Civic Intelligence

Star of Texas Credit Union

EIN 74-1198379 • 501(c)14 • Austin, TX

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Profile

As a community development credit union, Star of Texas Credit Union is dedicated to empowering underbanked and underserved communities by delivering accessible financial products and services. Through encouraging thrift, promoting savings, and advocating responsible credit usage, we strive to promote financial well-being and empower low-income households towards lasting financial stability and self-sufficiency.

114 E Huntland DrAustin, TX 78752

www.staroftexascu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

12th percentile

0.80x

Higher debt load relative to assets than 12% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

10th percentile

10.10x

Higher debt load relative to revenue than 10% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

98th percentile

39%

Higher net margin than 98% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

58th percentile

$170,221

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

62nd percentile

3.2%

Faster asset growth than 62% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

97th percentile

35%

Faster revenue growth than 97% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets12th percentile

Assets

Up

$63,696,469

Up $1,955,973 (+3.2%) from 2023

Liabilities

Down

$51,093,733

Down $32,208 (-0.1%) from 2023

Net Assets

Up

$12,602,736

Up $1,988,181 (+19%) from 2023

Operations
Liabilities / Revenue10th percentileNet Margin98th percentile

Revenue

Up

$5,058,167

Up $1,301,591 (+35%) from 2023

Expenses

Up

$3,069,986

Up $577,499 (+23%) from 2023

Net Income

Up

$1,988,181

Up $724,092 (+57%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth62nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $29,834,638Liabilities 2010: $26,142,431Net Assets 2010: $3,692,2072010Assets 2011: $30,393,782Liabilities 2011: $26,706,415Net Assets 2011: $3,687,3672011Assets 2012: $32,578,990Liabilities 2012: $28,831,273Net Assets 2012: $3,747,7172012Assets 2013: $33,003,097Liabilities 2013: $29,154,621Net Assets 2013: $3,848,4762013Assets 2014: $33,426,612Liabilities 2014: $29,485,753Net Assets 2014: $3,940,8592014Assets 2015: $33,408,722Liabilities 2015: $29,370,777Net Assets 2015: $4,037,9452015Assets 2016: $34,092,330Liabilities 2016: $29,980,996Net Assets 2016: $4,111,3342016Assets 2017: $35,496,103Liabilities 2017: $31,240,044Net Assets 2017: $4,256,0592017Assets 2018: $36,718,772Liabilities 2018: $32,219,088Net Assets 2018: $4,499,6842018Assets 2019: $36,349,219Liabilities 2019: $31,612,046Net Assets 2019: $4,737,1732019Assets 2020: $51,864,245Liabilities 2020: $46,403,736Net Assets 2020: $5,460,5092020Assets 2021: $60,713,701Liabilities 2021: $54,471,526Net Assets 2021: $6,242,1752021Assets 2022: $59,852,376Liabilities 2022: $50,413,073Net Assets 2022: $9,439,3032022Assets 2023: $61,740,496Liabilities 2023: $51,125,941Net Assets 2023: $10,614,5552023Assets 2024: $63,696,469Liabilities 2024: $51,093,733Net Assets 2024: $12,602,7362024

Highlighted filing

2024

Assets$63,696,469
Liabilities$51,093,733
Net Assets$12,602,736
Open 2024 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,761,9792010Expenses 2011: $1,652,7372011Expenses 2012: $1,455,9192012Revenue 2013: $1,485,828Expenses 2013: $1,364,929Net Income 2013: $120,8992013Revenue 2014: $1,456,275Expenses 2014: $1,363,892Net Income 2014: $92,3832014Revenue 2015: $1,417,972Expenses 2015: $1,320,886Net Income 2015: $97,0862015Revenue 2016: $1,387,966Expenses 2016: $1,314,577Net Income 2016: $73,3892016Revenue 2017: $1,470,589Expenses 2017: $1,325,864Net Income 2017: $144,7252017Revenue 2018: $1,664,522Expenses 2018: $1,420,897Net Income 2018: $243,6252018Revenue 2019: $1,955,417Expenses 2019: $1,717,928Net Income 2019: $237,4892019Revenue 2020: $2,611,279Expenses 2020: $1,887,943Net Income 2020: $723,3362020Revenue 2021: $2,909,170Expenses 2021: $2,125,210Net Income 2021: $783,9602021Revenue 2022: $5,569,497Expenses 2022: $2,372,369Net Income 2022: $3,197,1282022Revenue 2023: $3,756,576Expenses 2023: $2,492,487Net Income 2023: $1,264,0892023Revenue 2024: $5,058,167Expenses 2024: $3,069,986Net Income 2024: $1,988,1812024

