Civic Intelligence

South Texas Area Resources Credit Union

EIN 74-1389629 • 501(c)14 • Corpus Christi, TX

View Organization Page

Profile

Cooperative provider of credit union financial services

10429 Leopard StCorpus Christi, TX 78410

www.starcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.90x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

17th percentile

12.34x

Higher debt load relative to revenue than 17% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

32nd percentile

6.6%

Higher net margin than 32% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

6th percentile

$0

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

13th percentile

-3.6%

Faster asset growth than 13% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

57th percentile

12%

Faster revenue growth than 57% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets70th percentile

Assets

Down

$50,174,127

Down $1,896,299 (-3.6%) from 2023

Liabilities

Down

$44,929,700

Down $2,136,934 (-4.5%) from 2023

Net Assets

Up

$5,244,427

Up $240,635 (+4.8%) from 2023

Operations
Liabilities / Revenue17th percentileNet Margin32nd percentile

Revenue

Up

$3,641,885

Up $400,679 (+12%) from 2023

Expenses

Down

$3,401,250

Down $319,857 (-8.6%) from 2023

Net Income

Up

$240,635

Up $720,536 (+150%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth13th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $41,529,695Liabilities 2010: $35,981,447Net Assets 2010: $5,548,2482010Assets 2011: $42,732,280Liabilities 2011: $37,224,688Net Assets 2011: $5,507,5922011Assets 2012: $45,107,881Liabilities 2012: $39,603,126Net Assets 2012: $5,504,7552012Assets 2013: $44,535,220Liabilities 2013: $38,798,759Net Assets 2013: $5,736,4612013Assets 2014: $43,228,912Liabilities 2014: $37,478,539Net Assets 2014: $5,750,3732014Assets 2015: $44,378,086Liabilities 2015: $38,609,317Net Assets 2015: $5,768,7692015Assets 2016: $45,241,708Liabilities 2016: $39,587,263Net Assets 2016: $5,654,4452016Assets 2017: $46,632,367Liabilities 2017: $41,098,387Net Assets 2017: $5,533,9802017Assets 2018: $45,483,589Liabilities 2018: $39,874,506Net Assets 2018: $5,609,0832018Assets 2019: $46,049,302Liabilities 2019: $40,379,702Net Assets 2019: $5,669,6002019Assets 2020: $50,873,048Liabilities 2020: $45,446,749Net Assets 2020: $5,426,2992020Assets 2021: $51,245,887Liabilities 2021: $45,598,075Net Assets 2021: $5,647,8122021Assets 2022: $53,787,740Liabilities 2022: $48,321,477Net Assets 2022: $5,466,2632022Assets 2023: $52,070,426Liabilities 2023: $47,066,634Net Assets 2023: $5,003,7922023Assets 2024: $50,174,127Liabilities 2024: $44,929,700Net Assets 2024: $5,244,4272024

Highlighted filing

2024

Assets$50,174,127
Liabilities$44,929,700
Net Assets$5,244,427
Open 2024 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $2,480,8812010Revenue 2011: $1,998,689Expenses 2011: $2,039,345Net Income 2011: -$40,6562011Expenses 2012: $1,874,9702012Revenue 2013: $2,180,026Expenses 2013: $1,948,320Net Income 2013: $231,7062013Revenue 2014: $1,971,709Expenses 2014: $1,957,797Net Income 2014: $13,9122014Revenue 2015: $1,882,734Expenses 2015: $1,864,338Net Income 2015: $18,3962015Revenue 2016: $1,881,787Expenses 2016: $1,996,111Net Income 2016: -$114,3242016Revenue 2017: $1,868,754Expenses 2017: $1,989,219Net Income 2017: -$120,4652017Revenue 2018: $2,061,154Expenses 2018: $1,986,051Net Income 2018: $75,1032018Revenue 2019: $2,212,194Expenses 2019: $2,151,677Net Income 2019: $60,5172019Revenue 2020: $2,652,260Expenses 2020: $2,895,561Net Income 2020: -$243,3012020Revenue 2021: $3,066,264Expenses 2021: $2,844,751Net Income 2021: $221,5132021Revenue 2022: $2,951,819Expenses 2022: $3,133,368Net Income 2022: -$181,5492022Revenue 2023: $3,241,206Expenses 2023: $3,721,107Net Income 2023: -$479,9012023Revenue 2024: $3,641,885Expenses 2024: $3,401,250Net Income 2024: $240,6352024

