Civic Intelligence

Curtis C Gunn Inc Welfare Benefit Trust

EIN 74-6375037 • 501(c)9 • San Antonio, TX

Profile

To provide benefits to employees of curtis c. Gunn, inc. Under the curtis c. Gunn, inc. Welfare benefit plan

227 BroadwaySan Antonio, TX 78205

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

41st percentile

0.00x

Higher debt load relative to assets than 41% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

41st percentile

0.00x

Higher debt load relative to revenue than 41% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Net Margin

57th percentile

4.7%

Higher net margin than 57% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

100th percentile

$5,634,949

Higher top officer pay than 100% of similar nonprofits.

Top officer pay equals 109.9% of source-year revenue.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Asset Growth

69th percentile

12%

Faster asset growth than 69% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

28th percentile

-2.4%

Faster revenue growth than 28% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$2,182,771

Up $238,622 (+12%) from 2023

Liabilities

Flat

$8,431

Flat from 2023

Net Assets

Up

$2,174,340

Up $238,622 (+12%) from 2023

Revenue

Down

$5,127,185

Down $124,841 (-2.4%) from 2023

Expenses

Up

$4,888,563

Up $128,363 (+2.7%) from 2023

Net Income

Down

$238,622

Down $253,204 (-51%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2010: $286,995Liabilities 2010: $10,216Net Assets 2010: $276,7792010Assets 2011: $1,312,628Liabilities 2011: $8,812Net Assets 2011: $1,303,8162011Assets 2012: $1,476,476Liabilities 2012: $8,698Net Assets 2012: $1,467,7782012Assets 2013: $1,248,138Liabilities 2013: $8,431Net Assets 2013: $1,239,7072013Assets 2014: $775,327Liabilities 2014: $9,239Net Assets 2014: $766,0882014Assets 2015: $155,171Liabilities 2015: $8,431Net Assets 2015: $146,7402015Assets 2016: $591,760Liabilities 2016: $28,765Net Assets 2016: $562,9952016Assets 2017: $1,170,390Liabilities 2017: $8,638Net Assets 2017: $1,161,7522017Assets 2018: $1,926,353Liabilities 2018: $21,552Net Assets 2018: $1,904,8012018Assets 2019: $1,516,559Liabilities 2019: $9,860Net Assets 2019: $1,506,6992019Assets 2020: $2,115,243Liabilities 2020: $9,738Net Assets 2020: $2,105,5052020Assets 2021: $2,229,108Liabilities 2021: $9,754Net Assets 2021: $2,219,3542021Assets 2022: $1,454,169Liabilities 2022: $10,277Net Assets 2022: $1,443,8922022Assets 2023: $1,944,149Liabilities 2023: $8,431Net Assets 2023: $1,935,7182023Assets 2024: $2,182,771Liabilities 2024: $8,431Net Assets 2024: $2,174,3402024

Highlighted filing

2024

Assets$2,182,771
Liabilities$8,431
Net Assets$2,174,340

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,423,9052010Expenses 2011: $3,840,4822011Expenses 2012: $4,419,4012012Revenue 2013: $4,059,966Expenses 2013: $4,288,037Net Income 2013: -$228,0712013Revenue 2014: $4,228,819Expenses 2014: $4,702,438Net Income 2014: -$473,6192014Revenue 2015: $6,134,510Expenses 2015: $6,753,858Net Income 2015: -$619,3482015Revenue 2016: $7,216,340Expenses 2016: $6,800,085Net Income 2016: $416,2552016Revenue 2017: $7,197,644Expenses 2017: $6,598,887Net Income 2017: $598,7572017Revenue 2018: $6,659,738Expenses 2018: $5,916,689Net Income 2018: $743,0492018Revenue 2019: $6,179,992Expenses 2019: $6,578,094Net Income 2019: -$398,1022019Revenue 2020: $5,779,211Expenses 2020: $5,180,405Net Income 2020: $598,8062020Revenue 2021: $5,331,423Expenses 2021: $5,217,574Net Income 2021: $113,8492021Revenue 2022: $5,295,433Expenses 2022: $6,070,895Net Income 2022: -$775,4622022Revenue 2023: $5,252,026Expenses 2023: $4,760,200Net Income 2023: $491,8262023Revenue 2024: $5,127,185Expenses 2024: $4,888,563Net Income 2024: $238,6222024

