Civic Intelligence

Coastal Community and Teachers Credit Union

EIN 74-1505143 • 501(c)14 • Corpus Christi, TX

View Organization Page

Profile

Provide members with quality financial services through the realm of sound management policies and a professional code of ethics.

6810 Saratoga BoulevardCorpus Christi, TX 78414

www.ccatcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

47th percentile

0.90x

Higher debt load relative to assets than 47% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

46th percentile

15.19x

Higher debt load relative to revenue than 46% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

8th percentile

-0.7%

Higher net margin than 8% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

56th percentile

3.4%

Faster asset growth than 56% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

41st percentile

13%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$495,568,233

Up $16,118,794 (+3.4%) from 2023

Liabilities

Up

$445,667,841

Up $14,518,917 (+3.4%) from 2023

Net Assets

Up

$49,900,392

Up $1,599,877 (+3.3%) from 2023

Operations
Liabilities / Revenue46th percentileNet Margin8th percentile

Revenue

Up

$29,335,164

Up $3,284,482 (+13%) from 2023

Expenses

Up

$29,531,872

Up $6,150,988 (+26%) from 2023

Net Income

Down

-$196,708

Down $2,866,506 (-107%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $186,840,879Liabilities 2010: $165,344,702Net Assets 2010: $21,496,1772010Assets 2011: $212,670,905Liabilities 2011: $190,406,448Net Assets 2011: $22,264,4572011Assets 2012: $244,927,641Liabilities 2012: $219,553,199Net Assets 2012: $25,374,4422012Assets 2013: $271,876,216Liabilities 2013: $244,459,153Net Assets 2013: $27,417,0632013Assets 2014: $280,793,435Liabilities 2014: $254,360,334Net Assets 2014: $26,433,1012014Assets 2015: $282,998,801Liabilities 2015: $257,981,459Net Assets 2015: $25,017,3422015Assets 2016: $283,564,163Liabilities 2016: $257,437,808Net Assets 2016: $26,126,3552016Assets 2017: $298,085,218Liabilities 2017: $270,090,784Net Assets 2017: $27,994,4342017Assets 2018: $312,201,740Liabilities 2018: $280,867,075Net Assets 2018: $31,334,6652018Assets 2019: $354,360,950Liabilities 2019: $316,417,577Net Assets 2019: $37,943,3732019Assets 2020: $408,757,871Liabilities 2020: $364,889,442Net Assets 2020: $43,868,4292020Assets 2021: $459,349,679Liabilities 2021: $406,910,045Net Assets 2021: $52,439,6342021Assets 2022: $490,166,619Liabilities 2022: $443,366,274Net Assets 2022: $46,800,3452022Assets 2023: $479,449,439Liabilities 2023: $431,148,924Net Assets 2023: $48,300,5152023Assets 2024: $495,568,233Liabilities 2024: $445,667,841Net Assets 2024: $49,900,3922024

Highlighted filing

2024

Assets$495,568,233
Liabilities$445,667,841
Net Assets$49,900,392
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $10,494,5862010Revenue 2011: $12,930,756Expenses 2011: $10,796,808Net Income 2011: $2,133,9482011Expenses 2012: $11,757,7792012Revenue 2013: $15,182,986Expenses 2013: $14,351,056Net Income 2013: $831,9302013Revenue 2014: $14,161,335Expenses 2014: $13,966,739Net Income 2014: $194,5962014Revenue 2015: $14,995,191Expenses 2015: $15,683,907Net Income 2015: -$688,7162015Revenue 2016: $17,051,041Expenses 2016: $15,573,532Net Income 2016: $1,477,5092016Revenue 2017: $17,115,064Expenses 2017: $15,491,666Net Income 2017: $1,623,3982017Revenue 2018: $18,074,315Expenses 2018: $14,588,745Net Income 2018: $3,485,5702018Revenue 2019: $21,774,371Expenses 2019: $16,792,774Net Income 2019: $4,981,5972019Revenue 2020: $21,894,502Expenses 2020: $16,853,777Net Income 2020: $5,040,7252020Revenue 2021: $21,652,843Expenses 2021: $15,930,953Net Income 2021: $5,721,8902021Revenue 2022: $23,047,485Expenses 2022: $17,882,088Net Income 2022: $5,165,3972022Revenue 2023: $26,050,682Expenses 2023: $23,380,884Net Income 2023: $2,669,7982023Revenue 2024: $29,335,164Expenses 2024: $29,531,872Net Income 2024: -$196,7082024

