Liabilities / Assets
11th percentile
Higher debt load relative to assets than 11% of similar nonprofits.
EIN 74-1272799 • 501(c)14 • Waco, TX
Profile
Highway District 9 Credit Union is a State-Chartered Credit Union formed under the state credit union law, and the credit union is a member-owned cooperative that provides traditional deposit and loan products, as well as other financial services to the membership. The credit union's focus is to improve the economic well-being of our member-owners.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
11th percentile
Higher debt load relative to assets than 11% of similar nonprofits.
Liabilities / Revenue
40th percentile
Higher debt load relative to revenue than 40% of similar nonprofits.
Net Margin
54th percentile
Higher net margin than 54% of similar nonprofits.
Top Officer Pay
51st percentile
Higher top officer pay than 51% of similar nonprofits.
Top officer pay equals 21.9% of source-year revenue.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
86th percentile
Faster revenue growth than 86% of similar nonprofits.
Assets
Down$4,096,992
Down $453,343 (-10.0%) from 2023
Liabilities
Up$33,109
Up $6,200 (+23%) from 2023
Net Assets
Down$4,063,883
Down $459,543 (-10%) from 2023
Revenue
Up$220,020
Up $27,926 (+15%) from 2023
Expenses
Up$215,735
Up $40,175 (+23%) from 2023
Net Income
Down$4,285
Down $12,249 (-74%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Highway District 9 Credit Union is a State-Chartered Credit Union formed under the state credit union law, and the credit union is a member-owned cooperative that provides traditional deposit and loan products, as well as other financial services to the membership. The credit union's focus is to improve the economic well-being of our member-owners.
Highway District 9 Credit Union is a State-Chartered Credit Union formed under the state credit union law, and it provides traditional deposit and loan products, as well as other financial services, to its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $4,523,426 | $4,063,883 | ▼ $459,543 |
| Savings and Temporary Cash Investments | $2,636,721 | $2,082,781 | ▼ $553,940 |
| Other Notes and Loans Receivable, Net | $1,775,768 | $1,726,753 | ▼ $49,015 |
| Cash and Non-Interest-Bearing Accounts | $66,619 | $177,425 | ▲ $110,806 |
| Land, Buildings, and Equipment, Net | $57,937 | $77,660 | ▲ $19,723 |
| Prepaid Expenses and Deferred Charges | $15,148 | $22,424 | ▲ $7,276 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Accounts Receivable | $-39,443 | $-25,000 | ▲ $14,443 |
| Total Assets | $4,550,335 | $4,096,992 | ▼ $453,343 |
| Other Assets Total | $37,585 | $34,949 | ▼ $2,636 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $26,909 | $33,109 | ▲ $6,200 |
| Total Liabilities | $26,909 | $33,109 | ▲ $6,200 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,523,426 | $4,063,883 | ▼ $459,543 |
| Total Liabilities and Net Assets / Fund Balance | $4,550,335 | $4,096,992 | ▼ $453,343 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $70,473 | $58,294 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $6,000 | - | $0 |
| Equipment | $1,187 | $0 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Rachel Reavis | President/Manager | PT | $48,087 | $48,087 |
| Name | Title |
|---|---|
| Janis Guest | Chair |
| David Swinson III | Vice-Chair |
| Charlie Phillips | Board of Directors |
| Eric Olivas | Board of Directors |
| Katherine Powledge | Secretary/Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $136,110 |
| Salaries, Compensation, and Employee Benefits | $79,625 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $70,954 |
| Interest | - | - | - | $43,305 |
| Office Expenses | - | - | - | $23,466 |
| Depreciation Depletion | - | - | - | $13,450 |
| Occupancy | - | - | - | $12,055 |
| Payroll Taxes | - | - | - | $5,426 |
| Insurance | - | - | - | $4,269 |
| Pension Plan Contributions | - | - | - | $3,200 |
| Other Expenses | - | - | - | $2,755 |
| Other Employee Benefits | - | - | - | $45 |
| Total Functional Expenses | $0 | $0 | $0 | $215,735 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Yes, the credit union has members who can join the credit union if they meet the "field of membership" requirements and choose to join.”
“During the Annual Meeting of Membership, each credit union member has one vote on the board of directors positions being filled.”
“The IRS Form 990 will be reviewed by the president at the time of filing, followed by the board of directors.”
“Annual compensation surveys are used by the board of directors to establish the salaries of the president and clerk.”