Highlighted filing

2024

Revenue$5,127,185
Expenses$4,888,563
Net Income$238,622

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.18$0.01$2.17$5.13$4.89$0.24
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.94$0.01$1.94$5.25$4.76$0.49
2022Detailed filing. Detailed filing data is available for this year.$1.45$0.01$1.44$5.30$6.07$0.78
2021Detailed filing. Detailed filing data is available for this year.$2.23$0.01$2.22$5.33$5.22$0.11
2020Detailed filing. Detailed filing data is available for this year.$2.12$0.01$2.11$5.78$5.18$0.60
2019Detailed filing. Detailed filing data is available for this year.$1.52$0.01$1.51$6.18$6.58$0.40
2018Detailed filing. Detailed filing data is available for this year.$1.93$0.02$1.90$6.66$5.92$0.74
2017Detailed filing. Detailed filing data is available for this year.$1.17$0.01$1.16$7.20$6.60$0.60
2016Detailed filing. Detailed filing data is available for this year.$0.59$0.03$0.56$7.22$6.80$0.42
2015Detailed filing. Detailed filing data is available for this year.$0.16$0.01$0.15$6.13$6.75$0.62
2014Summary only. Only limited summary data is available for this year.$0.78$0.01$0.77$4.23$4.70$0.47
2013Detailed filing. Detailed filing data is available for this year.$1.25$0.01$1.24$4.06$4.29$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.48$0.01$1.47$4.42
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.31$0.01$1.30$3.84
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.01$0.28$3.42
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.1
Gross Receipts
$5,127,185
Mission and Program Overview

Mission

To provide benefits to employees of curtis c. Gunn, inc. Under the curtis c. Gunn, inc. Welfare benefit plan

To provide benefits to employees of curtis c. Gunn, inc. Under the curtis c. Gunn, inc. Welfare benefit plan.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$307,701$1,778,611▲ $1,470,910
Cash and Non-Interest-Bearing Accounts$1,629,803$397,878▼ $1,231,925
Prepaid Expenses and Deferred Charges$5,174$6,282▲ $1,108
Accounts Receivable$1,471--
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0--
Investments Program Related$0--
Land, Buildings, and Equipment, Net$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$1,944,149$2,182,771▲ $238,622
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$8,431$8,431→ $0
Other Liabilities$0$0→ $0
Total Liabilities$8,431$8,431→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,935,718$2,174,340▲ $238,622
Total Net Assets Fund Balance$1,935,718$2,174,340▲ $238,622
Total Liabilities and Net Assets / Fund Balance$1,944,149$2,182,771▲ $238,622
Compensation and Service Providers

Employees

NameTitleOtherTotal
Peter M WolvertonTrustee$133,007$133,007

Board Members and Trustees

NameTitle
Adrian GuevaraTrustee
George H HaleTrustee
Robert T Sabom JrTrustee
Sean F GunnTrustee

Highest Paid Contractors

ContractorServicesLocationCompensation
Imagine 360 Administrators LLCAdministrative ServicesPark Central 8, 12770 Merit Drive 2nd Floor, Dallas, TX 75251$202,379
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,106,274
Investment Income
$20,911
Other Revenue
$0
Change in Net Assets
$238,622

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,127,185
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$5,127,185
Total Revenue per Form 990
$5,127,185
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$401,933
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$4,486,630
Fees for Services Management---$364,672
Fees for Services Accounting---$20,375
Fees for Services Legal---$10,068
Information Technology---$2,400
Fees for Services Other---$2,277
Other Expenses---$2,141
Total Functional Expenses$0$0$0$4,888,563

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$4,888,563
Total Expenses per Audited Statements$4,888,563
Total Expenses per Form 990$4,888,563
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal Income Taxes-
due to Gunn GP-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 2 Family/business relationships amongst interested persons

the trustees are related to each other through family and through business as officers of curtis c gunn inc. - Family relationship

Form 990, Part VI, Line 8A Documentation of meetings held by governing body

Entity is a trust; all meetings are held at corporate level.

Form 990, Part VI, Line 8B Documentation of meetings held by committees of governing body

Entity is a trust; all meetings are held at corporate level.

Form 990, Part VI, Line 11B Review of form 990 by governing body

A draft of the 990 was given to corporate trustees for review prior to filing with irs

Form 990, Part VI, Line 19 Required documents available to the public

All governing documents and financial statements are available upon request.

