Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
EIN 74-1178178
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
Score unavailable
No filing with officer or executive compensation is available for this organization yet.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
$58,149,976
No earlier filing loaded for comparison.
Liabilities
$56,191,457
No earlier filing loaded for comparison.
Net Assets
$1,958,519
No earlier filing loaded for comparison.
Revenue
-
No earlier filing loaded for comparison.
Expenses
$4,081,658
No earlier filing loaded for comparison.
Net Income
-
No earlier filing loaded for comparison.
Most recent year
2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
| Balance Sheet | Operations | |||||
|---|---|---|---|---|---|---|
| Year | Assets | Liabilities | Net Assets | Revenue | Expenses | Net Income |
| 2010Facts available. Structured filing facts are available, but richer extracted sections are limited. | $58.1 | $56.2 | $1.96 | $4.08 | ||
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 804876 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 840892 |
| IRS990/AccountsReceivable/BOY | 0 | 203700 |
| IRS990/AccountsReceivable/EOY | 0 | 375568 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | Financial cooperative that encourages thrift and provides credit at fair and reasonable rates; provides an opportunity for its members to use and control their own money in order to improve their economic and social conditions and conduct any other business, activity or service subject to the Texas Credit Union Act. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 322 Preston Ave |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Pasadena |
| IRS990/AddressPrincipalOfficerUS/State | 0 | TX |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 77503 |
| IRS990/Advertising/ProgramServices | 0 | 100788 |
| IRS990/Advertising/Total | 0 | 100788 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 1287045 |
| IRS990/CashNonInterestBearing/EOY | 0 | 1225623 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/ProgramServices | 0 | 110994 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 110994 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 0 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 0 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/ProgramServices | 0 | 162514 |
| IRS990/DepreciationDepletion/Total | 0 | 162514 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | San Jacinto Area Credit Union is a not for profit financial cooperative that serves over 8,000 members, has 2 service locations and offers a complete selection of financial products and services. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 0 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/Expense | 0 | 4081658 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/ProgramServices | 0 | 14938 |
| IRS990/FeesForServicesAccounting/Total | 0 | 14938 |
| IRS990/FeesForServicesLegal/ProgramServices | 0 | 13244 |
| IRS990/FeesForServicesLegal/Total | 0 | 13244 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 2 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 50 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 8 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Curtis Grumbles |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Jimmy Woodall |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Charlene Lyon |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Gerald Dickey |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | TC Branch |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Chuck DuBose |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Richard Wood |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Everett Young |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Carole Engelder |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | Courtland Crouchet |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 110994 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 1 | Vice Chairman |
| IRS990/Form990PartVIISectionA/Title | 2 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 3 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 4 | Director |
| IRS990/Form990PartVIISectionA/Title | 5 | Director |
| IRS990/Form990PartVIISectionA/Title | 6 | Director |
| IRS990/Form990PartVIISectionA/Title | 7 | Director |
| IRS990/Form990PartVIISectionA/Title | 8 | Director |
| IRS990/Form990PartVIISectionA/Title | 9 | President / CEO |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | 0 |
| IRS990/GainOrLoss/Securities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 3786312 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/ExclusionAmount | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/ProgramServices | 0 | 350909 |
| IRS990/InformationTechnology/Total | 0 | 350909 |
| IRS990/Insurance/ProgramServices | 0 | 177518 |
| IRS990/Insurance/Total | 0 | 177518 |
| IRS990/Interest/ProgramServices | 0 | 571713 |
| IRS990/Interest/Total | 0 | 571713 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 329072 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 0 |
| IRS990/InvestmentIncomePriorYear | 0 | -797185 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | 329072 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 329072 |
| IRS990/InvestmentIncome/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 1133938 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 790734 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1717909 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 4225691 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 2613294 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 2507782 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 0 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | Cooperative provider of credit union financial services. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Courtland Crouchet |
| IRS990/NbrIndependentVotingMembers | 0 | 9 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 2263529 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 1958519 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 17 |
| IRS990/NumberIndependentVotingMembers | 0 | 9 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 32 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/ProgramServices | 0 | 166623 |
| IRS990/Occupancy/Total | 0 | 166623 |
| IRS990/OfficeExpenses/ProgramServices | 0 | 944861 |
| IRS990/OfficeExpenses/Total | 0 | 944861 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 164906 |
| IRS990/OtherAssetsTotal/EOY | 0 | 165772 |
| IRS990/OtherEmployeeBenefits/ProgramServices | 0 | 81513 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 81513 |
| IRS990/OtherExpensePriorYear | 0 | 2917644 |
| IRS990/OtherExpensesCurrentYear | 0 | 2855699 |
| IRS990/OtherExpenses/Description | 0 | Non Operating Loss on Investment |
| IRS990/OtherExpenses/Fundraising | 0 | 0 |
| IRS990/OtherExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/OtherExpenses/ProgramServices | 0 | 352591 |
| IRS990/OtherExpenses/Total | 0 | 352591 |
| IRS990/OtherLiabilities/BOY | 0 | 56883999 |
| IRS990/OtherLiabilities/EOY | 0 | 55350565 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 35365874 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 39139367 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/ProgramServices | 0 | 855584 |
| IRS990/OtherSalariesAndWages/Total | 0 | 855584 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/ProgramServices | 0 | 85141 |
| IRS990/PayrollTaxes/Total | 0 | 85141 |
| IRS990/PensionPlanContributions/ProgramServices | 0 | 92727 |
| IRS990/PensionPlanContributions/Total | 0 | 92727 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 180124 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 204973 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 3457240 |
