Civic Intelligence

Space City Credit Union

EIN 74-1539232 • 501(c)14 • Houston, TX

Profile

Space city credit union is a cooperative thrift institution that provides banking and loan services to its members.

3101 Harrisburg BoulevardHouston, TX 77003

www.spacecitycu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.86x

Higher debt load relative to assets than 17% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

16th percentile

12.00x

Higher debt load relative to revenue than 16% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

9th percentile

-0.3%

Higher net margin than 9% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

8th percentile

-5.2%

Faster asset growth than 8% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

13th percentile

1.9%

Faster revenue growth than 13% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Assets

Down

$134,822,437

Down $7,392,206 (-5.2%) from 2023

Liabilities

Down

$115,529,150

Down $7,361,809 (-6.0%) from 2023

Net Assets

Down

$19,293,287

Down $30,397 (-0.2%) from 2023

Revenue

Up

$9,628,837

Up $175,798 (+1.9%) from 2023

Expenses

Down

$9,659,234

Down $405,476 (-4.0%) from 2023

Net Income

Up

-$30,397

Up $581,274 (+95%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $29,666,905Liabilities 2010: $27,391,430Net Assets 2010: $2,275,4752010Assets 2011: $33,843,649Liabilities 2011: $31,218,054Net Assets 2011: $2,625,5952011Assets 2012: $60,172,163Liabilities 2012: $55,474,769Net Assets 2012: $4,697,3942012Assets 2013: $64,592,675Liabilities 2013: $59,316,161Net Assets 2013: $5,276,5142013Assets 2014: $68,665,829Liabilities 2014: $62,774,490Net Assets 2014: $5,891,3392014Assets 2015: $70,927,696Liabilities 2015: $64,535,268Net Assets 2015: $6,392,4282015Assets 2016: $76,090,739Liabilities 2016: $69,208,079Net Assets 2016: $6,882,6602016Assets 2017: $78,737,442Liabilities 2017: $71,071,720Net Assets 2017: $7,665,7222017Assets 2018: $83,288,616Liabilities 2018: $74,805,805Net Assets 2018: $8,482,8112018Assets 2019: $89,100,957Liabilities 2019: $80,783,203Net Assets 2019: $8,317,7542019Assets 2020: $106,400,258Liabilities 2020: $97,753,643Net Assets 2020: $8,646,6152020Assets 2021: $107,721,014Liabilities 2021: $98,297,691Net Assets 2021: $9,423,3232021Assets 2022: $148,133,001Liabilities 2022: $127,912,659Net Assets 2022: $20,220,3422022Assets 2023: $142,214,643Liabilities 2023: $122,890,959Net Assets 2023: $19,323,6842023Assets 2024: $134,822,437Liabilities 2024: $115,529,150Net Assets 2024: $19,293,2872024

Highlighted filing

2024

Assets$134,822,437
Liabilities$115,529,150
Net Assets$19,293,287

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $2,439,7782010Expenses 2011: $2,496,7642011Expenses 2012: $3,581,7422012Revenue 2013: $4,527,800Expenses 2013: $3,948,680Net Income 2013: $579,1202013Revenue 2014: $4,634,793Expenses 2014: $4,019,968Net Income 2014: $614,8252014Revenue 2015: $4,739,142Expenses 2015: $4,238,053Net Income 2015: $501,0892015Revenue 2016: $4,810,439Expenses 2016: $4,320,207Net Income 2016: $490,2322016Revenue 2017: $4,987,404Expenses 2017: $4,204,342Net Income 2017: $783,0622017Revenue 2018: $5,487,301Expenses 2018: $5,331,296Net Income 2018: $156,0052018Revenue 2019: $5,630,393Expenses 2019: $5,795,450Net Income 2019: -$165,0572019Revenue 2020: $5,742,534Expenses 2020: $5,413,673Net Income 2020: $328,8612020Revenue 2021: $5,833,469Expenses 2021: $5,053,748Net Income 2021: $779,7212021Revenue 2022: $8,290,817Expenses 2022: $6,750,968Net Income 2022: $1,539,8492022Revenue 2023: $9,453,039Expenses 2023: $10,064,710Net Income 2023: -$611,6712023Revenue 2024: $9,628,837Expenses 2024: $9,659,234Net Income 2024: -$30,3972024

