Civic Intelligence

Access Community Credit Union

990 • Fiscal year 2018 • EIN 75-0870689

Jan 01, 2018 to Dec 31, 2018 • Filed on May 13, 2019

Organization Profilewww.accesscreditunion.com

View Organization Page

6401 S Bell StAmarillo, TX 79109

(806) 353-9999

Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$122,775,938

Flat from 2018

Net Assets

Flat

$17,472,394

Flat from 2018

Liabilities

Flat

$105,303,544

Flat from 2018

Revenue And Expenses

Revenue

Flat

$6,229,192

Flat from 2018

Expenses

Flat

$5,580,476

Flat from 2018

Net Income

Flat

$648,716

Flat from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $84,308,593Liabilities 2010: $71,702,903Net Assets 2010: $12,605,6902010Assets 2011: $84,999,991Liabilities 2011: $71,554,646Net Assets 2011: $13,445,3452011Assets 2012: $90,565,246Liabilities 2012: $76,157,764Net Assets 2012: $14,407,4822012Assets 2013: $96,323,102Liabilities 2013: $81,282,968Net Assets 2013: $15,040,1342013Assets 2014: $104,355,529Liabilities 2014: $88,707,282Net Assets 2014: $15,648,2472014Assets 2015: $109,938,525Liabilities 2015: $93,918,302Net Assets 2015: $16,020,2232015Assets 2016: $114,519,721Liabilities 2016: $98,097,194Net Assets 2016: $16,422,5272016Assets 2017: $118,125,998Liabilities 2017: $101,289,650Net Assets 2017: $16,836,3482017Assets 2018: $122,775,938Liabilities 2018: $105,303,544Net Assets 2018: $17,472,3942018Assets 2018: $122,775,938Liabilities 2018: $105,303,544Net Assets 2018: $17,472,3942018Assets 2019: $128,502,423Liabilities 2019: $110,561,721Net Assets 2019: $17,940,7022019Assets 2020: $145,661,163Liabilities 2020: $126,855,016Net Assets 2020: $18,806,1472020Assets 2021: $156,272,170Liabilities 2021: $135,895,210Net Assets 2021: $20,376,9602021Assets 2022: $197,909,006Liabilities 2022: $177,328,974Net Assets 2022: $20,580,0322022Assets 2023: $194,768,487Liabilities 2023: $173,500,820Net Assets 2023: $21,267,6672023Assets 2024: $196,480,134Liabilities 2024: $175,092,391Net Assets 2024: $21,387,7432024

Highlighted filing

2018

Assets$122,775,938
Liabilities$105,303,544
Net Assets$17,472,394
Open 2018 Filing

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $3,852,4452010Expenses 2011: $3,254,8262011Expenses 2012: $3,275,4732012Revenue 2013: $4,361,569Expenses 2013: $3,715,253Net Income 2013: $646,3162013Revenue 2014: $4,684,428Expenses 2014: $4,077,281Net Income 2014: $607,1472014Revenue 2015: $4,883,083Expenses 2015: $4,497,545Net Income 2015: $385,5382015Revenue 2016: $5,167,534Expenses 2016: $4,757,693Net Income 2016: $409,8412016Revenue 2017: $5,568,347Expenses 2017: $5,145,864Net Income 2017: $422,4832017Revenue 2018: $6,229,192Expenses 2018: $5,580,476Net Income 2018: $648,7162018Revenue 2018: $6,229,192Expenses 2018: $5,580,476Net Income 2018: $648,7162018Revenue 2019: $7,061,777Expenses 2019: $6,590,344Net Income 2019: $471,4332019Revenue 2020: $8,108,187Expenses 2020: $7,243,697Net Income 2020: $864,4902020Revenue 2021: $9,305,960Expenses 2021: $7,732,801Net Income 2021: $1,573,1592021Revenue 2022: $9,208,327Expenses 2022: $9,000,341Net Income 2022: $207,9862022Revenue 2023: $11,699,207Expenses 2023: $11,011,528Net Income 2023: $687,6792023Revenue 2024: $12,926,011Expenses 2024: $12,807,058Net Income 2024: $118,9532024

Highlighted filing

2018

Revenue$6,229,192
Expenses$5,580,476
Net Income$648,716
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 13, 2019
Return Version
2018v3.0
Gross Receipts
$6,229,192
Mission and Program Overview

Mission

Access Credit Union is committed to providing the best possible financial services, within the realm of sound business practices, in a courteous, professional manner.

