Civic Intelligence

Tex Mex Credit Union

EIN 74-1200392 • 501(c)14 • Laredo, TX

Profile

To provide financial services to its members at competitive prices

1420 Cedar AveLaredo, TX 78040

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.73x

Higher debt load relative to assets than 17% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

21st percentile

9.18x

Higher debt load relative to revenue than 21% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

21st percentile

-14%

Higher net margin than 21% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

74th percentile

$82,000

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 10.9% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Asset Growth

15th percentile

-9.4%

Faster asset growth than 15% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-3.9%

Faster revenue growth than 25% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets17th percentile

Assets

Down

$9,462,686

Down $980,768 (-9.4%) from 2023

Liabilities

Down

$6,897,420

Down $875,726 (-11%) from 2023

Net Assets

Down

$2,565,266

Down $105,042 (-3.9%) from 2023

Operations
Liabilities / Revenue21st percentileNet Margin21st percentile

Revenue

Down

$751,694

Down $30,905 (-3.9%) from 2023

Expenses

Up

$856,736

Up $59,733 (+7.5%) from 2023

Net Income

Down

-$105,042

Down $90,638 (-629%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $12,072,294Liabilities 2010: $10,113,505Net Assets 2010: $1,958,7892010Assets 2011: $14,001,926Liabilities 2011: $11,540,598Net Assets 2011: $2,461,3282011Assets 2012: $13,631,628Liabilities 2012: $11,258,903Net Assets 2012: $2,372,7252012Assets 2013: $14,208,153Liabilities 2013: $11,635,899Net Assets 2013: $2,572,2542013Assets 2014: $11,269,607Liabilities 2014: $8,710,541Net Assets 2014: $2,559,0662014Assets 2015: $10,502,689Liabilities 2015: $7,991,817Net Assets 2015: $2,510,8722015Assets 2016: $10,285,210Liabilities 2016: $7,765,681Net Assets 2016: $2,519,5292016Assets 2017: $9,645,619Liabilities 2017: $7,165,268Net Assets 2017: $2,480,3512017Assets 2018: $9,934,292Liabilities 2018: $7,360,604Net Assets 2018: $2,573,6882018Assets 2019: $11,129,916Liabilities 2019: $8,552,374Net Assets 2019: $2,577,5422019Assets 2020: $12,511,702Liabilities 2020: $9,904,846Net Assets 2020: $2,606,8562020Assets 2021: $12,775,138Liabilities 2021: $10,146,403Net Assets 2021: $2,628,7352021Assets 2022: $12,340,655Liabilities 2022: $9,655,943Net Assets 2022: $2,684,7122022Assets 2023: $10,443,454Liabilities 2023: $7,773,146Net Assets 2023: $2,670,3082023Assets 2024: $9,462,686Liabilities 2024: $6,897,420Net Assets 2024: $2,565,2662024

Highlighted filing

2024

Assets$9,462,686
Liabilities$6,897,420
Net Assets$2,565,266
Open 2024 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $799,2322010Revenue 2011: $1,462,066Expenses 2011: $959,779Net Income 2011: $502,2872011Revenue 2012: $1,164,318Expenses 2012: $1,252,921Net Income 2012: -$88,6032012Revenue 2013: $788,290Expenses 2013: $588,761Net Income 2013: $199,5292013Revenue 2014: $615,671Expenses 2014: $627,792Net Income 2014: -$12,1212014Revenue 2015: $551,821Expenses 2015: $599,695Net Income 2015: -$47,8742015Revenue 2016: $548,062Expenses 2016: $539,156Net Income 2016: $8,9062016Revenue 2017: $605,763Expenses 2017: $644,941Net Income 2017: -$39,1782017Revenue 2018: $709,733Expenses 2018: $616,396Net Income 2018: $93,3372018Revenue 2019: $843,834Expenses 2019: $839,980Net Income 2019: $3,8542019Revenue 2020: $802,343Expenses 2020: $773,029Net Income 2020: $29,3142020Revenue 2021: $735,251Expenses 2021: $713,372Net Income 2021: $21,8792021Revenue 2022: $705,008Expenses 2022: $649,031Net Income 2022: $55,9772022Revenue 2023: $782,599Expenses 2023: $797,003Net Income 2023: -$14,4042023Revenue 2024: $751,694Expenses 2024: $856,736Net Income 2024: -$105,0422024

