Civic Intelligence

United Credit Union

EIN 75-0751106 • 501(c)14 • Tyler, TX

View Organization Page

Profile

Cooperative, membership owned, non-profit provider of full financial services to members.

4901 Old Jacksonville HwyTyler, TX 75703

www.unitedcu.coop

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

53rd percentile

18.09x

Higher debt load relative to revenue than 53% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

38th percentile

5.8%

Higher net margin than 38% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

26th percentile

-3.9%

Faster asset growth than 26% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

18th percentile

-3.9%

Faster revenue growth than 18% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets89th percentile

Assets

Down

$28,481,321

Down $1,141,830 (-3.9%) from 2023

Liabilities

Down

$26,231,075

Down $1,225,465 (-4.5%) from 2023

Net Assets

Up

$2,250,246

Up $83,635 (+3.9%) from 2023

Operations
Liabilities / Revenue53rd percentileNet Margin38th percentile

Revenue

Down

$1,449,714

Down $58,535 (-3.9%) from 2023

Expenses

Down

$1,366,079

Down $87,327 (-6.0%) from 2023

Net Income

Up

$83,635

Up $28,792 (+52%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth26th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $21,897,375Liabilities 2010: $19,787,314Net Assets 2010: $2,110,0612010Assets 2011: $23,183,537Liabilities 2011: $21,042,335Net Assets 2011: $2,141,2022011Assets 2012: $22,330,310Liabilities 2012: $20,245,084Net Assets 2012: $2,085,2262012Assets 2013: $23,283,241Liabilities 2013: $21,050,429Net Assets 2013: $2,232,8122013Assets 2014: $25,241,375Liabilities 2014: $22,914,909Net Assets 2014: $2,326,4662014Assets 2015: $30,061,754Liabilities 2015: $27,610,032Net Assets 2015: $2,451,7222015Assets 2016: $29,504,130Liabilities 2016: $27,077,460Net Assets 2016: $2,426,6702016Assets 2017: $28,241,369Liabilities 2017: $26,027,885Net Assets 2017: $2,213,4842017Assets 2018: $26,200,834Liabilities 2018: $24,395,735Net Assets 2018: $1,805,0992018Assets 2019: $25,201,602Liabilities 2019: $23,126,374Net Assets 2019: $2,075,2282019Assets 2020: $26,693,750Liabilities 2020: $24,521,162Net Assets 2020: $2,172,5882020Assets 2021: $28,060,069Liabilities 2021: $26,024,912Net Assets 2021: $2,035,1572021Assets 2022: $30,228,000Liabilities 2022: $28,116,232Net Assets 2022: $2,111,7682022Assets 2023: $29,623,151Liabilities 2023: $27,456,540Net Assets 2023: $2,166,6112023Assets 2024: $28,481,321Liabilities 2024: $26,231,075Net Assets 2024: $2,250,2462024

Highlighted filing

2024

Assets$28,481,321
Liabilities$26,231,075
Net Assets$2,250,246
Open 2024 Filing

Operations Trend

Revenue Growth18th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,200,3702010Revenue 2011: $1,121,537Expenses 2011: $1,090,396Net Income 2011: $31,1412011Expenses 2012: $1,053,2672012Revenue 2013: $1,041,743Expenses 2013: $894,157Net Income 2013: $147,5862013Revenue 2014: $1,258,659Expenses 2014: $1,165,005Net Income 2014: $93,6542014Revenue 2015: $1,649,516Expenses 2015: $1,524,260Net Income 2015: $125,2562015Revenue 2016: $1,771,028Expenses 2016: $1,747,021Net Income 2016: $24,0072016Revenue 2017: $1,635,196Expenses 2017: $1,848,382Net Income 2017: -$213,1862017Revenue 2018: $1,483,456Expenses 2018: $1,891,841Net Income 2018: -$408,3852018Revenue 2019: $1,474,772Expenses 2019: $1,204,643Net Income 2019: $270,1292019Revenue 2020: $1,331,138Expenses 2020: $1,233,778Net Income 2020: $97,3602020Revenue 2021: $1,252,376Expenses 2021: $1,389,807Net Income 2021: -$137,4312021Revenue 2022: $1,414,983Expenses 2022: $1,338,372Net Income 2022: $76,6112022Revenue 2023: $1,508,249Expenses 2023: $1,453,406Net Income 2023: $54,8432023Revenue 2024: $1,449,714Expenses 2024: $1,366,079Net Income 2024: $83,6352024