Highlighted filing

2024

Revenue$5,058,167
Expenses$3,069,986
Net Income$1,988,181
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$63,696,469
Liabilities
$51,093,733
Net assets
$12,602,736
Revenue
$5,058,167
Expenses
$3,069,986
Net income
$1,988,181
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.7$51.1$12.6$5.06$3.07$1.99
2023Summary only. Only limited summary data is available for this year.$61.7$51.1$10.6$3.76$2.49$1.26
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$59.9$50.4$9.44$5.57$2.37$3.20
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.7$54.5$6.24$2.91$2.13$0.78
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.9$46.4$5.46$2.61$1.89$0.72
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.3$31.6$4.74$1.96$1.72$0.24
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.7$32.2$4.50$1.66$1.42$0.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$35.5$31.2$4.26$1.47$1.33$0.14
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.1$30.0$4.11$1.39$1.31$0.07
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.4$29.4$4.04$1.42$1.32$0.10
2014Summary only. Only limited summary data is available for this year.$33.4$29.5$3.94$1.46$1.36$0.09
2013Detailed filing. Detailed filing data is available for this year.$33.0$29.2$3.85$1.49$1.36$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.6$28.8$3.75$1.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.4$26.7$3.69$1.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$26.1$3.69$1.76
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 14, 2025
Return Version
2024v5.0
Gross Receipts
$5,058,167
Mission and Program Overview

Mission

Enhance member's lives through exceptional financial services

State Chartered Credit Union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$48,777,200$49,843,193▲ $1,065,993
Rtn Earn Endowment Incm Other Fnds$10,614,555$12,602,736▲ $1,988,181
Savings and Temporary Cash Investments$11,541,413$12,496,963▲ $955,550
Land, Buildings, and Equipment, Net$626,853$604,619▼ $22,234
Accounts Receivable$263,032$243,447▼ $19,585
Cash and Non-Interest-Bearing Accounts$255,492$206,109▼ $49,383
Prepaid Expenses and Deferred Charges$15,348$25,235▲ $9,887
Investments in Publicly Traded Securities$37,361$2,083▼ $35,278
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$61,740,496$63,696,469▲ $1,955,973
Other Assets Total$223,797$274,820▲ $51,023
Liabilities
Other Liabilities$49,166,915$50,253,417▲ $1,086,502
Deferred Revenue$743,652$0▼ $743,652
Accounts Payable and Accrued Expenses$843,151$528,357▼ $314,794
Escrow Account Liability$372,223$311,959▼ $60,264
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$51,125,941$51,093,733▼ $32,208
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,614,555$12,602,736▲ $1,988,181
Total Liabilities and Net Assets / Fund Balance$61,740,496$63,696,469▲ $1,955,973

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$180,040$336,097$0
Other Land Buildings$0$0$0
Land$259,548-$0
Equipment$45,867$197,218$0
Leasehold Improvements$119,164$199,090$0
Compensation and Service Providers
Top Officer Pay58th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
David Van BurkirkCEOFT$139,336$30,885$170,221
Sherry HanCFOFT$109,231$33,422$142,653
Juanita SanchezCOOFT$76,885$22,960$99,845
Juan GuerraCLOFT$74,539$19,263$93,802

Board Members and Trustees

NameTitle
Youssef LahlouChairman
Julie GalarragaVice Chair
Juan EstradaBoard Member
Gonzalo Angel-CandiaSecretary
Manuel RodriguezTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,656,055
Investment Income
$622,088
Other Revenue
$780,024
Change in Net Assets
$1,988,181
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,008,822
Salaries, Compensation, and Employee Benefits$1,061,164
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$927,692
Fees for Services Other---$556,715
Current Officers, Directors, Trustees, and Key Employees---$445,525
Other Salaries and Wages---$429,625
Office Expenses---$143,109
Occupancy---$103,919
Other Employee Benefits---$92,767
Advertising---$61,920
Payroll Taxes---$57,930
Information Technology---$52,524
Pension Plan Contributions---$35,317
Depreciation Depletion---$33,031
Other Expenses---$18,821
Insurance---$14,144
Conferences and Meetings---$7,200
Fees for Services Legal---$5,290
Total Functional Expenses$0$0$0$3,069,986
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Certificates$17,188,899
Regular Shares$14,667,105
Share Draft Accounts$10,560,432
Money Market$7,314,520
Ira Accounts$520,321
All Other Shares$2,140
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Star of Texas Credit Union holds an annual meeting each year in the month of April exclusively by members.”

Form 990, Part VI, Section A, Line 7A

“Star of Texas Credit Union holds an annual meeting every year in the month of April in which our members vote, elect, and appoint members of our governing body.”

Form 990, Part VI, Section B, Line 11B

“A copy of Form 990 is provided to members of Star of Texas CU's governing body for review. Any questions and comments are submitted to the CEO for further discussion with Form 990 preparer, who then follows up and respond to the governing body.”

Form 990, Part VI, Section B, Line 12C

“All officers, directors, and key employees are required to file an annual conflict of interest form.”

Form 990, Part VI, Section B, Line 15

“The board of directors assesses CEO compensation based on multiple factors. These include industry specific compensation reports, local salary data, and pay scale analysis. Additional considerations such as the CEO's tenure, leadership, acumen, and contributions to overall business performance also play a crucial role in the review and decision making process. Executive management and key employee compensation data is collected locally and nationally and analyzed by the CEO.”

