Civic Intelligence

Witco Houston Employees Cr Union

EIN 74-6177036 • 501(c)14 • Rosenberg, TX

Profile

The credit unions mission is to provide above average interest rates on savings accounts to its limited membership and the most competitive interest rates on unsecured loans and loans secured by personal property with a title, primarily automobiles and motorcycles.

2519 Avenue HRosenberg, TX 77471
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2022

Liabilities / Revenue

95th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • <$500k nonprofits • Source year 2022

Net Margin

28th percentile

-239%

Higher net margin than 28% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

99th percentile

25%

Faster revenue growth than 99% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $859,785 (-100%) from 2021

Liabilities

Down

$0

Down $578,086 (-100%) from 2021

Net Assets

Down

$0

Down $281,699 (-100%) from 2021

Operations
Liabilities / Revenue95th percentileNet Margin28th percentile

Revenue

Up

$19,904

Up $4,017 (+25%) from 2021

Expenses

Up

$67,454

Up $20,752 (+44%) from 2021

Net Income

Down

-$47,550

Down $16,735 (-54%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,547,302Liabilities 2010: $1,210,360Net Assets 2010: $336,9422010Assets 2011: $1,505,245Liabilities 2011: $1,168,452Net Assets 2011: $336,7932011Assets 2012: $1,579,054Liabilities 2012: $1,241,291Net Assets 2012: $337,7632012Assets 2013: $1,623,374Liabilities 2013: $1,285,324Net Assets 2013: $338,0502013Assets 2014: $1,664,008Liabilities 2014: $1,328,652Net Assets 2014: $335,3562014Assets 2015: $1,587,953Liabilities 2015: $1,247,889Net Assets 2015: $340,0642015Assets 2016: $1,483,936Liabilities 2016: $1,145,389Net Assets 2016: $338,5472016Assets 2017: $1,435,710Liabilities 2017: $1,098,002Net Assets 2017: $337,7082017Assets 2018: $1,234,741Liabilities 2018: $896,337Net Assets 2018: $338,4042018Assets 2019: $1,044,891Liabilities 2019: $714,422Net Assets 2019: $330,4692019Assets 2020: $1,010,823Liabilities 2020: $698,309Net Assets 2020: $312,5142020Assets 2021: $859,785Liabilities 2021: $578,086Net Assets 2021: $281,6992021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2022

Assets$0
Liabilities$0
Net Assets$0
Open 2022 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KExpenses 2010: $89,1582010Revenue 2011: $83,886Expenses 2011: $84,213Net Income 2011: -$3272011Expenses 2012: $76,4512012Revenue 2013: $76,071Expenses 2013: $75,784Net Income 2013: $2872013Revenue 2014: $66,700Expenses 2014: $69,394Net Income 2014: -$2,6942014Revenue 2015: $65,960Expenses 2015: $61,252Net Income 2015: $4,7082015Revenue 2016: $58,569Expenses 2016: $60,086Net Income 2016: -$1,5172016Revenue 2017: $58,507Expenses 2017: $59,346Net Income 2017: -$8392017Revenue 2018: $56,093Expenses 2018: $55,397Net Income 2018: $6962018Revenue 2019: $45,731Expenses 2019: $53,666Net Income 2019: -$7,9352019Revenue 2020: $30,283Expenses 2020: $48,237Net Income 2020: -$17,9542020Revenue 2021: $15,887Expenses 2021: $46,702Net Income 2021: -$30,8152021Revenue 2022: $19,904Expenses 2022: $67,454Net Income 2022: -$47,5502022

Highlighted filing

2022

Revenue$19,904
Expenses$67,454
Net Income-$47,550
Open 2022 Filing

Filings

Most recent year

2022 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$19,904
Expenses
$67,454
Net income
-$47,550
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.02$0.07$0.05
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.86$0.58$0.28$0.02$0.05$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.01$0.70$0.31$0.03$0.05$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.04$0.71$0.33$0.05$0.05$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.23$0.90$0.34$0.06$0.06$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$1.10$0.34$0.06$0.06$0.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.48$1.15$0.34$0.06$0.06$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.59$1.25$0.34$0.07$0.06$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.66$1.33$0.34$0.07$0.07$0.00
2013Detailed filing. Detailed filing data is available for this year.$1.62$1.29$0.34$0.08$0.08$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.58$1.24$0.34$0.08
2011Summary only. Only limited summary data is available for this year.$1.51$1.17$0.34$0.08$0.08$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.55$1.21$0.34$0.09
Latest Detailed Filing