Highlighted filing

2024

Revenue$9,628,837
Expenses$9,659,234
Net Income-$30,397

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$135$116$19.3$9.63$9.66$0.03
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$142$123$19.3$9.45$10.1$0.61
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$148$128$20.2$8.29$6.75$1.54
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$108$98.3$9.42$5.83$5.05$0.78
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$106$97.8$8.65$5.74$5.41$0.33
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.1$80.8$8.32$5.63$5.80$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$83.3$74.8$8.48$5.49$5.33$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$78.7$71.1$7.67$4.99$4.20$0.78
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.1$69.2$6.88$4.81$4.32$0.49
2015Detailed filing. Detailed filing data is available for this year.$70.9$64.5$6.39$4.74$4.24$0.50
2014Detailed filing. Detailed filing data is available for this year.$68.7$62.8$5.89$4.63$4.02$0.61
2013Detailed filing. Detailed filing data is available for this year.$64.6$59.3$5.28$4.53$3.95$0.58
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.2$55.5$4.70$3.58
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.8$31.2$2.63$2.50
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.7$27.4$2.28$2.44
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 12, 2021
Return Version
2020v4.1
Gross Receipts
$5,742,534
Mission and Program Overview

Mission

Space city credit union is a cooperative thrift institution that provides banking and loan services to its members.

Cooperative thrift institution that provides banking and loan services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$68,442,240$65,784,451▼ $2,657,789
Investments Other Securities$9,115,251$29,380,473▲ $20,265,222
Rtn Earn Endowment Incm Other Fnds$8,317,754$8,646,615▲ $328,861
Land, Buildings, and Equipment, Net$5,373,400$5,282,882▼ $90,518
Receivables From Officers Etc$2,837,773$2,937,793▲ $100,020
Cash and Non-Interest-Bearing Accounts$1,038,108$929,805▼ $108,303
Prepaid Expenses and Deferred Charges$145,014$227,607▲ $82,593
Accounts Receivable$28,610$3,453▼ $25,157
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$89,100,957$106,400,258▲ $17,299,301
Other Assets Total$2,120,561$1,853,794▼ $266,767
Liabilities
Other Liabilities$79,779,010$96,585,603▲ $16,806,593
Accounts Payable and Accrued Expenses$1,004,193$1,168,040▲ $163,847
Total Liabilities$80,783,203$97,753,643▲ $16,970,440
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,317,754$8,646,615▲ $328,861
Total Liabilities and Net Assets / Fund Balance$89,100,957$106,400,258▲ $17,299,301

Asset Categories

AssetBook ValueDepreciationBasis
Land$2,929,278-$2,929,278
Buildings$1,913,803$600,062$2,513,865
Equipment$313,002$929,388$1,242,390
Leasehold Improvements$126,799$180,729$307,528
Other Securities$6,248,853--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Craig RohdenPresident/CEOFT$163,111$48,490$211,601
VON'NESHIA MOOREEvp/chief Operations OfficerFT$128,000$13,991$141,991