| IRS990/ProgramServiceRevenue/Description | 0 | Loan Interest |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 3256293 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 2528871 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 2528871 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | -9664 |
| IRS990/ReconcilationRevenueExpenses | 0 | -295346 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Personal | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 2263529 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 1958519 |
| IRS990/Revenue | 0 | 3786312 |
| IRS990/RevenuesLessExpensesCY | 0 | -295346 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -1844488 |
| IRS990/RoyaltiesRevenue/ExclusionAmount | 0 | 0 |
| IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/RoyaltiesRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 1225959 |
| IRS990/SalariesEtcPriorYear | 0 | 1385952 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 19003523 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 13740157 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 1729298 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 432938 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 2162236 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 0 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 0 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Land/BookValue | 0 | 491282 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 491282 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 287202 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 1284971 |
| IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 1572173 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 55350565 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Member Shares |
| IRS990ScheduleD/TotalOfAmounts | 0 | 55350565 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 2507782 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | The completed Form 990 along with applicable schedules is provided to the board of directors for review and approval prior to filing. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | All directors must read and sign a copy of the credit union's Conflict of Interest policy that states that they have read, understand and will comply with the policy. It also requires that they notify the board of directors if any future conflicts arise. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The credit union uses a formalized salary structure using industry specific research provided by consulting firm, HRN Managing Group. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | The credit union posts its financial statements in the lobby of each office. The governing documents and Conflict of Interest policy are available upon request. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Annual adjustment to the acumulated other comprehensive income relating to defined benefit pension plan. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | F990_P06_S0B_L11a |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | F990_P06_S0B_L12c |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | F990_P06_S0B_L15 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | F990_P06_S0C_L19 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | F990_P11_S00_L05 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | Form 990, Part VI, Section B, Line 11a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Form 990, Part XI, Line 5 |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | TX |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 322 Preston Ave |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Pasadena |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | TX |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 77503 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Courtland Crouchet |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7137402767 |
| IRS990/TotalAssets/BOY | 0 | 59952404 |
| IRS990/TotalAssetsBOY | 0 | 59952404 |
| IRS990/TotalAssets/EOY | 0 | 58149976 |
| IRS990/TotalAssetsEOY | 0 | 58149976 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalContributions | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 4081658 |
| IRS990/TotalExpensesPriorYear | 0 | 4303596 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 4081658 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 4081658 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 28072 |
| IRS990/TotalLiabilities/BOY | 0 | 57688875 |
| IRS990/TotalLiabilitiesBOY | 0 | 57688875 |
| IRS990/TotalLiabilities/EOY | 0 | 56191457 |
| IRS990/TotalLiabilitiesEOY | 0 | 56191457 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 59952404 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 58149976 |
| IRS990/TotalNbrEmployees | 0 | 32 |
| IRS990/TotalNbrVolunteers | 0 | 9 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 2263529 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 1958519 |
| IRS990/TotalOfOtherProgramServiceExp | 0 | 0 |
| IRS990/TotalOfOtherProgramServiceGrnt | 0 | 0 |
| IRS990/TotalOfOtherProgramServiceRev | 0 | 0 |
| IRS990/TotalOtherCompensation | 0 | 0 |
| IRS990/TotalOtherRevenue | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 900297 |
| IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn | 0 | 928369 |
| IRS990/TotalOthProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 28072 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceExpense | 0 | 4081658 |
| IRS990/TotalProgramServiceRevenue | 0 | 3457240 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 110994 |
| IRS990/TotalRevenueCurrentYear | 0 | 3786312 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 2459108 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 3758240 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 3786312 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 28072 |
| IRS990/TransactionRelatedEntity | 0 | 0 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.sanjac.net |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1952 |
| ReasonableCauseExplanation/Explanation | 0 | The credit union has suffered considerable financial losses over the last few years that required laying off 30% of our staff. This has caused significant operational problems as we update our procedures and workflow to get the work done with much fewer employees. As a result, the Form 990 filing deadline was missed unknowingly and once it was discovered it took time to complete the return. Written procedures on completing the return have been put in place and the filing deadline has been added to the centralized calendar to ensure that the deadline is not missed in the future. Given the extent of the hardship encountered over the last few years, we respectfully request that any late filing penalties be waived. |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 741178178 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | SAN JACINTO AREA CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | SANJ |
| ReturnHeader/Filer/Phone | 0 | 7137402767 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 322 Preston Ave |
| ReturnHeader/Filer/USAddress/City | 0 | Pasadena |
| ReturnHeader/Filer/USAddress/State | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 77503 |
| ReturnHeader/Officer/DateSigned | 0 | 2011-06-14 |
| ReturnHeader/Officer/Name | 0 | Courtland Crouchet |
| ReturnHeader/Officer/Phone | 0 | 7137402767 |
| ReturnHeader/Officer/Title | 0 | President / CEO |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2010-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2010-12-31 |
| ReturnHeader/TaxYear | 0 | 2010 |
| ReturnHeader/Timestamp | 0 | 2011-06-15T16:59:52-07:00 |
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