Civic Intelligence

Freestone Credit Union

EIN 74-1250330 • 501(c)14 • Teague, TX

View Organization Page

Profile

Our mission is to provide quality financial services to our members at competitive rates.

613 Main StTeague, TX 75860

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.90x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2023

Liabilities / Revenue

73rd percentile

19.82x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2023

Net Margin

79th percentile

21%

Higher net margin than 79% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

85th percentile

7.2%

Faster asset growth than 85% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Revenue Growth

62nd percentile

16%

Faster revenue growth than 62% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$66,441,191

Up $8,385,670 (+14%) from 2023

Liabilities

Up

$59,554,921

Up $7,589,215 (+15%) from 2023

Net Assets

Up

$6,886,270

Up $796,455 (+13%) from 2023

Operations
Liabilities / Revenue73rd percentileNet Margin79th percentile

Revenue

Up

$3,462,993

Up $841,051 (+32%) from 2023

Expenses

Up

$2,666,538

Up $600,700 (+29%) from 2023

Net Income

Up

$796,455

Up $240,351 (+43%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $34,404,194Liabilities 2010: $31,386,310Net Assets 2010: $3,017,8842010Assets 2011: $35,451,409Liabilities 2011: $32,243,936Net Assets 2011: $3,207,4732011Assets 2012: $34,852,253Liabilities 2012: $31,481,574Net Assets 2012: $3,370,6792012Assets 2013: $36,241,204Liabilities 2013: $32,863,652Net Assets 2013: $3,377,5522013Assets 2014: $39,062,057Liabilities 2014: $35,560,159Net Assets 2014: $3,501,8982014Assets 2015: $39,972,212Liabilities 2015: $36,365,362Net Assets 2015: $3,606,8502015Assets 2016: $38,758,764Liabilities 2016: $34,917,173Net Assets 2016: $3,841,5912016Assets 2017: $40,496,241Liabilities 2017: $36,566,280Net Assets 2017: $3,929,9612017Assets 2018: $40,575,938Liabilities 2018: $36,395,131Net Assets 2018: $4,180,8072018Assets 2019: $43,508,032Liabilities 2019: $39,151,731Net Assets 2019: $4,356,3012019Assets 2020: $45,085,109Liabilities 2020: $40,455,529Net Assets 2020: $4,629,5802020Assets 2021: $52,297,693Liabilities 2021: $47,305,514Net Assets 2021: $4,992,1792021Assets 2022: $54,162,849Liabilities 2022: $48,609,138Net Assets 2022: $5,553,7112022Assets 2023: $58,055,521Liabilities 2023: $51,965,706Net Assets 2023: $6,089,8152023Assets 2024: $66,441,191Liabilities 2024: $59,554,921Net Assets 2024: $6,886,2702024

Highlighted filing

2024

Assets$66,441,191
Liabilities$59,554,921
Net Assets$6,886,270
Open 2024 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $1,601,9602010Expenses 2011: $1,322,3692011Expenses 2012: $1,306,0802012Revenue 2013: $1,486,387Expenses 2013: $1,479,514Net Income 2013: $6,8732013Revenue 2014: $1,637,875Expenses 2014: $1,513,529Net Income 2014: $124,3462014Revenue 2015: $1,778,194Expenses 2015: $1,673,242Net Income 2015: $104,9522015Revenue 2016: $1,837,338Expenses 2016: $1,622,770Net Income 2016: $214,5682016Revenue 2017: $1,791,860Expenses 2017: $1,703,490Net Income 2017: $88,3702017Revenue 2018: $1,877,759Expenses 2018: $1,623,742Net Income 2018: $254,0172018Revenue 2019: $2,009,347Expenses 2019: $1,713,353Net Income 2019: $295,9942019Revenue 2020: $1,942,617Expenses 2020: $1,669,338Net Income 2020: $273,2792020Revenue 2021: $2,070,107Expenses 2021: $1,707,508Net Income 2021: $362,5992021Revenue 2022: $2,262,020Expenses 2022: $1,700,488Net Income 2022: $561,5322022Revenue 2023: $2,621,942Expenses 2023: $2,065,838Net Income 2023: $556,1042023Revenue 2024: $3,462,993Expenses 2024: $2,666,538Net Income 2024: $796,4552024

