Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
EIN 74-0879190 • 501(c)6 • San Antonio, TX
Profile
Image Enhancement
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Liabilities / Revenue
89th percentile
Higher debt load relative to revenue than 89% of similar nonprofits.
Net Margin
36th percentile
Higher net margin than 36% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
44th percentile
Faster asset growth than 44% of similar nonprofits.
Revenue Growth
26th percentile
Faster revenue growth than 26% of similar nonprofits.
Assets
Down$90,187
Down $4,407 (-4.7%) from 2024
Liabilities
Up$46,583
Up $5,270 (+13%) from 2024
Net Assets
$43,604
No earlier filing loaded for comparison.
Revenue
Down$148,839
Down $35,194 (-19%) from 2024
Expenses
Down$158,516
Down $45,178 (-22%) from 2024
Net Income
Up-$9,677
Up $9,984 (+51%) from 2024
Most recent year
2025 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2023 below.
Image Enhancement
| Description | Grants | Expenses |
|---|---|---|
| Advertising and public relations to enhance the public image of Independent Insurance Agents. | - | $182,532 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jill Duzan | Sec/Treas | - | $0 | - | - |
| Michele Geary | Advisory Director | - | $0 | - | - |
| Peighton Burke | Vice President | - | $0 | - | - |
| Ross Ormond | Advisory Director | - | $0 | - | - |
| Yousef Foteh | Board Member | - | $0 | - | - |
| Tim Killen | Board Member | - | $0 | - | - |
| Todd Allison | Board Member | - | $0 | - | - |
| James Goldberg | President | - | $0 | - | - |
| Shirley Crandall | Past President | - | $0 | - | - |
| Jeff Sekiguchi | Board Member | - | $0 | - | - |
| Peter Clarkson | Board Member | - | $0 | - | - |
| Taylor Chafin | Board Member | - | $0 | - | - |
“Advertising and Promotion $393”
“Office Expenses $1952”
“Conferences, Conventions, and Meetings $22368”
“Insurance $3146”
“Big I Day $24520”
“Trade Fair $19094”
“Webste expense $7873”
“Scholarship expense $6570”
“Young agents council $4297”
“Dues & Subscriptions $2563”
“Contract labor $1755”
“Casino night $1400”
“Board meeting expense $966”
“EDUCATION/TRAINING $567”
“Credit Card Discount $339”
“TELEPHONE $138”
“Taxes - Other $55”
“Prepaid Expenses and Deferred Charges - Beginning $3210 Prepaid Expenses and Deferred Charges - Ending $3871”
“Deposit-Foundation - Beginning $6665 Deposit-Foundation - Ending $6665”
“Deposit-Rent - Beginning $722 Deposit-Rent - Ending $722”
“Accounts Payable and Accrued Expenses - Beginning $725 Accounts Payable and Accrued Expenses - Ending $1601”
“Deferred Revenue - Beginning $62808 Deferred Revenue - Ending $51776”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | FISHER H LITTLE JR CPA |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2106415600 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 11955 NETWORK |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | SAN ANTONIO |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 782493399 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 135021 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 115061 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -9143 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 3985 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 145618 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 126319 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 173389 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 1151 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 172238 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 82085 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 72942 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 82085 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 72942 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 11575 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Jill Duzan |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Michele Geary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Peighton Burke |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Ross Ormond |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Yousef Foteh |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Tim Killen |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | Todd Allison |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | James Goldberg |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | Shirley Crandall |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | Jeff Sekiguchi |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | Peter Clarkson |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | Taylor Chafin |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Sec/Treas |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Advisory Dir. |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Vice President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Advisory Dir. |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Board Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Board Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Board Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Past President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Board Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | Board Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | Board Member |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 10597 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 11258 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 97996 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Image Enhancement |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Advertising and public relations to enhance the public image of Independent Insurance Agents. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 182532 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 68976 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 63533 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 53377 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 182532 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 182532 |
| IRS990EZ/TotalRevenueAmt | 0 | 173389 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Advertising and Promotion $393 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Office Expenses $1952 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Conferences, Conventions, and Meetings $22368 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Insurance $3146 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Big I Day $24520 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Trade Fair $19094 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Webste expense $7873 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Scholarship expense $6570 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Young agents council $4297 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Dues & Subscriptions $2563 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Contract labor $1755 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Casino night $1400 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Board meeting expense $966 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | EDUCATION/TRAINING $567 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | Credit Card Discount $339 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | TELEPHONE $138 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | Taxes - Other $55 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | Prepaid Expenses and Deferred Charges - Beginning $3210 Prepaid Expenses and Deferred Charges - Ending $3871 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | Deposit-Foundation - Beginning $6665 Deposit-Foundation - Ending $6665 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | Deposit-Rent - Beginning $722 Deposit-Rent - Ending $722 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | Accounts Payable and Accrued Expenses - Beginning $725 Accounts Payable and Accrued Expenses - Ending $1601 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | Deferred Revenue - Beginning $62808 Deferred Revenue - Ending $51776 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1007 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Expenses.8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Expenses.9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Other Expenses.10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Other Expenses.11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Other Expenses.12 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Other Expenses.13 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Other Assets.1011 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Other Assets.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Other Assets.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Total Liabilities.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Total Liabilities.1003 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd | 0 | FAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | James Goldberg |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-11-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | INDEPENDENT INSURANCE AGENTS OF SA |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INDE |
| ReturnHeader/Filer/EIN | 0 | 740879190 |
| ReturnHeader/Filer/PhoneNum | 0 | 2106162143 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 84 NE LOOP 410 260 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SAN ANTONIO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 78216 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 742629168 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Oroian Guest & Little PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11955 Network Blvd |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | San Antonio |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 78249 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2106415600 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Fisher H Little Jr |
| ReturnHeader/ReturnTs | 0 | 2023-11-17T06:02:49-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | James |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | Goldberg |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2022-09-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2023-08-31 |
| ReturnHeader/TaxYr | 0 | 2022 |
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