Highlighted filing

2024

Revenue$29,335,164
Expenses$29,531,872
Net Income-$196,708
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$495,568,233
Liabilities
$445,667,841
Net assets
$49,900,392
Revenue
$29,335,164
Expenses
$29,531,872
Net income
-$196,708
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$496$446$49.9$29.3$29.5$0.20
2023Summary only. Only limited summary data is available for this year.$479$431$48.3$26.1$23.4$2.67
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$490$443$46.8$23.0$17.9$5.17
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$459$407$52.4$21.7$15.9$5.72
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$409$365$43.9$21.9$16.9$5.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$354$316$37.9$21.8$16.8$4.98
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$312$281$31.3$18.1$14.6$3.49
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$298$270$28.0$17.1$15.5$1.62
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$284$257$26.1$17.1$15.6$1.48
2015Detailed filing. Detailed filing data is available for this year.$283$258$25.0$15.0$15.7$0.69
2014Detailed filing. Detailed filing data is available for this year.$281$254$26.4$14.2$14.0$0.19
2013Detailed filing. Detailed filing data is available for this year.$272$244$27.4$15.2$14.4$0.83
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$245$220$25.4$11.8
2011Summary only. Only limited summary data is available for this year.$213$190$22.3$12.9$10.8$2.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$187$165$21.5$10.5
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.2
Gross Receipts
$29,335,164
Mission and Program Overview

Mission

Change lives by helping each person navigate their financial journey.

To change lives by helping each person navigate their financial journey

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$327,565,501$315,159,559▼ $12,405,942
Cash and Non-Interest-Bearing Accounts$26,438,592$78,923,654▲ $52,485,062
Rtn Earn Endowment Incm Other Fnds$48,300,515$49,900,392▲ $1,599,877
Investments Other Securities$73,616,592$47,300,621▼ $26,315,971
Land, Buildings, and Equipment, Net$18,613,184$22,539,701▲ $3,926,517
Prepaid Expenses and Deferred Charges$13,596,759$15,439,619▲ $1,842,860
Intangible Assets$22,034$17,124▼ $4,910
Total Assets$479,449,439$495,568,233▲ $16,118,794
Other Assets Total$19,596,777$16,187,955▼ $3,408,822
Liabilities
Other Liabilities$425,045,877$441,729,840▲ $16,683,963
Accounts Payable and Accrued Expenses$6,103,047$3,938,001▼ $2,165,046
Total Liabilities$431,148,924$445,667,841▲ $14,518,917
Net Assets / Fund Balance
Total Net Assets Fund Balance$48,300,515$49,900,392▲ $1,599,877
Total Liabilities and Net Assets / Fund Balance$479,449,439$495,568,233▲ $16,118,794

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$16,681,871$4,249,750-
Land$2,145,931--
Equipment$3,660,215$6,494,307-
Leasehold Improvements$51,684$876-
Other Securities$47,300,621--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gina BryantCEOFT$358,236$6,000$364,236
Samuel LongoriaChief Lending OfficerFT$173,919-$173,919
Kari KelleyCOOFT$118,161-$118,161
Missy a GarciaVP of Human ResourcesFT$114,368-$114,368

Board Members and Trustees

NameTitle
Michael SandroussiChairman of the BOD
Lynda DeleonVice ChairpersonBOD
Henry SantanaBoard of Director
Jesse GatewoodBoard of Director
Jose Cavazos JrBoard of Director
Kathryn OrtizBoard of Director
Ken CombsBoard of Director
Angie RamirezSecretaryBOD
Javier LealTreasurerBOD

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservCore Data ProcessingPO Box 208457, Dallas, TX 75320$2,079,934
Think StackManaged Service Provider1300 Thames St 20, Baltimore, MD 21231$827,722
Digital First HoldingsDigital Online ServicesPO Box 760641, Los Angeles, CA 90074$680,950
Nueces County Tax AssessorProperty and Personal TaxPO Box 2810, Corpus Christi, TX 78403$597,581
Integrated Business GroupGeneral Contractor5137 Golden Foothill Pkwy Ste 140, El Dorado Hills, CA 95762$534,139
Revenue and Support

Revenue Composition

Contributions and Grants
$7,348
Program Service Revenue
$25,491,745
Investment Income
$3,734,215
Other Revenue
$101,856
Change in Net Assets
$-196,708
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,661,780
Salaries, Compensation, and Employee Benefits$6,584,955
Grants and Similar Amounts Paid$15,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$4,211,000--$9,805,673
Benefits to Members---$8,270,137
Other Salaries and Wages---$5,624,506
Information Technology---$1,959,304
Occupancy---$859,631
Current Officers, Directors, Trustees, and Key Employees---$770,684
Depreciation Depletion---$709,329
Office Expenses---$592,961
Payroll Taxes---$481,075
Other Employee Benefits---$323,320
Insurance---$186,494
Advertising---$173,564
Conferences and Meetings---$158,872
Fees for Services Management---$139,278
Fees for Services Accounting---$47,796
Fees for Service Investment Mgmnt Fees---$18,146
Grants to Domestic Individuals---$15,000
Fees for Services Legal---$10,678
Interest---$54
Pension Plan Contributions---$-614,630
Total Functional Expenses$4,211,000$0$0$29,531,872
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$441,729,840
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 6

“Members are the accountholders of the credit union.”