“Highway District 9 Credit Union makes its governing documents available to the public during normal business hours. Some documents are posted in the lobby, while others are provided upon request.”
“Change in the value of member shares, a total decrease of $463,827.26.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 26909 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 33109 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | -39443 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | -25000 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Highway District 9 Credit Union is a State-Chartered Credit Union formed under the state credit union law, and it provides traditional deposit and loan products, as well as other financial services, to its members. |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Rachel Reavis |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2547566331 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2417 Columbus Avenue |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Waco |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 76701 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 66619 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 177425 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 70954 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 70784 |
| IRS990/CYOtherExpensesAmt | 0 | 136110 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 149236 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 4285 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 79625 |
| IRS990/CYTotalExpensesAmt | 0 | 215735 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 220020 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 13450 |
| IRS990/Desc | 0 | Loans: The credit union provides loans in several categories. The offerings include consumer automobile loans, unsecured loans, share loans, and residential mortgage loans. As part of the loan program, the credit union also offers loan-related insurance products such as Single Premium Disability. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 2 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 30 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Rachel Reavis |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Janis Guest |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | David Swinson III |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Charlie Phillips |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Eric Olivas |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Katherine Powledge |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 48087 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President/Manager |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board of Directors |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board of Directors |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary/Treasurer |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 220020 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 4269 |
| IRS990/InterestGrp/TotalAmt | 0 | 43305 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 70784 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 70784 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 58294 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 57937 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 77660 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 135954 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Highway District 9 Credit Union is a State-Chartered Credit Union formed under the state credit union law, and the credit union is a member-owned cooperative that provides traditional deposit and loan products, as well as other financial services to the membership. The credit union's focus is to improve the economic well-being of our member-owners. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4523426 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4063883 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 12055 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 23466 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 37585 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 34949 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -463828 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 45 |
| IRS990/OtherExpensesGrp/Desc | 0 | Loan Loss Provision |
| IRS990/OtherExpensesGrp/Desc | 1 | Operating Fee |
| IRS990/OtherExpensesGrp/Desc | 2 | League Dues |
| IRS990/OtherExpensesGrp/Desc | 3 | Miscellaneous |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 30983 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2378 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 3449 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 2755 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1775768 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1726753 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 5426 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 3200 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 15148 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 22424 |
| IRS990/PrincipalOfficerNm | 0 | RACHEL REAVIS |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 139047 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 9971 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 218 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 139047 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 9971 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 218 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Share Savings: The credit union offers savings accounts. These accounts pay dividends semi-annually. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Check cashing and other teller-related services. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 54685 |
| IRS990/PYOtherExpensesAmt | 0 | 99174 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 137409 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 16534 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 76386 |
| IRS990/PYTotalExpensesAmt | 0 | 175560 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 192094 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 4285 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4523426 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4063883 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2636721 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2082781 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 70473 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 58294 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 128767 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1187 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 1187 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 6000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 6000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 77660 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Yes, the credit union has members who can join the credit union if they meet the "field of membership" requirements and choose to join. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | During the Annual Meeting of Membership, each credit union member has one vote on the board of directors positions being filled. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The IRS Form 990 will be reviewed by the president at the time of filing, followed by the board of directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Annual compensation surveys are used by the board of directors to establish the salaries of the president and clerk. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Highway District 9 Credit Union makes its governing documents available to the public during normal business hours. Some documents are posted in the lobby, while others are provided upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Change in the value of member shares, a total decrease of $463,827.26. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part XI, Line 9 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TX |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 4550335 |
| IRS990/TotalAssetsEOYAmt | 0 | 4096992 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 4550335 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 4096992 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 2 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 215735 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 26909 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 33109 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 26909 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 33109 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4523426 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4063883 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 149236 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 48087 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 220020 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 220020 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 4550335 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 4096992 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2417 COLUMBUS AVENUE |
| IRS990/USAddress/CityNm | 0 | WACO |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 76701 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | https://www.hwydist9.com |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Rachel Reavis |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Manager |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2547566331 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-03-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | HIGHWAY DISTRICT 9 CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | HIGH |
| ReturnHeader/Filer/EIN | 0 | 741272799 |
| ReturnHeader/Filer/PhoneNum | 0 | 2547566331 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2417 Columbus Avenue |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Waco |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 76701 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/ReturnTs | 0 | 2025-05-05T17:02:58-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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