Board Members and Trustees

NameTitle
Buck LayChair
Stephen HinesVice Chair
Byron HodgesDirector
John PattonDirector
Mark HeitkerDirector
Matt HayslipDirector
Robert SanderDirector
Rodrigo TajedaDirector
Judith LangfordSecretary
Jerry GacriaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData ProcessorPO BOX 99924, Dallas, TX 75320-8457$620,803
Summit AdministratorsCredit Life & Disability Provider110 WEST ROSAMOND ST, Houston, TX 77076$476,882
Warranty Solutions Management CorpWarranties110 W ROSAMOND ST, Houston, TX 77076$336,727
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,679,008
Investment Income
$63,526
Other Revenue
$0
Change in Net Assets
$328,861
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,502,237
Salaries, Compensation, and Employee Benefits$1,933,424
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,378,424
Benefits to Members---$978,012
Other Expenses---$374,499
Current Officers, Directors, Trustees, and Key Employees---$354,426
Occupancy---$282,257
Office Expenses---$233,354
All Other Expenses---$232,614
Depreciation Depletion---$140,343
Payroll Taxes---$110,421
Fees for Services Other---$80,072
Insurance---$78,969
Pension Plan Contributions---$52,184
Conferences and Meetings---$44,387
Information Technology---$42,772
Advertising---$41,861
Other Employee Benefits---$37,969
Total Functional Expenses$0$0$0$5,413,673
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Space City CharitiesHouston, TX501(c)(3)Program Support$9,556
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,837,773$2,937,793▲ $100,020
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Depositors Checking, Savings and Investments$96,585,603
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.

Form 990, Part VI, Section A, Line 7A

Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.

Form 990, Part VI, Section A, Line 7B

Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.

Form 990, Part VI, Section B, Line 11B

Information is provided by the vice president of accounting to the tax accountant for preparation of form 990. The completed form 990 is then reviewed by the president. A copy of the filed form 990 is presented to the board of directors at the next meeting, after it has been filed with the irs.

Form 990, Part VI, Section B, Line 12C

Conflict of interest is disclosed to employees at the time of hire. They are to notify management of any relationship between vendors or staff and directors.

Form 990, Part VI, Section B, Line 15

The president/ceo's compensation is approved by the board of directors and uses comparability data to determine the appropriate compensation.

Form 990, Part VI, Section C, Line 19

Financial statements, conflict of interest policy and governing documents are available upon request for the same period of disclosure as set forth in section 6104(d).

Filing and Contact Details

Filer

Filer Name
Space City Credit Union
EIN
74-1539232
Phone
7132221244
Address
3101 HARRISBURG BOULEVARD, HOUSTON, TX 77003

Signing Officer

Name
Craig Rohden
Title
CEO
Phone
7132221244
Signed
2021-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Craig Rohden
Formed
1965
Legal Domicile
TX
Voting Board Members
11
Independent Board Members
10
Employees
39
Volunteers
10

