Civic Intelligence

Amalgamated Transit Union Local 1338

990 • Fiscal year 2016 • EIN 75-0679974

Jan 01, 2016 to Dec 31, 2016 • Filed on May 15, 2017

1111 Empire Central PlaceDallas, TX 75247

(214) 828-1641

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

90th percentile

0.38x

Higher debt load relative to assets than 90% of similar nonprofits.

2016 filings • 501(c)5 • $1M-$5M nonprofits • Source year 2016

Liabilities / Revenue

88th percentile

0.35x

Higher debt load relative to revenue than 88% of similar nonprofits.

2016 filings • 501(c)5 • $1M-$5M nonprofits • Source year 2016

Net Margin

44th percentile

3.5%

Higher net margin than 44% of similar nonprofits.

2016 filings • 501(c)5 • $1M-$5M nonprofits • Source year 2016

Top Officer Pay

23rd percentile

$14,100

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2016 filings • 501(c)5 • $1M-$5M nonprofits • Source year 2016

Asset Growth

39th percentile

1.8%

Faster asset growth than 39% of similar nonprofits.

2016 filings • 501(c)5 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Revenue Growth

79th percentile

13%

Faster revenue growth than 79% of similar nonprofits.

2016 filings • 501(c)5 • $1M-$5M nonprofits • Annualized from 2015 to 2016

Assets

Up

$1,317,679

Up $22,948 (+1.8%) from 2015

Net Assets

Up

$822,681

Up $49,143 (+6.4%) from 2015

Liabilities

Down

$494,998

Down $26,195 (-5.0%) from 2015

Revenue

Up

$1,399,965

Up $156,281 (+13%) from 2015

Expenses

Up

$1,350,822

Up $56,662 (+4.4%) from 2015

Net Income

Up

$49,143

Up $99,619 (+197%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2011: $834,194Liabilities 2011: $154Net Assets 2011: $834,0402011Assets 2012: $766,613Liabilities 2012: $2,637Net Assets 2012: $763,9762012Assets 2013: $1,337,619Liabilities 2013: $564,940Net Assets 2013: $772,6792013Assets 2014: $1,368,543Liabilities 2014: $547,256Net Assets 2014: $821,2872014Assets 2015: $1,294,731Liabilities 2015: $521,193Net Assets 2015: $773,5382015Assets 2016: $1,317,679Liabilities 2016: $494,998Net Assets 2016: $822,6812016Assets 2017: $1,194,373Liabilities 2017: $468,580Net Assets 2017: $725,7932017Assets 2018: $1,201,608Liabilities 2018: $446,794Net Assets 2018: $754,8142018Assets 2019: $1,398,702Liabilities 2019: $438,846Net Assets 2019: $959,8562019Assets 2020: $1,380,060Liabilities 2020: $311,113Net Assets 2020: $1,068,9472020Assets 2021: $1,260,395Liabilities 2021: $204,671Net Assets 2021: $1,055,7242021Assets 2022: $1,177,175Liabilities 2022: $171,457Net Assets 2022: $1,005,7182022Assets 2023: $1,147,862Liabilities 2023: $129,297Net Assets 2023: $1,018,5652023Assets 2024: $1,351,329Liabilities 2024: $95,626Net Assets 2024: $1,255,7032024

Highlighted filing

2016

Assets$1,317,679
Liabilities$494,998
Net Assets$822,681

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2011: $1,138,391Expenses 2011: $1,048,759Net Income 2011: $89,6322011Revenue 2012: $1,187,331Expenses 2012: $1,257,395Net Income 2012: -$70,0642012Revenue 2013: $1,192,339Expenses 2013: $1,183,836Net Income 2013: $8,5032013Revenue 2014: $1,444,162Expenses 2014: $1,390,847Net Income 2014: $53,3152014Revenue 2015: $1,243,684Expenses 2015: $1,294,160Net Income 2015: -$50,4762015Revenue 2016: $1,399,965Expenses 2016: $1,350,822Net Income 2016: $49,1432016Revenue 2017: $1,378,309Expenses 2017: $1,475,197Net Income 2017: -$96,8882017Revenue 2018: $1,466,037Expenses 2018: $1,437,016Net Income 2018: $29,0212018Revenue 2019: $1,906,978Expenses 2019: $1,701,936Net Income 2019: $205,0422019Revenue 2020: $1,442,029Expenses 2020: $1,332,938Net Income 2020: $109,0912020Revenue 2021: $1,416,189Expenses 2021: $1,429,408Net Income 2021: -$13,2192021Revenue 2022: $1,408,186Expenses 2022: $1,458,832Net Income 2022: -$50,6462022Revenue 2023: $1,604,468Expenses 2023: $1,591,621Net Income 2023: $12,8472023Revenue 2024: $1,739,929Expenses 2024: $1,502,791Net Income 2024: $237,1382024

