Civic Intelligence

Schlumberger Employees Credit Union

EIN 74-6050582 • 501(c)14 • Sugar Land, TX

Profile

Schlumberger Employees Credit Union (SECU) is a co-operative thrift institution, providing savings and loans to its members. SECU is a member of NCUA.

205 Industrial BlvdSugar Land, TX 77478

www.secu.slb.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

6th percentile

0.76x

Higher debt load relative to assets than 6% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

18.44x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

99th percentile

39%

Higher net margin than 99% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

1st percentile

$0

Higher top officer pay than 1% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

14th percentile

-2.6%

Faster asset growth than 14% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

19%

Faster revenue growth than 75% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Assets

Down

$878,593,714

Down $23,083,584 (-2.6%) from 2023

Liabilities

Down

$670,899,265

Down $37,327,067 (-5.3%) from 2023

Net Assets

Up

$207,694,449

Up $14,243,483 (+7.4%) from 2023

Revenue

Up

$36,379,231

Up $5,682,400 (+19%) from 2023

Expenses

Up

$22,135,748

Up $4,187,125 (+23%) from 2023

Net Income

Up

$14,243,483

Up $1,495,275 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0B$500M$0Assets 2010: $356,364,299Liabilities 2010: $304,300,880Net Assets 2010: $52,063,4192010Assets 2011: $406,711,782Liabilities 2011: $348,138,821Net Assets 2011: $58,572,9612011Assets 2012: $490,945,309Liabilities 2012: $427,070,940Net Assets 2012: $63,874,3692012Assets 2013: $602,693,444Liabilities 2013: $532,670,729Net Assets 2013: $70,022,7152013Assets 2014: $724,587,334Liabilities 2014: $645,304,030Net Assets 2014: $79,283,3042014Assets 2015: $792,368,912Liabilities 2015: $702,163,380Net Assets 2015: $90,205,5322015Assets 2016: $822,154,790Liabilities 2016: $720,626,872Net Assets 2016: $101,527,9182016Assets 2017: $817,879,993Liabilities 2017: $704,183,026Net Assets 2017: $113,696,9672017Assets 2018: $813,255,630Liabilities 2018: $684,681,642Net Assets 2018: $128,573,9882018Assets 2019: $830,260,687Liabilities 2019: $685,588,166Net Assets 2019: $144,672,5212019Assets 2020: $943,430,363Liabilities 2020: $784,247,934Net Assets 2020: $159,182,4292020Assets 2021: $924,208,566Liabilities 2021: $754,486,417Net Assets 2021: $169,722,1492021Assets 2022: $926,614,366Liabilities 2022: $745,804,840Net Assets 2022: $180,809,5262022Assets 2023: $901,677,298Liabilities 2023: $708,226,332Net Assets 2023: $193,450,9662023Assets 2024: $878,593,714Liabilities 2024: $670,899,265Net Assets 2024: $207,694,4492024

Highlighted filing

2024

Assets$878,593,714
Liabilities$670,899,265
Net Assets$207,694,449

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $11,354,5982010Expenses 2011: $10,917,8662011Revenue 2012: $16,643,444Expenses 2012: $11,342,036Net Income 2012: $5,301,4082012Revenue 2013: $18,173,361Expenses 2013: $12,025,015Net Income 2013: $6,148,3462013Revenue 2014: $21,449,597Expenses 2014: $12,189,008Net Income 2014: $9,260,5892014Revenue 2015: $23,449,214Expenses 2015: $12,526,986Net Income 2015: $10,922,2282015Revenue 2016: $23,564,752Expenses 2016: $12,242,366Net Income 2016: $11,322,3862016Revenue 2017: $24,068,396Expenses 2017: $11,899,347Net Income 2017: $12,169,0492017Revenue 2018: $27,618,502Expenses 2018: $12,741,481Net Income 2018: $14,877,0212018Revenue 2019: $29,277,828Expenses 2019: $13,179,295Net Income 2019: $16,098,5332019Revenue 2020: $25,105,002Expenses 2020: $10,595,094Net Income 2020: $14,509,9082020Revenue 2021: $19,656,324Expenses 2021: $9,116,604Net Income 2021: $10,539,7202021Revenue 2022: $23,426,192Expenses 2022: $12,338,814Net Income 2022: $11,087,3782022Revenue 2023: $30,696,831Expenses 2023: $17,948,623Net Income 2023: $12,748,2082023Revenue 2024: $36,379,231Expenses 2024: $22,135,748Net Income 2024: $14,243,4832024

Highlighted filing

2024

Revenue$36,379,231
Expenses$22,135,748
Net Income$14,243,483

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$879$671$208$36.4$22.1$14.2
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$902$708$193$30.7$17.9$12.7
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$927$746$181$23.4$12.3$11.1
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$924$754$170$19.7$9.12$10.5
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$943$784$159$25.1$10.6$14.5
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$830$686$145$29.3$13.2$16.1
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$813$685$129$27.6$12.7$14.9
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$818$704$114$24.1$11.9$12.2
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$822$721$102$23.6$12.2$11.3
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$792$702$90.2$23.4$12.5$10.9
2014Detailed filing. Detailed filing data is available for this year.$725$645$79.3$21.4$12.2$9.26
2013Detailed filing. Detailed filing data is available for this year.$603$533$70.0$18.2$12.0$6.15
2012Summary only. Only limited summary data is available for this year.$491$427$63.9$16.6$11.3$5.30
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$407$348$58.6$10.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$356$304$52.1$11.4
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.1
Gross Receipts
$36,379,231
Mission and Program Overview

Mission

Schlumberger Employees Credit Union (SECU) is a co-operative thrift institution, providing savings and loans to its members. SECU is a member of NCUA.

