Civic Intelligence

Houston Mortgage Bankers Association

EIN 74-6061876 • 501(c)6 • Houston, TX

Profile

To have a membership that is dedicated to the perpetuation of the highest standards of professional service and which promotes sound and ethical business practices. To inform its members of changes in laws and of pending legislation affecting the mortgage lending business. To develop and encourage education within the local mortgage industry. To inform the public about mortgage lenders their beneficial effect on the economy and the commercial and residential services that they render. To have a membership that creates an environment for an efficient and profitable real estate finance industry, which provides the lowest possible cost for homebuyers and other real estate borrowers. To support consumer education through community outreach programs. To provide opportunities for the membership to engage in meaningful business discussion and social interactions.

1233 West Loop S Ste 900Houston, TX 77027

www.houston-mba.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

17th percentile

-30%

Higher net margin than 17% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

36th percentile

-10%

Faster asset growth than 36% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

-15%

Faster revenue growth than 30% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$139,220

Down $8,674 (-5.9%) from 2022

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$139,220

Down $8,674 (-5.9%) from 2022

Operations
Liabilities / RevenueScore unavailableNet Margin17th percentile

Revenue

Down

$56,460

Down $6,829 (-11%) from 2022

Expenses

Up

$65,133

Up $12,872 (+25%) from 2022

Net Income

Down

-$8,673

Down $19,701 (-179%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth36th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $34,549Liabilities 2011: $02011Assets 2013: $27,945Liabilities 2013: $0Net Assets 2013: $27,9452013Assets 2014: $21,421Liabilities 2014: $0Net Assets 2014: $21,4212014Assets 2015: $31,184Net Assets 2015: $31,1842015Assets 2016: $49,869Net Assets 2016: $49,8692016Assets 2017: $75,954Net Assets 2017: $75,9542017Assets 2018: $115,190Net Assets 2018: $115,1902018Assets 2019: $126,554Net Assets 2019: $126,5542019Assets 2020: $126,320Net Assets 2020: $126,3202020Assets 2021: $136,866Net Assets 2021: $136,8662021Assets 2022: $147,894Net Assets 2022: $147,8942022Assets 2023: $139,220Net Assets 2023: $139,2202023

Highlighted filing

2023

Assets$139,220
Liabilities-
Net Assets$139,220
Open 2023 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $27,056Expenses 2011: $20,524Net Income 2011: $6,5322011Revenue 2013: $16,372Expenses 2013: $14,838Net Income 2013: $1,5342013Revenue 2014: $21,510Expenses 2014: $28,034Net Income 2014: -$6,5242014Revenue 2015: $47,315Expenses 2015: $37,552Net Income 2015: $9,7632015Revenue 2016: $61,824Expenses 2016: $43,139Net Income 2016: $18,6852016Revenue 2017: $69,192Expenses 2017: $43,107Net Income 2017: $26,0852017Revenue 2018: $93,093Expenses 2018: $53,857Net Income 2018: $39,2362018Revenue 2019: $75,161Expenses 2019: $63,797Net Income 2019: $11,3642019Revenue 2020: $42,721Expenses 2020: $42,955Net Income 2020: -$2342020Revenue 2021: $74,472Expenses 2021: $63,927Net Income 2021: $10,5452021Revenue 2022: $63,289Expenses 2022: $52,261Net Income 2022: $11,0282022Revenue 2023: $56,460Expenses 2023: $65,133Net Income 2023: -$8,6732023

Highlighted filing

2023

Revenue$56,460
Expenses$65,133
Net Income-$8,673
Open 2023 Filing

Filings

Most recent year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$139,220
Liabilities
-
Net assets
$139,220
Revenue
$56,460
Expenses
$65,133
Net income
-$8,673
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$1.39$1.39$0.56$0.65$0.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.48$1.48$0.63$0.52$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.37$1.37$0.74$0.64$0.11
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.26$1.26$0.43$0.43$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.27$1.27$0.75$0.64$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.15$1.15$0.93$0.54$0.39
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.76$0.76$0.69$0.43$0.26
2016Detailed filing. Detailed filing data is available for this year.$0.50$0.50$0.62$0.43$0.19
2015Detailed filing. Detailed filing data is available for this year.$0.31$0.31$0.47$0.38$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.21$0.00$0.21$0.22$0.28$0.07
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.28$0.00$0.28$0.16$0.15$0.02
2011Summary only. Only limited summary data is available for this year.$0.35$0.00$0.27$0.21$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2022 to Jun 30, 2023
Signed
Nov 13, 2023
Return Version
2022v5.0
Gross Receipts
$149,700
Mission and Program Overview