Highlighted filing

2024

Revenue$751,694
Expenses$856,736
Net Income-$105,042
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$9,462,686
Liabilities
$6,897,420
Net assets
$2,565,266
Revenue
$751,694
Expenses
$856,736
Net income
-$105,042
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$9.46$6.90$2.57$0.75$0.86$0.11
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.4$7.77$2.67$0.78$0.80$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.3$9.66$2.68$0.71$0.65$0.06
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.8$10.1$2.63$0.74$0.71$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.5$9.90$2.61$0.80$0.77$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.1$8.55$2.58$0.84$0.84$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.93$7.36$2.57$0.71$0.62$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.65$7.17$2.48$0.61$0.64$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.3$7.77$2.52$0.55$0.54$0.01
2015Detailed filing. Detailed filing data is available for this year.$10.5$7.99$2.51$0.55$0.60$0.05
2014Detailed filing. Detailed filing data is available for this year.$11.3$8.71$2.56$0.62$0.63$0.01
2013Detailed filing. Detailed filing data is available for this year.$14.2$11.6$2.57$0.79$0.59$0.20
2012Summary only. Only limited summary data is available for this year.$13.6$11.3$2.37$1.16$1.25$0.09
2011Summary only. Only limited summary data is available for this year.$14.0$11.5$2.46$1.46$0.96$0.50
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.1$10.1$1.96$0.80
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.2
Gross Receipts
$751,694
Mission and Program Overview

Mission

To provide financial services to its members at competitive prices

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,254,820$5,607,921▼ $646,899
Investments Program Related$3,517,497$3,007,429▼ $510,068
Rtn Earn Endowment Incm Other Fnds$2,670,308$2,565,266▼ $105,042
Cash and Non-Interest-Bearing Accounts$321,584$561,348▲ $239,764
Land, Buildings, and Equipment, Net$262,173$248,101▼ $14,072
Accounts Receivable$15,049--
Receivables From Officers Etc$9,152$4,967▼ $4,185
Prepaid Expenses and Deferred Charges$7,998$3,901▼ $4,097
Total Assets$10,443,454$9,462,686▼ $980,768
Other Assets Total$55,181$29,019▼ $26,162
Liabilities
Other Liabilities$7,716,636$6,473,221▼ $1,243,415
Mortgage Notes Payable Secured by Investment Property-$368,111-
Accounts Payable and Accrued Expenses$56,510$56,088▼ $422
Total Liabilities$7,773,146$6,897,420▼ $875,726
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,670,308$2,565,266▼ $105,042
Total Liabilities and Net Assets / Fund Balance$10,443,454$9,462,686▼ $980,768

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$9,901$109,914$119,815
Buildings$38,200$46,300$84,500
Investment Program Related Org$3,007,429--
Land$200,000--
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseTotal
David VegaPresident/CEOFT$82,000$82,000

Board Members and Trustees

NameTitle
Cesar CabelloBoard Chair
Joseph JacksonVice Chair
Irma Del BarrioBoard Member
Jose SosaBoard Member
Manuel SanchezBoard Member
Manuel UribeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$716,280
Investment Income
$14,134
Other Revenue
$21,280
Change in Net Assets
$-105,042
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$600,884
Salaries, Compensation, and Employee Benefits$255,852
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$138,260$0$0$138,260
All Other Expenses$96,712$0$0$96,712
Current Officers, Directors, Trustees, and Key Employees$82,000$0$0$82,000
Information Technology$56,868$0$0$56,868
Occupancy$36,453$0$0$36,453
Office Expenses$33,512$0$0$33,512
Other Expenses$25,811$0$0$25,811
Fees for Services Accounting$22,429$0$0$22,429
Insurance$20,380$0$0$20,380
Other Employee Benefits$18,367$0$0$18,367
Payroll Taxes$17,225$0$0$17,225
Depreciation Depletion$14,071$0$0$14,071
Fees for Services Other$11,741$0$0$11,741
Conferences and Meetings$9,683$0$0$9,683
Advertising$8,256$0$0$8,256
Travel$1,500$0$0$1,500
Total Functional Expenses$856,736$0$0$856,736
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$9,152$4,967▼ $4,185
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$6,473,221
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Tex Mex Credit Union
EIN
74-1200392
Phone
9567221032
Address
1420 CEDAR AVE, LAREDO, TX 78040

