Liabilities / Assets
1st percentile
Higher debt load relative to assets than 1% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
1st percentile
Higher debt load relative to assets than 1% of similar nonprofits.
Liabilities / Revenue
1st percentile
Higher debt load relative to revenue than 1% of similar nonprofits.
Net Margin
81st percentile
Higher net margin than 81% of similar nonprofits.
Top Officer Pay
57th percentile
Higher top officer pay than 57% of similar nonprofits.
Top officer pay equals 7.1% of source-year revenue.
Asset Growth
63rd percentile
Faster asset growth than 63% of similar nonprofits.
Revenue Growth
74th percentile
Faster revenue growth than 74% of similar nonprofits.
Assets
Up$17,593,811
Up $1,415,511 (+8.7%) from 2020
Net Assets
Up$17,587,172
Up $1,421,299 (+8.8%) from 2020
Liabilities
Down$6,639
Down $5,788 (-47%) from 2020
Revenue
Up$1,084,222
Up $35,918 (+3.4%) from 2020
Expenses
Up$877,544
Up $12,842 (+1.5%) from 2020
Net Income
Up$206,678
Up $23,076 (+13%) from 2020
NONE
To provide affordable financial services to our members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $8,245,045 | $9,672,169 | ▲ $1,427,124 |
| Cap Stk Tr Prin Current Funds | $7,861,283 | $8,847,472 | ▲ $986,189 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $5,910,567 | $6,138,997 | ▲ $228,430 |
| Investments Other Securities | $5,454,447 | $6,073,850 | ▲ $619,403 |
| Rtn Earn Endowment Incm Other Fnds | $2,394,023 | $2,600,703 | ▲ $206,680 |
| Cash and Non-Interest-Bearing Accounts | $2,031,858 | $1,390,545 | ▼ $641,313 |
| Land, Buildings, and Equipment, Net | $384,242 | $399,773 | ▲ $15,531 |
| Prepaid Expenses and Deferred Charges | $19,931 | $19,610 | ▼ $321 |
| Total Assets | $16,178,300 | $17,593,811 | ▲ $1,415,511 |
| Other Assets Total | $42,777 | $37,864 | ▼ $4,913 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $12,427 | $6,639 | ▼ $5,788 |
| Total Liabilities | $12,427 | $6,639 | ▼ $5,788 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $16,165,873 | $17,587,172 | ▲ $1,421,299 |
| Total Liabilities and Net Assets / Fund Balance | $16,178,300 | $17,593,811 | ▲ $1,415,511 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $105,776 | $25,597 | - |
| Land | $224,623 | - | - |
| Equipment | $69,374 | $180,949 | - |
| Other Securities | $134,086 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Mandy Holle | President/CEO | FT | $76,655 | $76,655 |
| Name | Title |
|---|---|
| Richard Garcia | Chair |
| Mark Gilham | Vice Chairman |
| George Balady | Director |
| Paul Lasater | Director |
| Shane Smith | Director |
| Christine Kelly | Chariman |
| Theresa Hill | Sec/treas |
| Line Item | Amount |
|---|---|
| Other Expenses | $517,291 |
| Salaries, Compensation, and Employee Benefits | $360,253 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $276,207 | - | - | $276,207 |
| All Other Expenses | $206,072 | - | - | $206,072 |
| Other Employee Benefits | $61,300 | - | - | $61,300 |
| Other Expenses | $34,685 | - | - | $34,685 |
| Advertising | $34,395 | - | - | $34,395 |
| Payroll Taxes | $22,746 | - | - | $22,746 |
| Total Functional Expenses | $877,544 | $0 | $0 | $877,544 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Reviewed at monthly board of directors meetings in conjunction with monthly board reports.”
“The ceo salary is determined by the board of directors using tcul salary survey, cuna salary survey, job performance and merit.”
“The financial statements are posted in the lobby.”
