Civic Intelligence

Navy Army Community Credit Union

990 • Fiscal year 2014 • EIN 74-1237070

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 13, 2015

2730 Rodd Field RoadCorpus Christi, TX 78414

(361) 986-4500

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.91x

Higher debt load relative to assets than 77% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Liabilities / Revenue

13th percentile

15.94x

Higher debt load relative to revenue than 13% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Net Margin

33rd percentile

17%

Higher net margin than 33% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Top Officer Pay

13th percentile

$445,793

Higher top officer pay than 13% of similar nonprofits.

Top officer pay equals 0.3% of source-year revenue.

2014 filings • 501(c)14 • $1B+ nonprofits • Source year 2014

Asset Growth

89th percentile

12%

Faster asset growth than 89% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2013 to 2014

Revenue Growth

75th percentile

6.9%

Faster revenue growth than 75% of similar nonprofits.

2014 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2013 to 2014

Assets

Up

$2,247,270,292

Up $242,604,654 (+12%) from 2013

Net Assets

Up

$209,039,478

Up $23,262,427 (+13%) from 2013

Liabilities

Up

$2,038,230,814

Up $219,342,227 (+12%) from 2013

Revenue

Up

$127,864,714

Up $8,243,705 (+6.9%) from 2013

Expenses

Up

$105,898,719

Up $17,076,363 (+19%) from 2013

Net Income

Down

$21,965,995

Down $8,832,658 (-29%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0B$4.0B$2.0B$0Assets 2011: $1,326,759,805Liabilities 2011: $1,201,300,965Net Assets 2011: $125,458,8402011Assets 2012: $1,675,627,885Liabilities 2012: $1,520,453,169Net Assets 2012: $155,174,7172012Assets 2013: $2,004,665,638Liabilities 2013: $1,818,888,587Net Assets 2013: $185,777,0512013Assets 2014: $2,247,270,292Liabilities 2014: $2,038,230,814Net Assets 2014: $209,039,4782014Assets 2015: $2,361,365,208Liabilities 2015: $2,129,567,694Net Assets 2015: $231,797,5142015Assets 2016: $2,498,149,588Liabilities 2016: $2,241,071,401Net Assets 2016: $257,078,1872016Assets 2017: $2,700,862,976Liabilities 2017: $2,421,583,431Net Assets 2017: $279,279,5452017Assets 2018: $2,970,687,295Liabilities 2018: $2,666,599,437Net Assets 2018: $304,087,8582018Assets 2019: $3,263,904,258Liabilities 2019: $2,926,197,272Net Assets 2019: $337,706,9862019Assets 2020: $3,664,310,843Liabilities 2020: $3,299,722,836Net Assets 2020: $364,588,0072020Assets 2021: $4,042,196,028Liabilities 2021: $3,611,905,350Net Assets 2021: $430,290,6782021Assets 2022: $4,104,675,190Liabilities 2022: $3,589,789,208Net Assets 2022: $514,885,9822022Assets 2023: $4,302,657,272Liabilities 2023: $3,739,655,182Net Assets 2023: $563,002,0902023Assets 2024: $4,502,405,665Liabilities 2024: $3,905,751,055Net Assets 2024: $596,654,6102024

Highlighted filing

2014

Assets$2,247,270,292
Liabilities$2,038,230,814
Net Assets$209,039,478

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400M$300M$200M$100M$0Revenue 2011: $83,501,564Expenses 2011: $57,916,449Net Income 2011: $25,585,1152011Revenue 2012: $102,913,831Expenses 2012: $70,080,972Net Income 2012: $32,832,8592012Revenue 2013: $119,621,009Expenses 2013: $88,822,356Net Income 2013: $30,798,6532013Revenue 2014: $127,864,714Expenses 2014: $105,898,719Net Income 2014: $21,965,9952014Revenue 2015: $131,797,494Expenses 2015: $104,526,723Net Income 2015: $27,270,7712015Revenue 2016: $136,976,852Expenses 2016: $109,853,563Net Income 2016: $27,123,2892016Revenue 2017: $146,964,565Expenses 2017: $121,488,868Net Income 2017: $25,475,6972017Revenue 2018: $164,993,255Expenses 2018: $135,394,835Net Income 2018: $29,598,4202018Revenue 2019: $192,613,593Expenses 2019: $155,981,446Net Income 2019: $36,632,1472019Revenue 2020: $210,861,484Expenses 2020: $174,773,021Net Income 2020: $36,088,4632020Revenue 2021: $216,741,381Expenses 2021: $154,198,303Net Income 2021: $62,543,0782021Revenue 2022: $245,877,072Expenses 2022: $173,019,197Net Income 2022: $72,857,8752022Revenue 2023: $295,398,561Expenses 2023: $241,636,768Net Income 2023: $53,761,7932023Revenue 2024: $332,348,986Expenses 2024: $305,532,884Net Income 2024: $26,816,1022024

