Liabilities / Assets
30th percentile
Higher debt load relative to assets than 30% of similar nonprofits.
EIN 74-1464400 • 501(c)14 • Austin, TX
Profile
The mission of VATAT Credit Union is to improve member's quality of life through financial stability. We will operate a safe and sound credit union which will in turn reward our shareholder members and our employees.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
30th percentile
Higher debt load relative to assets than 30% of similar nonprofits.
Liabilities / Revenue
25th percentile
Higher debt load relative to revenue than 25% of similar nonprofits.
Net Margin
64th percentile
Higher net margin than 64% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
36th percentile
Faster asset growth than 36% of similar nonprofits.
Revenue Growth
38th percentile
Faster revenue growth than 38% of similar nonprofits.
Assets
Down$10,560,581
Down $267,333 (-2.5%) from 2023
Liabilities
Down$8,731,074
Down $345,199 (-3.8%) from 2023
Net Assets
Up$1,829,507
Up $77,866 (+4.4%) from 2023
Revenue
Up$672,763
Up $24,829 (+3.8%) from 2023
Expenses
Up$594,897
Up $82,326 (+16%) from 2023
Net Income
Down$77,866
Down $57,497 (-42%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
The mission of VATAT Credit Union is to provide excellent member service through our individual and team effort. We will operate a safe and sound credit union which will in turn reward our shareholder members and our employees.
The mission of vatat credit union is to improve member's quality of life through financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $9,186,613 | $8,799,691 | ▼ $386,922 |
| Rtn Earn Endowment Incm Other Fnds | $1,751,641 | $1,829,507 | ▲ $77,866 |
| Investments Program Related | $875,000 | $849,000 | ▼ $26,000 |
| Savings and Temporary Cash Investments | $520,030 | $731,150 | ▲ $211,120 |
| Cash and Non-Interest-Bearing Accounts | $86,535 | $46,005 | ▼ $40,530 |
| Accounts Receivable | $39,811 | $0 | ▼ $39,811 |
| Prepaid Expenses and Deferred Charges | $20,871 | $32,459 | ▲ $11,588 |
| Land, Buildings, and Equipment, Net | $5,152 | $10,922 | ▲ $5,770 |
| Pledges and Grants Receivable | - | $0 | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $10,827,914 | $10,560,581 | ▼ $267,333 |
| Other Assets Total | $93,902 | $91,354 | ▼ $2,548 |
| Liabilities | |||
| Other Liabilities | $8,837,624 | $8,567,941 | ▼ $269,683 |
| Accounts Payable and Accrued Expenses | $238,649 | $163,133 | ▼ $75,516 |
| Total Liabilities | $9,076,273 | $8,731,074 | ▼ $345,199 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,751,641 | $1,829,507 | ▲ $77,866 |
| Total Liabilities and Net Assets / Fund Balance | $10,827,914 | $10,560,581 | ▼ $267,333 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $849,000 | - | - |
| Buildings | $0 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $0 | - | $0 |
| Equipment | $10,922 | $20,518 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Meredith Hartmann | CEO | FT | $107,750 | $8,018 | $115,768 |
| Name | Title |
|---|---|
| Steve Forsythe | Chairman |
| Garret Schatte | Vice-Chairman |
| Chris Cleveland | Director |
| Gary Adams | Director |
| John Templeton | Director |
| Joseph Lemmons | Secretary |
| Ray Pieniazek | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $437,848 |
| Salaries, Compensation, and Employee Benefits | $157,049 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | $164,855 | - | - | $164,855 |
| Current Officers, Directors, Trustees, and Key Employees | $115,768 | - | - | $115,768 |
| Fees for Services Other | $51,281 | - | - | $51,281 |
| Information Technology | $42,737 | - | - | $42,737 |
| Royalties | $34,403 | - | - | $34,403 |
| Occupancy | $27,805 | - | - | $27,805 |
| Other Salaries and Wages | $14,756 | - | - | $14,756 |
| Conferences and Meetings | $13,913 | - | - | $13,913 |
| Depreciation Depletion | $12,994 | - | - | $12,994 |
| Payroll Taxes | $10,292 | - | - | $10,292 |
| Other Expenses | $9,203 | $0 | $0 | $9,203 |
| Pension Plan Contributions | $8,831 | - | - | $8,831 |
| Insurance | $8,826 | - | - | $8,826 |
| Other Employee Benefits | $7,402 | - | - | $7,402 |
| Fees for Services Accounting | $6,944 | - | - | $6,944 |
| Travel | $2,487 | - | - | $2,487 |
| Fees for Service Investment Mgmnt Fees | $1,627 | - | - | $1,627 |
| Advertising | $1,620 | - | - | $1,620 |
| Total Functional Expenses | $594,897 | $0 | $0 | $594,897 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Share Certificates | $3,716,340 |
| Regular Shares | $3,007,130 |
| Sub Shares | $998,117 |
| Share Draft Accounts | $846,354 |
“VATAT Credit Union is a member owned credit union. We are owned by our general membership base.”