Highlighted filing

2024

Revenue$3,462,993
Expenses$2,666,538
Net Income$796,455
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$66,441,191
Liabilities
$59,554,921
Net assets
$6,886,270
Revenue
$3,462,993
Expenses
$2,666,538
Net income
$796,455
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$66.4$59.6$6.89$3.46$2.67$0.80
2023Detailed filing. Detailed filing data is available for this year.$58.1$52.0$6.09$2.62$2.07$0.56
2022Detailed filing. Detailed filing data is available for this year.$54.2$48.6$5.55$2.26$1.70$0.56
2021Detailed filing. Detailed filing data is available for this year.$52.3$47.3$4.99$2.07$1.71$0.36
2020Detailed filing. Detailed filing data is available for this year.$45.1$40.5$4.63$1.94$1.67$0.27
2019Detailed filing. Detailed filing data is available for this year.$43.5$39.2$4.36$2.01$1.71$0.30
2018Detailed filing. Detailed filing data is available for this year.$40.6$36.4$4.18$1.88$1.62$0.25
2017Detailed filing. Detailed filing data is available for this year.$40.5$36.6$3.93$1.79$1.70$0.09
2016Detailed filing. Detailed filing data is available for this year.$38.8$34.9$3.84$1.84$1.62$0.21
2015Detailed filing. Detailed filing data is available for this year.$40.0$36.4$3.61$1.78$1.67$0.10
2014Detailed filing. Detailed filing data is available for this year.$39.1$35.6$3.50$1.64$1.51$0.12
2013Detailed filing. Detailed filing data is available for this year.$36.2$32.9$3.38$1.49$1.48$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.9$31.5$3.37$1.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.5$32.2$3.21$1.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.4$31.4$3.02$1.60
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 15, 2025
Return Version
2024v5.1
Gross Receipts
$3,462,993
Mission and Program Overview

Mission

Our mission is to provide quality financial services to our members. We are dedicated to provising loans at reasonable rates, promoting thrift and maintaining financial stability to safeguard the assets of freestone credit union. At the same time, we will offer these services with professionalism, integrity and innovation to provide for the individual needs of each member. Although soundness and safety of op0erations is imperative, service in a cooperative spirit is vital.

Our mission is to provide quality financial services to our members at competitive rates.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$32,258,911$34,958,093▲ $2,699,182
Investments Program Related$22,302,314$28,393,784▲ $6,091,470
Rtn Earn Endowment Incm Other Fnds$6,089,815$6,886,270▲ $796,455
Land, Buildings, and Equipment, Net$1,462,214$1,434,361▼ $27,853
Cash and Non-Interest-Bearing Accounts$1,621,079$1,247,993▼ $373,086
Receivables From Officers Etc$198,609$193,768▼ $4,841
Prepaid Expenses and Deferred Charges$84,949$97,275▲ $12,326
Total Assets$58,055,521$66,441,191▲ $8,385,670
Other Assets Total$127,445$115,917▼ $11,528
Liabilities
Other Liabilities$51,649,229$59,301,194▲ $7,651,965
Accounts Payable and Accrued Expenses$316,477$253,727▼ $62,750
Total Liabilities$51,965,706$59,554,921▲ $7,589,215
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,089,815$6,886,270▲ $796,455
Total Liabilities and Net Assets / Fund Balance$58,055,521$66,441,191▲ $8,385,670

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$5,753,510--
Buildings$1,111,468$865,948-
Land$256,977--
Equipment$65,916$1,314,387-
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Deanne HarrisManager/CEOFT$123,237$123,237

Board Members and Trustees

NameTitle
Mary LeeBoard Chair
Courtney HodgeVice Chair
Joey BurksMember
Luis GuerreroMember
Michael GriffinMember
Jessica RiskenSecretary
Kenneth AllenTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,524,870
Investment Income
$902,789
Other Revenue
$35,334
Change in Net Assets
$796,455
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,849,823
Salaries, Compensation, and Employee Benefits$816,715
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$763,021$0$0$763,021
Other Salaries and Wages$605,111$0$0$605,111
All Other Expenses$274,336$0$0$274,336
Fees for Services Other$267,890$0$0$267,890
Office Expenses$185,588$0$0$185,588
Current Officers, Directors, Trustees, and Key Employees$123,237$0$0$123,237
Depreciation Depletion$91,074$0$0$91,074
Occupancy$69,253$0$0$69,253
Payroll Taxes$56,431$0$0$56,431
Insurance$45,521$0$0$45,521
Advertising$38,250$0$0$38,250
Pension Plan Contributions$19,881$0$0$19,881
Fees for Services Accounting$18,315$0$0$18,315
Other Employee Benefits$12,055$0$0$12,055
Conferences and Meetings$10,156$0$0$10,156
Fees for Services Legal$2,829$0$0$2,829
Interest$68$0$0$68
Total Functional Expenses$2,666,538$0$0$2,666,538
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$198,609$193,768▼ $4,841
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Mamber Shares$59,301,194
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Freestone Credit Union
EIN
74-1250330
Phone
2547392594
Address
613 MAIN ST, TEAGUE, TX 75860

Signing Officer

Name
Deanne Harris
Title
Manager/CEO
Phone
2547392594
Signed
2025-04-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Deanne Harris
Formed
1952
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
17
Volunteers
0

Preparer

Firm
Greg R Schmidt CPA
Address
26 Cypress Pt, Amarillo, TX 79124
Preparer
Greg R Schmidt
Phone
8552759297
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“All accountholders are also members of the credit union”

Pt VI, Line 7A

“Officers of the credit union are elected by the membership”

Pt VI, Line 11B

“The board reviews and approves the form 990 prior to filing”

Pt VI, Line 12C

“Members of the board are required to disclose any possible conflicts of interest”

Pt VI, Line 15A

“The board annually reviews the compensation packages of all key employees”

Pt VI, Line 15B

“The board annually reviews the compensation packages of all key employees”

Pt XI

“Cecl adjustment posted to undivided earnings”

Form 990, Part IX, Line 24E

“MISC 48967. 48967.”