Filing and Contact Details

Filer

Filer Name
Curtis C Gunn Inc Welfare
EIN
74-6375037
Phone
2104725201
Address
227 BROADWAY, SAN ANTONIO, TX 78205

Signing Officer

Name
Adrian R Guevara
Title
CFO
Phone
2104725201
Signed
2025-11-12
Discuss with paid preparer
Yes

Organization Details

Formed
1991
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Forvis Mazars LLP
Address
500 Ridgefield Court, Asheville, NC 28806
Preparer
Amy Bibby
Phone
8282542254
Supplemental Narrative

Financial Statement Notes

Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote

The trust funding certain benefits of the Plan received an exemption letter from the IRS dated December 1, 1994, stating that the trust is tax-exempt under the provisions of Section 501(c)(9) of the Internal Revenue Code ("IRC"). However, as a result of the Plan's funding policy, from time to time, the trust may be subject to income taxes. No federal or state income taxes have been recorded in 2024 for unrelated business taxable income. In addition, the Plan and trust are required to operate in conformity with the IRC to maintain the tax-exempt status of the trust. The plan administrator believes that the Plan is currently designed and being operated in compliance with the applicable requirements of the IRC and, therefore, believes that the related trust is tax-exempt.

Raw XML AppendixShowing 400 of 452 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYOtherExpensesAmt0390400
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IRS990/PYRevenuesLessExpensesAmt0491826
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IRS990/RentalIncomeOrLossGrp/RealAmt00
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IRS990/ReportLandBuildingEquipmentInd0false
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IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
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IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal Income Taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1due to Gunn GP
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05127185
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The trust funding certain benefits of the Plan received an exemption letter from the IRS dated December 1, 1994, stating that the trust is tax-exempt under the provisions of Section 501(c)(9) of the Internal Revenue Code ("IRC"). However, as a result of the Plan's funding policy, from time to time, the trust may be subject to income taxes. No federal or state income taxes have been recorded in 2024 for unrelated business taxable income. In addition, the Plan and trust are required to operate in conformity with the IRC to maintain the tax-exempt status of the trust. The plan administrator believes that the Plan is currently designed and being operated in compliance with the applicable requirements of the IRC and, therefore, believes that the related trust is tax-exempt.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote
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IRS990ScheduleD/TotalLiabilityAmt00
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IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt04888563
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt12286769
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt21239683
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt31219758
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt30
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Sean F Gunn
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1George H Hale
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2Robert T Sabom Jr
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3Adrian Guevara
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0Trustee
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1Trustee
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2Trustee
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3Trustee
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt30
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt12303185
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt21256099
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt31236174
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0The following are total amounts per person for lines 4b: Adrian R Guevara - amount included in Form 990, Part VII, Section A, Col. (E) Sean F. Gunn - amount included in Form 990, Part VII, Section A, Col. (E) Peter M. Wolverton - amount included in Form 990, Part VII, Section A, Col. (E) Robert T. Sabom, Jr. - amount included in Form 990, Part VII, Section A, Col. (E) George H. Hale - amount included in Form 990, Part VII, Section A, Col. (E)
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1The following are total amounts per person for lines 4c: Adrian R Guevara - amount included in Form 990, Part VII, Section A, Col. (E) Sean F. Gunn - amount included in Form 990, Part VII, Section A, Col. (E) Peter M. Wolverton - amount included in Form 990, Part VII, Section A, Col. (E) Robert T. Sabom, Jr. - amount included in Form 990, Part VII, Section A, Col. (E) George H. Hale - amount included in Form 990, Part VII, Section A, Col. (E)
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule J, Part I, Line 4c Equity-based compensation arrangement
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0the trustees are related to each other through family and through business as officers of curtis c gunn inc. - Family relationship
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ENTITY IS A TRUST; ALL MEETINGS ARE HELD AT CORPORATE LEVEL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ENTITY IS A TRUST; ALL MEETINGS ARE HELD AT CORPORATE LEVEL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A DRAFT OF THE 990 WAS GIVEN TO CORPORATE TRUSTEES FOR REVIEW PRIOR TO FILING WITH IRS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 2 Family/business relationships amongst interested persons
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 8a Documentation of meetings held by governing body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 8b Documentation of meetings held by committees of governing body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 11b Review of form 990 by governing body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 19 Required documents available to the public
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IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingEntityName/BusinessNameLine1Txt0NA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0742143518
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C Corporation
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0DE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/OwnershipPct00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0Auto Dealership
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0Curtis C Gunn Inc
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt0227 Broadway
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0San Antonio
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0TX
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd078205
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IRS990/TotalGrossUBIAmt020911
IRS990/TotalLiabilitiesBOYAmt08431
IRS990/TotalLiabilitiesEOYAmt08431
IRS990/TotalLiabilitiesGrp/BOYAmt08431
IRS990/TotalLiabilitiesGrp/EOYAmt08431
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01935718
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02174340
IRS990/TotalOtherCompensationAmt079776
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IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00

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