The latest 2022 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 4, 2022
Return Version
2021v4.2
Gross Receipts
$15,887
Mission and Program Overview

Mission

The credit unions mission is to provide above average interest rates on savings accounts to its limited membership and the most competitive interest rates on unsecured loans and loans secured by personal property with a title, primarily automobiles and motorcycles.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$612,658$668,738▲ $56,080
Rtn Earn Endowment Incm Other Fnds$312,514$281,699▼ $30,815
Other Notes and Loans Receivable, Net$373,425$114,240▼ $259,185
Cash and Non-Interest-Bearing Accounts$11,960$67,710▲ $55,750
Investments Other Securities$7,079$6,960▼ $119
Prepaid Expenses and Deferred Charges$5,701$2,137▼ $3,564
Total Assets$1,010,823$859,785▼ $151,038
Liabilities
Other Liabilities$696,030$576,041▼ $119,989
Accounts Payable and Accrued Expenses$2,279$2,045▼ $234
Total Liabilities$698,309$578,086▼ $120,223
Net Assets / Fund Balance
Total Net Assets Fund Balance$312,514$281,699▼ $30,815
Total Liabilities and Net Assets / Fund Balance$1,010,823$859,785▼ $151,038

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$6,960--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Matthew CablerChairperson
Richard CablerVice-Chairperson
David JohnsDirector
Tracey HugheyDirector
John HerneTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,787
Investment Income
$1,100
Other Revenue
$0
Change in Net Assets
$-30,815
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$46,702
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$35,065--$35,065
Other Expenses$4,200--$4,200
Office Expenses$3,298--$3,298
Insurance$2,204--$2,204
Fees for Services Accounting$1,135--$1,135
Conferences and Meetings$800--$800
Total Functional Expenses$46,702$0$0$46,702
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular shares$576,041
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Officer directors etc family relationship Part VI line 2

“Mattew Cabler and Richard Cabler are brothers and both serve on the board of directors of the Credit Union.”

Management duties delegation Part VI line 3

“John B Herne PC is an independent contractor hired to perform the day to day operations and Management of the Credit Union.”

Members or stockholder classes and rights Part VI line 6

“The Credit Unions members have rights to elect the members of the governing body. The Credit Unions members also receive a share of the organizations profits in the form of cash dividends.”

Member election for additional members Part VI line 7A

“Members of the Credit Union have right to elect one or more members of the organizations governing body whether periodically, or as vacancies arise, or otherwise.”

Form 990 governing body review Part VI line 11

“A copy of the Form 990 will be distributed to all members of the board for review prior to filing the return.”

Governing documents etc available to public Part VI line 19

“The financial statements are posted on the bulletin board in the lobby of the Credit Union.”

Filing and Contact Details

Filer

Filer Name
Witco Houston Employees Cr Union
EIN
74-6177036
Address
2519 Avenue H, Rosenberg, TX 77471

Signing Officer

Name
Matthew Cabler
Title
Chairperson
Phone
2813425907
Signed
2022-05-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Herne
Formed
1975
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
John B Herne PC
Address
2519 Avenue H, Rosenberg, TX 77471
Preparer
John Herne
Phone
2813425907
Supplemental Narrative

Additional Explanations

Audited by an independent accountant Part XII line 2B

“The process used to oversee the audit of the credit unions financial statements and the selection of an independent accountant has not changed since the prior year.”