Cooperative provider of credit union financial services, including savings and borrowings.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$93,043,960$96,667,715▲ $3,623,755
Cap Stk Tr Prin Current Funds$16,438,522$17,087,242▲ $648,720
Investments Other Securities$11,848,473$12,581,340▲ $732,867
Savings and Temporary Cash Investments$5,331,110$5,737,758▲ $406,648
Land, Buildings, and Equipment, Net$5,386,789$5,222,307▼ $164,482
Cash and Non-Interest-Bearing Accounts$980,711$1,084,406▲ $103,695
Rtn Earn Endowment Incm Other Fnds$397,826$385,152▼ $12,674
Prepaid Expenses and Deferred Charges$215,473$212,600▼ $2,873
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$118,125,998$122,775,938▲ $4,649,940
Other Assets Total$1,319,482$1,269,812▼ $49,670
Liabilities
Other Liabilities$100,152,339$104,481,128▲ $4,328,789
Accounts Payable and Accrued Expenses$1,101,356$746,346▼ $355,010
Escrow Account Liability$35,955$76,070▲ $40,115
Grants Payable$0--
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$101,289,650$105,303,544▲ $4,013,894
Net Assets / Fund Balance
Total Net Assets Fund Balance$16,836,348$17,472,394▲ $636,046
Total Liabilities and Net Assets / Fund Balance$118,125,998$122,775,938▲ $4,649,940

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,816,789$963,900$3,780,689
Land$2,070,646-$2,070,646
Equipment$293,967$1,647,586$1,941,553
Other Land Buildings$40,905$415,499$456,404
Leasehold Improvements$0$0$0
Other Securities$47,600--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
John HaysPresident/CEOFT$148,277$35,809$184,086
Brad DeweyExecutive Vice President/CFOFT$127,632$35,073$162,705

Board Members and Trustees

NameTitle
Todd ClarkChairman
Duane RippergerVice-Chairman
Dale HarperAdvisory Director
Jeff JacksonAdvisory Director
Juanita SteinmanDirector
Scott RosenbachDirector
Michael MeilDirectory
Kris BosleySecretary
Louise RossTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,897,160
Investment Income
$314,399
Other Revenue
$17,633
Change in Net Assets
$648,716

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,229,192
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$6,229,192
Total Revenue per Form 990
$6,229,192
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,305,559
Salaries, Compensation, and Employee Benefits$2,274,917
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,712,645
Information Technology---$836,039
Interest---$800,533
Office Expenses---$295,254
Advertising---$246,774
Occupancy---$240,819
All Other Expenses---$234,515
Other Employee Benefits---$224,722
Depreciation Depletion---$213,859
Other Expenses---$180,000
Current Officers, Directors, Trustees, and Key Employees---$175,186
Payroll Taxes---$137,831
Fees for Services Other---$90,510
Conferences and Meetings---$65,293
Payments to Affiliates---$63,352
Pension Plan Contributions---$24,533
Fees for Services Accounting---$19,235
Insurance---$14,793
Fees for Services Legal---$3,327
Travel---$1,256
Total Functional Expenses$0$0$0$5,580,476

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,580,476
Total Expenses per Audited Statements$5,580,476
Total Expenses per Form 990$5,580,476
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Savings and Deposit Accounts$104,481,128
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members are made up of deposit holders with the right to elect the governing body of the Credit Union and to receive distributions of income or assets from the organization.”

Form 990, Part VI, Section A, Line 7A

“Members are made up of deposit account holders with the right to elect the governing body of the Credit Union annually.”

Form 990, Part VI, Section A, Line 7B

“Members are made up of deposit account holders with the right to elect the governing body of the Credit Union and must approve a conversion or dissolution of the organization.”

Form 990, Part VI, Section B, Line 11B

“Both the Form 990 and the Form 990T were reviewed by management and the Board of Directors prior to its filing with the IRS. The forms were submitted for review at the April 16, 2019 monthly board meeting, at which time the directors and management were able to examine the forms and ask any questions.”

Form 990, Part VI, Section B, Line 12C

“All employees are required to adhere to and sign a written Conflict of Interest policy at the time of hire verifying that they have read and understand the policy. Employees with potential conflicts of interest are prohibited from being involved in that associated transaction. The President monitors employee and family member accounts and transactions on a monthly basis in order to determine possible conflicts.”

Form 990, Part VI, Section B, Line 15

“The President/CEO's and Executive Vice President/CFO's compensation is determined using the process outlined below. A third party compensation and benefit analysis was used taking into account the size, complexity, and geographic location of the Credit Union. The Board of Directors then used this data to approve the President/CEO's compensation while the President/CEO used this data to set the EVP/CFO's compensation.”

Form 990, Part VI, Section C, Line 19

“The Credit Union makes its audited financial statements available for inspection upon request at the main office located at 6401 S Bell St, Amarillo, TX 79109.”

Filing and Contact Details

Filer

Filer Name
Access Community Credit Union
EIN
75-0870689
Phone
8063539999
Address
6401 S Bell St, Amarillo, TX 79109

Signing Officer

Name
John Hays
Title
President/CEO
Phone
8063539999
Signed
2019-05-13

Organization Details

Principal Officer
John Hays
Formed
1953
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
73
Volunteers
9
Supplemental Narrative

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Escrow accounts are maintained on real estate accounts for payment of real estate taxes and insurance.”

