Civic Intelligence

Vatat Credit Union

EIN 74-1464400 • 501(c)14 • Austin, TX

Profile

The mission of VATAT Credit Union is to improve member's quality of life through financial stability. We will operate a safe and sound credit union which will in turn reward our shareholder members and our employees.

614 E 12th StreetAustin, TX 78701

www.vatatcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

30th percentile

0.83x

Higher debt load relative to assets than 30% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

25th percentile

12.98x

Higher debt load relative to revenue than 25% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

64th percentile

12%

Higher net margin than 64% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

36th percentile

-2.5%

Faster asset growth than 36% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

38th percentile

3.8%

Faster revenue growth than 38% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Down

$10,560,581

Down $267,333 (-2.5%) from 2023

Liabilities

Down

$8,731,074

Down $345,199 (-3.8%) from 2023

Net Assets

Up

$1,829,507

Up $77,866 (+4.4%) from 2023

Revenue

Up

$672,763

Up $24,829 (+3.8%) from 2023

Expenses

Up

$594,897

Up $82,326 (+16%) from 2023

Net Income

Down

$77,866

Down $57,497 (-42%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2011: $5,892,818Liabilities 2011: $4,681,605Net Assets 2011: $1,211,2132011Assets 2012: $5,974,727Liabilities 2012: $4,748,654Net Assets 2012: $1,226,0732012Assets 2013: $6,342,028Liabilities 2013: $5,108,649Net Assets 2013: $1,233,3792013Assets 2014: $7,376,286Liabilities 2014: $6,133,017Net Assets 2014: $1,243,2692014Assets 2015: $7,289,287Liabilities 2015: $6,030,398Net Assets 2015: $1,258,8892015Assets 2016: $7,130,506Liabilities 2016: $5,896,143Net Assets 2016: $1,234,3632016Assets 2017: $7,305,340Liabilities 2017: $6,057,779Net Assets 2017: $1,247,5612017Assets 2018: $8,027,173Liabilities 2018: $6,748,787Net Assets 2018: $1,278,3862018Assets 2019: $8,508,292Liabilities 2019: $7,181,775Net Assets 2019: $1,326,5172019Assets 2020: $8,980,734Liabilities 2020: $7,578,909Net Assets 2020: $1,401,8252020Assets 2021: $9,393,749Liabilities 2021: $7,891,558Net Assets 2021: $1,502,1912021Assets 2022: $11,164,152Liabilities 2022: $9,547,874Net Assets 2022: $1,616,2782022Assets 2023: $10,827,914Liabilities 2023: $9,076,273Net Assets 2023: $1,751,6412023Assets 2024: $10,560,581Liabilities 2024: $8,731,074Net Assets 2024: $1,829,5072024

Highlighted filing

2024

Assets$10,560,581
Liabilities$8,731,074
Net Assets$1,829,507

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2011: $270,3992011Expenses 2012: $254,7222012Revenue 2013: $254,336Expenses 2013: $247,030Net Income 2013: $7,3062013Revenue 2014: $264,356Expenses 2014: $254,459Net Income 2014: $9,8972014Revenue 2015: $289,760Expenses 2015: $274,140Net Income 2015: $15,6202015Revenue 2016: $280,719Expenses 2016: $305,245Net Income 2016: -$24,5262016Revenue 2017: $315,124Expenses 2017: $301,926Net Income 2017: $13,1982017Revenue 2018: $365,251Expenses 2018: $334,426Net Income 2018: $30,8252018Revenue 2019: $409,960Expenses 2019: $361,829Net Income 2019: $48,1312019Revenue 2020: $431,114Expenses 2020: $355,806Net Income 2020: $75,3082020Revenue 2021: $428,195Expenses 2021: $327,829Net Income 2021: $100,3662021Revenue 2022: $491,122Expenses 2022: $377,035Net Income 2022: $114,0872022Revenue 2023: $647,934Expenses 2023: $512,571Net Income 2023: $135,3632023Revenue 2024: $672,763Expenses 2024: $594,897Net Income 2024: $77,8662024