Highlighted filing

2024

Revenue$1,449,714
Expenses$1,366,079
Net Income$83,635
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$28,481,321
Liabilities
$26,231,075
Net assets
$2,250,246
Revenue
$1,449,714
Expenses
$1,366,079
Net income
$83,635
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.5$26.2$2.25$1.45$1.37$0.08
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.6$27.5$2.17$1.51$1.45$0.05
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.2$28.1$2.11$1.41$1.34$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.1$26.0$2.04$1.25$1.39$0.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.7$24.5$2.17$1.33$1.23$0.10
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.2$23.1$2.08$1.47$1.20$0.27
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$24.4$1.81$1.48$1.89$0.41
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.2$26.0$2.21$1.64$1.85$0.21
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.5$27.1$2.43$1.77$1.75$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.1$27.6$2.45$1.65$1.52$0.13
2014Detailed filing. Detailed filing data is available for this year.$25.2$22.9$2.33$1.26$1.17$0.09
2013Detailed filing. Detailed filing data is available for this year.$23.3$21.1$2.23$1.04$0.89$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.3$20.2$2.09$1.05
2011Summary only. Only limited summary data is available for this year.$23.2$21.0$2.14$1.12$1.09$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.9$19.8$2.11$1.20
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Oct 27, 2023
Return Version
2022v5.0
Gross Receipts
$1,414,983
Mission and Program Overview

Mission

Cooperative, membership owned, non-profit provider of full financial services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$16,491,324$20,577,962▲ $4,086,638
Savings and Temporary Cash Investments$10,032,768$7,754,283▼ $2,278,485
Rtn Earn Endowment Incm Other Fnds$1,566,396$1,615,743▲ $49,347
Land, Buildings, and Equipment, Net$1,514,543$1,510,967▼ $3,576
Pd in Cap Srpls Land Bldg Eqp Fund$468,761$496,025▲ $27,264
Cash and Non-Interest-Bearing Accounts$102,947$139,541▲ $36,594
Accounts Receivable-$70,089-
Total Assets$28,060,069$30,228,000▲ $2,167,931
Other Assets Total$-81,513$175,158▲ $256,671
Liabilities
Other Liabilities$25,825,525$28,116,140▲ $2,290,615
Accounts Payable and Accrued Expenses$199,387$92▼ $199,295
Total Liabilities$26,024,912$28,116,232▲ $2,091,320
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,035,157$2,111,768▲ $76,611
Total Liabilities and Net Assets / Fund Balance$28,060,069$30,228,000▲ $2,167,931

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,177,369$383,689$1,561,058
Other Land Buildings$80,881$259,506$340,387
Land$252,717-$252,717
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Sherri McelyeaPresidentFT$81,223$81,223
Cameron AndersonVice PresidentFT$55,259$55,259

Board Members and Trustees

NameTitle
Courtney KlepferChairman
David AdamsChairman
George CreelVice Chairman
Djuanna MorganCredit Committee
Nancy ParkerCredit Committee
Nars BuenaventuraCredit Committee
Lora SavoieSec-treas

Highest Paid Contractors

ContractorServicesLocationCompensation
Cuna Mutual GroupInsurancebonds5910 MINERAL POINT ROAD, Madison, WI 53705$253,838
FiservData Processor2601 NETWORK BLVD SUITE 600, Frisco, TX 75034$116,994
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,357,837
Investment Income
$57,146
Other Revenue
$0
Change in Net Assets
$76,611
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$761,646
Salaries, Compensation, and Employee Benefits$458,741
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$245,766--$245,766
Fees for Services Other$164,114--$164,114
Current Officers, Directors, Trustees, and Key Employees$136,482--$136,482
Benefits to Members$117,985--$117,985
Office Expenses$110,953--$110,953
Other Expenses$84,155--$84,155
Depreciation Depletion$64,904--$64,904
Fees for Services Legal$45,801--$45,801
Other Employee Benefits$41,197--$41,197
Insurance$39,159--$39,159
Occupancy$37,178--$37,178
Payroll Taxes$35,296--$35,296
Advertising$20,434--$20,434
Travel$10,906--$10,906
Fees for Services Accounting$9,800--$9,800
Interest$3,262--$3,262
Total Functional Expenses$1,338,372$0$0$1,338,372
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Reserves$28,438,705
Unrealized Gainloss Pension$-322,565
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“Members must be employed or retired usps or federal employees in smith, upshur or van zandt counties. Members that are not employed or retired usps or federal employees must live, work, worship or attend school in smith county, wood county serviced by zip code 75765 or 75773, or van zandt county serviced by zip code 75103, 75140, 75754, 75790, 75124, or 75752.”