Highlighted filing

2016

Revenue$1,399,965
Expenses$1,350,822
Net Income$49,143
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 15, 2017
Return Version
2016v3.0
Gross Receipts
$1,399,965
Mission and Program Overview

Mission

The exempt purpose of the labor union is to provide better work conditions for the members and provide assistance with grievances.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$857,756$835,173▼ $22,583
Savings and Temporary Cash Investments$399,217$482,506▲ $83,289
Investments in Publicly Traded Securities$37,758--
Total Assets$1,294,731$1,317,679▲ $22,948
Liabilities
Unsecured Notes Loans Payable$520,471$493,411▼ $27,060
Other Liabilities$722$1,587▲ $865
Total Liabilities$521,193$494,998▼ $26,195
Net Assets / Fund Balance
Unrestricted Net Assets$773,538$822,681▲ $49,143
Total Net Assets Fund Balance$773,538$822,681▲ $49,143
Total Liabilities and Net Assets / Fund Balance$1,294,731$1,317,679▲ $22,948

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$696,795$98,926$795,721
Land$121,012-$121,012
Buildings$17,366$2,538$19,904
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Kenneth DayPresidentFT$14,100$14,100
Thomas HutchinsonFinancial SePT$9,658$9,658
Richard SwainVP - MaintenPT$5,700$5,700
Albert DirlaRecording SePT$5,425$5,425
Deboss ChristianVP - TranspoPT$5,425$5,425
Ricky BookerExecutive VPPT$5,425$5,425
Jim OwenExecutive BoPT$4,158$4,158
Deene SmithExecutive BoPT$3,258$3,258
Russel PompaExecutive BoPT$2,583$2,583
Bruce BrownExecutive BoPT$2,400$2,400
Bryan BlanksExecutive BoPT$2,400$2,400
Keith ToddExecutive BoPT$2,400$2,400
Kristal GayExecutive BoPT$2,400$2,400
Levil CalicoExecutive BoPT$2,400$2,400
Thomas AllmanExecutive BoPT$2,400$2,400
Tony WilliamsExecutive BoPT$2,200$2,200
Donnie JollyExecutive BoPT$2,000$2,000

Board Members and Trustees

NameTitle
David BlankenshipExecutive Bo
Revenue and Support

Revenue Composition

Contributions and Grants
$1,397,069
Program Service Revenue
$0
Investment Income
$2,896
Other Revenue
$0
All Other Contributions
$116,802
Change in Net Assets
$49,143

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,399,965
Total Revenue per Audited Statements
$1,399,965
Total Revenue per Form 990
$1,399,965
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,170,158
Salaries, Compensation, and Employee Benefits$180,664
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Payments to Affiliates---$357,003
Other Salaries and Wages---$84,164
Occupancy---$80,147
Fees for Services Legal---$75,912
Current Officers, Directors, Trustees, and Key Employees---$74,332
Travel---$58,038
Depreciation Depletion---$24,757
Payroll Taxes---$22,168
Interest---$20,989
All Other Expenses---$16,462
Fees for Services Accounting---$15,235
Insurance---$13,714
Office Expenses---$11,265
Other Expenses---$9,150
Conferences and Meetings---$4,694
Total Functional Expenses$0$0$0$1,350,822

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,350,822
Total Expenses per Audited Statements$1,350,822
Total Expenses per Form 990$1,350,822
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liability$1,587
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

ORGANIZED WITH MEMBERS

Form 990, Page 6, Part VI, Line 7A

ELECTION OF MEMBERS

Form 990, Page 6, Part VI, Line 7B

Decisions subject to approval of members

Form 990, Page 6, Part VI, Line 11B

At minimum, the president and treasurer review the form 990 before filing. The form 990 is made available to all officers prior to filing.

Form 990, Page 6, Part VI, Line 19

The governing documents and financial statements are made available upon request.

Filing and Contact Details

Filer

Filer Name
Amalgamated Transit Union
EIN
75-0679974
Phone
2148281641
Address
1111 EMPIRE CENTRAL PLACE, DALLAS, TX 75247

Signing Officer

Name
Kenneth Day
Title
President
Phone
2148281641
Signed
2017-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kenneth Day
Formed
1943
Legal Domicile
TX
Voting Board Members
18
Independent Board Members
0
Employees
53