Preparer

Firm
Rsm US Llp
Address
801 NICOLLET MALL WEST TOWER STE, 1200, MINNEAPOLIS, MN 55402-2526
Preparer
Kacie Mcewen
Phone
6123324300
Raw XML AppendixShowing 400 of 485 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01004193
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01168040
IRS990/AccountsReceivableGrp/BOYAmt028610
IRS990/AccountsReceivableGrp/EOYAmt03453
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0COOPERATIVE THRIFT INSTITUTION THAT PROVIDES BANKING AND LOAN SERVICES TO ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt041861
IRS990/AllOtherExpensesGrp/TotalAmt0232614
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt0978012
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KERI FRAZIER
IRS990/BooksInCareOfDetail/PhoneNum07132221244
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03101 HARRISBURG BOULEVARD
IRS990/BooksInCareOfDetail/USAddress/CityNm0HOUSTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd077003
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt01038108
IRS990/CashNonInterestBearingGrp/EOYAmt0929805
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0354426
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt044387
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0620803
IRS990/ContractorCompensationGrp/CompensationAmt1476882
IRS990/ContractorCompensationGrp/CompensationAmt2336727
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 99924
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1110 WEST ROSAMOND ST
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2110 W ROSAMOND ST
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IRS990/ContractorCompensationGrp/ServicesDesc0DATA PROCESSOR
IRS990/ContractorCompensationGrp/ServicesDesc1CREDIT LIFE & DISABILITY PROVIDER
IRS990/ContractorCompensationGrp/ServicesDesc2WARRANTIES
IRS990/CreditCounselingInd00
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IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt063526
IRS990/CYOtherExpensesAmt02502237
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt05679008
IRS990/CYRevenuesLessExpensesAmt0328861
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IRS990/CYTotalExpensesAmt05413673
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05742534
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
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IRS990/Desc0SHARE ACCOUNTSSHARE ACCOUNTS ARE OFFERED TO MEMBERS AND PAY QUARTERLY DIVIDENDS. ACCESS IS OFFERED THROUGH BRANCH LOCATIONS, INTERNET, ATM'S AND TELEPHONE. SPECIAL CHRISTMAS SAVINGS ACCOUNTS ARE OFFERED TO ENCOURAGE MEMBERS TO SAVE AND BUDGET FOR CHRISTMAS EXPENSES. AS OF 12/31/2020, THE CREDIT UNION HAS 8,879 SHARE ACCOUNTS WITH A TOTAL OF $35,570,651. THE CREDIT UNION ALSO HAS SHARE CERTIFICATES OF $27,356,968, AND IRAS OF $4,320,246.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
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IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/PersonNm1BUCK LAY
IRS990/Form990PartVIISectionAGrp/PersonNm2STEPHEN HINES
IRS990/Form990PartVIISectionAGrp/PersonNm3JERRY GACRIA
IRS990/Form990PartVIISectionAGrp/PersonNm4JUDITH LANGFORD
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IRS990/Form990PartVIISectionAGrp/PersonNm6MARK HEITKER
IRS990/Form990PartVIISectionAGrp/PersonNm7BYRON HODGES
IRS990/Form990PartVIISectionAGrp/PersonNm8JOHN PATTON
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP/CHIEF OPERATIONS OFFICER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01965
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt019329
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt019329
IRS990/GrossReceiptsAmt05742534
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt042772
IRS990/InsuranceGrp/TotalAmt078969
IRS990/InvestmentIncomeGrp/ExclusionAmt044197
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt044197
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt09115251
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt029380473
IRS990/IRPDocumentCnt023
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01710179
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05373400
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05282882
IRS990/LandBldgEquipCostOrOtherBssAmt06993061
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0SPACE CITY CREDIT UNION IS A COOPERATIVE THRIFT INSTITUTION THAT PROVIDES BANKING AND LOAN SERVICES TO ITS MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08317754
IRS990/NetAssetsOrFundBalancesEOYAmt08646615
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt019329
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt019329
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0282257
IRS990/OfficeExpensesGrp/TotalAmt0233354
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02120561
IRS990/OtherAssetsTotalGrp/EOYAmt01853794
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt037969
IRS990/OtherExpensesGrp/Desc0VISA CHECK/PULSE EXPENS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING FEES
IRS990/OtherExpensesGrp/TotalAmt0530860
IRS990/OtherExpensesGrp/TotalAmt1420249
IRS990/OtherExpensesGrp/TotalAmt2374499
IRS990/OtherLiabilitiesGrp/BOYAmt079779010
IRS990/OtherLiabilitiesGrp/EOYAmt096585603
IRS990/OtherSalariesAndWagesGrp/TotalAmt01378424
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt068442240
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt065784451
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0110421
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt052184
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0145014
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0227607
IRS990/PrincipalOfficerNm0CRAIG ROHDEN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON MEMBER LOA
IRS990/ProgramServiceRevenueGrp/Desc1FEES, INSURANCE & OTHE
IRS990/ProgramServiceRevenueGrp/Desc2OTHER NON-OPERATING IN
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03735983
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11919358
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt223667
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03735983
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11919358
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt223667