Highlighted filing

2024

Revenue$672,763
Expenses$594,897
Net Income$77,866

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.6$8.73$1.83$0.67$0.59$0.08
2023Detailed filing. Detailed filing data is available for this year.$10.8$9.08$1.75$0.65$0.51$0.14
2022Detailed filing. Detailed filing data is available for this year.$11.2$9.55$1.62$0.49$0.38$0.11
2021Detailed filing. Detailed filing data is available for this year.$9.39$7.89$1.50$0.43$0.33$0.10
2020Detailed filing. Detailed filing data is available for this year.$8.98$7.58$1.40$0.43$0.36$0.08
2019Detailed filing. Detailed filing data is available for this year.$8.51$7.18$1.33$0.41$0.36$0.05
2018Detailed filing. Detailed filing data is available for this year.$8.03$6.75$1.28$0.37$0.33$0.03
2017Detailed filing. Detailed filing data is available for this year.$7.31$6.06$1.25$0.32$0.30$0.01
2016Detailed filing. Detailed filing data is available for this year.$7.13$5.90$1.23$0.28$0.31$0.02
2015Detailed filing. Detailed filing data is available for this year.$7.29$6.03$1.26$0.29$0.27$0.02
2014Detailed filing. Detailed filing data is available for this year.$7.38$6.13$1.24$0.26$0.25$0.01
2013Detailed filing. Detailed filing data is available for this year.$6.34$5.11$1.23$0.25$0.25$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.97$4.75$1.23$0.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.89$4.68$1.21$0.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 12, 2025
Return Version
2024v5.0
Gross Receipts
$672,763
Mission and Program Overview

Mission

The mission of VATAT Credit Union is to provide excellent member service through our individual and team effort. We will operate a safe and sound credit union which will in turn reward our shareholder members and our employees.

The mission of vatat credit union is to improve member's quality of life through financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,186,613$8,799,691▼ $386,922
Rtn Earn Endowment Incm Other Fnds$1,751,641$1,829,507▲ $77,866
Investments Program Related$875,000$849,000▼ $26,000
Savings and Temporary Cash Investments$520,030$731,150▲ $211,120
Cash and Non-Interest-Bearing Accounts$86,535$46,005▼ $40,530
Accounts Receivable$39,811$0▼ $39,811
Prepaid Expenses and Deferred Charges$20,871$32,459▲ $11,588
Land, Buildings, and Equipment, Net$5,152$10,922▲ $5,770
Pledges and Grants Receivable-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Inventories for Sale or Use-$0-
Total Assets$10,827,914$10,560,581▼ $267,333
Other Assets Total$93,902$91,354▼ $2,548
Liabilities
Other Liabilities$8,837,624$8,567,941▼ $269,683
Accounts Payable and Accrued Expenses$238,649$163,133▼ $75,516
Total Liabilities$9,076,273$8,731,074▼ $345,199
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,751,641$1,829,507▲ $77,866
Total Liabilities and Net Assets / Fund Balance$10,827,914$10,560,581▼ $267,333

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$849,000--
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$10,922$20,518$0
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Meredith HartmannCEOFT$107,750$8,018$115,768

Board Members and Trustees

NameTitle
Steve ForsytheChairman
Garret SchatteVice-Chairman
Chris ClevelandDirector
Gary AdamsDirector
John TempletonDirector
Joseph LemmonsSecretary
Ray PieniazekTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$599,786
Investment Income
$58,182
Other Revenue
$14,795
Change in Net Assets
$77,866
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$437,848
Salaries, Compensation, and Employee Benefits$157,049
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$164,855--$164,855
Current Officers, Directors, Trustees, and Key Employees$115,768--$115,768
Fees for Services Other$51,281--$51,281
Information Technology$42,737--$42,737
Royalties$34,403--$34,403
Occupancy$27,805--$27,805
Other Salaries and Wages$14,756--$14,756
Conferences and Meetings$13,913--$13,913
Depreciation Depletion$12,994--$12,994
Payroll Taxes$10,292--$10,292
Other Expenses$9,203$0$0$9,203
Pension Plan Contributions$8,831--$8,831
Insurance$8,826--$8,826
Other Employee Benefits$7,402--$7,402
Fees for Services Accounting$6,944--$6,944
Travel$2,487--$2,487
Fees for Service Investment Mgmnt Fees$1,627--$1,627
Advertising$1,620--$1,620
Total Functional Expenses$594,897$0$0$594,897
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Certificates$3,716,340
Regular Shares$3,007,130
Sub Shares$998,117
Share Draft Accounts$846,354
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

VATAT Credit Union is a member owned credit union. We are owned by our general membership base.