Preparer

Firm
The Gummer Group LLC
Address
14180 DALLAS PKWY STE 400, DALLAS, TX 75254-7307
Preparer
Michelle Bellia CPA
Phone
9726920908
Raw XML Appendix383 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
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IRS990/Form990PartVIISectionAGrp/TitleTxt2VP - MAINTEN
IRS990/Form990PartVIISectionAGrp/TitleTxt3EXECUTIVE VP
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IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherExpensesGrp/Desc0DART REIMBURSEMENT
IRS990/OtherExpensesGrp/Desc1ANNUAL EVENT
IRS990/OtherExpensesGrp/Desc2TAXES - PROPERTY
IRS990/OtherExpensesGrp/Desc3ARBITRATION
IRS990/OtherExpensesGrp/TotalAmt0429341
IRS990/OtherExpensesGrp/TotalAmt131425
IRS990/OtherExpensesGrp/TotalAmt222026
IRS990/OtherExpensesGrp/TotalAmt39150
IRS990/OtherLiabilitiesGrp/BOYAmt0722
IRS990/OtherLiabilitiesGrp/EOYAmt01587
IRS990/OtherSalariesAndWagesGrp/TotalAmt084164
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt0357003
IRS990/PayrollTaxesGrp/TotalAmt022168
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0KENNETH DAY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt01249813
IRS990/PYInvestmentIncomeAmt0-6129
IRS990/PYOtherExpensesAmt01111286
IRS990/PYRevenuesLessExpensesAmt0-50476
IRS990/PYSalariesCompEmpBnftPaidAmt0182874
IRS990/PYTotalExpensesAmt01294160
IRS990/PYTotalRevenueAmt01243684
IRS990/ReconcilationRevenueExpnssAmt049143
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0399217
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0482506
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt017366
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02538
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt019904
IRS990ScheduleD/ExpensesSubtotalAmt01350822
IRS990ScheduleD/LandGrp/BookValueAmt0121012
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0121012
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0696795
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt098926
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0795721
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01587
IRS990ScheduleD/RevenueSubtotalAmt01399965
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0835173
IRS990ScheduleD/TotalExpensesPerForm990Amt01350822
IRS990ScheduleD/TotalLiabilityAmt01587
IRS990ScheduleD/TotalRevenuePerForm990Amt01399965
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01399965
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01350822
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORGANIZED WITH MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ELECTION OF MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS SUBJECT TO APPROVAL OF MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AT MINIMUM, THE PRESIDENT AND TREASURER REVIEW THE FORM 990 BEFORE FILING. THE FORM 990 IS MADE AVAILABLE TO ALL OFFICERS PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TX
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01294731
IRS990/TotalAssetsEOYAmt01317679
IRS990/TotalAssetsGrp/BOYAmt01294731
IRS990/TotalAssetsGrp/EOYAmt01317679
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt01397069
IRS990/TotalEmployeeCnt053
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01350822
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0521193
IRS990/TotalLiabilitiesEOYAmt0494998
IRS990/TotalLiabilitiesGrp/BOYAmt0521193
IRS990/TotalLiabilitiesGrp/EOYAmt0494998
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0773538
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0822681
IRS990/TotalProgramServiceExpensesAmt01218167
IRS990/TotalReportableCompFromOrgAmt074332
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02896
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01399965
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01294731
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01317679
IRS990/TravelGrp/TotalAmt058038
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0773538
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0822681
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0520471
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0493411
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01111 EMPIRE CENTRAL PLACE
IRS990/USAddress/CityNm0DALLAS
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd075247
IRS990/VotingMembersGoverningBodyCnt018
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0WWW.ATU1338.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KENNETH DAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02148281641
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AMALGAMATED TRANSIT UNION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0LOCAL 1338
ReturnHeader/Filer/BusinessNameControlTxt0AMAL
ReturnHeader/Filer/EIN0750679974
ReturnHeader/Filer/PhoneNum02148281641
ReturnHeader/Filer/USAddress/AddressLine1Txt01111 EMPIRE CENTRAL PLACE
ReturnHeader/Filer/USAddress/CityNm0DALLAS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd075247
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0600E3AE429C62F6C71C33F1F09B285C364B43628
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0DCAA18C7B2773E8044B5732BE066E21F893C649E
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0271574592
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE GUMMER GROUP LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt014180 DALLAS PKWY STE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DALLAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0752547307
ReturnHeader/PreparerPersonGrp/PhoneNum09726920908
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHELLE BELLIA CPA
ReturnHeader/ReturnTs02017-05-15T08:48:57-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.35$0.10$1.26$1.74$1.50$0.24
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.15$0.13$1.02$1.60$1.59$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.18$0.17$1.01$1.41$1.46$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.26$0.20$1.06$1.42$1.43$0.01
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.38$0.31$1.07$1.44$1.33$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$0.44$0.96$1.91$1.70$0.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.20$0.45$0.75$1.47$1.44$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.19$0.47$0.73$1.38$1.48$0.10
2016Detailed filing. Detailed filing data is available for this year.$1.32$0.49$0.82$1.40$1.35$0.05
2015Detailed filing. Detailed filing data is available for this year.$1.29$0.52$0.77$1.24$1.29$0.05
2014Detailed filing. Detailed filing data is available for this year.$1.37$0.55$0.82$1.44$1.39$0.05
2013Detailed filing. Detailed filing data is available for this year.$1.34$0.56$0.77$1.19$1.18$0.01
2012Summary only. Only limited summary data is available for this year.$0.77$0.00$0.76$1.19$1.26$0.07
2011Summary only. Only limited summary data is available for this year.$0.83$0.00$0.83$1.14$1.05$0.09