Part VI Line 7A

“The accountholders elect the Board of Directors of the credit union.”

Part VI Line 11B

“The Form 990 is available in the board of director portal at least one week”

Part VI Line 11B

“prior to the time of submission.”

Part VI Line 12C

“The Board of Directors are required to disclose any conflict interest”

Part VI Line 12C

“one time annually and any time there is a potential conflict.”

Part VI Line 15A or B

“The CEO compensation merit increase and bonus scale were derived by a”

Part VI Line 15A or B

“third-party. The officer comp is based on a 3rd party scale on assets.”

Part VI Line 19

“Upon request and notice placed in newsletter as required by regulation.”

Filing and Contact Details

Filer

Filer Name
CoastLife Credit Union
EIN
74-1505143
In Care Of
% Gina Bryant
Phone
3619925456
Address
6810 Saratoga Boulevard, Corpus Christi, TX 78414

Signing Officer

Name
Gina Bryant
Title
CEO
Phone
3619925456
Signed
2025-11-15

Organization Details

Principal Officer
Gina K Prince Bryant
Formed
1935
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
176
Volunteers
3
Supplemental Narrative

Additional Explanations

Part IX Line 24E

“Other Expenses Total expenses - $2084706.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00”

Part IX Line 24E

“Provision for Loan Loss Total expenses - $4211000.00 Program service expenses - $4211000.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00”

Part IX Line 24E

“Special Program Expense Total expenses - $2957571.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00”

Part IX Line 24E

“Service Charges Total expenses - $552396.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00”

Part XI Line 9

“Adjustment to the Defined Benefit Comprehensive Income”

Part XI Line 9

“balance.”

