Civic Intelligence

Lubbock Chamber of Commerce

EIN 75-0403180 • 501(c)6 • Lubbock, TX

View Organization Page

Profile

The lubbock chamber of commerce provides promotion of business and community growth and development as well as preserving the competitive business enterprise system in the lubbock and surrounding area.

1500 Broadway 101Lubbock, TX 79401

www.lubbockchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.70x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

1.49x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

32nd percentile

-0.7%

Higher net margin than 32% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

30th percentile

$0

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

98th percentile

137%

Faster asset growth than 98% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

33rd percentile

-0.1%

Faster revenue growth than 33% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$4,210,052

Up $2,437,307 (+137%) from 2023

Liabilities

Up

$2,943,943

Up $2,450,188 (+496%) from 2023

Net Assets

Down

$1,266,109

Down $12,881 (-1.0%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin32nd percentile

Revenue

Down

$1,970,360

Down $2,051 (-0.1%) from 2023

Expenses

Up

$1,983,241

Up $186,463 (+10%) from 2023

Net Income

Down

-$12,881

Down $188,514 (-107%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $602,047Liabilities 2010: $73,312Net Assets 2010: $528,7352010Assets 2011: $637,760Liabilities 2011: $107,985Net Assets 2011: $529,7752011Assets 2012: $536,937Liabilities 2012: $56,321Net Assets 2012: $480,6162012Assets 2013: $695,136Liabilities 2013: $71,772Net Assets 2013: $623,3642013Assets 2014: $802,510Liabilities 2014: $61,530Net Assets 2014: $740,9802014Assets 2015: $865,310Liabilities 2015: $74,689Net Assets 2015: $790,6212015Assets 2016: $762,485Liabilities 2016: $96,128Net Assets 2016: $666,3572016Assets 2017: $652,721Liabilities 2017: $32,943Net Assets 2017: $619,7782017Assets 2018: $705,697Liabilities 2018: $92,432Net Assets 2018: $613,2652018Assets 2019: $667,000Liabilities 2019: $119,274Net Assets 2019: $547,7262019Assets 2020: $897,468Liabilities 2020: $219,627Net Assets 2020: $677,8412020Assets 2021: $1,139,763Liabilities 2021: $183,918Net Assets 2021: $955,8452021Assets 2022: $1,521,683Liabilities 2022: $418,326Net Assets 2022: $1,103,3572022Assets 2023: $1,772,745Liabilities 2023: $493,755Net Assets 2023: $1,278,9902023Assets 2024: $4,210,052Liabilities 2024: $2,943,943Net Assets 2024: $1,266,1092024

Highlighted filing

2024

Assets$4,210,052
Liabilities$2,943,943
Net Assets$1,266,109
Open 2024 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,331,2792010Revenue 2011: $1,408,602Expenses 2011: $1,407,562Net Income 2011: $1,0402011Expenses 2012: $1,510,6162012Revenue 2013: $1,769,725Expenses 2013: $1,626,977Net Income 2013: $142,7482013Revenue 2014: $1,815,510Expenses 2014: $1,697,894Net Income 2014: $117,6162014Revenue 2015: $1,779,838Expenses 2015: $1,730,197Net Income 2015: $49,6412015Revenue 2016: $1,835,954Expenses 2016: $1,960,218Net Income 2016: -$124,2642016Revenue 2017: $1,802,214Expenses 2017: $1,848,793Net Income 2017: -$46,5792017Revenue 2018: $1,821,784Expenses 2018: $1,828,297Net Income 2018: -$6,5132018Revenue 2019: $1,759,462Expenses 2019: $1,825,001Net Income 2019: -$65,5392019Revenue 2020: $1,643,112Expenses 2020: $1,514,189Net Income 2020: $128,9232020Revenue 2021: $1,953,150Expenses 2021: $1,675,146Net Income 2021: $278,0042021Revenue 2022: $1,892,350Expenses 2022: $1,744,838Net Income 2022: $147,5122022Revenue 2023: $1,972,411Expenses 2023: $1,796,778Net Income 2023: $175,6332023Revenue 2024: $1,970,360Expenses 2024: $1,983,241Net Income 2024: -$12,8812024

Highlighted filing

2024

Revenue$1,970,360
Expenses$1,983,241
Net Income-$12,881
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,210,052
Liabilities
$2,943,943
Net assets
$1,266,109
Revenue
$1,970,360
Expenses
$1,983,241
Net income
-$12,881
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.21$2.94$1.27$1.97$1.98$0.01
2023Summary only. Only limited summary data is available for this year.$1.77$0.49$1.28$1.97$1.80$0.18
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.52$0.42$1.10$1.89$1.74$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.14$0.18$0.96$1.95$1.68$0.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.90$0.22$0.68$1.64$1.51$0.13
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.67$0.12$0.55$1.76$1.83$0.07
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.71$0.09$0.61$1.82$1.83$0.01
2017Summary only. Only limited summary data is available for this year.$0.65$0.03$0.62$1.80$1.85$0.05
2016Summary only. Only limited summary data is available for this year.$0.76$0.10$0.67$1.84$1.96$0.12
2015Summary only. Only limited summary data is available for this year.$0.87$0.07$0.79$1.78$1.73$0.05
2014Summary only. Only limited summary data is available for this year.$0.80$0.06$0.74$1.82$1.70$0.12
2013Summary only. Only limited summary data is available for this year.$0.70$0.07$0.62$1.77$1.63$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.06$0.48$1.51
2011Summary only. Only limited summary data is available for this year.$0.64$0.11$0.53$1.41$1.41$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.60$0.07$0.53$1.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 10, 2025
Return Version
2024v5.2
Gross Receipts
$1,970,360
Mission and Program Overview