To provide lowcost financial services to members Schlumberger Employees CU is a cooperative thrift institution a member of NCUA

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$559,614,314$502,774,242▼ $56,840,072
Other Notes and Loans Receivable, Net$248,464,692$274,145,992▲ $25,681,300
Rtn Earn Endowment Incm Other Fnds$193,450,966$207,694,449▲ $14,243,483
Savings and Temporary Cash Investments$70,640,058$84,934,977▲ $14,294,919
Investments Program Related$6,832,475$6,575,340▼ $257,135
Land, Buildings, and Equipment, Net$3,266,840$3,235,210▼ $31,630
Receivables From Officers Etc$389,427$360,808▼ $28,619
Total Assets$901,677,298$878,593,714▼ $23,083,584
Other Assets Total$12,469,492$6,567,145▼ $5,902,347
Liabilities
Other Liabilities$701,953,243$667,662,202▼ $34,291,041
Accounts Payable and Accrued Expenses$6,273,089$3,237,063▼ $3,036,026
Total Liabilities$708,226,332$670,899,265▼ $37,327,067
Net Assets / Fund Balance
Total Net Assets Fund Balance$193,450,966$207,694,449▲ $14,243,483
Total Liabilities and Net Assets / Fund Balance$901,677,298$878,593,714▼ $23,083,584

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,853,332$1,091,748$3,945,080
Other Land Buildings$381,878$679,075$1,060,953
Other Securities$38,528,259--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Harold E Ottis JrPresidentCEO
Jerry HarperBoard Member
John ZarnowieckiBoard Member
Kannan VenkataramanBoard Member
Nadia HasourisBoard Member
Nihal WijeyesekeraBoard Member
Robert FonsBoard Member
Sonny JohnstonBoard Member
Melanie AguilarVP CFO
Mark SprainisVP Lending
Pamela McmillinVP Operations
Rodney HillVP Technology
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,578,548
Investment Income
$15,778,207
Other Revenue
$22,476
Change in Net Assets
$14,243,483
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$7,835,616
Salaries, Compensation, and Employee Benefits$4,388,790
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$9,911,342
Other Salaries and Wages---$4,388,790
Fees for Services Other---$3,882,194
Information Technology---$1,896,941
Office Expenses---$431,534
All Other Expenses---$140,099
Depreciation Depletion---$83,901
Insurance---$83,763
Advertising---$70,716
Conferences and Meetings---$29,635
Interest---$10
Other Expenses---$-100
Occupancy---$-74,453
Total Functional Expenses$0$0$0$22,135,748
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$389,427$360,808▼ $28,619
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$667,662,202
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 6

As a state-chartered credit union, SECU has members. Each member has one

Part VI Line 6

share of ownership in the credit union. SECU had 28,338 members (Dec. 2024)

Part VI Line 7A

Each member of the Credit Union has one vote regarding the election

Part VI Line 7A

of the Board of Directors; members vote annually to elect Board members.

Part VI Line 11B

Schlumberger Employees Credit Union's President has reviewed the

Part VI Line 11B

information on the return prior to filing.

Part VI Line 12C

All SECU employees are employees of the sponsor company, Schlumberger

Part VI Line 12C

Technology Corporation. SECU employees adhere to the sponsor's policies.

Part VI Line 15A or B

SECU employees salaries and salary increases are determined by the sponsor,

Part VI Line 15A or B

Schlumberger Technology Corp. Performance is reviewed annually.

Part VI Line 19

All of SECU's documents that are open to the public are made available upon

Part VI Line 19

request. This information is on the Credit Union's website.

Filing and Contact Details

Filer

Filer Name
Schlumberger Employees Credit Union
EIN
74-6050582
In Care Of
% Harold E Ottis Jr
Phone
2812854551
Address
205 Industrial Blvd, Sugar Land, TX 77478

Signing Officer

Name
Harold E Ottis Jr
Title
President
Phone
2812858709
Signed
2025-05-14

Organization Details

Principal Officer
Harold E Ottis Jr
Formed
1946
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
7
Supplemental Narrative

Additional Explanations

Part IX Line 11G

Visa Processing Total expenses - $2910645.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00

Part IX Line 11G

Prof & Outside Services Total expenses - $433684.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00

Part IX Line 11G

Audit/Legal Services Total expenses - $95742.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00

Part IX Line 11G

ATM Expenses Total expenses - $111904.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00

Part IX Line 11G

Record Retention Total expenses - $81032.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00

Part IX Line 11G

LSI Total expenses - $249187.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00