Highlighted filing

2024

Revenue$3,641,885
Expenses$3,401,250
Net Income$240,635
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$50,174,127
Liabilities
$44,929,700
Net assets
$5,244,427
Revenue
$3,641,885
Expenses
$3,401,250
Net income
$240,635
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.2$44.9$5.24$3.64$3.40$0.24
2023Detailed filing. Detailed filing data is available for this year.$52.1$47.1$5.00$3.24$3.72$0.48
2022Detailed filing. Detailed filing data is available for this year.$53.8$48.3$5.47$2.95$3.13$0.18
2021Detailed filing. Detailed filing data is available for this year.$51.2$45.6$5.65$3.07$2.84$0.22
2020Detailed filing. Detailed filing data is available for this year.$50.9$45.4$5.43$2.65$2.90$0.24
2019Detailed filing. Detailed filing data is available for this year.$46.0$40.4$5.67$2.21$2.15$0.06
2018Detailed filing. Detailed filing data is available for this year.$45.5$39.9$5.61$2.06$1.99$0.08
2017Detailed filing. Detailed filing data is available for this year.$46.6$41.1$5.53$1.87$1.99$0.12
2016Detailed filing. Detailed filing data is available for this year.$45.2$39.6$5.65$1.88$2.00$0.11
2015Detailed filing. Detailed filing data is available for this year.$44.4$38.6$5.77$1.88$1.86$0.02
2014Detailed filing. Detailed filing data is available for this year.$43.2$37.5$5.75$1.97$1.96$0.01
2013Detailed filing. Detailed filing data is available for this year.$44.5$38.8$5.74$2.18$1.95$0.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.1$39.6$5.50$1.87
2011Summary only. Only limited summary data is available for this year.$42.7$37.2$5.51$2.00$2.04$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.5$36.0$5.55$2.48
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 5, 2025
Return Version
2024v5.0
Gross Receipts
$3,641,885
Mission and Program Overview

Mission

Cooperative provider of credit union financial services

Cooperative thrift institution

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$26,982,325$24,949,742▼ $2,032,583
Investments Other Securities$12,369,000$16,418,000▲ $4,049,000
Rtn Earn Endowment Incm Other Fnds$5,003,792$5,244,427▲ $240,635
Cash and Non-Interest-Bearing Accounts$3,752,235$3,630,921▼ $121,314
Land, Buildings, and Equipment, Net$2,703,631$2,615,012▼ $88,619
Savings and Temporary Cash Investments$5,464,731$1,828,156▼ $3,636,575
Prepaid Expenses and Deferred Charges$111,363$65,171▼ $46,192
Accounts Receivable$86,603$51,257▼ $35,346
Total Assets$52,070,426$50,174,127▼ $1,896,299
Other Assets Total$600,538$615,868▲ $15,330
Liabilities
Other Liabilities$46,527,130$44,449,360▼ $2,077,770
Accounts Payable and Accrued Expenses$539,504$480,340▼ $59,164
Total Liabilities$47,066,634$44,929,700▼ $2,136,934
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,003,792$5,244,427▲ $240,635
Total Liabilities and Net Assets / Fund Balance$52,070,426$50,174,127▼ $1,896,299

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,412,147$619,100-
Land$878,250--
Equipment$180,477$726,586-
Leasehold Improvements$144,138$161,913-
Other Securities$16,418,000--
Compensation and Service Providers
Top Officer Pay6th percentile

Board Members and Trustees

NameTitle
Derrick EscobedoChairman
Gil GomezVice Chairma
Andrew HenickeBoard Member
Hector SaenzSecretary
Randy WilsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,785,515
Investment Income
$856,370
Other Revenue
$0
Change in Net Assets
$240,635
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,357,928
Salaries, Compensation, and Employee Benefits$1,043,322
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$825,573
Interest---$520,149
Information Technology---$221,895
Occupancy---$219,005
Office Expenses---$209,287
Fees for Services Other---$192,259
Depreciation Depletion---$127,576
Other Employee Benefits---$110,820
Payroll Taxes---$72,205
All Other Expenses---$39,514
Other Expenses---$30,843
Comp Disqual Persons---$28,749
Advertising---$13,856
Fees for Services Accounting---$12,096
Pension Plan Contributions---$5,975
Travel---$4,741
Conferences and Meetings---$3,654
Fees for Services Legal---$1,511
Total Functional Expenses$0$0$0$3,401,250
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$44,449,360
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Member owned credit union.”

