Civic Intelligence

San Antonio Women'S Chamber of Commerce

EIN 74-2580404 • 501(c)6 • San Antonio, TX

Profile

To promote the business, economic and leadership development of women.

200 E Grayson StreetSan Antonio, TX 78215

www.sawomenschamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.00x

Higher debt load relative to assets than 50% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

52nd percentile

0.00x

Higher debt load relative to revenue than 52% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

27th percentile

-14%

Higher net margin than 27% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

80th percentile

$11,000

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 11.4% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

40th percentile

-7.5%

Faster asset growth than 40% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

37th percentile

-8.8%

Faster revenue growth than 37% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets50th percentile

Assets

Down

$187,399

Down $15,177 (-7.5%) from 2023

Liabilities

Down

$84

Down $1,605 (-95%) from 2023

Net Assets

Down

$187,315

Down $13,572 (-6.8%) from 2023

Operations
Liabilities / Revenue52nd percentileNet Margin27th percentile

Revenue

Down

$96,073

Down $9,288 (-8.8%) from 2023

Expenses

Up

$109,645

Up $8,340 (+8.2%) from 2023

Net Income

Down

-$13,572

Down $17,628 (-435%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth40th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $5,476Net Assets 2010: $5,4762010Assets 2011: $19,344Net Assets 2011: $19,3442011Assets 2012: $25,866Net Assets 2012: $25,8662012Assets 2013: $58,024Net Assets 2013: $58,0242013Assets 2014: $117,504Net Assets 2014: $117,5042014Assets 2015: $165,672Liabilities 2015: $476Net Assets 2015: $165,1962015Assets 2016: $225,325Liabilities 2016: $5,606Net Assets 2016: $219,7192016Assets 2017: $200,326Liabilities 2017: $0Net Assets 2017: $200,3262017Assets 2018: $183,217Liabilities 2018: $84Net Assets 2018: $183,1332018Assets 2019: $174,324Liabilities 2019: $181Net Assets 2019: $174,1432019Assets 2020: $185,575Liabilities 2020: $19,976Net Assets 2020: $165,5992020Assets 2021: $211,471Liabilities 2021: $6,560Net Assets 2021: $204,9112021Assets 2022: $198,312Liabilities 2022: $1,481Net Assets 2022: $196,8312022Assets 2023: $202,576Liabilities 2023: $1,689Net Assets 2023: $200,8872023Assets 2024: $187,399Liabilities 2024: $84Net Assets 2024: $187,3152024

Highlighted filing

2024

Assets$187,399
Liabilities$84
Net Assets$187,315
Open 2024 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $14,233Expenses 2010: $17,869Net Income 2010: -$3,6362010Revenue 2011: $39,438Expenses 2011: $25,570Net Income 2011: $13,8682011Revenue 2012: $49,722Expenses 2012: $43,200Net Income 2012: $6,5222012Revenue 2013: $91,281Expenses 2013: $59,123Net Income 2013: $32,1582013Revenue 2014: $135,349Expenses 2014: $75,351Net Income 2014: $59,9982014Revenue 2015: $143,564Expenses 2015: $95,872Net Income 2015: $47,6922015Revenue 2016: $128,395Expenses 2016: $73,872Net Income 2016: $54,5232016Revenue 2017: $105,374Expenses 2017: $129,767Net Income 2017: -$24,3932017Revenue 2018: $70,267Expenses 2018: $87,460Net Income 2018: -$17,1932018Revenue 2019: $87,098Expenses 2019: $96,088Net Income 2019: -$8,9902019Revenue 2020: $59,016Expenses 2020: $67,560Net Income 2020: -$8,5442020Revenue 2021: $132,109Expenses 2021: $92,797Net Income 2021: $39,3122021Revenue 2022: $98,483Expenses 2022: $106,563Net Income 2022: -$8,0802022Revenue 2023: $105,361Expenses 2023: $101,305Net Income 2023: $4,0562023Revenue 2024: $96,073Expenses 2024: $109,645Net Income 2024: -$13,5722024

