Civic Intelligence

Texas Consumer Association Inc

EIN 74-2042461 • 501(c)4 • Austin, TX

Profile

Representing individuals and small businesses on pocketbook issues. Serving Texans on major issues affecting household budgets, including home equity lending, interest rates, homeowners and auto insurance, electricity market, and telecommunications services.

8127 Mesa Drive Suite B206-266Austin, TX 78759

texasconsumer.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

98th percentile

$30,000

Higher top officer pay than 98% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Asset Growth

19th percentile

-31%

Faster asset growth than 19% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

3rd percentile

-100%

Faster revenue growth than 3% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$111,435

Down $49,813 (-31%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$111,435

Down $49,813 (-31%) from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $310,000 (-100%) from 2023

Expenses

Down

$49,813

Down $141,795 (-74%) from 2023

Net Income

Down

-$49,813

Down $168,205 (-142%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2011: $36,407Liabilities 2011: $02011Assets 2012: $31,257Liabilities 2012: $02012Assets 2014: $38,469Liabilities 2014: $02014Assets 2015: $29,989Liabilities 2015: $02015Assets 2022: $42,856Liabilities 2022: $0Net Assets 2022: $42,8562022Assets 2023: $161,248Liabilities 2023: $0Net Assets 2023: $161,2482023Assets 2024: $111,435Liabilities 2024: $0Net Assets 2024: $111,4352024

Highlighted filing

2024

Assets$111,435
Liabilities$0
Net Assets$111,435
Open 2024 Filing

Operations Trend

Revenue Growth3rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $71,100Expenses 2011: $105,824Net Income 2011: -$34,7242011Revenue 2012: $70,000Expenses 2012: $75,150Net Income 2012: -$5,1502012Revenue 2014: $100,000Expenses 2014: $71,475Net Income 2014: $28,5252014Revenue 2015: $73,624Expenses 2015: $82,104Net Income 2015: -$8,4802015Revenue 2022: $345,000Expenses 2022: $363,947Net Income 2022: -$18,9472022Revenue 2023: $310,000Expenses 2023: $191,608Net Income 2023: $118,3922023Revenue 2024: $0Expenses 2024: $49,813Net Income 2024: -$49,8132024

Highlighted filing

2024

Revenue$0
Expenses$49,813
Net Income-$49,813
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$111,435
Liabilities
$0
Net assets
$111,435
Revenue
$0
Expenses
$49,813
Net income
-$49,813
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.11$0.00$1.11$0.00$0.50$0.50
2023Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.61$3.10$1.92$1.18
2022Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$3.45$3.64$0.19
2015Summary only. Only limited summary data is available for this year.$0.30$0.00$0.74$0.82$0.08
2014Summary only. Only limited summary data is available for this year.$0.38$0.00$1.00$0.71$0.29
2012Summary only. Only limited summary data is available for this year.$0.31$0.00$0.70$0.75$0.05
2011Summary only. Only limited summary data is available for this year.$0.36$0.00$0.71$1.06$0.35
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.0
Gross Receipts
$0
Mission and Program Overview

Mission

Representing individuals and small businesses on pocketbook issues. Serving Texans on major issues affecting household budgets, including home equity lending, interest rates, homeowners and auto insurance, electricity market, and telecommunications services.

Representing individuals and small businesses on pocketbook issues. Serving Texans on major issues affecting household budgets, including home equity lending, interest rates, homeowners and auto insurance, electricity market and utilities, and telecommunications services.

Program Services

DescriptionGrantsExpenses
Community and public outreach regarding changes in electricity pricing in the ERCOT market.$0$12,000
Community outreach on homeowner and auto insurance issues and rates.$0$12,000
Represent individual and small business consumers in Texas regarding market redesign of the ERCOT grid and representation in those dockets at the PUCT.$0$10,000
Rate reductions for TDU ratepayers charged for leases on unused and temporary energy facilities.$0$5,000
Working for regulations that will lower prescription drug prices and pharmacy of choice for Texans.$0$3,000
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sandra HaverlahPresidentPT$30,000-$30,000
Jim MarstonSecretary-$0--
Kristy OzmunTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Texas Consumer Association Inc
EIN
74-2042461
Phone
5124230913
Address
8127 Mesa Drive Suite B206-266, Austin, TX 78759

Signing Officer

Name
Sandra Haverlah
Title
President
Phone
5124230913
Signed
2025-11-03
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Website hosting, Travel, Conference Fees, P.O. Box Fee, Food and Parking.”

Raw XML Appendix129 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Sandra Haverlah
IRS990EZ/BooksInCareOfDetail/PhoneNum05124230913
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt08600 Willowick Drive
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Austin
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd078759
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0161248
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0111435
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-49813
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt045000
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0161248
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0111435
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt00
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0161248
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0111435
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0161248
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0111435
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt015
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt030000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Sandra Haverlah
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jim Marston
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Kristy Ozmun
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt03717
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Representing individuals and small businesses on pocketbook issues. Serving Texans on major issues affecting household budgets, including home equity lending, interest rates, homeowners and auto insurance, electricity market and utilities, and telecommunications services.
IRS990EZ/PrintingPublicationsPostageAmt01096
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Represent individual and small business consumers in Texas regarding market redesign of the ERCOT grid and representation in those dockets at the PUCT.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Working for regulations that will lower prescription drug prices and pharmacy of choice for Texans.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Community and public outreach regarding changes in electricity pricing in the ERCOT market.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt3Community outreach on homeowner and auto insurance issues and rates.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt4Rate reductions for TDU ratepayers charged for leases on unused and temporary energy facilities.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt30
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt40
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt010000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt13000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt212000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt312000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt45000
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt049813
IRS990EZ/TotalProgramServiceExpensesAmt042000
IRS990EZ/TotalRevenueAmt00
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0texasconsumer.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Website hosting, Travel, Conference Fees, P.O. Box Fee, Food and Parking.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Sandra Haverlah
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum05124230913
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TEXAS CONSUMER ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0TEXA
ReturnHeader/Filer/EIN0742042461
ReturnHeader/Filer/PhoneNum05124230913
ReturnHeader/Filer/USAddress/AddressLine1Txt08127 Mesa Drive Suite B206-266
ReturnHeader/Filer/USAddress/CityNm0Austin
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078759
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-11-03T15:28:10-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.