Form 990, Page 6, Part VI, Line 7A

“Members elect the board of directors at the annual meeting.”

Form 990, Page 6, Part VI, Line 11B

“990 is reviewed by the president. The form is presented at the board meeting after filing date.”

Form 990, Page 6, Part VI, Line 19

“Star financial credit union makes it's financial statements available upon request.”

Filing and Contact Details

Filer

Filer Name
Star Financial Credit Union
EIN
74-1389629
Phone
3612427827
Address
10429 LEOPARD ST, CORPUS CHRISTI, TX 78410

Signing Officer

Name
Maria Flores
Title
Interim CEO
Phone
3612427827
Signed
2025-09-05

Organization Details

Principal Officer
Maria Flores
Formed
1959
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
5
Employees
29
Volunteers
5

Preparer

Firm
Waverly Business Services
Address
180 A COMMERCE PARK DR, WESTERVILLE, OH 43082
Preparer
Erin Alderson Ea
Phone
6148906620
Raw XML Appendix327 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0539504
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0480340
IRS990/AccountsReceivableGrp/BOYAmt086603
IRS990/AccountsReceivableGrp/EOYAmt051257
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0COOPERATIVE THRIFT INSTITUTION
IRS990/AdvertisingGrp/TotalAmt013856
IRS990/AllOtherExpensesGrp/TotalAmt039514
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BooksInCareOfDetail/PersonNm0MARIA FLORES
IRS990/BooksInCareOfDetail/PhoneNum03612427827
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt010429 LEOPARD ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0CORPUS CHRISTI
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078410
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt03752235
IRS990/CashNonInterestBearingGrp/EOYAmt03630921
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompDisqualPersonsGrp/TotalAmt028749
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt03654
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0856370
IRS990/CYOtherExpensesAmt02357928
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02785515
IRS990/CYRevenuesLessExpensesAmt0240635
IRS990/CYSalariesCompEmpBnftPaidAmt01043322
IRS990/CYTotalExpensesAmt03401250
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03641885
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0127576
IRS990/Desc0SHARE ACCOUNTS, CREDIT UNION SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD OVER 4600 MEMBER-OWNED ACCOUNTS ON 12/31/2020. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY AND OFFER ACCESS THROUGH HOME BANKING VIA THE INTERNET, TELEPHONE AND ATM'S WORLDWIDE. SPECIAL SAVINGS ACCOUNTS DESIGNED FOR CHILDREN AND TEENAGERS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt029
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt012096
IRS990/FeesForServicesLegalGrp/TotalAmt01511
IRS990/FeesForServicesOtherGrp/TotalAmt0192259
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0DERRICK ESCOBEDO
IRS990/Form990PartVIISectionAGrp/PersonNm1GIL GOMEZ
IRS990/Form990PartVIISectionAGrp/PersonNm2ANDREW HENICKE
IRS990/Form990PartVIISectionAGrp/PersonNm3HECTOR SAENZ
IRS990/Form990PartVIISectionAGrp/PersonNm4RANDY WILSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01959
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03641885
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0221895
IRS990/InterestGrp/TotalAmt0520149
IRS990/InvestmentIncomeGrp/ExclusionAmt0856370
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0856370
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt012369000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt016418000
IRS990/IRPDocumentCnt0947
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01507599
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02703631
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02615012
IRS990/LandBldgEquipCostOrOtherBssAmt04122611
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt05003792
IRS990/NetAssetsOrFundBalancesEOYAmt05244427
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0219005
IRS990/OfficeExpensesGrp/TotalAmt0209287
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0600538
IRS990/OtherAssetsTotalGrp/EOYAmt0615868
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0110820
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1ATM EXPENSE
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt0443287
IRS990/OtherExpensesGrp/TotalAmt1221682
IRS990/OtherExpensesGrp/TotalAmt296573
IRS990/OtherExpensesGrp/TotalAmt330843
IRS990/OtherLiabilitiesGrp/BOYAmt046527130
IRS990/OtherLiabilitiesGrp/EOYAmt044449360
IRS990/OtherSalariesAndWagesGrp/TotalAmt0825573
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt026982325
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt024949742
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt072205
IRS990/PensionPlanContributionsGrp/TotalAmt05975
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0111363
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt065171
IRS990/PrincipalOfficerNm0MARIA FLORES
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4518210
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEES
IRS990/ProgramServiceRevenueGrp/Desc2COURTESY PAY (OVERDRAFT) FEES
IRS990/ProgramServiceRevenueGrp/Desc3INSURANCE COMMISSIONS
