Navy Army Community Credit Union

“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”

“Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.”

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

“The 990 form is reviewed in detail by the controller, chief financial officer and the chief operations officer before it is signed and submitted to the irs.”

“Credit union employees, directors, officers and their spouses are required to file an annual disclosure statement listing any financial institutions, trade associations or related business they are associated with as a director, officer or employee with a material ownership interest of $5,000 or more. The disclosure statements are reviewed by the president and board and any conflicts of interest are resolved at that time.”

“All staff compensation is measured against industry standards by the human resources department and approved by the president. The board of directors review compensation for the president's position.”

“Navy army community credit union's website has a link to the marketing department where members can request documents. All documents are available upon request for the same period of disclosure as set forth in section 6104(d). Also, a copy of the financial statements are posted at each branch site and are available to the public on ncua's website.”