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTSCHECKING ACCOUNTS ARE OFFERED TO MEMBERS AND GENERALLY PAY MONTHLY DIVIDENDS. ACCESS IS OFFERED THROUGH BRANCH LOCATIONS, INTERNET, ATM'S AND TELEPHONE. FREE DEBIT CARDS AND ONLINE BANKING FEATURES ARE PROVIDED. AS OF 12/31/2020, THE CREDIT UNION HAS 3,823 CHECKING ACCOUNTS WITH A TOTAL OF $12,897,089.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANSCONSUMER LOANS ARE OFFERED TO MEMBERS FOR AUTOS, RECREATIONAL VEHICLES, MOTORCYCLES AND REAL ESTATE. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON MANY OF THESE LOAN TYPES. AS OF 12/31/2020, THE CREDIT UNION HAS 5,482 CONSUMER LOANS TOTALING $66,266,076 OUTSTANDING.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0757894
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt094029
IRS990/PYOtherExpensesAmt02893375
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt05536364
IRS990/PYRevenuesLessExpensesAmt0-165057
IRS990/PYSalariesCompEmpBnftPaidAmt02144181
IRS990/PYTotalExpensesAmt05795450
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05630393
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02837773
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt02937793
IRS990/ReconcilationRevenueExpnssAmt0328861
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08317754
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08646615
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01913803
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0600062
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02513865
IRS990ScheduleD/EquipmentGrp/BookValueAmt0313002
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0929388
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01242390
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt02929278
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02929278
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0126799
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0180729
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0307528
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt096585603
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEPOSITORS CHECKING, SAVINGS AND INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt03227284
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt119000000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt264744
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3-40897
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt4880489
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt56248853
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CATALYST CORP CASH MGMT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PERFORMANCE TIERED ACCOUNT - SWC
IRS990ScheduleD/OtherSecuritiesGrp/Desc2IPFU CATALYST CORPORATE CU
IRS990ScheduleD/OtherSecuritiesGrp/Desc3OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc4NCUSIF & ESI CAPITAL DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/Desc5CERT OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05282882
IRS990ScheduleD/TotalBookValueSecuritiesAmt029380473
IRS990ScheduleD/TotalLiabilityAmt096585603
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/RecipientTable/CashGrantAmt09556
IRS990ScheduleI/RecipientTable/IRCSectionDesc0501(C)(3)
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0PROGRAM SUPPORT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0SPACE CITY CHARITIES
IRS990ScheduleI/RecipientTable/RecipientEIN0461199112
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt03101 HARRISBURG BLVD
IRS990ScheduleI/RecipientTable/USAddress/CityNm0HOUSTON
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0TX
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd077003
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IdemnificationGrossUpPmtsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0163111
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount025553
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt09431
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt012959
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0547
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0CRAIG ROHDEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0211601
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS, CEO AND VICE PRESIDENTS ARE ALLOWED COMPANION TRAVEL ONCE PER YEAR. TUITION REIMBURSEMENT GROSS-UP PAYMENTS ARE ALSO PROVIDED TO EMPLOYEES.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1VON'NESHIA MOORE, EVP/CHIEF OPERATIONS OFFICER, PARTICIPATES IN A 457(F), NON-QUALIFIED DEFERRED COMPENSATION PLAN. THERE WERE NO DISTRIBUTIONS DURING 2020. CRAIG ROHDEN, PRESIDENT/CEO, PARTICIPATES IN A SPLIT DOLLAR LIFE INSURANCE POLICY.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 1A
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 4B
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt02937793
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0FUND PURCHASE OF CASH VALUE LIFE INSURANCE POLICY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt02293782
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0CRAIG ROHDEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT/CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/TotalBalanceDueAmt02937793
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INFORMATION IS PROVIDED BY THE VICE PRESIDENT OF ACCOUNTING TO THE TAX ACCOUNTANT FOR PREPARATION OF FORM 990. THE COMPLETED FORM 990 IS THEN REVIEWED BY THE PRESIDENT. A COPY OF THE FILED FORM 990 IS PRESENTED TO THE BOARD OF DIRECTORS AT THE NEXT MEETING, AFTER IT HAS BEEN FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONFLICT OF INTEREST IS DISCLOSED TO EMPLOYEES AT THE TIME OF HIRE. THEY ARE TO NOTIFY MANAGEMENT OF ANY RELATIONSHIP BETWEEN VENDORS OR STAFF AND DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE PRESIDENT/CEO'S COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS AND USES COMPARABILITY DATA TO DETERMINE THE APPROPRIATE COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS, CONFLICT OF INTEREST POLICY AND GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST FOR THE SAME PERIOD OF DISCLOSURE AS SET FORTH IN SECTION 6104(D).
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6

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