Civic Intelligence

Faye L & William L Cowden Charitable

EIN 74-6359520 • San Antonio, TX

PO Box 17001 Trust DeptSan Antonio, TX 78217
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$10M-$25M nonprofits • Source year 2025

Net Margin

77th percentile

30%

Higher net margin than 77% of similar nonprofits.

$10M-$25M nonprofits • Source year 2025

Top Officer Pay

44th percentile

$136,007

Higher top officer pay than 44% of similar nonprofits.

Top officer pay equals 14.0% of source-year revenue.

$10M-$25M nonprofits • Source year 2025

Asset Growth

45th percentile

2.6%

Faster asset growth than 45% of similar nonprofits.

$10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

70th percentile

25%

Faster revenue growth than 70% of similar nonprofits.

$10M-$25M nonprofits • Annualized from 2024 to 2025

Assets

Up

$11,483,176

Up $293,435 (+2.6%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$11,483,176

Up $293,435 (+2.6%) from 2024

Revenue

Up

$972,440

Up $196,794 (+25%) from 2024

Expenses

Down

$679,005

Down $74,338 (-9.9%) from 2024

Net Income

Up

$293,435

Up $271,132 (+1216%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2012: $10,241,919Liabilities 2012: $02012Assets 2013: $10,144,792Liabilities 2013: $02013Assets 2014: $10,175,576Liabilities 2014: $02014Assets 2015: $10,583,214Liabilities 2015: $02015Assets 2016: $10,485,112Liabilities 2016: $02016Assets 2017: $10,480,714Liabilities 2017: $0Net Assets 2017: $10,480,7152017Assets 2018: $10,684,785Liabilities 2018: $0Net Assets 2018: $10,684,7852018Assets 2019: $10,811,831Liabilities 2019: $0Net Assets 2019: $10,811,8312019Assets 2020: $10,764,051Liabilities 2020: $0Net Assets 2020: $10,764,0512020Assets 2021: $10,808,987Liabilities 2021: $0Net Assets 2021: $10,808,9872021Assets 2022: $11,218,954Liabilities 2022: $0Net Assets 2022: $11,218,9542022Assets 2023: $11,167,438Liabilities 2023: $0Net Assets 2023: $11,167,4382023Assets 2024: $11,189,741Liabilities 2024: $0Net Assets 2024: $11,189,7412024Assets 2025: $11,483,176Liabilities 2025: $0Net Assets 2025: $11,483,1762025

Highlighted filing

2025

Assets$11,483,176
Liabilities$0
Net Assets$11,483,176

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2012: $564,841Expenses 2012: $589,599Net Income 2012: -$24,7582012Revenue 2013: $550,779Expenses 2013: $647,906Net Income 2013: -$97,1272013Revenue 2014: $697,952Expenses 2014: $667,168Net Income 2014: $30,7842014Revenue 2015: $1,129,969Expenses 2015: $722,331Net Income 2015: $407,6382015Revenue 2016: $565,605Expenses 2016: $663,707Net Income 2016: -$98,1022016Revenue 2017: $650,605Expenses 2017: $655,002Net Income 2017: -$4,3972017Revenue 2018: $887,709Expenses 2018: $683,639Net Income 2018: $204,0702018Revenue 2019: $832,574Expenses 2019: $705,528Net Income 2019: $127,0462019Revenue 2020: $660,967Expenses 2020: $708,747Net Income 2020: -$47,7802020Revenue 2021: $715,941Expenses 2021: $671,005Net Income 2021: $44,9362021Revenue 2022: $1,158,717Expenses 2022: $748,750Net Income 2022: $409,9672022Revenue 2023: $766,944Expenses 2023: $818,460Net Income 2023: -$51,5162023Revenue 2024: $775,646Expenses 2024: $753,343Net Income 2024: $22,3032024Revenue 2025: $972,440Expenses 2025: $679,005Net Income 2025: $293,4352025

Highlighted filing

2025

Revenue$972,440
Expenses$679,005
Net Income$293,435

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$11.5$0.00$11.5$0.97$0.68$0.29
2024Detailed filing. Detailed filing data is available for this year.$11.2$0.00$11.2$0.78$0.75$0.02
2023Detailed filing. Detailed filing data is available for this year.$11.2$0.00$11.2$0.77$0.82$0.05
2022Detailed filing. Detailed filing data is available for this year.$11.2$0.00$11.2$1.16$0.75$0.41
2021Detailed filing. Detailed filing data is available for this year.$10.8$0.00$10.8$0.72$0.67$0.04
2020Detailed filing. Detailed filing data is available for this year.$10.8$0.00$10.8$0.66$0.71$0.05
2019Detailed filing. Detailed filing data is available for this year.$10.8$0.00$10.8$0.83$0.71$0.13
2018Detailed filing. Detailed filing data is available for this year.$10.7$0.00$10.7$0.89$0.68$0.20
2017Detailed filing. Detailed filing data is available for this year.$10.5$0.00$10.5$0.65$0.66$0.00
2016Summary only. Only limited summary data is available for this year.$10.5$0.00$0.57$0.66$0.10
2015Summary only. Only limited summary data is available for this year.$10.6$0.00$1.13$0.72$0.41
2014Summary only. Only limited summary data is available for this year.$10.2$0.00$0.70$0.67$0.03
2013Summary only. Only limited summary data is available for this year.$10.1$0.00$0.55$0.65$0.10
2012Summary only. Only limited summary data is available for this year.$10.2$0.00$0.56$0.59$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
May 15, 2025
Return Version
2024v5.1
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BROADWAY BANKTrusteePT$136,007-$136,007
Filing and Contact Details