Highlighted filing

2024

Revenue$96,073
Expenses$109,645
Net Income-$13,572
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$187,399
Liabilities
$84
Net assets
$187,315
Revenue
$96,073
Expenses
$109,645
Net income
-$13,572
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.87$0.00$1.87$0.96$1.10$0.14
2023Detailed filing. Detailed filing data is available for this year.$2.03$0.02$2.01$1.05$1.01$0.04
2022Detailed filing. Detailed filing data is available for this year.$1.98$0.01$1.97$0.98$1.07$0.08
2021Detailed filing. Detailed filing data is available for this year.$2.11$0.07$2.05$1.32$0.93$0.39
2020Detailed filing. Detailed filing data is available for this year.$1.86$0.20$1.66$0.59$0.68$0.09
2019Detailed filing. Detailed filing data is available for this year.$1.74$0.00$1.74$0.87$0.96$0.09
2018Detailed filing. Detailed filing data is available for this year.$1.83$0.00$1.83$0.70$0.87$0.17
2017Detailed filing. Detailed filing data is available for this year.$2.00$0.00$2.00$1.05$1.30$0.24
2016Detailed filing. Detailed filing data is available for this year.$2.25$0.06$2.20$1.28$0.74$0.55
2015Detailed filing. Detailed filing data is available for this year.$1.66$0.00$1.65$1.44$0.96$0.48
2014Detailed filing. Detailed filing data is available for this year.$1.18$1.18$1.35$0.75$0.60
2013Detailed filing. Detailed filing data is available for this year.$0.58$0.58$0.91$0.59$0.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.26$0.26$0.50$0.43$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.19$0.19$0.39$0.26$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.05$0.05$0.14$0.18$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$104,823
Mission and Program Overview

Mission

To promote the business, economic and leadership development of women.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$148,689$129,961▼ $18,728
Savings and Temporary Cash Investments$53,887$54,438▲ $551
Prepaid Expenses and Deferred Charges-$3,000-
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$202,576$187,399▼ $15,177
Liabilities
Accounts Payable and Accrued Expenses$1,689$84▼ $1,605
Total Liabilities$1,689$84▼ $1,605
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$200,887$187,315▼ $13,572
Total Net Assets Fund Balance$200,887$187,315▼ $13,572
Total Liabilities and Net Assets / Fund Balance$202,576$187,399▼ $15,177

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$4,657$4,657
Land$0--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleBaseTotal
Belinda GavallosExecutive Director$11,000$11,000

Board Members and Trustees

NameTitle
Adrienne CoxChair
Dr Carolyn CastilloChair Elect & Director - TLD Series
Lori Leal JohnsonDirector - Golf, Past Chair
Cindy TaylorVice Chair of Events - POWERhour!
Courtney BaerVice Chair, Membership Committee
Dr Yvonne KatzBoard Member
Nicole MarshallBoard Member
Mona HelmyCo-Director - Bloomberg Business Program
Dr Adriana ContrerasCo-Director - Scholarship & Mentorship Programs
Kristi WyattCo-Director - Scholarship & Mentorship Programs
Dr Susan BlackwoodCo-Director - Trailblazer Fundraiser
Amy ChildsDirector - Bloomberg Business Program
Christy QuinnDirector - Membership
Morgan WuebbenDirector - Mixers
Diane Polanco-VandersydeDirector - Ribbon Cutting
Carla SierraDirector - Smart Women Series
Sylvia RodriguezSecretary & Co-Director - Trailblazer Fundraiser
Revenue and Support

