Civic Intelligence

Del Rio Sp Credit Union

EIN 74-1238592 • 501(c)14 • Del Rio, TX

Profile

To encourage thrift among our members and to provide credit at a fair and reasonable rate of interest and to provide an opportunity to improve their economic condition.

106 North Main StreetDel Rio, TX 78840
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

20th percentile

0.64x

Higher debt load relative to assets than 20% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

50th percentile

12.05x

Higher debt load relative to revenue than 50% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

41st percentile

-4.4%

Higher net margin than 41% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

74th percentile

0.6%

Faster asset growth than 74% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

94th percentile

35%

Faster revenue growth than 94% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets20th percentile

Assets

Up

$3,499,967

Up $21,797 (+0.6%) from 2023

Liabilities

Up

$2,234,306

Up $30,045 (+1.4%) from 2023

Net Assets

Down

$1,265,661

Down $8,248 (-0.6%) from 2023

Operations
Liabilities / Revenue50th percentileNet Margin41st percentile

Revenue

Up

$185,430

Up $47,593 (+35%) from 2023

Expenses

Up

$193,678

Up $2,487 (+1.3%) from 2023

Net Income

Up

-$8,248

Up $45,106 (+85%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth74th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $5,340,288Liabilities 2010: $3,593,563Net Assets 2010: $1,746,7252010Assets 2012: $5,230,256Liabilities 2012: $3,550,063Net Assets 2012: $1,680,1932012Assets 2013: $5,607,710Liabilities 2013: $3,960,833Net Assets 2013: $1,646,8772013Assets 2014: $5,632,007Liabilities 2014: $4,018,534Net Assets 2014: $1,613,4732014Assets 2015: $5,755,125Liabilities 2015: $4,176,621Net Assets 2015: $1,578,5052015Assets 2016: $4,360,594Liabilities 2016: $2,805,010Net Assets 2016: $1,555,5842016Assets 2017: $4,690,855Liabilities 2017: $3,169,945Net Assets 2017: $1,520,9102017Assets 2018: $4,554,047Liabilities 2018: $3,029,929Net Assets 2018: $1,524,1182018Assets 2020: $4,374,627Liabilities 2020: $2,904,451Net Assets 2020: $1,470,1762020Assets 2021: $4,376,709Liabilities 2021: $2,964,657Net Assets 2021: $1,412,0522021Assets 2022: $4,223,278Liabilities 2022: $2,896,015Net Assets 2022: $1,327,2632022Assets 2023: $3,478,170Liabilities 2023: $2,204,261Net Assets 2023: $1,273,9092023Assets 2024: $3,499,967Liabilities 2024: $2,234,306Net Assets 2024: $1,265,6612024

Highlighted filing

2024

Assets$3,499,967
Liabilities$2,234,306
Net Assets$1,265,661
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KExpenses 2010: $185,8932010Revenue 2012: $141,454Expenses 2012: $183,742Net Income 2012: -$42,2882012Revenue 2013: $136,753Expenses 2013: $170,069Net Income 2013: -$33,3162013Revenue 2014: $140,896Expenses 2014: $174,300Net Income 2014: -$33,4042014Revenue 2015: $146,620Expenses 2015: $181,588Net Income 2015: -$34,9682015Revenue 2016: $142,889Expenses 2016: $165,810Net Income 2016: -$22,9212016Revenue 2017: $147,396Expenses 2017: $182,070Net Income 2017: -$34,6742017Revenue 2018: $163,348Expenses 2018: $152,433Net Income 2018: $10,9152018Revenue 2020: $126,038Expenses 2020: $167,342Net Income 2020: -$41,3042020Revenue 2021: $93,795Expenses 2021: $151,919Net Income 2021: -$58,1242021Revenue 2022: $105,186Expenses 2022: $189,975Net Income 2022: -$84,7892022Revenue 2023: $137,837Expenses 2023: $191,191Net Income 2023: -$53,3542023Revenue 2024: $185,430Expenses 2024: $193,678Net Income 2024: -$8,2482024

