Civic Intelligence

Wharton Co Teachers Credit Union

EIN 74-1213075 • 501(c)14 • Wharton, TX

Profile

Credit union available to teachers and their families.

2114 Junior College BlvdWharton, TX 77488-1004
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

21st percentile

0.76x

Higher debt load relative to assets than 21% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

27.49x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

83rd percentile

17%

Higher net margin than 83% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Asset Growth

57th percentile

0.2%

Faster asset growth than 57% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

80th percentile

17%

Faster revenue growth than 80% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$8,552,957

Up $18,321 (+0.2%) from 2023

Liabilities

Down

$6,510,961

Down $28,081 (-0.4%) from 2023

Net Assets

Up

$2,041,996

Up $46,402 (+2.3%) from 2023

Revenue

Up

$236,862

Up $33,841 (+17%) from 2023

Expenses

Down

$196,267

Down $730 (-0.4%) from 2023

Net Income

Up

$40,595

Up $34,571 (+574%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $11,103,716Liabilities 2010: $9,255,007Net Assets 2010: $1,848,7092010Assets 2011: $11,370,474Liabilities 2011: $9,530,976Net Assets 2011: $1,839,4982011Assets 2012: $11,474,037Liabilities 2012: $9,631,576Net Assets 2012: $1,842,4612012Assets 2013: $11,196,677Liabilities 2013: $9,368,358Net Assets 2013: $1,828,3192013Assets 2014: $11,389,243Liabilities 2014: $9,542,028Net Assets 2014: $1,847,2152014Assets 2015: $11,244,750Liabilities 2015: $9,377,096Net Assets 2015: $1,867,6542015Assets 2016: $11,379,166Liabilities 2016: $9,495,681Net Assets 2016: $1,883,4852016Assets 2017: $12,163,972Liabilities 2017: $10,269,982Net Assets 2017: $1,893,9902017Assets 2018: $10,590,737Liabilities 2018: $8,657,987Net Assets 2018: $1,932,7502018Assets 2019: $10,115,375Liabilities 2019: $8,125,572Net Assets 2019: $1,989,8032019Assets 2020: $9,974,307Liabilities 2020: $7,928,653Net Assets 2020: $2,045,6542020Assets 2021: $9,736,775Liabilities 2021: $7,681,652Net Assets 2021: $2,055,1232021Assets 2022: $9,363,686Liabilities 2022: $7,368,509Net Assets 2022: $1,995,1772022Assets 2023: $8,534,636Liabilities 2023: $6,539,042Net Assets 2023: $1,995,5942023Assets 2024: $8,552,957Liabilities 2024: $6,510,961Net Assets 2024: $2,041,9962024

Highlighted filing

2024

Assets$8,552,957
Liabilities$6,510,961
Net Assets$2,041,996

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2010: $302,7872010Expenses 2011: $286,4592011Revenue 2012: $231,092Expenses 2012: $228,129Net Income 2012: $2,9632012Revenue 2013: $206,061Expenses 2013: $220,203Net Income 2013: -$14,1422013Revenue 2014: $200,424Expenses 2014: $175,636Net Income 2014: $24,7882014Revenue 2015: $200,236Expenses 2015: $177,299Net Income 2015: $22,9372015Revenue 2016: $205,917Expenses 2016: $190,086Net Income 2016: $15,8312016Revenue 2017: $191,738Expenses 2017: $181,233Net Income 2017: $10,5052017Revenue 2018: $221,275Expenses 2018: $182,515Net Income 2018: $38,7602018Revenue 2019: $237,336Expenses 2019: $187,195Net Income 2019: $50,1412019Revenue 2020: $219,150Expenses 2020: $171,641Net Income 2020: $47,5092020Revenue 2021: $180,548Expenses 2021: $166,971Net Income 2021: $13,5772021Revenue 2022: $166,092Expenses 2022: $223,391Net Income 2022: -$57,2992022Revenue 2023: $203,021Expenses 2023: $196,997Net Income 2023: $6,0242023Revenue 2024: $236,862Expenses 2024: $196,267Net Income 2024: $40,5952024

Highlighted filing

2024

Revenue$236,862
Expenses$196,267
Net Income$40,595

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8.55$6.51$2.04$0.24$0.20$0.04
2023Detailed filing. Detailed filing data is available for this year.$8.53$6.54$2.00$0.20$0.20$0.01
2022Detailed filing. Detailed filing data is available for this year.$9.36$7.37$2.00$0.17$0.22$0.06
2021Detailed filing. Detailed filing data is available for this year.$9.74$7.68$2.06$0.18$0.17$0.01
2020Detailed filing. Detailed filing data is available for this year.$9.97$7.93$2.05$0.22$0.17$0.05
2019Detailed filing. Detailed filing data is available for this year.$10.1$8.13$1.99$0.24$0.19$0.05
2018Detailed filing. Detailed filing data is available for this year.$10.6$8.66$1.93$0.22$0.18$0.04
2017Detailed filing. Detailed filing data is available for this year.$12.2$10.3$1.89$0.19$0.18$0.01
2016Detailed filing. Detailed filing data is available for this year.$11.4$9.50$1.88$0.21$0.19$0.02
2015Detailed filing. Detailed filing data is available for this year.$11.2$9.38$1.87$0.20$0.18$0.02
2014Detailed filing. Detailed filing data is available for this year.$11.4$9.54$1.85$0.20$0.18$0.02
2013Detailed filing. Detailed filing data is available for this year.$11.2$9.37$1.83$0.21$0.22$0.01
2012Summary only. Only limited summary data is available for this year.$11.5$9.63$1.84$0.23$0.23$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.4$9.53$1.84$0.29
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.1$9.26$1.85$0.30