Revenue Composition

Contributions and Grants
$500
Program Service Revenue
$78,117
Investment Income
$2,148
Other Revenue
$15,308
All Other Contributions
$500
Change in Net Assets
$-13,572
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$64,745
Other Expenses$42,400
Total Fundraising Expense$3,557
Grants and Similar Amounts Paid$2,500
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$52,544$0$0$52,544
Information Technology$8,000$0$889$8,889
Current Officers, Directors, Trustees, and Key Employees$6,400$800$800$8,000
Occupancy$4,688$586$586$5,860
Payroll Taxes$4,201$0$0$4,201
Other Expenses$2,297$0$574$2,871
Grants to Domestic Orgs$2,500--$2,500
Insurance$220$2,202$25$2,447
Advertising$1,749$0$358$2,107
Conferences and Meetings$0$2,019$0$2,019
Office Expenses$679$213$78$970
Fees for Services Accounting$255$248$247$750
Total Functional Expenses$100,020$6,068$3,557$109,645
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$24,058
Fundraising Direct Expenses$8,750
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Fundraiser$24,058$24,058$8,750$15,308
Total Events$24,058$24,058$8,750$15,308
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
San Antonio Women's Chamber of Commerce
EIN
74-2580404
Phone
2102992636
Address
200 E Grayson Street, San Antonio, TX 78215

Signing Officer

Name
Adrienne Cox
Title
Chair/COO
Phone
2102992636
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Formed
1988
Legal Domicile
TX
Voting Board Members
17
Independent Board Members
17
Employees
2
Volunteers
0

Preparer

Firm
Gregory & Crutchfield LLC
Address
16500 San Pedro Ave 280, San Antonio, TX 78232
Preparer
Bill J Gregory CPA
Phone
2104956776
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“The Board of Directors reviews Form 990 before submission to intended recipients.”

Pt VI, Line 15B

“Employee compensation is approved by Board of Directors.”

Pt VI, Line 19

“Organization makes its governing documents and financial statements available to the public upon request.”

Pt XII, Line 1

“The Chamber uses the modified cash basis of accounting for their financial statements.”

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IRS990/Form990PartVIISectionAGrp/PersonNm2Courtney Baer
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IRS990/Form990PartVIISectionAGrp/PersonNm10Cindy Taylor
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IRS990/Form990PartVIISectionAGrp/PersonNm12Kristi Wyatt
IRS990/Form990PartVIISectionAGrp/PersonNm13Nicole Marshall
IRS990/Form990PartVIISectionAGrp/PersonNm14Christy Quinn
IRS990/Form990PartVIISectionAGrp/PersonNm15Dr Yvonne Katz
IRS990/Form990PartVIISectionAGrp/PersonNm16Lori Leal Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm17Belinda Gavallos
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chair Elect & Director - TLD Series
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice Chair, Membership Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Co-Director - Trailblazer Fundraiser
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director - Bloomberg Business Program
IRS990/Form990PartVIISectionAGrp/TitleTxt5Co-Director - Scholarship & Mentorship Programs
IRS990/Form990PartVIISectionAGrp/TitleTxt6Co-Director - Bloomberg Business Program
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director - Ribbon Cutting
IRS990/Form990PartVIISectionAGrp/TitleTxt8Secretary & Co-Director - Trailblazer Fundraiser
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director - Smart Women Series
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice Chair of Events - POWERhour!
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director - Mixers
IRS990/Form990PartVIISectionAGrp/TitleTxt12Co-Director - Scholarship & Mentorship Programs
IRS990/Form990PartVIISectionAGrp/TitleTxt13Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director - Membership
IRS990/Form990PartVIISectionAGrp/TitleTxt15Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director - Golf, Past Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt17Executive Director
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IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Adrienne Cox
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IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Golf Fundraiser
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt024058
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Board of Directors reviews Form 990 before submission to intended recipients.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Employee compensation is approved by Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Organization makes its governing documents and financial statements available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Chamber uses the modified cash basis of accounting for their financial statements.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt XII, Line 1
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0NA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0San Antonio Women's Chamber of Commerce Foundation Inc
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0813732777
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0TX
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Non-profit Organization
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0Line 12B, II
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0600 Hemisfair Plaza Bldg 514
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0San Antonio
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0TX
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