings$229,528-$229,528
Land$28,400-$28,400
Compensation and Service Providers
Top Officer Pay11th percentile

Board Members and Trustees

NameTitle
Pat SullivanChairman
Hal FeldmanVice Chairman
Norma GrimaldoDirector
Scott AndersonDirector
Scott SmithDirector
Wayne PhillipsDirector
Tyler HouchinSecretary
John AlavarezTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$531,227
Investment Income
$70,339
Other Revenue
$0
Change in Net Assets
$15,759
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$327,100
Salaries, Compensation, and Employee Benefits$258,707
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$208,891
Office Expenses---$115,862
Occupancy---$35,563
Other Employee Benefits---$17,105
Payroll Taxes---$16,909
Pension Plan Contributions---$15,802
Fees for Services Accounting---$12,410
All Other Expenses---$11,331
Interest---$8,179
Other Expenses---$7,251
Fees for Services Management---$4,820
Fees for Services Other---$973
Travel---$600
Fees for Services Legal---$225
Total Functional Expenses$0$0$0$585,807
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
SHARES & CD'S$16,612,177
Rounding$1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All members are shareholders”

Form 990, Part VI, Section A, Line 7A

“The members elect the board of directors”

Form 990, Part VI, Section A, Line 7B

“If the members do not like the decisions of the board, they can elect new directors”

Form 990, Part VI, Section B, Line 11B

“Board will review the form 990 before it is filed”

Form 990, Part VI, Section B, Line 15B

“The board reviews annually”

Form 990, Part VI, Section C, Line 19

“The governing documents are available on request. The financial statements are displayed in the lobby.”

Filing and Contact Details

Filer

Filer Name
Odessa City Employees Credit Union
EIN
75-0877904
Phone
4323332510
Address
1006 EAST 7TH STREET, ODESSA, TX 79761

Signing Officer

Name
Norma Grimaldo
Title
Chairman
Signed
2023-05-11
Discuss with paid preparer
Yes

Organization Details

Formed
1953
Legal Domicile
TX
Voting Board Members
8
Independent Board Members
8
Employees
9