Signing Officer

Name
Cesar Oldham
Title
CEO
Phone
9567221032
Signed
2025-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Vega
Formed
1953
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
10
Volunteers
0

Preparer

Firm
Greg R Schmidt CPA
Address
26 Cypress Pt, Amarillo, TX 79124
Preparer
Greg R Schmidt
Phone
8552759297
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“All accountholders are members of the credit union”

Pt VI, Line 7A

“Officers of the credit union are elected by the members”

Pt VI, Line 11B

“The board revies and approves the form 990 prior to filing”

Pt VI, Line 12C

“Board members are required to disclose all possible conflicts”

Pt VI, Line 15A

“The board reviews the compensation package of all key employees”

Pt VI, Line 15B

“The board reviews the compensation package of all key employees”

Form 990, Part IX, Line 24E

“Dividends paid 36586. 36586.”

Form 990, Part IX, Line 24E

“Bank service charge 56101. 56101.”

Form 990, Part IX, Line 24E

“Operating fee 4025. 4025.”

Raw XML AppendixShowing 400 of 424 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt056510
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt056088
IRS990/AccountsReceivableGrp/BOYAmt015049
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS AT COMPETITIVE PRICES
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt08256
IRS990/AdvertisingGrp/TotalAmt08256
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt096712
IRS990/AllOtherExpensesGrp/TotalAmt096712
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BooksInCareOfDetail/PersonNm0DAVID VEGA
IRS990/BooksInCareOfDetail/PhoneNum09567221032
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01420 CEDAR AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0LAREDO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078040
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0321584
IRS990/CashNonInterestBearingGrp/EOYAmt0561348
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt082000
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt082000
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt09683
IRS990/ConferencesMeetingsGrp/TotalAmt09683
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt014134
IRS990/CYOtherExpensesAmt0600884
IRS990/CYOtherRevenueAmt021280
IRS990/CYProgramServiceRevenueAmt0716280
IRS990/CYRevenuesLessExpensesAmt0-105042
IRS990/CYSalariesCompEmpBnftPaidAmt0255852
IRS990/CYTotalExpensesAmt0856736
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0751694
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt014071
IRS990/DepreciationDepletionGrp/TotalAmt014071
IRS990/Desc0TEX MEX OFFERS ALL TYPES OF LOAN PRODUCTS AT COMPETITIVE RATES
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt010
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt022429
IRS990/FeesForServicesAccountingGrp/TotalAmt022429
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt011741
IRS990/FeesForServicesOtherGrp/TotalAmt011741
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0CESAR CABELLO
IRS990/Form990PartVIISectionAGrp/PersonNm1JOSEPH JACKSON
IRS990/Form990PartVIISectionAGrp/PersonNm2MANUEL URIBE
IRS990/Form990PartVIISectionAGrp/PersonNm3JOSE SOSA
IRS990/Form990PartVIISectionAGrp/PersonNm4MANUEL SANCHEZ
IRS990/Form990PartVIISectionAGrp/PersonNm5IRMA DEL BARRIO
IRS990/Form990PartVIISectionAGrp/PersonNm6DAVID VEGA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt682000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT/CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01953
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0751694
IRS990/GrossRentsGrp/RealAmt020400
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt056868
IRS990/InformationTechnologyGrp/TotalAmt056868
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt020380
IRS990/InsuranceGrp/TotalAmt020380
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt014134
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt03517497
IRS990/InvestmentsProgramRelatedGrp/EOYAmt03007429
IRS990/IRPDocumentCnt0227
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0156214
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0262173
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0248101
IRS990/LandBldgEquipCostOrOtherBssAmt0404315
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS AT COMPETITIVE PRICES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0368111
IRS990/NetAssetsOrFundBalancesBOYAmt02670308
IRS990/NetAssetsOrFundBalancesEOYAmt02565266
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt020400
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt020400
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt036453
IRS990/OccupancyGrp/TotalAmt036453
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt033512
IRS990/OfficeExpensesGrp/TotalAmt033512
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt055181
IRS990/OtherAssetsTotalGrp/EOYAmt029019
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt018367
IRS990/OtherEmployeeBenefitsGrp/TotalAmt018367
IRS990/OtherExpensesGrp/Desc0DUES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc3MISC
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt08500
IRS990/OtherExpensesGrp/ProgramServicesAmt115143
IRS990/OtherExpensesGrp/ProgramServicesAmt2239825
IRS990/OtherExpensesGrp/ProgramServicesAmt325811
IRS990/OtherExpensesGrp/TotalAmt08500
IRS990/OtherExpensesGrp/TotalAmt115143
IRS990/OtherExpensesGrp/TotalAmt2239825
IRS990/OtherExpensesGrp/TotalAmt325811