Part III Line 4D

Expenses: $1276787.00 including grants of: $0.00 Revenue: $980903.00

Part III Line 4D

State Chartered Credit Union Unrelated Business

Raw XML AppendixShowing 400 of 469 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InsuranceGrp/TotalAmt083763
IRS990/InterestGrp/TotalAmt010
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IRS990/MissionDesc0Schlumberger Employees Credit Union (SECU) is a co-operative thrift institution, providing savings and loans to its members. SECU is a member of NCUA.
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IRS990/OccupancyGrp/TotalAmt0-74453
IRS990/OfficeExpensesGrp/TotalAmt0431534
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
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IRS990/OtherExpensesGrp/Desc0Prov for Loan LossServ
IRS990/OtherExpensesGrp/Desc1WarrGAPCredit Life
IRS990/OtherExpensesGrp/Desc2State Operating Fee
IRS990/OtherExpensesGrp/Desc3Over and Short
IRS990/OtherExpensesGrp/TotalAmt0697293
IRS990/OtherExpensesGrp/TotalAmt1522956
IRS990/OtherExpensesGrp/TotalAmt271127
IRS990/OtherExpensesGrp/TotalAmt3-100
IRS990/OtherLiabilitiesGrp/BOYAmt0701953243
IRS990/OtherLiabilitiesGrp/EOYAmt0667662202
IRS990/OtherOrganizationDsc0State Chartered CU
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0Misc Operating Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt022476
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt022476
IRS990/OtherRevenueTotalAmt022476
IRS990/OtherSalariesAndWagesGrp/TotalAmt04388790
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0248464692
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0274145992
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Harold E Ottis Jr
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc2Program Service Revenue
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014804917
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt14792728
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014804917
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt14792728
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2980903
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0980903
IRS990/ProgSrvcAccomActy2Grp/Desc0SECU provides checking accounts with various features for all of the credit unions members. Features range from accounts with no monthly service charges to accounts with enhanced benefits. Members may access their checking accounts via debit card, via the internet, in our office, or via ATMs worldwide. Also available is the ability for members to pay bills via the home banking bill payer platform. This service is free of charge.
IRS990/ProgSrvcAccomActy3Grp/Desc0Since its inception, SECU has provided low-cost loans to its members. The consumer loan product line includes efficient underwriting via a secure online application process and competitive offerings for vehicles, boats, and motorcycles. Credit Life & Disability Debt protection is available for any of the credit unions loan types.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0State Chartered Credit Union Unrelated Business
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt01276787
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0980903
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYInvestmentIncomeAmt014124909
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IRS990/PYOtherRevenueAmt0328720
IRS990/PYProgramServiceRevenueAmt016243202
IRS990/PYRevenuesLessExpensesAmt012748208
IRS990/PYSalariesCompEmpBnftPaidAmt03783954
IRS990/PYTotalExpensesAmt017948623
IRS990/PYTotalRevenueAmt030696831
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0389427
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0360808
IRS990/ReconcilationRevenueExpnssAmt014243483
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IRS990ScheduleD/BuildingsGrp/BookValueAmt02853332
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01091748
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03945080
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0381878
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0679075
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01060953
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0667662202
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares and Deposits
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0464245983
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt138528259
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Federal Agency Securities
IRS990ScheduleD/OtherSecuritiesGrp/Desc1US Government Obligations
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03235210
IRS990ScheduleD/TotalBookValueSecuritiesAmt0502774242
IRS990ScheduleD/TotalLiabilityAmt0667662202
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1245
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2248
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt334
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt45130
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1VISA CC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2VISA CC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3VISA CC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Used Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Mortgage
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1380000
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2MCMILLIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3WIJEYESEKERA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4JOHNSTON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5OTTIS
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Key Empl
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0As a state-chartered credit union, SECU has members. Each member has one
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1share of ownership in the credit union. SECU had 28,338 members (Dec. 2024)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member of the Credit Union has one vote regarding the election
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3of the Board of Directors; members vote annually to elect Board members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Schlumberger Employees Credit Union's President has reviewed the
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5information on the return prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6All SECU employees are employees of the sponsor company, Schlumberger
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Technology Corporation. SECU employees adhere to the sponsor's policies.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8SECU employees salaries and salary increases are determined by the sponsor,
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Schlumberger Technology Corp. Performance is reviewed annually.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10All of SECU's documents that are open to the public are made available upon
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11request. This information is on the Credit Union's website.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Visa Processing Total expenses - $2910645.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Prof & Outside Services Total expenses - $433684.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Audit/Legal Services Total expenses - $95742.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15ATM Expenses Total expenses - $111904.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Record Retention Total expenses - $81032.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17LSI Total expenses - $249187.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Expenses: $1276787.00 including grants of: $0.00 Revenue: $980903.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19State Chartered Credit Union Unrelated Business
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part VI Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part VI Line 7a
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part VI Line 11b
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part VI Line 12c
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Part VI Line 15a or b
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Part IX Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Part IX Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Part IX Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Part IX Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Part IX Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Part IX Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Part III Line 4d
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Part III Line 4d
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false

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