Raw XML Appendix301 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02279
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02045
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0The credit unions mission is to provide above average interest rates on savings accounts to its limited membership and the most competitive interest rates on unsecured loans and loans secured by personal property with a title, primarily automobiles and motorcycles.
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0John Herne
IRS990/BooksInCareOfDetail/PhoneNum02813425907
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02519 Avenue H
IRS990/BooksInCareOfDetail/USAddress/CityNm0Rosenberg
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd077471
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt011960
IRS990/CashNonInterestBearingGrp/EOYAmt067710
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0800
IRS990/ConferencesMeetingsGrp/TotalAmt0800
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01100
IRS990/CYOtherExpensesAmt046702
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt014787
IRS990/CYRevenuesLessExpensesAmt0-30815
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt046702
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt015887
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0true
IRS990/Desc0WHECU provides consumer loans secured by personal property, such as vehicles, boats, RVs, and other titled property, as well as unsecured loans limited to $3,000. No commercial or real estate loans are made.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/ExpenseAmt046702
IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt01135
IRS990/FeesForServicesAccountingGrp/TotalAmt01135
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt035065
IRS990/FeesForServicesManagementGrp/TotalAmt035065
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0David Johns
IRS990/Form990PartVIISectionAGrp/PersonNm1Tracey Hughey
IRS990/Form990PartVIISectionAGrp/PersonNm2John Herne
IRS990/Form990PartVIISectionAGrp/PersonNm3Matthew Cabler
IRS990/Form990PartVIISectionAGrp/PersonNm4Richard Cabler
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice-Chairperson
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01975
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt015887
IRS990/GroupExemptionNum02742
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt02204
IRS990/InsuranceGrp/TotalAmt02204
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01100
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01100
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07079
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06960
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0The credit unions mission is to provide above average interest rates on savings accounts to its limited membership and the most competitive interest rates on unsecured loans and loans secured by personal property with a title, primarily automobiles and motorcycles.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0312514
IRS990/NetAssetsOrFundBalancesEOYAmt0281699
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ProgramServicesAmt03298
IRS990/OfficeExpensesGrp/TotalAmt03298
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Rent Expense
IRS990/OtherExpensesGrp/ProgramServicesAmt04200
IRS990/OtherExpensesGrp/TotalAmt04200
IRS990/OtherLiabilitiesGrp/BOYAmt0696030
IRS990/OtherLiabilitiesGrp/EOYAmt0576041
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0373425
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0114240
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05701
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02137
IRS990/PrincipalOfficerNm0John Herne
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014777
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt110
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014777
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt110
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0141
IRS990/PYInvestmentIncomeAmt01734
IRS990/PYOtherExpensesAmt048096
IRS990/PYProgramServiceRevenueAmt028549
IRS990/PYRevenuesLessExpensesAmt0-17954
IRS990/PYTotalExpensesAmt048237
IRS990/PYTotalRevenueAmt030283
IRS990/ReconcilationRevenueExpnssAmt0-30815
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0312514
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0281699
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0612658
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0668738
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0576041
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Regular shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt06960
IRS990ScheduleD/OtherSecuritiesGrp/Desc0NCUA Share Insurance
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueSecuritiesAmt06960
IRS990ScheduleD/TotalLiabilityAmt0576041
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Mattew Cabler and Richard Cabler are brothers and both serve on the board of directors of the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1John B Herne PC is an independent contractor hired to perform the day to day operations and Management of the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Credit Unions members have rights to elect the members of the governing body. The Credit Unions members also receive a share of the organizations profits in the form of cash dividends.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Members of the Credit Union have right to elect one or more members of the organizations governing body whether periodically, or as vacancies arise, or otherwise.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A copy of the Form 990 will be distributed to all members of the board for review prior to filing the return.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The financial statements are posted on the bulletin board in the lobby of the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The process used to oversee the audit of the credit unions financial statements and the selection of an independent accountant has not changed since the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Officer directors etc family relationship Part VI line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Management duties delegation Part VI line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Audited by an independent accountant Part XII line 2b
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01010823
IRS990/TotalAssetsEOYAmt0859785
IRS990/TotalAssetsGrp/BOYAmt01010823
IRS990/TotalAssetsGrp/EOYAmt0859785
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
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ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chairperson
ReturnHeader/BusinessOfficerGrp/PhoneNum02813425907
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-05-04
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ReturnHeader/Filer/USAddress/AddressLine1Txt02519 Avenue H
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02519 Avenue H
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ReturnHeader/PreparerPersonGrp/PreparationDt02022-05-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John Herne
ReturnHeader/ReturnTs02022-05-04T17:28:25-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Matthew
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Cabler
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

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