IRS990/ProgramServiceRevenueGrp/Desc4NON MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01901741
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1626495
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2214814
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01901741
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1626495
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2214814
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt328805
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt413660
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt028805
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt113660
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTS. WE PROVIDE CHECKING ACCOUNTS FOR MEMBERS WITH NO FEE ON SOME ACCOUNTS AND SOME ACCOUNTS BEING PAID MONTHLY DIVIDENDS. THE CREDIT UNION EXTENDS THE REACH OF THESE ACCOUNTS WITH DEBIT CARDS AND INTERNET ACCESS.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANS. THE CREDIT UNION'S LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR VEHICLE, RV, BOAT, MOTORCYCLE AND SIGNATURE LOANS TO MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0557334
IRS990/PYOtherExpensesAmt02385067
IRS990/PYProgramServiceRevenueAmt02683872
IRS990/PYRevenuesLessExpensesAmt0-479901
IRS990/PYSalariesCompEmpBnftPaidAmt01336040
IRS990/PYTotalExpensesAmt03721107
IRS990/PYTotalRevenueAmt03241206
IRS990/ReconcilationRevenueExpnssAmt0240635
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05003792
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05244427
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05464731
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01828156
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01412147
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0619100
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt02031247
IRS990ScheduleD/EquipmentGrp/BookValueAmt0180477
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0726586
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0907063
IRS990ScheduleD/LandGrp/BookValueAmt0878250
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0878250
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0144138
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0161913
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0306051
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt044449360
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt016418000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02615012
IRS990ScheduleD/TotalBookValueSecuritiesAmt016418000
IRS990ScheduleD/TotalLiabilityAmt044449360
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBER OWNED CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2990 IS REVIEWED BY THE PRESIDENT. THE FORM IS PRESENTED AT THE BOARD MEETING AFTER FILING DATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3STAR FINANCIAL CREDIT UNION MAKES IT'S FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt052070426
IRS990/TotalAssetsEOYAmt050174127
IRS990/TotalAssetsGrp/BOYAmt052070426
IRS990/TotalAssetsGrp/EOYAmt050174127
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03401250
IRS990/TotalGrossUBIAmt042465
IRS990/TotalLiabilitiesBOYAmt047066634
IRS990/TotalLiabilitiesEOYAmt044929700
IRS990/TotalLiabilitiesGrp/BOYAmt047066634
IRS990/TotalLiabilitiesGrp/EOYAmt044929700
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05003792
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05244427
IRS990/TotalProgramServiceRevenueAmt02785515
IRS990/TotalRevenueGrp/ExclusionAmt0856370
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02743050
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03641885
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt042465
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt052070426
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt050174127
IRS990/TravelGrp/TotalAmt04741
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt010429 LEOPARD ST
IRS990/USAddress/CityNm0CORPUS CHRISTI
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd078410
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.STARCU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MARIA FLORES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0INTERIM CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03612427827
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STAR FINANCIAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0STAR
ReturnHeader/Filer/EIN0741389629
ReturnHeader/Filer/PhoneNum03612427827
ReturnHeader/Filer/USAddress/AddressLine1Txt010429 LEOPARD ST
ReturnHeader/Filer/USAddress/CityNm0CORPUS CHRISTI
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd078410
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0994503147
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WAVERLY BUSINESS SERVICES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0180 A COMMERCE PARK DR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WESTERVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd043082
ReturnHeader/PreparerPersonGrp/PhoneNum06148906620
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ERIN ALDERSON EA
ReturnHeader/ReturnTs02025-09-08T10:18:44-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.