Member election for additional members Part VI line 7A

“Members vote to elect the board of directors at the annual meeting.”

Governing body decisions Part VI line 7B

“Members vote to elect the board of directors at the annual meeting.”

Form 990 governing body review Part VI line 11

“The 990 will be reviewed by the officer signing the return.”

Conflict of interest policy compliance Part VI line 12C

“United credit union has a written conflict of interest policy that is regularly monitored by management.”

Governing documents etc available to public Part VI line 19

“Governing documents and conflict of interest policy are available upon request to members. Financial statements are posted in the credit union, on the website, and a copy is provided to members upon request.”

Filing and Contact Details

Filer

Filer Name
United Credit Union
EIN
75-0751106
Address
4901 OLD JACKSONVILLE HWY, TYLER, TX 75703

Signing Officer

Name
Sherri Mcelyea
Title
President
Phone
9035953604
Signed
2023-10-27
Discuss with paid preparer
Yes

Organization Details

Formed
1932
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
11

Preparer

Firm
Paul Hicks & Associates PC
Address
4650 Kinsey Dr, Tyler, TX 75703
Preparer
Ariel Anderson
Phone
9035812117
Supplemental Narrative

Additional Explanations

List of other fees for services expenses Part IX line 11G

“Professional services, trend hr, core processor, debit card processor”