Highlighted filing

2014

Revenue$127,864,714
Expenses$105,898,719
Net Income$21,965,995
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 13, 2015
Return Version
2014v5.0
Gross Receipts
$148,343,545
Mission and Program Overview

Mission

To meet the financial needs and goals of our members. Provide savings, share draft and share certificate accounts and auto, consumer and commercial loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,693,013,147$1,777,833,734▲ $84,820,587
Cash and Non-Interest-Bearing Accounts$187,118,721$266,476,931▲ $79,358,210
Rtn Earn Endowment Incm Other Fnds$185,777,051$209,039,478▲ $23,262,427
Investments in Publicly Traded Securities$60,880,614$131,117,750▲ $70,237,136
Land, Buildings, and Equipment, Net$29,789,295$36,170,028▲ $6,380,733
Prepaid Expenses and Deferred Charges$5,183,000$4,636,329▼ $546,671
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,004,665,638$2,247,270,292▲ $242,604,654
Other Assets Total$28,680,861$31,035,520▲ $2,354,659
Liabilities
Other Liabilities$1,804,682,907$2,019,939,175▲ $215,256,268
Accounts Payable and Accrued Expenses$14,205,680$18,291,639▲ $4,085,959
Total Liabilities$1,818,888,587$2,038,230,814▲ $219,342,227
Net Assets / Fund Balance
Total Net Assets Fund Balance$185,777,051$209,039,478▲ $23,262,427
Total Liabilities and Net Assets / Fund Balance$2,004,665,638$2,247,270,292▲ $242,604,654

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$24,275,519$7,606,540$31,882,059
Equipment$3,050,477$10,907,326$13,957,803
Other Land Buildings$2,081,265$8,664,590$10,745,855
Land$6,698,109-$6,698,109
Leasehold Improvements$64,658$943,459$1,008,117
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
SARAH O'BRIENPresident/CEOFT$314,025$135,462$449,487
Gerry MorrowChief Lending OfficerFT$225,046$145,228$370,274
Dana SiskCheif Operations OfficerFT$183,632$97,168$280,800
Shannon SrpChief Information OfficerFT$150,629$91,296$241,925
Roman EscobarSVP Real EstateFT$85,132$138,745$223,877
Antonio GomezSVP Member Business LendingFT$108,220$64,980$173,200
Ashley SmithVP MarketingFT$117,466$40,233$157,699
Gary LankfordSVP Indirect LendingFT$118,666$33,187$151,853
Villegas Alissa GonzalesVP Loan AdministrationFT$121,972$21,118$143,090
Virginia WhithamVP Human ResourcesFT$126,876$15,243$142,119
Lisa MartinezRe Lending SpecialistFT$116,479$15,096$131,575
Carrie RiceChief Financial OfficerFT$107,866$10,387$118,253

Board Members and Trustees

NameTitle
Vicki GonzalesChair
Sylvia Martinez1st Vice Chair
Don Rymer2nd Vice Chair
Albert KesslerDirector
Bryan StoneDirector
Jerry WoitasDirector
John JacksonDirector
Eloy SalazarSecretary
Pedro Rivera JrTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Beecroft Company INCConstruction2222 LAREDO STREET, Corpus Christi, TX 78405$3,365,815
Security TitleReal Estate5306 HOLLY ROAD STE B, Corpus Christi, TX 78411$1,553,432
Valley Land Title CompanyReal Estate6013 N 10TH STREET, Mcallen, TX 78504$1,471,475
Morehead Dotts RybakAdvertising2767 SANTE FE STREET, Corpus Christi, TX 78404$1,106,578
Centre Techologies INCIt Consulting480 N SAM HOUSTON PARKWAY E SUITE, Houston, TX 77060$1,101,810
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$126,387,790
Investment Income
$1,453,647
Other Revenue
$23,277
Change in Net Assets
$21,965,995
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$48,957,514
Salaries, Compensation, and Employee Benefits$21,847,871
Grants and Similar Amounts Paid$5,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$35,088,334
Other Salaries and Wages---$14,379,384
Office Expenses---$5,795,180
Other Employee Benefits---$4,214,100
Depreciation Depletion---$4,000,759
Fees for Services Other---$2,201,240
Occupancy---$2,072,899
Advertising---$1,803,632
Current Officers, Directors, Trustees, and Key Employees---$1,775,960
Payroll Taxes---$1,196,601
Information Technology---$958,184
Other Expenses---$501,578
Travel---$347,265
Pension Plan Contributions---$281,826
Fees for Services Legal---$130,700
Insurance---$120,338
Grants to Domestic Orgs---$5,000
Interest---$2
Total Functional Expenses$0$0$0$105,898,719
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts (checking/savings/cds)$2,019,939,175
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.