Mission

To have a membership that is dedicated to the perpetuation of the highest standards of professional service and which promotes sound and ethical business practices. To inform its members of changes in laws and of pending legislation affecting the mortgage lending business. To develop and encourage education within the local mortgage industry. To inform the public about mortgage lenders their beneficial effect on the economy and the commercial and residential services that they render. To have a membership that creates an environment for an efficient and profitable real estate finance industry, which provides the lowest possible cost for homebuyers and other real estate borrowers. To support consumer education through community outreach programs. To provide opportunities for the membership to engage in meaningful business discussion and social interactions.

To have a membership that is dedicated to the perpetuation of the highest standards of professional service and which prmotes sound and ethical business practices. To inform its members of changes in laws and of pendindg legislation affecting the mortgage lending business. To develop and encourage education within the local mortgage industry. To inform the public about mortgage lenders their beneficial effect on the economy and the commercial and residential services that they render. To have a membership that creates an environment for an efficient and profitable real estate finance industry, which provides the lowest possbile cost for homebuyers and other real estate borrowers. To support consumer education through community outreach programs. To provide opportunities for the membership to engage in meaningful business discusstion and social interactions.

Program Services

DescriptionGrantsExpenses
EDUCATIONAL LUNCHEONS WITH GUEST SPEAKERS--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DIONNE WARDPresidentPT$0--
ASHLEY WENMOHSVice PresidePT$0--
BOB RICHARDSONSecretaryPT$0--
CRAIG GENTRYTreasurerPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Classic$50,800$50,800$40,830$9,970
Luncheon$41,865$41,865$1,759$40,106
Total Events$103,030$103,030$93,240$9,790
Filing and Contact Details

Filer

Filer Name
Houston Mortgage Bankers Associatio
EIN
74-6061876
Address
1233 WEST LOOP S STE 900, HOUSTON, TX 77027

Signing Officer

Name
Craig Gentry
Title
Treasurer
Phone
7138710005
Signed
2023-11-13
Discuss with paid preparer
Yes

Preparer

Firm
Reimer Mcguinness Hess Pc
Address
750 TOWN COUNTRY BLVD STE 800, HOUSTON, TX 77024-3980
Preparer
Michael a Huett Jr CPA
Phone
7135903000
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office 402 insurance 1,856 bank charges 4,419 board meeting lunch 2,756 contributions 9,800 gifts 2,641 software 5,886 tax prep fees 950 total 28,710”

Form 990-ez, Part III

“To have a membership that is dedicated to the perpetuation of the highest standards of professional service and which prmotes sound and ethical business practices. To inform its members of changes in laws and of pendindg legislation affecting the mortgage lending business. To develop and encourage education within the local mortgage industry. To inform the public about mortgage lenders their beneficial effect on the economy and the commercial and residential services that they render. To have a membership that creates an environment for an efficient and profitable real estate finance industry, which provides the lowest possbile cost for homebuyers and other real estate borrowers. To support consumer education through community outreach programs. To provide opportunities for the membership to engage in meaningful business discusstion and social interactions.”