Raw XML AppendixShowing 400 of 414 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt092
IRS990/AccountsReceivableGrp/EOYAmt070089
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0COOPERATIVE, MEMBERSHIP OWNED, NON-PROFIT PROVIDER OF FULL FINANCIAL SERVICES TO MEMBERS
IRS990/AdvertisingGrp/ProgramServicesAmt020434
IRS990/AdvertisingGrp/TotalAmt020434
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt0117985
IRS990/BenefitsToMembersGrp/TotalAmt0117985
IRS990/BooksInCareOfDetail/PersonNm0SHERRI MCELYEA
IRS990/BooksInCareOfDetail/PhoneNum09035953604
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04901 OLD JACKSONVILLE HWY
IRS990/BooksInCareOfDetail/USAddress/CityNm0TYLER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd075703
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IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0136482
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IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
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IRS990/ContractorCompensationGrp/CompensationAmt0253838
IRS990/ContractorCompensationGrp/CompensationAmt1116994
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt05910 MINERAL POINT ROAD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt12601 NETWORK BLVD SUITE 600
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0MADISON
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
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IRS990/ContractorCompensationGrp/ContractorName/PersonNm0CUNA MUTUAL GROUP
IRS990/ContractorCompensationGrp/ContractorName/PersonNm1FISERV
IRS990/ContractorCompensationGrp/ServicesDesc0INSURANCEBONDS
IRS990/ContractorCompensationGrp/ServicesDesc1DATA PROCESSOR
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt0117985
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IRS990/CYInvestmentIncomeAmt057146
IRS990/CYOtherExpensesAmt0761646
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01357837
IRS990/CYRevenuesLessExpensesAmt076611
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IRS990/CYTotalExpensesAmt01338372
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01414983
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IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt064904
IRS990/DepreciationDepletionGrp/TotalAmt064904
IRS990/Desc0ACCOUNTS: CERTIFICATE TERM SHARE ACCOUNTS: TERM SHARE CERTIFICATES ARE SAVINGS ACCOUNTS THAT ARE PLACED ON DEPOSIT FOR SPECIFIC PERIODS OF TIME. THEY HAVE A HIGHER EARNING RATE FOR MEMBERS DUE TO THE REQUIRED TIME FRAME TO REMAIN ON DEPOSIT. REMOVAL BEFORE MATURITY RESULTS IN A PENALTY. TERM SHARE CERTIFICATES ARE THE LARGEST ACCOUNT EXPENSE SAVINGS AND CHECKING.
IRS990/DescribedInSection501c3Ind0false
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IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt011
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0744787
IRS990/FamilyOrBusinessRlnInd0false
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IRS990/FeesForServicesAccountingGrp/TotalAmt09800
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IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0164114
IRS990/FeesForServicesOtherGrp/TotalAmt0164114
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
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IRS990/Form1098CFiledInd0false
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
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IRS990/Form990PartVIISectionAGrp/PersonNm0SHERRI MCELYEA
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IRS990/Form990PartVIISectionAGrp/PersonNm2NARS BUENAVENTURA
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IRS990/Form990PartVIISectionAGrp/PersonNm6DAVID ADAMS
IRS990/Form990PartVIISectionAGrp/PersonNm7NANCY PARKER
IRS990/Form990PartVIISectionAGrp/PersonNm8LORA SAVOIE
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2CREDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3CREDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt7CREDIT COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8SEC-TREAS
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
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IRS990/ProgSrvcAccomActy2Grp/Desc0LOANS: RESIDENTIAL MORTGAGE, VEHICLE, PERSONAL AND CREDIT CARD LOANS ARE ALL OFFERED. RELATED SERVICES SUCH AS CREDIT LIFE, CREDIT DISABILITY, DENT GUARD, MECHANICAL REPAIR COVERAGE, AND GAP ARE ALL ALSO OFFERED.
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IRS990/ProgSrvcAccomActy3Grp/Desc0TECHNOLOGY SERVICES: TECHNOLOGY IN TODAYS AGE IS ALWAYS CHANGING AND GROWING EACH YEAR. THIS CAUSES THE EXPENSE TO BE QUITE LARGE IN ORDER TO STAY CURRENT WITH TODAYS WANTS AND NEEDS FOR MEMBERS. THE TECHNOLOGY SERVICES INCLUDE ONLINE BANKING, ONLINE LOAN APPLICATIONS, ONLINE SECURED DOCUSIGN, ONLINE MOBILE DEPOSIT, BILL PAY AND ESTATEMENT. THE TECHNOLOGY ALSO MUST BE UPDATED AND UPGRADED TO ENSURE THAT THEY ARE SECURE AND WORKING PROPERLY.
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IRS990/ProgSrvcAccomActy3Grp/RevenueAmt050858
IRS990/ProgSrvcAccomActyOtherGrp/Desc0OTHER PROGRAM SERVICES
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS MUST BE EMPLOYED OR RETIRED USPS OR FEDERAL EMPLOYEES IN SMITH, UPSHUR OR VAN ZANDT COUNTIES. MEMBERS THAT ARE NOT EMPLOYED OR RETIRED USPS OR FEDERAL EMPLOYEES MUST LIVE, WORK, WORSHIP OR ATTEND SCHOOL IN SMITH COUNTY, WOOD COUNTY SERVICED BY ZIP CODE 75765 OR 75773, OR VAN ZANDT COUNTY SERVICED BY ZIP CODE 75103, 75140, 75754, 75790, 75124, OR 75752.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS VOTE TO ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS VOTE TO ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE 990 WILL BE REVIEWED BY THE OFFICER SIGNING THE RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UNITED CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY THAT IS REGULARLY MONITORED BY MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST TO MEMBERS. FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, ON THE WEBSITE, AND A COPY IS PROVIDED TO MEMBERS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PROFESSIONAL SERVICES, TREND HR, CORE PROCESSOR, DEBIT CARD PROCESSOR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6List of other fees for services expenses Part IX line 11g
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
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ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SHERRI MCELYEA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09035953604
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-10-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNITED CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0750751106
ReturnHeader/Filer/USAddress/AddressLine1Txt04901 OLD JACKSONVILLE HWY
ReturnHeader/Filer/USAddress/CityNm0TYLER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd075703
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0751648909
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Paul Hicks & Associates PC

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