Raw XML AppendixShowing 400 of 487 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06103047
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IRS990/AdvertisingGrp/TotalAmt0173564
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IRS990/BooksInCareOfDetail/PhoneNum03619925456
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt06810 Saratoga Boulevard
IRS990/BooksInCareOfDetail/USAddress/CityNm0Corpus Christi
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IRS990/BooksInCareOfDetail/USAddress/ZIPCd078414
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IRS990/ChangeToOrgDocumentsInd0false
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IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
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IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/ContractorCompensationGrp/CompensationAmt02079934
IRS990/ContractorCompensationGrp/CompensationAmt1827722
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IRS990/ContractorCompensationGrp/ServicesDesc0Core Data Processing
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/PersonNm0GINA BRYANT
IRS990/Form990PartVIISectionAGrp/PersonNm1SAMUEL LONGORIA
IRS990/Form990PartVIISectionAGrp/PersonNm2KARI KELLEY
IRS990/Form990PartVIISectionAGrp/PersonNm3MISSY A GARCIA
IRS990/Form990PartVIISectionAGrp/PersonNm4KEN COMBS
IRS990/Form990PartVIISectionAGrp/PersonNm5HENRY SANTANA
IRS990/Form990PartVIISectionAGrp/PersonNm6KATHRYN ORTIZ
IRS990/Form990PartVIISectionAGrp/PersonNm7JOSE CAVAZOS JR
IRS990/Form990PartVIISectionAGrp/PersonNm8JESSE GATEWOOD
IRS990/Form990PartVIISectionAGrp/PersonNm9LYNDA DELEON
IRS990/Form990PartVIISectionAGrp/PersonNm10ANGIE RAMIREZ
IRS990/Form990PartVIISectionAGrp/PersonNm11MICHAEL SANDROUSSI
IRS990/Form990PartVIISectionAGrp/PersonNm12JAVIER LEAL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0364236
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1173919
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2118161
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3114368
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chief Lending Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt2COO
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP of Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board of Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board of Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board of Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board of Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board of Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Vice ChairpersonBOD
IRS990/Form990PartVIISectionAGrp/TitleTxt10SecretaryBOD
IRS990/Form990PartVIISectionAGrp/TitleTxt11Chairman of the BOD
IRS990/Form990PartVIISectionAGrp/TitleTxt12TreasurerBOD
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt015000
IRS990/GrantsToIndividualsInd0true
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt029335164
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt01959304
IRS990/InsuranceGrp/TotalAmt0186494
IRS990/IntangibleAssetsGrp/BOYAmt022034
IRS990/IntangibleAssetsGrp/EOYAmt017124
IRS990/InterestGrp/TotalAmt054
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03734215
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03734215
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt073616592
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt047300621
IRS990/IRPDocumentCnt015545
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010744933
IRS990/LandBldgEquipBasisNetGrp/BOYAmt018613184
IRS990/LandBldgEquipBasisNetGrp/EOYAmt022539701
IRS990/LandBldgEquipCostOrOtherBssAmt033284634
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt07348
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To change lives by helping each person navigate their financial journey.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt048300515
IRS990/NetAssetsOrFundBalancesEOYAmt049900392
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0905184
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0859631
IRS990/OfficeExpensesGrp/TotalAmt0592961
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt019596777
IRS990/OtherAssetsTotalGrp/EOYAmt016187955
IRS990/OtherChangesInNetAssetsAmt0891401
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0323320
IRS990/OtherExpensesGrp/TotalAmt00
IRS990/OtherExpensesGrp/TotalAmt10
IRS990/OtherExpensesGrp/TotalAmt20
IRS990/OtherLiabilitiesGrp/BOYAmt0425045877
IRS990/OtherLiabilitiesGrp/EOYAmt0441729840
IRS990/OtherOrganizationDsc0Not-for-Profit
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0Warranties
IRS990/OtherRevenueMiscGrp/Desc1AD&D Insurance
IRS990/OtherRevenueMiscGrp/Desc2ATM Surcharges
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt018600
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt151461
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt231795
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt018600
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt151461
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt231795
IRS990/OtherRevenueTotalAmt0101856
IRS990/OtherSalariesAndWagesGrp/TotalAmt05624506
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0327565501
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0315159559
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0481075
IRS990/PensionPlanContributionsGrp/TotalAmt0-614630
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt013596759
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt015439619
IRS990/PrincipalOfficerNm0Gina K Prince Bryant
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Program
IRS990/ProgramServiceRevenueGrp/Desc2Misc Other Operating Rev
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018651956
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16175975
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2663814
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018651956
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16175975
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2663814
IRS990/ProgSrvcAccomActy2Grp/Desc0Fees and Program Revenue and Expense; this is revenue from checking, savings and institutional transactions.
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt06175975
IRS990/ProgSrvcAccomActy3Grp/Desc0Misc Opr Revenue
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0663814
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt05554316
IRS990/PYContributionsGrantsAmt08861
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt015000
IRS990/PYInvestmentIncomeAmt02307608
IRS990/PYOtherExpensesAmt010757961
IRS990/PYOtherRevenueAmt095285
IRS990/PYProgramServiceRevenueAmt023638928
IRS990/PYRevenuesLessExpensesAmt02669798
IRS990/PYSalariesCompEmpBnftPaidAmt07053607
IRS990/PYTotalExpensesAmt023380884
IRS990/PYTotalRevenueAmt026050682
IRS990/ReconcilationRevenueExpnssAmt0-196708
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt018651956
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt048300515
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt049900392
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt016681871
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04249750
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt020931621
IRS990ScheduleD/EquipmentGrp/BookValueAmt03660215
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06494307
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt010154522
IRS990ScheduleD/LandGrp/BookValueAmt02145931
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt02145931
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt051684
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0876
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt052560
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0441729840
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Other Liabilities
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt047300621
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Investments
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt022539701
IRS990ScheduleD/TotalBookValueSecuritiesAmt047300621
IRS990ScheduleD/TotalLiabilityAmt0441729840
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt01500
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0Scholarships
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt010
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0358236
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1173919
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt06000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0GINA BRYANT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1SAMUEL LONGORIA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1Chief Lending Officer
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0364236
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1173919
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Members are the accountholders of the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The accountholders elect the Board of Directors of the credit union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Form 990 is available in the board of director portal at least one week
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3prior to the time of submission.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Board of Directors are required to disclose any conflict interest
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5one time annually and any time there is a potential conflict.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The CEO compensation merit increase and bonus scale were derived by a
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7third-party. The officer comp is based on a 3rd party scale on assets.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Upon request and notice placed in newsletter as required by regulation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Other Expenses Total expenses - $2084706.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Provision for Loan Loss Total expenses - $4211000.00 Program service expenses - $4211000.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Special Program Expense Total expenses - $2957571.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Service Charges Total expenses - $552396.00 Program service expenses - $0.00 Mgmt and general expenses - $0.00 Fundraising expenses - $0.00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Adjustment to the Defined Benefit Comprehensive Income

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