Form 990, Part VI, Section A, Line 7A

The general membership elects and appoint directors to serve on the board on volunteer unpaid basis.

Form 990, Part VI, Section B, Line 11B

This report is submitted for approval before remitting to IRS.

Form 990, Part VI, Section B, Line 15

VATAT board reviews on an annual basis the work and responsibilities of the CEO and determines a salary within the boundaries on the approval budget. The CEO performance evaluation is based on goals and performance for the year, CEO presented the compensation budget for the following year.

Form 990, Part VI, Section C, Line 19

The credit union posts on our website, announce at the annual meeting, posts on the Association newsletter, as well as statement inserts to let all membership know that they have access to these reports and documents.

Filing and Contact Details

Filer

Filer Name
Vatat Credit Union
EIN
74-1464400
Phone
5124723258
Address
614 E 12th Street, Austin, TX 78701

Signing Officer

Name
Meredith Hartmann
Title
CEO
Phone
5124723258
Signed
2025-10-12

Organization Details

Principal Officer
Meredith Hartmann
Formed
1961
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
7
Raw XML AppendixShowing 400 of 435 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0238649
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0163133
IRS990/AccountsReceivableGrp/BOYAmt039811
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE MISSION OF VATAT CREDIT UNION IS TO IMPROVE MEMBER'S QUALITY OF LIFE THROUGH FINANCIAL STABILITY.
IRS990/AdvertisingGrp/ProgramServicesAmt01620
IRS990/AdvertisingGrp/TotalAmt01620
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0VATAT Credit Union
IRS990/BooksInCareOfDetail/PhoneNum05124723258
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0614 E 12th Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Austin
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078701
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt086535
IRS990/CashNonInterestBearingGrp/EOYAmt046005
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0115768
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0115768
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt013913
IRS990/ConferencesMeetingsGrp/TotalAmt013913
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt058182
IRS990/CYOtherExpensesAmt0437848
IRS990/CYOtherRevenueAmt014795
IRS990/CYProgramServiceRevenueAmt0599786
IRS990/CYRevenuesLessExpensesAmt077866
IRS990/CYSalariesCompEmpBnftPaidAmt0157049
IRS990/CYTotalExpensesAmt0594897
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0672763
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt012994
IRS990/DepreciationDepletionGrp/TotalAmt012994
IRS990/Desc0Total credit union loans income increased slightly as more members are taking advantage of our membership and good competitive rates. Many refinanced from higher interest loans to our loans to save money in their financial transactions. Our ACH auto debit continued to grow and we are now offering online banking and e-statements (service requested by our members)
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/ExpenseAmt0594897
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt06944
IRS990/FeesForServicesAccountingGrp/TotalAmt06944
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt051281
IRS990/FeesForServicesOtherGrp/TotalAmt051281
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt01627
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt01627
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt08018
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0MEREDITH HARTMANN
IRS990/Form990PartVIISectionAGrp/PersonNm1STEVE FORSYTHE
IRS990/Form990PartVIISectionAGrp/PersonNm2GARRET SCHATTE
IRS990/Form990PartVIISectionAGrp/PersonNm3JOSEPH LEMMONS
IRS990/Form990PartVIISectionAGrp/PersonNm4RAY PIENIAZEK
IRS990/Form990PartVIISectionAGrp/PersonNm5JOHN TEMPLETON
IRS990/Form990PartVIISectionAGrp/PersonNm6CHRIS CLEVELAND
IRS990/Form990PartVIISectionAGrp/PersonNm7GARY ADAMS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0107750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice-Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01961
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0672763
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt042737
IRS990/InformationTechnologyGrp/TotalAmt042737
IRS990/InsuranceGrp/ProgramServicesAmt08826
IRS990/InsuranceGrp/TotalAmt08826
IRS990/InterestGrp/ProgramServicesAmt0164855
IRS990/InterestGrp/TotalAmt0164855
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt058182
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt058182
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0875000
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0849000
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt020518
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05152
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010922
IRS990/LandBldgEquipCostOrOtherBssAmt031440
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt014795
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt014795
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0The mission of VATAT Credit Union is to improve member's quality of life through financial stability. We will operate a safe and sound credit union which will in turn reward our shareholder members and our employees.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01751641
IRS990/NetAssetsOrFundBalancesEOYAmt01829507
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt027805