Schedule D, Part X, Line 2

“The Credit Union adopted the provisions of FASB ASC Topic 740, Accounting for Uncertainty in Income Taxes - An Interpretation of FASB Statement No. 109 (ASC Topic 740), effective January 1, 2009. The Credit Union has evaluated their tax-exempt status and believes there is sufficient evidence to support their position.”

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IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0314399
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0314399
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt011848473
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt012581340
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt02351
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03026985
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05386789
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05222307
IRS990/LandBldgEquipCostOrOtherBssAmt08249292
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt017633
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt017633
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Access Credit Union is committed to providing the best possible financial services, within the realm of sound business practices, in a courteous, professional manner.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt016836348
IRS990/NetAssetsOrFundBalancesEOYAmt017472394
IRS990/NetUnrelatedBusTxblIncmAmt0-9308
IRS990/NetUnrlzdGainsLossesInvstAmt0-12670
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0240819
IRS990/OfficeExpensesGrp/TotalAmt0295254
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01319482
IRS990/OtherAssetsTotalGrp/EOYAmt01269812
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0224722
IRS990/OtherExpensesGrp/Desc0Allowance for Loan Loss Expense
IRS990/OtherExpensesGrp/TotalAmt0180000
IRS990/OtherLiabilitiesGrp/BOYAmt0100152339
IRS990/OtherLiabilitiesGrp/EOYAmt0104481128
IRS990/OtherRevenueTotalAmt017633
IRS990/OtherSalariesAndWagesGrp/TotalAmt01712645
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt093043960
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt096667715
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt063352
IRS990/PayrollTaxesGrp/TotalAmt0137831
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt024533
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0215473
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0212600
IRS990/PrincipalOfficerNm0John Hays
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0Interest Income on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income on Products/Services
IRS990/ProgramServiceRevenueGrp/Desc2Warranty Products on Loans
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04240411
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11537565
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04240411
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11537565
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2119184
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2119184
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0192319
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt03014138
IRS990/PYOtherRevenueAmt0157061
IRS990/PYProgramServiceRevenueAmt05218967
IRS990/PYRevenuesLessExpensesAmt0422483
IRS990/PYSalariesCompEmpBnftPaidAmt02131726
IRS990/PYTotalExpensesAmt05145864
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05568347
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0648716
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt06229192
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0397826
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0385152
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05331110
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05737758
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02816789
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0963900
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03780689
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0293967
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01647586
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01941553
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05580476
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt02070646
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02070646
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt040905
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0415499
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0456404
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0104481128
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Savings and Deposit Accounts
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt011862000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1671740
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt247600
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Certificates of Deposit
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Mortgage Backed Securities
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FHLB Capital Stock
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt06229192
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Escrow accounts are maintained on real estate accounts for payment of real estate taxes and insurance.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1The Credit Union adopted the provisions of FASB ASC Topic 740, Accounting for Uncertainty in Income Taxes - An Interpretation of FASB Statement No. 109 (ASC Topic 740), effective January 1, 2009. The Credit Union has evaluated their tax-exempt status and believes there is sufficient evidence to support their position.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 2b

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$122,775,938
Liabilities
$105,303,544
Net assets
$17,472,394
Revenue
$6,229,192
Expenses
$5,580,476
Net income
$648,716
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$196$175$21.4$12.9$12.8$0.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$195$174$21.3$11.7$11.0$0.69
2022Detailed filing. Detailed filing data is available for this year.$198$177$20.6$9.21$9.00$0.21
2021Detailed filing. Detailed filing data is available for this year.$156$136$20.4$9.31$7.73$1.57
2020Detailed filing. Detailed filing data is available for this year.$146$127$18.8$8.11$7.24$0.86
2019Detailed filing. Detailed filing data is available for this year.$129$111$17.9$7.06$6.59$0.47
2018Detailed filing. Detailed filing data is available for this year.$123$105$17.5$6.23$5.58$0.65
2018Detailed filing. Detailed filing data is available for this year.$123$105$17.5$6.23$5.58$0.65
2017Detailed filing. Detailed filing data is available for this year.$118$101$16.8$5.57$5.15$0.42
2016Detailed filing. Detailed filing data is available for this year.$115$98.1$16.4$5.17$4.76$0.41
2015Detailed filing. Detailed filing data is available for this year.$110$93.9$16.0$4.88$4.50$0.39
2014Detailed filing. Detailed filing data is available for this year.$104$88.7$15.6$4.68$4.08$0.61
2013Detailed filing. Detailed filing data is available for this year.$96.3$81.3$15.0$4.36$3.72$0.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.6$76.2$14.4$3.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.0$71.6$13.4$3.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.3$71.7$12.6$3.85