Filer

Filer Name
Faye L & William L Cowden Charitable
EIN
74-6359520
In Care Of
% BROADWAY BANK TRUST DPT
Phone
2102836500
Address
PO BOX 17001 TRUST DEPT, SAN ANTONIO, TX 78217

Signing Officer

Name
Tammy Wheeldon
Title
Trust Dept
Phone
2102836500
Signed
2025-05-15
Discuss with paid preparer
Yes

Preparer

Firm
Bdo USA
Address
10999 IH-10W Suite 255, San Antonio, TX 78230
Preparer
Rick Soat
Phone
2103428000
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm25140 NORTHROP GRUMMAN CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm26255 ROPER TECHNOLOGIES INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm27529 SALESFORCE.COM INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm28223 THERMO FISHER SCIENTIFI
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm291544 TJX COMPANIES
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm30534 UNION PACIFIC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm31169 UNITEDHEALTH GROUP INC.
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm32453 VISA INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm33659 WAL-MART INC.
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm34694 WALT DISNEY COMPANY
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm35568 ZOETIS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm36331 ACCENTURE PLC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm371750 APOLLO GLOBAL
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm381310 CHARLES SCHWAB
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm39765 PALO ALTO NETWORKS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm40708 T-MOBILE
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm41220 ULTA BEAUTY INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm42715 WASTE MANAGEMTENT
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm43235 LINDE PLC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm44270 GOLDMAN SACHS GROUP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm45200 INTUIT COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm46475 LOWE'S COS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm47695 NVIDIA CORP
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm48270 S&P GLOBAL
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm499646 AMBEV SA ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm50355 AON PLC COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm5187 ASML HOLDINGS NV
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm522695 ATLAS COPCO
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm53910 BANK OF NOVA SCOTIA
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm541645 COMPASS GROUP PLC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm552026 ERSTE GROUP BANK
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm56237 ICON PLC COM
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm571260 KONE OYJ UNSPONSORED
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm58254 LVMH MOET HENNESSY LOUIS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm59313 NESTLE SA-SPONS ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm60296 NOVARTIS AG-ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm61626 NOVO-NORDISK A/S
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm62370 NXP SEMICONDUCTORS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm631179 ROCHE HOLDINGS LTD
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm641028 SAFRAN SA
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm65465 SHELL PLC SPONS ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm662204 SKF AB SPONSORED ADR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm67434 TAIWAN SEMI CONDUCTOR
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm68649 UNILEVER PLC-SPONS
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm6930 BOOKING HOLDINGS INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm702025 CHIPOTLE MEXICAN GRILL IN
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm71204 CINTAS CORPORATION
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm721200 UBER TECHNOLOGIES INC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm73328 DIAGEO PLC
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm741000 SCHLUMBERGER LIMITED
InvestmentsGovtObligationsSch/StateLocalSecBookVlEOYAmt01224006
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InvestmentsGovtObligationsSch/USGovtObligationsBookVlEOYAmt0499900
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InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt16343521
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt17162757
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt18288035
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt19179640
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InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt22440433
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt23338318
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt24211816
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt25176135
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt260
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt27200000
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt2899723
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt29121684
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt30300000
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt31100000
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt324146
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InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt343745
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InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt360
InvestmentsOtherSchedule2/InvestmentsOtherGrp/BookValueAmt37215000
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt061 AMERICAN TOWER CORP
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt124 AVALONBAY COMMUNITIES
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt219 EQUINOX
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt348 EQUITY RESIDENTIAL
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt4161 HEALTHPEAK PROPERTIES INC
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt584 PROLOGIS INC
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt641 PUBLIC STORAGE
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt775 REALTY INCOME CORP
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt816 SBA COMMUNICATIONS CORP
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt933 SIMON PPTY GROUP
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt1067 VENTAS INC
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt1167 WELLTOWER INC
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt12730 SPDR GOLD TRUST
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt131587.226 PGIM GLOBAL REAL ESTA
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt1412321.602 GUGGENHEIM TOTAL RET
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt1530545.009 VOYA SECURITIZED CR
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt168244.716 ARTISAN MID CAP FUND
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt171579.384 CONESTOGA SMALL CAP
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt1815099.984 JOHN HANCOCK FDS III
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt197351.114 MFS NEW DISCOVERY VAL
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt203948.444 AMERICAN NEW WORLD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt2111688.237 ARTISAN INTERNATIONA
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt2221109.194 HARDING LOEVNER INTL
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt2316036.194 MFS INTERNATIONAL
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt2418883.669 CALAMOS MKT NEUTRAL
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt255946.505 GATEWAY FUND
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt26150000 CAPITAL ONE BANK CD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt27200000 JONESBORO ST BANK CD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt28100000 FNB AMERICA BK CD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt2910938.873 LAZARD GLOBAL LISTED
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt3017996.401 GQC PARTNERS EMERGE
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt31100000 LIVE OAK BANK BK CD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt32259 HOST HOTELS AND RESORTS
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt33174 INVITATION HOMES INC
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt3421 ALEXANDRIA REAL ESTATE EQUI
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt35108 WP CAREY INC
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt36100000 FIRST SOURCE BK CD
InvestmentsOtherSchedule2/InvestmentsOtherGrp/CategoryOrItemTxt3721037 AMERICAN BEACON
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