Civic Intelligence

American Baptist Association Credit Union

EIN 74-1661160 • 501(c)14 • Angleton, TX

Angleton, TX
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.91x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

81st percentile

18.52x

Higher debt load relative to revenue than 81% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Net Margin

32nd percentile

-15%

Higher net margin than 32% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

38th percentile

$32,524

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 37.7% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2025

Asset Growth

100th percentile

19%

Faster asset growth than 100% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

47th percentile

-4.5%

Faster revenue growth than 47% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets90th percentile

Assets

Down

$1,627,996

Down $236,700 (-13%) from 2022

Liabilities

Down

$1,451,324

Down $243,771 (-14%) from 2022

Net Assets

Up

$176,672

Up $7,071 (+4.2%) from 2022

Operations
Liabilities / Revenue81st percentileNet Margin32nd percentile

Revenue

Up

$85,142

Up $8,163 (+11%) from 2022

Expenses

Up

$78,071

Up $1,728 (+2.3%) from 2022

Net Income

Up

$7,071

Up $6,435 (+1012%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth100th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $1,942,538Liabilities 2011: $1,776,836Net Assets 2011: $165,7022011Assets 2012: $1,719,268Liabilities 2012: $1,546,249Net Assets 2012: $173,0192012Assets 2013: $1,752,261Liabilities 2013: $1,567,614Net Assets 2013: $184,6472013Assets 2014: $1,768,803Liabilities 2014: $1,578,509Net Assets 2014: $190,2942014Assets 2015: $1,827,132Liabilities 2015: $1,630,116Net Assets 2015: $197,0162015Assets 2016: $1,883,141Liabilities 2016: $1,683,594Net Assets 2016: $199,5472016Assets 2017: $2,090,598Liabilities 2017: $1,909,368Net Assets 2017: $181,2302017Assets 2018: $2,236,501Liabilities 2018: $2,046,302Net Assets 2018: $190,1992018Assets 2019: $2,175,906Liabilities 2019: $1,979,530Net Assets 2019: $196,3762019Assets 2020: $2,156,188Liabilities 2020: $1,985,956Net Assets 2020: $170,2322020Assets 2021: $2,183,583Liabilities 2021: $2,014,618Net Assets 2021: $168,9652021Assets 2022: $1,864,696Liabilities 2022: $1,695,095Net Assets 2022: $169,6012022Assets 2023: $1,627,996Liabilities 2023: $1,451,324Net Assets 2023: $176,6722023

Highlighted filing

2023

Assets$1,627,996
Liabilities$1,451,324
Net Assets$176,672
Open 2023 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $72,418Expenses 2011: $80,656Net Income 2011: -$8,2382011Revenue 2012: $80,864Expenses 2012: $73,547Net Income 2012: $7,3172012Revenue 2013: $74,854Expenses 2013: $62,495Net Income 2013: $12,3592013Revenue 2014: $78,562Expenses 2014: $72,915Net Income 2014: $5,6472014Revenue 2015: $87,565Expenses 2015: $80,578Net Income 2015: $6,9872015Revenue 2016: $91,784Expenses 2016: $89,254Net Income 2016: $2,5302016Revenue 2017: $92,911Expenses 2017: $105,139Net Income 2017: -$12,2282017Revenue 2018: $105,695Expenses 2018: $96,703Net Income 2018: $8,9922018Revenue 2019: $85,046Expenses 2019: $78,850Net Income 2019: $6,1962019Revenue 2020: $76,284Expenses 2020: $102,438Net Income 2020: -$26,1542020Revenue 2021: $74,191Expenses 2021: $75,458Net Income 2021: -$1,2672021Revenue 2022: $76,979Expenses 2022: $76,343Net Income 2022: $6362022Revenue 2023: $85,142Expenses 2023: $78,071Net Income 2023: $7,0712023

Highlighted filing

2023

Revenue$85,142
Expenses$78,071
Net Income$7,071
Open 2023 Filing

Filings

Most recent year

2023 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$1,627,996
Liabilities
$1,451,324
Net assets
$176,672
Revenue
$85,142
Expenses
$78,071
Net income
$7,071
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$1.63$1.45$0.18$0.09$0.08$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.86$1.70$0.17$0.08$0.08$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.18$2.01$0.17$0.07$0.08$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.16$1.99$0.17$0.08$0.10$0.03
2019Summary only. Only limited summary data is available for this year.$2.18$1.98$0.20$0.09$0.08$0.01
2018Summary only. Only limited summary data is available for this year.$2.24$2.05$0.19$0.11$0.10$0.01
2017Summary only. Only limited summary data is available for this year.$2.09$1.91$0.18$0.09$0.11$0.01
2016Summary only. Only limited summary data is available for this year.$1.88$1.68$0.20$0.09$0.09$0.00
2015Summary only. Only limited summary data is available for this year.$1.83$1.63$0.20$0.09$0.08$0.01
2014Summary only. Only limited summary data is available for this year.$1.77$1.58$0.19$0.08$0.07$0.01
2013Summary only. Only limited summary data is available for this year.$1.75$1.57$0.18$0.07$0.06$0.01
2012Summary only. Only limited summary data is available for this year.$1.72$1.55$0.17$0.08$0.07$0.01
2011Summary only. Only limited summary data is available for this year.$1.94$1.78$0.17$0.07$0.08$0.01
Latest Filing Detail
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Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Mission and Program Overview

Mission

The organizations mission is to encourage thrift amoungst its members provide credit as a fair and reasonable rate of interest and provide an opportunity to improve members economic condition

Document Assets

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