Mission

The lubbock chamber of commerce provides promotion of business and community growth and development as well as preserving the competitive business enterprise system in the lubbock and surrounding area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,562,051$1,184,262▼ $377,789
Accounts Receivable$65,012$154,820▲ $89,808
Prepaid Expenses and Deferred Charges$13,255$25,726▲ $12,471
Land, Buildings, and Equipment, Net$17,284$23,527▲ $6,243
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,772,745$4,210,052▲ $2,437,307
Other Assets Total$115,143$2,821,717▲ $2,706,574
Liabilities
Other Liabilities$81,862$1,372,563▲ $1,290,701
Mortgage Notes Payable Secured by Investment Property$145,056$776,906▲ $631,850
Deferred Revenue$154,640$450,068▲ $295,428
Accounts Payable and Accrued Expenses$112,197$344,406▲ $232,209
Total Liabilities$493,755$2,943,943▲ $2,450,188
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,212,074$1,217,344▲ $5,270
Net Assets With Donor Restrictions$66,916$48,765▼ $18,151
Total Net Assets Fund Balance$1,278,990$1,266,109▼ $12,881
Total Liabilities and Net Assets / Fund Balance$1,772,745$4,210,052▲ $2,437,307

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$23,527$42,260$65,787
Other Assets Org$1,372,563--
Compensation and Service Providers
Top Officer Pay30th percentile

Board Members and Trustees

NameTitle
Robert WoodChair Elect
Beth LawsonChairman
Steve BeckPast Chairman
Becky PalmerVice Chairman
Dana MadisonVice Chairman
Eddie SchulzVice Chairman
Travis BarnettVice Chairman
Aj BunnDirector
Amanda McafeeDirector
Chris BerryDirector
Chris HutsonDirector
Chris MandrellDirector
Chris SneedDirector
Cole WattsDirector
Dr Felicia PowellDirector
Elizabeth HillDirector
Greg AmmonsDirector
Heather KeisterDirector
Kathy RolloDirector
Kathy TimmsDirector
Kelly TuckerDirector
Kody BessentDirector
Lacy VardemanDirector
Macy SatterwhiteDirector
Maridel Acosta-cruzDirector
Mark FunderburkDirector
Melinda PhariesDirector
Michelle MccordDirector
Murvat MusaDirector
Nick AtwoodDirector
Paulene SalamonDirector
Tony GarciaDirector
Troy TuckerDirector
Victoria WhiteheadDirector
Kay McdowellSecretary
Chris ChambersTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,123,069
Program Service Revenue
$822,035
Investment Income
$25,256
Other Revenue
$0
Change in Net Assets
$-12,881
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,108,467
Other Expenses$874,774
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$710,245-$710,245
Current Officers, Directors, Trustees, and Key Employees-$237,200-$237,200
All Other Expenses$28,075$149,790-$177,865
Occupancy-$166,194-$166,194
Other Expenses$88,521--$88,521
Other Employee Benefits-$86,471-$86,471
Payroll Taxes-$69,067-$69,067
Information Technology-$40,439-$40,439
Office Expenses-$27,924-$27,924
Insurance-$16,760-$16,760
Fees for Services Accounting-$16,200-$16,200
Fees for Services Legal-$6,778-$6,778
Depreciation Depletion-$6,288-$6,288
Pension Plan Contributions-$5,484-$5,484
Interest---$3,945
Total Functional Expenses$440,456$1,538,840$0$1,983,241
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$1,372,563
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The chamber is organized and wholly supported by members of the local business community.”

Form 990, Part VI, Section A, Line 7A

“The organization's members elect all upcoming members annually.”

Form 990, Part VI, Section A, Line 7B

“The executive committee provides guidance to the overall board on all significant matters affecting the organizations as a whole.”

Form 990, Part VI, Section B, Line 11B

“The orangization will provide a copy of the return to the executive committee as well as the board for review for comments prior to filing.”

Form 990, Part VI, Section B, Line 15A

“The executive committee performs an annual evaluation of the president of the organization to determine all duties, responsibilities, and compensation.”

Form 990, Part VI, Section C, Line 19

“The organization will provide organizational documents available to any interested party upon written or personal request.”

Filing and Contact Details

Filer

Filer Name
Lubbock Chamber of Commerce
EIN
75-0403180
Phone
8067617000
Address
1500 BROADWAY 101, LUBBOCK, TX 79401

Signing Officer

Name
Kay Mcdowell
Title
President
Signed
2025-09-10
Discuss with paid preparer
Yes

Organization Details

Formed
1921
Legal Domicile
TX
Voting Board Members
36
Independent Board Members
33
Employees
16
Volunteers
300

Preparer

Firm
D Williams & Co Inc
Address
1500 Broadway Ste 400, Lubbock, TX 79401
Preparer
Gregory O Taylor
Phone
8067855982
Raw XML AppendixShowing 400 of 622 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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