Form 990, Part IX, Line 24E

“ATM/Debit Card 225369. 225369.”

Raw XML AppendixShowing 400 of 463 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/MissionDesc0OUR MISSION IS TO PROVIDE QUALITY FINANCIAL SERVICES TO OUR MEMBERS AT COMPETITIVE RATES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt06089815
IRS990/NetAssetsOrFundBalancesEOYAmt06886270
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt069253
IRS990/OccupancyGrp/TotalAmt069253
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0185588
IRS990/OfficeExpensesGrp/TotalAmt0185588
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0127445
IRS990/OtherAssetsTotalGrp/EOYAmt0115917
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt012055
IRS990/OtherEmployeeBenefitsGrp/TotalAmt012055
IRS990/OtherExpensesGrp/Desc0DUES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc3DIVIDENDS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt014154
IRS990/OtherExpensesGrp/ProgramServicesAmt162327
IRS990/OtherExpensesGrp/ProgramServicesAmt27041
IRS990/OtherExpensesGrp/ProgramServicesAmt3763021
IRS990/OtherExpensesGrp/TotalAmt014154
IRS990/OtherExpensesGrp/TotalAmt162327
IRS990/OtherExpensesGrp/TotalAmt27041
IRS990/OtherExpensesGrp/TotalAmt3763021
IRS990/OtherLiabilitiesGrp/BOYAmt051649229
IRS990/OtherLiabilitiesGrp/EOYAmt059301194
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0NON-OPERATING GAINS
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt035334
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt035334
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt035334
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0605111
IRS990/OtherSalariesAndWagesGrp/TotalAmt0605111
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt032258911
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt034958093
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt056431
IRS990/PayrollTaxesGrp/TotalAmt056431
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt019881
IRS990/PensionPlanContributionsGrp/TotalAmt019881
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt084949
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt097275
IRS990/PrincipalOfficerNm0DEANNE HARRIS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01825911
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1687305
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt211654
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt110586
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0FREESTONE CREDIT UNION OFFERS ALL TYPES OF SAVINGS PRODUCTS AT COMPETITIVE RATES
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0330355
IRS990/PYOtherExpensesAmt01284090
IRS990/PYOtherRevenueAmt07304
IRS990/PYProgramServiceRevenueAmt02284283
IRS990/PYRevenuesLessExpensesAmt0556104
IRS990/PYSalariesCompEmpBnftPaidAmt0781748
IRS990/PYTotalExpensesAmt02065838
IRS990/PYTotalRevenueAmt02621942
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0198609
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0193768
IRS990/ReconcilationRevenueExpnssAmt0796455
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06089815
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06886270
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01111468
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0865948
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01977416
IRS990ScheduleD/EquipmentGrp/BookValueAmt065916
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01314387
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01380303
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt06448000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt16823348
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt28000000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3548885
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt4820041
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt55753510
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CDS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1FEDERAL SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2CATALYST 105 ACCOUNT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3NCUSIF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4OTHER
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5CATALYST EBA
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5C
IRS990ScheduleD/LandGrp/BookValueAmt0256977
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0256977
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt059301194
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MAMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01434361
IRS990ScheduleD/TotalBookValueProgramRltdAmt028393784
IRS990ScheduleD/TotalLiabilityAmt059301194
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt05902
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1169755
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt218111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1VARIOUS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SHARE SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt019628
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1189265
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt237147
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MICHAEL GRIFFIN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1COURTNEY HODGE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2LUIS GUERRERO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/TotalBalanceDueAmt0193768
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL ACCOUNTHOLDERS ARE ALSO MEMBERS OF THE CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OFFICERS OF THE CREDIT UNION ARE ELECTED BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD REVIEWS AND APPROVES THE FORM 990 PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEMBERS OF THE BOARD ARE REQUIRED TO DISCLOSE ANY POSSIBLE CONFLICTS OF INTEREST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD ANNUALLY REVIEWS THE COMPENSATION PACKAGES OF ALL KEY EMPLOYEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD ANNUALLY REVIEWS THE COMPENSATION PACKAGES OF ALL KEY EMPLOYEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CECL ADJUSTMENT POSTED TO UNDIVIDED EARNINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MISC 48967. 48967.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ATM/Debit Card 225369. 225369.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt058055521
IRS990/TotalAssetsEOYAmt066441191
IRS990/TotalAssetsGrp/BOYAmt058055521

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