IRS990/OccupancyGrp/TotalAmt027805
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt093902
IRS990/OtherAssetsTotalGrp/EOYAmt091354
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt07402
IRS990/OtherEmployeeBenefitsGrp/TotalAmt07402
IRS990/OtherExpensesGrp/Desc0provision for loan losses
IRS990/OtherExpensesGrp/Desc1Loan Program Expenses
IRS990/OtherExpensesGrp/Desc2Association Dues
IRS990/OtherExpensesGrp/Desc3Misc Exp
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt047219
IRS990/OtherExpensesGrp/ProgramServicesAmt17311
IRS990/OtherExpensesGrp/ProgramServicesAmt24623
IRS990/OtherExpensesGrp/ProgramServicesAmt39203
IRS990/OtherExpensesGrp/TotalAmt047219
IRS990/OtherExpensesGrp/TotalAmt17311
IRS990/OtherExpensesGrp/TotalAmt24623
IRS990/OtherExpensesGrp/TotalAmt39203
IRS990/OtherLiabilitiesGrp/BOYAmt08837624
IRS990/OtherLiabilitiesGrp/EOYAmt08567941
IRS990/OtherRevenueTotalAmt014795
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt014756
IRS990/OtherSalariesAndWagesGrp/TotalAmt014756
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09186613
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08799691
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt010292
IRS990/PayrollTaxesGrp/TotalAmt010292
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt08831
IRS990/PensionPlanContributionsGrp/TotalAmt08831
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt020871
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt032459
IRS990/PrincipalOfficerNm0Meredith Hartmann
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Fees and Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0585912
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt113874
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0585912
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt113874
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt046192
IRS990/PYOtherExpensesAmt0369204
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0601742
IRS990/PYRevenuesLessExpensesAmt0135363
IRS990/PYSalariesCompEmpBnftPaidAmt0143367
IRS990/PYTotalExpensesAmt0512571
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0647934
IRS990/ReconcilationRevenueExpnssAmt077866
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0649219
IRS990/RoyaltiesGrp/ProgramServicesAmt034403
IRS990/RoyaltiesGrp/TotalAmt034403
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01751641
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01829507
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0520030
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0731150
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt010922
IRS990ScheduleD/EquipmentGrp/DepreciationAmt020518
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt031440
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0849000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Investment
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03007130
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1998117
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2846354
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt33716340
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Sub Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Share Draft Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Certificates
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010922
IRS990ScheduleD/TotalBookValueProgramRltdAmt0849000
IRS990ScheduleD/TotalLiabilityAmt08567941
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VATAT Credit Union is a member owned credit union. We are owned by our general membership base.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The general membership elects and appoint directors to serve on the board on volunteer unpaid basis.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2This report is submitted for approval before remitting to IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3VATAT board reviews on an annual basis the work and responsibilities of the CEO and determines a salary within the boundaries on the approval budget. The CEO performance evaluation is based on goals and performance for the year, CEO presented the compensation budget for the following year.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The credit union posts on our website, announce at the annual meeting, posts on the Association newsletter, as well as statement inserts to let all membership know that they have access to these reports and documents.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TX
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt010827914
IRS990/TotalAssetsEOYAmt010560581
IRS990/TotalAssetsGrp/BOYAmt010827914
IRS990/TotalAssetsGrp/EOYAmt010560581
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0594897
IRS990/TotalFunctionalExpensesGrp/TotalAmt0594897
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt09076273
IRS990/TotalLiabilitiesEOYAmt08731074
IRS990/TotalLiabilitiesGrp/BOYAmt09076273
IRS990/TotalLiabilitiesGrp/EOYAmt08731074
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01751641
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01829507
IRS990/TotalOtherCompensationAmt08018
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0594897
IRS990/TotalProgramServiceRevenueAmt0599786
IRS990/TotalReportableCompFromOrgAmt0107750
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0672763
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0672763
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt010827914

Document Assets

No mirrored PDF or thumbnail assets are attached yet.