Highlighted filing

2024

Revenue$185,430
Expenses$193,678
Net Income-$8,248
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,499,967
Liabilities
$2,234,306
Net assets
$1,265,661
Revenue
$185,430
Expenses
$193,678
Net income
-$8,248
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.50$2.23$1.27$0.19$0.19$0.01
2023Detailed filing. Detailed filing data is available for this year.$3.48$2.20$1.27$0.14$0.19$0.05
2022Detailed filing. Detailed filing data is available for this year.$4.22$2.90$1.33$0.11$0.19$0.08
2021Detailed filing. Detailed filing data is available for this year.$4.38$2.96$1.41$0.09$0.15$0.06
2020Detailed filing. Detailed filing data is available for this year.$4.37$2.90$1.47$0.13$0.17$0.04
2018Summary only. Only limited summary data is available for this year.$4.55$3.03$1.52$0.16$0.15$0.01
2017Summary only. Only limited summary data is available for this year.$4.69$3.17$1.52$0.15$0.18$0.03
2016Summary only. Only limited summary data is available for this year.$4.36$2.81$1.56$0.14$0.17$0.02
2015Summary only. Only limited summary data is available for this year.$5.76$4.18$1.58$0.15$0.18$0.03
2014Summary only. Only limited summary data is available for this year.$5.63$4.02$1.61$0.14$0.17$0.03
2013Summary only. Only limited summary data is available for this year.$5.61$3.96$1.65$0.14$0.17$0.03
2012Summary only. Only limited summary data is available for this year.$5.23$3.55$1.68$0.14$0.18$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.34$3.59$1.75$0.19
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.0
Gross Receipts
$185,430
Mission and Program Overview

Mission

To encourage thrift among our members and to provide credit at a fair and reasonable rate of interest and to provide an opportunity to improve their economic condition.

To encourage thrift among our members and to provide credit at a fair and reasonable rate of interest and to provide opportunity to improve their economic condition.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,273,909$1,265,661▼ $8,248
Other Notes and Loans Receivable, Net$828,492$1,087,532▲ $259,040
Cash and Non-Interest-Bearing Accounts$87,051$73,547▼ $13,504
Pledges and Grants Receivable$10,589$16,397▲ $5,808
Land, Buildings, and Equipment, Net$18,587$14,465▼ $4,122
Prepaid Expenses and Deferred Charges$10,541$9,008▼ $1,533
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$3,478,170$3,499,967▲ $21,797
Other Assets Total$2,522,910$2,299,018▼ $223,892
Liabilities
Other Liabilities$2,197,067$2,229,350▲ $32,283
Accounts Payable and Accrued Expenses$7,194$4,956▼ $2,238
Total Liabilities$2,204,261$2,234,306▲ $30,045
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,273,909$1,265,661▼ $8,248
Total Liabilities and Net Assets / Fund Balance$3,478,170$3,499,967▲ $21,797

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,643$53,958$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$8,822$92,432$0
Leasehold Improvements$0$0$0
Other Assets Org$21,971--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Robert Guzman JrChairman
Ricardo PerezVice-Chairman
David Tovar SrDirector
James McGonagillDirector
Jesus Emiliano GalindoDirector
Javier ZapataSecretary
Ruben MartinezTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$94,547
Investment Income
$90,883
Other Revenue
$0
Change in Net Assets
$-8,248
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$120,515
Other Expenses$73,163
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$66,346--$66,346
Comp Disqual Persons$43,520--$43,520
Office Expenses$34,965--$34,965
Occupancy$19,214--$19,214
Payroll Taxes$10,496--$10,496
Interest$3,990--$3,990
Advertising$2,051--$2,051
Other Expenses$922$0$0$922
Other Employee Benefits$153--$153
Total Functional Expenses$193,678$0$0$193,678
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit Unions are owned by the members.”