Form 990, Part VI, Section A, Line 7A

Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.

Form 990, Part VI, Section A, Line 7B

Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.

Form 990, Part VI, Section B, Line 11

The 990 form is reviewed in detail by the controller, chief financial officer and the chief operations officer before it is signed and submitted to the irs.

Form 990, Part VI, Section B, Line 12C

Credit union employees, directors, officers and their spouses are required to file an annual disclosure statement listing any financial institutions, trade associations or related business they are associated with as a director, officer or employee with a material ownership interest of $5,000 or more. The disclosure statements are reviewed by the president and board and any conflicts of interest are resolved at that time.

Form 990, Part VI, Section B, Line 15

All staff compensation is measured against industry standards by the human resource department and approved by the president; the board of directors reviews compensation for the president's position.

Form 990, Part VI, Section C, Line 19

Navy army community credit union's website has a link to the marketing department where members can request documents. All documents are available upon request for the same period of disclosure as set forth in section 6104(d). Also, a copy of the financial statements are posted at each branch site and are available to the public on ncua's website.

Filing and Contact Details

Filer

Filer Name
Navy Army Community Credit Union
EIN
74-1237070
Phone
3619864500
Address
2730 RODD FIELD ROAD, CORPUS CHRISTI, TX 78414

Signing Officer

Name
Carrie B Rice
Title
CFO
Phone
3619864500
Signed
2015-08-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
SARAH O'BRIEN
Formed
1955
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
445
Volunteers
10

Preparer

Firm
Mcgladrey Llp
Address
801 NICOLLET MALL SUITE 1100, MINNEAPOLIS, MN 55402
Preparer
Gerald B Kissell
Phone
6123324300
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Other comprehensive income-pension plan 1,296,432.