Preparer

Firm
Ram CPA Pllc
Address
3401 W Loop 306 Ste A, San Angelo, TX 76904
Preparer
Rudolph A Munoz Jr CPA
Phone
3259442536
Raw XML Appendix372 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0272632
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION SERVICES SUCH AS SAVINGS ACCOUNTS, CHECKING ACCOUNTS AND CONSUMER LOANS.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/TotalAmt011331
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0ALVA ACOSTA
IRS990/BooksInCareOfDetail/PhoneNum04323332510
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01006 EAST 7TH STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0ODESSA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd079761
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0392158
IRS990/CashNonInterestBearingGrp/EOYAmt0478704
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt070339
IRS990/CYOtherExpensesAmt0327100
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0531227
IRS990/CYRevenuesLessExpensesAmt015759
IRS990/CYSalariesCompEmpBnftPaidAmt0258707
IRS990/CYTotalExpensesAmt0585807
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0601566
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0SHARE ACCOUNTS - MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt09
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt012410
IRS990/FeesForServicesLegalGrp/TotalAmt0225
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt04820
IRS990/FeesForServicesOtherGrp/TotalAmt0973
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0SCOTT ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm1WAYNE PHILLIPS
IRS990/Form990PartVIISectionAGrp/PersonNm2JOHN ALAVAREZ
IRS990/Form990PartVIISectionAGrp/PersonNm3TYLER HOUCHIN
IRS990/Form990PartVIISectionAGrp/PersonNm4HAL FELDMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5SCOTT SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm6PAT SULLIVAN
IRS990/Form990PartVIISectionAGrp/PersonNm7NORMA GRIMALDO
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01953
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IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0601566
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IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
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IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt070339
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt070339
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt0171
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0304589
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0320209
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0303886
IRS990/LandBldgEquipCostOrOtherBssAmt0608475
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION SERVICES SUCH AS SAVINGS ACCOUNTS, CHECKING ACCOUNTS AND CONSUMER LOANS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02809685
IRS990/NetAssetsOrFundBalancesEOYAmt02825444
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt035563
IRS990/OfficeExpensesGrp/TotalAmt0115862
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0178846
IRS990/OtherAssetsTotalGrp/EOYAmt0195008
IRS990/OtherEmployeeBenefitsGrp/TotalAmt017105
IRS990/OtherExpensesGrp/Desc0BANK CHARGES
IRS990/OtherExpensesGrp/Desc1DUES
IRS990/OtherExpensesGrp/Desc2LOAN LOSS
IRS990/OtherExpensesGrp/Desc3CONTRACT LABOR
IRS990/OtherExpensesGrp/TotalAmt097574
IRS990/OtherExpensesGrp/TotalAmt121450
IRS990/OtherExpensesGrp/TotalAmt210862
IRS990/OtherExpensesGrp/TotalAmt37251
IRS990/OtherLiabilitiesGrp/BOYAmt017378621
IRS990/OtherLiabilitiesGrp/EOYAmt016612178
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0208891
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07811047
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08806463
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt016909
IRS990/PensionPlanContributionsGrp/TotalAmt015802
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt020014
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt024691
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEES,CHARGES, MISC
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0362137
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1169090
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0362137
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1169090
IRS990/ProgSrvcAccomActy2Grp/Desc0CERTIFICATES OF DEPOSIT - DIVIDENDS ARE PAID ON THESE MONTHLY
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANS - THE CREDIT UNION PROVIDES LOANS FOR AUTOS, MOTORCYCLES, SHARE SECURED AND UNSECURED LOANS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt074437
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0288878
IRS990/PYProgramServiceRevenueAmt0554197
IRS990/PYRevenuesLessExpensesAmt052901
IRS990/PYSalariesCompEmpBnftPaidAmt0286855
IRS990/PYTotalExpensesAmt0575733
IRS990/PYTotalRevenueAmt0628634
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt015759
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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02809685
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02825444
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011605676
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09901502
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0229528
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0229528
IRS990ScheduleD/LandGrp/BookValueAmt028400
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt028400
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt045958
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0304589
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0350547
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt116612177
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Rounding
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARES & CD'S
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0303886
IRS990ScheduleD/TotalLiabilityAmt016612178
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL MEMBERS ARE SHAREHOLDERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS ELECT THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2IF THE MEMBERS DO NOT LIKE THE DECISIONS OF THE BOARD, THEY CAN ELECT NEW DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOARD WILL REVIEW THE FORM 990 BEFORE IT IS FILED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD REVIEWS ANNUALLY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE GOVERNING DOCUMENTS ARE AVAILABLE ON REQUEST. THE FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt020327950
IRS990/TotalAssetsEOYAmt019710254
IRS990/TotalAssetsGrp/BOYAmt020327950
IRS990/TotalAssetsGrp/EOYAmt019710254
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt09
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0585807
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt017518265
IRS990/TotalLiabilitiesEOYAmt016884810
IRS990/TotalLiabilitiesGrp/BOYAmt017518265
IRS990/TotalLiabilitiesGrp/EOYAmt016884810
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02809685
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02825444
IRS990/TotalProgramServiceRevenueAmt0531227
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0601566
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0601566
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt020327950
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019710254
IRS990/TravelGrp/TotalAmt0600
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01006 EAST 7TH STREET
IRS990/USAddress/CityNm0ODESSA
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd079761
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NORMA GRIMALDO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chairman
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ODESSA CITY EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ODES
ReturnHeader/Filer/EIN0750877904
ReturnHeader/Filer/PhoneNum04323332510
ReturnHeader/Filer/USAddress/AddressLine1Txt01006 EAST 7TH STREET
ReturnHeader/Filer/USAddress/CityNm0ODESSA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd079761
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0870935049
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RAM CPA PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03401 W Loop 306 Ste A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Angelo
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd076904
ReturnHeader/PreparerPersonGrp/PhoneNum03259442536
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Rudolph A Munoz Jr CPA
ReturnHeader/ReturnTs02023-05-11T07:16:15-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0NORMA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0GRIMALDO
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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