Form 990, Part VI, Section A, Line 7A

“Board members are elected by the membership.”

Form 990, Part VI, Section B, Line 11B

“All members were notified through their statements that all policies and financial statements are available to them at all times. A current financial report is posted on the bulletin board located in the Credit Union Lobby.”

Form 990, Part VI, Section C, Line 18

“All members were notified through their statements that all policies and financial statements are available to them at all times. A current financial report is posted on the bulletin board located in the Credit Union Lobby.”

Form 990, Part VI, Section C, Line 19

“All members were notified through their statements that all policies and financial statements are available to them at all times. A current financial report is posted on the bulletin board located in the Credit Union Lobby.”

Filing and Contact Details

Filer

Filer Name
Del Rio Sp Credit Union
EIN
74-1238592
Phone
8307759360
Address
106 North Main Street, Del Rio, TX 78840

Signing Officer

Name
Belia Hernandez
Title
Manager
Phone
8307759360
Signed
2025-05-12

Organization Details

Formed
1954
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
3
Volunteers
7
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt019214
IRS990/OccupancyGrp/TotalAmt019214
IRS990/OfficeExpensesGrp/ProgramServicesAmt034965
IRS990/OfficeExpensesGrp/TotalAmt034965
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02522910
IRS990/OtherAssetsTotalGrp/EOYAmt02299018
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0153
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0153
IRS990/OtherExpensesGrp/Desc0Federal Regulatory Fee
IRS990/OtherExpensesGrp/Desc1Misc. Operating Expenses
IRS990/OtherExpensesGrp/Desc2Professional Services Audit Expenses
IRS990/OtherExpensesGrp/Desc3Loan Servicing Expenses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt02070
IRS990/OtherExpensesGrp/ProgramServicesAmt15513
IRS990/OtherExpensesGrp/ProgramServicesAmt24438
IRS990/OtherExpensesGrp/ProgramServicesAmt3922
IRS990/OtherExpensesGrp/TotalAmt02070
IRS990/OtherExpensesGrp/TotalAmt15513
IRS990/OtherExpensesGrp/TotalAmt24438
IRS990/OtherExpensesGrp/TotalAmt3922
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/BOYAmt02197067
IRS990/OtherLiabilitiesGrp/EOYAmt02229350
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt066346
IRS990/OtherSalariesAndWagesGrp/TotalAmt066346
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0828492
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01087532
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt010496
IRS990/PayrollTaxesGrp/TotalAmt010496
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt010589
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt016397
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010541
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt09008
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Del Rio SP Credit Union
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Admin Fees & Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt088705
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15842
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt088705
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15842
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt062158
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt089334
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt075679
IRS990/PYRevenuesLessExpensesAmt0-53354
IRS990/PYSalariesCompEmpBnftPaidAmt0101857
IRS990/PYTotalExpensesAmt0191191
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0137837
IRS990/ReconcilationRevenueExpnssAmt0-8248
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0185430
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01273909
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01265661
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt05643
IRS990ScheduleD/BuildingsGrp/DepreciationAmt053958
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt059601
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt08822
IRS990ScheduleD/EquipmentGrp/DepreciationAmt092432
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0101254
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt02229350
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt02099000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1178047
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt221971
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Investments
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Catalyst Corp FCU
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2NCUA INS. DEPOSIT
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014465
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02299018
IRS990ScheduleD/TotalLiabilityAmt02229350
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Credit Unions are owned by the members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Board members are elected by the membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2All members were notified through their statements that all policies and financial statements are available to them at all times. A current financial report is posted on the bulletin board located in the Credit Union Lobby.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3All members were notified through their statements that all policies and financial statements are available to them at all times. A current financial report is posted on the bulletin board located in the Credit Union Lobby.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4All members were notified through their statements that all policies and financial statements are available to them at all times. A current financial report is posted on the bulletin board located in the Credit Union Lobby.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TX
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00

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