Raw XML Appendix122 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0HOUSTON MORTGAGE BANKERS ASSOCIATIO
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt0HOUSTON MORTGAGE BANKERS ASSOCIATIO
IRS990EZ/BooksInCareOfDetail/PhoneNum07138710005
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt012333 WEST LOOP SOUTH STE 900
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt01233 WEST LOOP SOUTH STE 900
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HOUSTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd077027
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0147893
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0139220
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt031000
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-8673
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt036423
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0147893
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0139220
IRS990EZ/FundraisingGrossIncomeAmt0103030
IRS990EZ/GrossReceiptsAmt0149700
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0295
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt015375
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0147893
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0139220
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0147893
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0139220
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DIONNE WARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ASHLEY WENMOHS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BOB RICHARDSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CRAIG GENTRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt028710
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO HAVE A MEMBERSHIP THAT IS DEDICATED TO THE PERPETUATION OF THE HIGHEST STANDARDS OF PROFESSIONAL SERVICE AND WHICH PRMOTES SOUND AND ETHICAL BUSINESS PRACTICES. TO INFORM ITS MEMBERS OF CHANGES IN LAWS AND OF PENDINDG LEGISLATION AFFECTING THE MORTGAGE LENDING BUSINESS. TO DEVELOP AND ENCOURAGE EDUCATION WITHIN THE LOCAL MORTGAGE INDUSTRY. TO INFORM THE PUBLIC ABOUT MORTGAGE LENDERS THEIR BENEFICIAL EFFECT ON THE ECONOMY AND THE COMMERCIAL AND RESIDENTIAL SERVICES THAT THEY RENDER. TO HAVE A MEMBERSHIP THAT CREATES AN ENVIRONMENT FOR AN EFFICIENT AND PROFITABLE REAL ESTATE FINANCE INDUSTRY, WHICH PROVIDES THE LOWEST POSSBILE COST FOR HOMEBUYERS AND OTHER REAL ESTATE BORROWERS. TO SUPPORT CONSUMER EDUCATION THROUGH COMMUNITY OUTREACH PROGRAMS. TO PROVIDE OPPORTUNITIES FOR THE MEMBERSHIP TO ENGAGE IN MEANINGFUL BUSINESS DISCUSSTION AND SOCIAL INTERACTIONS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0EDUCATIONAL LUNCHEONS WITH GUEST SPEAKERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt093240
IRS990EZ/SpecialEventsNetIncomeLossAmt09790
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt065133
IRS990EZ/TotalRevenueAmt056460
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0WWW.HOUSTON-MBA.COM
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt093240
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GOLF CLASSIC
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0LUNCHEON
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt046012
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt04639
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt050651
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt050800
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt041865
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt010365
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0103030
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt050800
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt041865
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt010365
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0103030
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt09790
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt042589
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt040830
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt01759
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE 402 INSURANCE 1,856 BANK CHARGES 4,419 BOARD MEETING LUNCH 2,756 CONTRIBUTIONS 9,800 GIFTS 2,641 SOFTWARE 5,886 TAX PREP FEES 950 TOTAL 28,710
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO HAVE A MEMBERSHIP THAT IS DEDICATED TO THE PERPETUATION OF THE HIGHEST STANDARDS OF PROFESSIONAL SERVICE AND WHICH PRMOTES SOUND AND ETHICAL BUSINESS PRACTICES. TO INFORM ITS MEMBERS OF CHANGES IN LAWS AND OF PENDINDG LEGISLATION AFFECTING THE MORTGAGE LENDING BUSINESS. TO DEVELOP AND ENCOURAGE EDUCATION WITHIN THE LOCAL MORTGAGE INDUSTRY. TO INFORM THE PUBLIC ABOUT MORTGAGE LENDERS THEIR BENEFICIAL EFFECT ON THE ECONOMY AND THE COMMERCIAL AND RESIDENTIAL SERVICES THAT THEY RENDER. TO HAVE A MEMBERSHIP THAT CREATES AN ENVIRONMENT FOR AN EFFICIENT AND PROFITABLE REAL ESTATE FINANCE INDUSTRY, WHICH PROVIDES THE LOWEST POSSBILE COST FOR HOMEBUYERS AND OTHER REAL ESTATE BORROWERS. TO SUPPORT CONSUMER EDUCATION THROUGH COMMUNITY OUTREACH PROGRAMS. TO PROVIDE OPPORTUNITIES FOR THE MEMBERSHIP TO ENGAGE IN MEANINGFUL BUSINESS DISCUSSTION AND SOCIAL INTERACTIONS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CRAIG GENTRY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07138710005
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOUSTON MORTGAGE BANKERS ASSOCIATIO
ReturnHeader/Filer/BusinessNameControlTxt0HOUS
ReturnHeader/Filer/EIN0746061876
ReturnHeader/Filer/USAddress/AddressLine1Txt01233 WEST LOOP S STE 900
ReturnHeader/Filer/USAddress/CityNm0HOUSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077027
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0205548240
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0REIMER MCGUINNESS HESS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0750 TOWN COUNTRY BLVD STE 800
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOUSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0770243980
ReturnHeader/PreparerPersonGrp/PhoneNum07135903000
ReturnHeader/PreparerPersonGrp/PreparationDt02023-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL A HUETT JR CPA
ReturnHeader/ReturnTs02023-11-15T15:31:57-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CRAIG
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0GENTRY
ReturnHeader/TaxPeriodBeginDt02022-07-01
ReturnHeader/TaxPeriodEndDt02023-06-30
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits