Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
EIN 74-2210029 • 501(c)6 • Brownsville, TX
Profile
Operate the sba 504-b loan program.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
44th percentile
Higher net margin than 44% of similar nonprofits.
Top Officer Pay
97th percentile
Higher top officer pay than 97% of similar nonprofits.
Top officer pay equals 50.4% of source-year revenue.
Asset Growth
12th percentile
Faster asset growth than 12% of similar nonprofits.
Revenue Growth
17th percentile
Faster revenue growth than 17% of similar nonprofits.
Assets
Down$17,548
Down $16,018 (-48%) from 2024
Liabilities
-
No earlier filing loaded for comparison.
Net Assets
Down$17,548
Down $1,851 (-9.5%) from 2024
Revenue
Down$115,728
Down $101,604 (-47%) from 2024
Expenses
Down$117,579
Down $106,983 (-48%) from 2024
Net Income
Up-$1,851
Up $5,379 (+74%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
Operate the sba 504-b loan program.
| Description | Grants | Expenses |
|---|---|---|
| TO OPERATE AND MANAGE THE SMALL BUSINESS ADMINSTRATION'S 504-B LOAN PROGRAM. | - | $117,579 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| DANIELA SOSA | Executive Director | FT | $58,274 | - | $58,274 |
| LLOYD MOLINA | Treasurer | - | $0 | - | - |
| LIZZY PUTEGNAT | Director | - | $0 | - | - |
| MANUEL TORRES | Vice Chair | - | $0 | - | - |
| ROY ESQUEDA | Director | - | $0 | - | - |
| MOISES GOMEZ | Secretary | - | $0 | - | - |
| PATRICIA AYALA | Director | - | $0 | - | - |
| LOUIE TIJERINA | Chairman | - | $0 | - | - |
| HECTOR PICAZO | Director | - | $0 | - | - |
| MARKUS VILLANUEVA | Director | - | $0 | - | - |
“Advertising and Promotion $856”
“Office Expenses $1557”
“Insurance $3529”
“Underwriter's fees $11457”
“REIMBURSEMENTS $8502”
“LMS ANNUAL FEE $8237”
“LOAN COSTS $7520”
“SOFTWARE $1821”
“WEBSITE $1561”
“CREDIT REPORTS $1402”
“STORAGE RENTAL $1347”
“TRAINING $1125”
“BOARD MEETINGS $847”
“TELEPHONE $273”
“PAYROLL PROCESSING $213”
“Accounts Receivable - Beginning $7000 Accounts Receivable - Ending $0”
“Accounts Payable and Accrued Expenses - Beginning $11667 Accounts Payable and Accrued Expenses - Ending $0”
“DEPOSITS - Beginning $2500 DEPOSITS - Ending $0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | MOISES GOMEZ CPA |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9565467613 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2335 CENTRAL BLVD |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | BROWNSVILLE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 78520 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 26566 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 17548 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 23926 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -1851 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 650 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 33566 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 17548 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 115728 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 7393 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 19399 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 17548 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 19399 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 17548 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 58274 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | LLOYD MOLINA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | LIZZY PUTEGNAT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MANUEL TORRES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | ROY ESQUEDA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MOISES GOMEZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | PATRICIA AYALA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | LOUIE TIJERINA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | DANIELA SOSA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | HECTOR PICAZO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | MARKUS VILLANUEVA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | VICE CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Chairman |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Executive Dir. |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 7000 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 50247 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | OPERATE THE SBA 504-B LOAN PROGRAM. |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 84409 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO OPERATE AND MANAGE THE SMALL BUSINESS ADMINSTRATION'S 504-B LOAN PROGRAM. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 117579 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 66682 |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 14167 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 117579 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 117579 |
| IRS990EZ/TotalRevenueAmt | 0 | 115728 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.BDFOFTEXAS.COM |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Advertising and Promotion $856 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Office Expenses $1557 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Insurance $3529 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | UNDERWRITER'S FEES $11457 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | REIMBURSEMENTS $8502 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | LMS ANNUAL FEE $8237 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | LOAN COSTS $7520 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | SOFTWARE $1821 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | WEBSITE $1561 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | CREDIT REPORTS $1402 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | STORAGE RENTAL $1347 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | TRAINING $1125 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | BOARD MEETINGS $847 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | TELEPHONE $273 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | PAYROLL PROCESSING $213 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | Accounts Receivable - Beginning $7000 Accounts Receivable - Ending $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | Accounts Payable and Accrued Expenses - Beginning $11667 Accounts Payable and Accrued Expenses - Ending $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | DEPOSITS - Beginning $2500 DEPOSITS - Ending $0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Expenses.8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Expenses.9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Expenses.10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Other Expenses.11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Other Expenses.12 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Other Assets.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Total Liabilities.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Total Liabilities.1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MOISES GOMEZ |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | BOARD SECRETARY |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-01-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BROWNSVILLE LOCAL DEVELOPMENT |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | COMPANY INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BROW |
| ReturnHeader/Filer/EIN | 0 | 742210029 |
| ReturnHeader/Filer/PhoneNum | 0 | 9565464020 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | P O BOX 4587 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BROWNSVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 78523 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 810606155 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Gomez Fragoso & Associates P C |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 550 E Levee St |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Brownsville |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 78520 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9565417613 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LUPITA A FRAGOSO CPA |
| ReturnHeader/ReturnTs | 0 | 2026-01-09T07:42:32-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-10-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-09-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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