IRS990/OtherLiabilitiesGrp/BOYAmt07716636
IRS990/OtherLiabilitiesGrp/EOYAmt06473221
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0MISC
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0880
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0880
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0880
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0138260
IRS990/OtherSalariesAndWagesGrp/TotalAmt0138260
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06254820
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05607921
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt017225
IRS990/PayrollTaxesGrp/TotalAmt017225
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt07998
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03901
IRS990/PrincipalOfficerNm0DAVID VEGA
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0619019
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt160382
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt236879
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt13600
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0TEX MEX OFFERS DEPOSIT PRODUCTS AT COMPETITIVE RATES
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0116540
IRS990/PYOtherExpensesAmt0457546
IRS990/PYOtherRevenueAmt015387
IRS990/PYProgramServiceRevenueAmt0650672
IRS990/PYRevenuesLessExpensesAmt0-14404
IRS990/PYSalariesCompEmpBnftPaidAmt0339457
IRS990/PYTotalExpensesAmt0797003
IRS990/PYTotalRevenueAmt0782599
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt09152
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt04967
IRS990/ReconcilationRevenueExpnssAmt0-105042
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt020400
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02670308
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02565266
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt038200
IRS990ScheduleD/BuildingsGrp/DepreciationAmt046300
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt084500
IRS990ScheduleD/EquipmentGrp/BookValueAmt09901
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0109914
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0119815
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt03007429
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CDS, ETC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt0200000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0200000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06473221
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0248101
IRS990ScheduleD/TotalBookValueProgramRltdAmt03007429
IRS990ScheduleD/TotalLiabilityAmt06473221
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04967
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0UNSECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt07000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0CESAR CABELLO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt04967
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL ACCOUNTHOLDERS ARE MEMBERS OF THE CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OFFICERS OF THE CREDIT UNION ARE ELECTED BY THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD REVIES AND APPROVES THE FORM 990 PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOARD MEMBERS ARE REQUIRED TO DISCLOSE ALL POSSIBLE CONFLICTS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD REVIEWS THE COMPENSATION PACKAGE OF ALL KEY EMPLOYEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD REVIEWS THE COMPENSATION PACKAGE OF ALL KEY EMPLOYEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DIVIDENDS PAID 36586. 36586.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BANK SERVICE CHARGE 56101. 56101.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8OPERATING FEE 4025. 4025.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt010443454
IRS990/TotalAssetsEOYAmt09462686
IRS990/TotalAssetsGrp/BOYAmt010443454
IRS990/TotalAssetsGrp/EOYAmt09462686
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt010
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0856736
IRS990/TotalFunctionalExpensesGrp/TotalAmt0856736
IRS990/TotalGrossUBIAmt03600
IRS990/TotalLiabilitiesBOYAmt07773146
IRS990/TotalLiabilitiesEOYAmt06897420
IRS990/TotalLiabilitiesGrp/BOYAmt07773146
IRS990/TotalLiabilitiesGrp/EOYAmt06897420
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02670308
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02565266
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0716280
IRS990/TotalReportableCompFromOrgAmt082000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0748094
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0751694
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03600
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt010443454
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt09462686
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/FundraisingAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt00
IRS990/TravelGrp/ProgramServicesAmt01500
IRS990/TravelGrp/TotalAmt01500
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01420 CEDAR AVE
IRS990/USAddress/CityNm0LAREDO
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd078040
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CESAR OLDHAM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09567221032
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-15

Document Assets

No mirrored PDF or thumbnail assets are attached yet.