Form 990, Part VI, Section C, Line 19

“Star of Texas Credit Union makes its governing documents, conflict of interest policies, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Star of Texas Credit Union
EIN
74-1198379
Phone
5124588253
Address
114 E Huntland Dr, Austin, TX 78752

Signing Officer

Name
sherry han
Title
CFO
Phone
5124588253
Signed
2025-04-14

Organization Details

Principal Officer
Sherry Han
Formed
1952
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
5
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Includes loan servicing fees and professional and outside service fees (e.g. Data processing, plastic card, etc)”

Financial Statement Notes

Schedule D, Part IV, Line 1B

“Escrow accounts- Property tax payments for real estate loans held at Star of Texas CU.”

Schedule D, Part IV, Line 2B

“Escrow accounts for real estate loan property taxes and insurance payments”

Raw XML AppendixShowing 400 of 566 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0843151
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0528357
IRS990/AccountsReceivableGrp/BOYAmt0263032
IRS990/AccountsReceivableGrp/EOYAmt0243447
IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0State Chartered Credit Union
IRS990/AdvertisingGrp/TotalAmt061920
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Sherry Han
IRS990/BooksInCareOfDetail/PhoneNum05124588253
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0114 E Huntland Dr
IRS990/BooksInCareOfDetail/USAddress/CityNm0Austin
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd078752
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0255492
IRS990/CashNonInterestBearingGrp/EOYAmt0206109
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0445525
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt07200
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0622088
IRS990/CYOtherExpensesAmt02008822
IRS990/CYOtherRevenueAmt0780024
IRS990/CYProgramServiceRevenueAmt03656055
IRS990/CYRevenuesLessExpensesAmt01988181
IRS990/CYSalariesCompEmpBnftPaidAmt01061164
IRS990/CYTotalExpensesAmt03069986
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05058167
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0743652
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt033031
IRS990/Desc0FINANCIAL PROGRAM/SERVICES- LOANS AND BANKING RELATED SERVICES
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/EscrowAccountLiabilityGrp/BOYAmt0372223
IRS990/EscrowAccountLiabilityGrp/EOYAmt0311959
IRS990/ExpenseAmt03069986
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt05290
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt0556715
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt340
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt015350
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt119421
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt213960
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt312263
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0David Van Burkirk
IRS990/Form990PartVIISectionAGrp/PersonNm1Sherry Han
IRS990/Form990PartVIISectionAGrp/PersonNm2Juanita Sanchez
IRS990/Form990PartVIISectionAGrp/PersonNm3Juan Guerra
IRS990/Form990PartVIISectionAGrp/PersonNm4Julie Galarraga
IRS990/Form990PartVIISectionAGrp/PersonNm5Manuel Rodriguez
IRS990/Form990PartVIISectionAGrp/PersonNm6Youssef Lahlou
IRS990/Form990PartVIISectionAGrp/PersonNm7Gonzalo Angel-Candia
IRS990/Form990PartVIISectionAGrp/PersonNm8Juan Estrada
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2COO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt6Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
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IRS990/Form990TFiledInd01
IRS990/FormationYr01952
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IRS990/FSAuditedInd01
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IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
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IRS990/GrantAmt00
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IRS990/GrantsPayableGrp/EOYAmt00
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InsuranceGrp/TotalAmt014144
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0927692
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IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
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IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt02083
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IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0As a community development credit union, Star of Texas Credit Union is dedicated to empowering underbanked and underserved communities by delivering accessible financial products and services. Through encouraging thrift, promoting savings, and advocating responsible credit usage, we strive to promote financial well-being and empower low-income households towards lasting financial stability and self-sufficiency.
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IRS990/Organization501cInd0X
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt092767
IRS990/OtherExpensesGrp/Desc0Provison for Loan Losses
IRS990/OtherExpensesGrp/Desc1Misc Expenses
IRS990/OtherExpensesGrp/Desc2Association Dues
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IRS990/OtherExpensesGrp/TotalAmt112873
IRS990/OtherExpensesGrp/TotalAmt218821
IRS990/OtherLiabilitiesGrp/BOYAmt049166915
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt135648
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2743652
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt0780024
IRS990/OtherSalariesAndWagesGrp/TotalAmt0429625
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt048777200
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt049843193
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt057930
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt035317
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IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt015348
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt025235
IRS990/PrincipalOfficerNm0Sherry Han
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IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
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IRS990/ProgramServiceRevenueGrp/Desc2Loan Fee Income
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt257582
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03223409
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1375064
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt257582
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt17142
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYOtherExpensesAmt01770543
IRS990/PYOtherRevenueAmt048348
IRS990/PYProgramServiceRevenueAmt03329025
IRS990/PYRevenuesLessExpensesAmt01264089
IRS990/PYSalariesCompEmpBnftPaidAmt0721944
IRS990/PYTotalExpensesAmt02492487
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IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
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IRS990/RegularMonitoringEnfrcInd01
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt012496963
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IRS990ScheduleD/AgentTrusteeEtcInd01
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014667105
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt110560432
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt27314520
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3520321
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt417188899
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt52140
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3IRA ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5ALL OTHER SHARES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Escrow accounts- Property tax payments for real estate loans held at Star of Texas CU.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Escrow accounts for real estate loan property taxes and insurance payments
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 1b
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part IV, Line 2b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0604619

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