Raw XML AppendixShowing 400 of 636 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm1SYLVIA MARTINEZ
IRS990/Form990PartVIISectionAGrp/PersonNm2DON RYMER
IRS990/Form990PartVIISectionAGrp/PersonNm3PEDRO RIVERA JR
IRS990/Form990PartVIISectionAGrp/PersonNm4ELOY SALAZAR
IRS990/Form990PartVIISectionAGrp/PersonNm5BRYAN STONE
IRS990/Form990PartVIISectionAGrp/PersonNm6ALBERT KESSLER
IRS990/Form990PartVIISectionAGrp/PersonNm7JERRY WOITAS
IRS990/Form990PartVIISectionAGrp/PersonNm8JOHN JACKSON
IRS990/Form990PartVIISectionAGrp/PersonNm9SARAH O'BRIEN
IRS990/Form990PartVIISectionAGrp/PersonNm10CARRIE RICE
IRS990/Form990PartVIISectionAGrp/PersonNm11GERRY MORROW
IRS990/Form990PartVIISectionAGrp/PersonNm12DANA SISK
IRS990/Form990PartVIISectionAGrp/PersonNm13ROMAN ESCOBAR
IRS990/Form990PartVIISectionAGrp/PersonNm14ANTONIO GOMEZ
IRS990/Form990PartVIISectionAGrp/PersonNm15SHANNON SRP
IRS990/Form990PartVIISectionAGrp/PersonNm16ASHLEY SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm17GARY LANKFORD
IRS990/Form990PartVIISectionAGrp/PersonNm18VIRGINIA WHITHAM
IRS990/Form990PartVIISectionAGrp/PersonNm19VILLEGAS ALISSA GONZALES
IRS990/Form990PartVIISectionAGrp/PersonNm20LISA MARTINEZ
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9329439
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10107866
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11299880
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12201793
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13199119
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14152391
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15165749
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16130774
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17138596
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18126876
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19121972
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20116479
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt11ST VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt22ND VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHEIF OPERATIONS OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP REAL ESTATE
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP MEMBER BUSINESS LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP INDIRECT LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP LOAN ADMINISTRATION
IRS990/Form990PartVIISectionAGrp/TitleTxt20RE LENDING SPECIALIST
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt050571
IRS990/GainOrLossGrp/SecuritiesAmt04892
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticOrgsGrp/TotalAmt05000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0526571
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt020000000
IRS990/GrossReceiptsAmt0148343545
IRS990/GrossRentsGrp/RealAmt031000
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt015
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0958184
IRS990/InsuranceGrp/TotalAmt0120338
IRS990/InterestGrp/TotalAmt02
IRS990/InvestmentIncomeGrp/ExclusionAmt01398184
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01398184
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt060880614
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0131117750
IRS990/IRPDocumentCnt048183
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt028121915
IRS990/LandBldgEquipBasisNetGrp/BOYAmt029789295
IRS990/LandBldgEquipBasisNetGrp/EOYAmt036170028
IRS990/LandBldgEquipCostOrOtherBssAmt064291943
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0476000
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt019995108
IRS990/LessRentalExpensesGrp/RealAmt07723
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO MEET THE FINANCIAL NEEDS AND GOALS OF OUR MEMBERS. PROVIDE SAVINGS, SHARE DRAFT AND SHARE CERTIFICATE ACCOUNTS AND AUTO, CONSUMER AND COMMERCIAL LOANS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0185777051
IRS990/NetAssetsOrFundBalancesEOYAmt0209039478
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt055463
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt055463
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt023277
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt023277
IRS990/NetUnrelatedBusTxblIncmAmt0-71371
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02072899
IRS990/OfficeExpensesGrp/TotalAmt05795180
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt028680861
IRS990/OtherAssetsTotalGrp/EOYAmt031035520
IRS990/OtherChangesInNetAssetsAmt01296432
IRS990/OtherEmployeeBenefitsGrp/TotalAmt04214100
IRS990/OtherExpensesGrp/Desc0LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc1DEBIT CARD EXPENSE
IRS990/OtherExpensesGrp/Desc2SHAREDRAFT PROGRAM
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt025389705
IRS990/OtherExpensesGrp/TotalAmt14436374
IRS990/OtherExpensesGrp/TotalAmt21199658
IRS990/OtherExpensesGrp/TotalAmt3501578
IRS990/OtherLiabilitiesGrp/BOYAmt01804682907
IRS990/OtherLiabilitiesGrp/EOYAmt02019939175
IRS990/OtherSalariesAndWagesGrp/TotalAmt014379384
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01693013147
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01777833734
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt01196601
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0281826
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt05183000
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04636329
IRS990/PrincipalOfficerNm0SARAH O'BRIEN
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE & OTHER OPERATING INCOM
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt095880880
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt127935741
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt22097539
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt128409371
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22097539
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0473630
IRS990/ProgSrvcAccomActy2Grp/Desc0NAVY ARMY COMMUNITY CREDIT UNION PROVIDES DEPOSIT ACCOUNTS TO MEMBERS. AS OF DECEMBER 31, 2014 THAT TOTAL NUMBER OF MEMBERS TOTALED 135,994 WITH THE TOTAL NUMBER OF DEPOSIT ACCOUNTS ISSUED OF 248,808 AND TOTAL OUTSTANDING BALANCE OF DEPOSIT ACCOUNTS IN THE AMOUNT OF $2,019,939,175.
IRS990/ProgSrvcAccomActy3Grp/Desc0NAVY ARMY COMMUNITY CREDIT UNION ALSO PROVIDES ATM ACCESS TO MEMBERS. DURING 2014 THE TOTAL NUMBER OF ATM TRANSACTIONS FOR OUR MEMBERS AT OUR MACHINES TOTALED 562,994.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt033580513
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt05000
IRS990/PYInvestmentIncomeAmt0903330
IRS990/PYOtherExpensesAmt035270398
IRS990/PYOtherRevenueAmt019366
IRS990/PYProgramServiceRevenueAmt0118698313
IRS990/PYRevenuesLessExpensesAmt030798653
IRS990/PYSalariesCompEmpBnftPaidAmt019966445
IRS990/PYTotalExpensesAmt088822356
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0119621009
IRS990/ReconcilationRevenueExpnssAmt021965995
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt023277
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0185777051
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0209039478
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt024275519
IRS990ScheduleD/BuildingsGrp/DepreciationAmt07606540
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt031882059
IRS990ScheduleD/EquipmentGrp/BookValueAmt03050477
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010907326
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt013957803
IRS990ScheduleD/LandGrp/BookValueAmt06698109
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt06698109

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,502$3,906$597$332$306$26.8
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,303$3,740$563$295$242$53.8
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,105$3,590$515$246$173$72.9
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,042$3,612$430$217$154$62.5
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,664$3,300$365$211$175$36.1
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,264$2,926$338$193$156$36.6
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,971$2,667$304$165$135$29.6
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,701$2,422$279$147$121$25.5
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,498$2,241$257$137$110$27.1
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,361$2,130$232$132$105$27.3
2014Detailed filing. Detailed filing data is available for this year.$2,247$2,038$209$128$106$22.0
2013Detailed filing. Detailed filing data is available for this year.$2,005$1,819$186$120$88.8$30.8
2012Summary only. Only limited summary data is available for this year.$1,676$1,520$155$103$70.1$32.8
2011Summary only. Only limited summary data is available for this year.$1,327$1,201$125$83.5$57.9$25.6
Peer Organizations

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