Access Community Credit Union

“Members are made up of deposit account holders with the right to elect the governing body of the Credit Union and to receive distributions of income or assets from the organization.”

“Members are made up of deposit account holders with the right to elect the governing body of the Credit Union annually.”

“Members are made up of deposit account holders with the right to elect the governing body of the Credit Union and must approve a conversion or dissolution of the organization.”

“Both the Form 990 and the Form 990T were reviewed by management and the Board of Directors prior to its filing with the IRS. The forms were submitted for review at the April 18, 2017 monthly board meeting, at which time, the directors and management were able to examine the forms and ask any questions.”

“All employees are required to adhere to and sign a written Conflict of Interest policy at the time of hire verifying that they have read and understand the policy. Employees with potential conflicts of interest are prohibited from being involved in that associated transaction. The President monitors employee and family member accounts and transactions on a monthly basis in order to determine possible conflicts.”

“The President/CEO's and Executive Vice President/COO's compensation was determined using a process outlined below. This process was used in 2016 with an effective date of November 1, 2016. A third party was used to evaluate the Credit Union's compensation and benefit plans based on a market analysis, taking into account the size, complexity, and geographic location of the Credit Union. They then recommended a salary range for the Board of Directors to use. The Board then approved the salaries based on the recommendation.”

“The Credit Union makes its audited financial statements available for inspection upon request at the main office located at 6401 S Bell St., Amarillo, TX 79109.”