“The general membership elects and appoint directors to serve on the board on volunteer unpaid basis.”
“This report is submitted for approval before remitting to IRS.”
“VATAT board reviews on an annual basis the work and responsibilities of the CEO and determines a salary within the boundaries on the approval budget. The CEO performance evaluation is based on goals and performance for the year, CEO presented the compensation budget for the following year.”
“The credit union posts on our website, announce at the annual meeting, posts on the Association newsletter, as well as statement inserts to let all membership know that they have access to these reports and documents.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 238649 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 163133 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 39811 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF VATAT CREDIT UNION IS TO IMPROVE MEMBER'S QUALITY OF LIFE THROUGH FINANCIAL STABILITY. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 1620 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1620 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | VATAT Credit Union |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5124723258 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 614 E 12th Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Austin |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 78701 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 86535 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 46005 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 115768 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 115768 |
| IRS990/CompDisqualPersonsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 13913 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 13913 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 58182 |
| IRS990/CYOtherExpensesAmt | 0 | 437848 |
| IRS990/CYOtherRevenueAmt | 0 | 14795 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 599786 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 77866 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 157049 |
| IRS990/CYTotalExpensesAmt | 0 | 594897 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 672763 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 12994 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 12994 |
| IRS990/Desc | 0 | Total credit union loans income increased slightly as more members are taking advantage of our membership and good competitive rates. Many refinanced from higher interest loans to our loans to save money in their financial transactions. Our ACH auto debit continued to grow and we are now offering online banking and e-statements (service requested by our members) |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 594897 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 6944 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 6944 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 51281 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 51281 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 1627 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 1627 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 8018 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MEREDITH HARTMANN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STEVE FORSYTHE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | GARRET SCHATTE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOSEPH LEMMONS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RAY PIENIAZEK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN TEMPLETON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CHRIS CLEVELAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | GARY ADAMS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 107750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice-Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1961 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 672763 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 42737 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 42737 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 8826 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8826 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 164855 |
| IRS990/InterestGrp/TotalAmt | 0 | 164855 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 58182 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 58182 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 875000 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 849000 |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 20518 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5152 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 10922 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 31440 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 14795 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 14795 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | The mission of VATAT Credit Union is to improve member's quality of life through financial stability. We will operate a safe and sound credit union which will in turn reward our shareholder members and our employees. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1751641 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1829507 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 27805 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 27805 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 93902 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 91354 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 7402 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 7402 |
| IRS990/OtherExpensesGrp/Desc | 0 | provision for loan losses |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Program Expenses |
| IRS990/OtherExpensesGrp/Desc | 2 | Association Dues |
| IRS990/OtherExpensesGrp/Desc | 3 | Misc Exp |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 47219 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 7311 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 4623 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 9203 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 47219 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 7311 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 4623 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 9203 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 8837624 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 8567941 |
| IRS990/OtherRevenueTotalAmt | 0 | 14795 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 14756 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 14756 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9186613 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8799691 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 10292 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 10292 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 8831 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8831 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 20871 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 32459 |
| IRS990/PrincipalOfficerNm | 0 | Meredith Hartmann |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member Fees and Charges |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 585912 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 13874 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 585912 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 13874 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 46192 |
| IRS990/PYOtherExpensesAmt | 0 | 369204 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 601742 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 135363 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 143367 |
| IRS990/PYTotalExpensesAmt | 0 | 512571 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 647934 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 77866 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 649219 |
| IRS990/RoyaltiesGrp/ProgramServicesAmt | 0 | 34403 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 34403 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1751641 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1829507 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 520030 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 731150 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 10922 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 20518 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 31440 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 849000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | Investment |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 3007130 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 998117 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 846354 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 3716340 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Regular Shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Sub Shares |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Share Draft Accounts |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Share Certificates |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 10922 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 849000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 8567941 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | VATAT Credit Union is a member owned credit union. We are owned by our general membership base. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The general membership elects and appoint directors to serve on the board on volunteer unpaid basis. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | This report is submitted for approval before remitting to IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | VATAT board reviews on an annual basis the work and responsibilities of the CEO and determines a salary within the boundaries on the approval budget. The CEO performance evaluation is based on goals and performance for the year, CEO presented the compensation budget for the following year. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The credit union posts on our website, announce at the annual meeting, posts on the Association newsletter, as well as statement inserts to let all membership know that they have access to these reports and documents. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TX |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 10827914 |
| IRS990/TotalAssetsEOYAmt | 0 | 10560581 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 10827914 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 10560581 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 594897 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 594897 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 9076273 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 8731074 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 9076273 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 8731074 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1751641 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1829507 |
| IRS990/TotalOtherCompensationAmt | 0 | 8018 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
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| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 594897 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 599786 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 107750 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 672763 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 672763 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 10827914 |
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