“Interest expense cds: program service expenses 32,415. Management and general expenses 0. Fundraising expenses 0. Total expenses 32,415. Loan loss provision: program service expenses 29,560. Management and general expenses 0. Fundraising expenses 0. Total expenses 29,560. Dividend expense shares: program service expenses 24,802. Management and general expenses 0. Fundraising expenses 0. Total expenses 24,802. Property taxes / personal property taxes: program service expenses 17,926. Management and general expenses 0. Fundraising expenses 0. Total expenses 17,926. Utilities: program service expenses 16,688. Management and general expenses 0. Fundraising expenses 0. Total expenses 16,688. Office supplies: program service expenses 15,233. Management and general expenses 0. Fundraising expenses 0. Total expenses 15,233. Ach and share draft: program service expenses 13,919. Management and general expenses 0. Fundraising expenses 0. Total expenses 13,919. Postage: program service expenses 11,733. Management and general expenses 0. Fundraising expenses 0. Total expenses 11,733. Dues: program service expenses 9,307. Management and general expenses 0. Fundraising expenses 0. Total expenses 9,307. Insurance / office operation: program service expenses 8,864. Management and general expenses 0. Fundraising expenses 0. Total expenses 8,864. Training and education: program service expenses 7,833. Management and general expenses 0. Fundraising expenses 0. Total expenses 7,833. Promo and member education: program service expenses 7,260. Management and general expenses 0. Fundraising expenses 0. Total expenses 7,260. Website expense: program service expenses 7,232. Management and general expenses 0. Fundraising expenses 0. Total expenses 7,232. Annual meeting: program service expenses 3,300. Management and general expenses 0. Fundraising expenses 0. Total expenses 3,300.”
“Change in capital 1,214,619.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 12427 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 6639 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE AFFORDABLE FINANCIAL SERVICES TO OUR MEMBERS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 34395 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 34395 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 206072 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 206072 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | MANDY HOLLE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2547541168 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4527 SPEIGHT |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WACO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 76711 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 7861283 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 8847472 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2031858 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1390545 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 517291 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1084222 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 206678 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 360253 |
| IRS990/CYTotalExpensesAmt | 0 | 877544 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1084222 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES FULL SERVICE BANKING OPTIONS FOR ITS MEMBERS THROUGH TRADITIONAL LOAN, DEPOSIT, ATM, AND ONLINE BANKING OPTIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 877544 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GEORGE BALADY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARK GILHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PAUL LASATER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CHRISTINE KELLY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SHANE SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | RICHARD GARCIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | THERESA HILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MANDY HOLLE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 76655 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHARIMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SEC/TREAS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1084222 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 2176 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 5454447 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 6073850 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 206546 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 384242 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 399773 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 606319 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | NONE |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 16165873 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 17587172 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 42777 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 37864 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1214619 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 61300 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 61300 |
| IRS990/OtherExpensesGrp/Desc | 0 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | BUILD AND MAINT REPAIRS |
| IRS990/OtherExpensesGrp/Desc | 3 | OFFICE OPERATING |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 126768 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 68282 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 47089 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 34685 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 126768 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 68282 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 47089 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 34685 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 276207 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 276207 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 8245045 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 9672169 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 22746 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 22746 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 5910567 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 6138997 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 19931 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 19610 |
| IRS990/PrincipalOfficerNm | 0 | MANDY HOLLE |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INCOME - INVESTMENTS |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | INCOME - CREDIT CARDS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 642858 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 235145 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 84727 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 82282 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 39210 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 642858 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 235145 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 84727 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 82282 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 39210 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 531259 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1048304 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 183602 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 333443 |
| IRS990/PYTotalExpensesAmt | 0 | 864702 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1048304 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 206678 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2394023 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2600703 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 105776 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 25597 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 131373 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 69374 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 180949 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 250323 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 224623 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 224623 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 4571000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 630000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 738764 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 134086 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | FINANCIAL NORTHEASTERN |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | RBC DAIN RAUSCHER |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | CATALYST CORP CASH MANAGEMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | NCUA SHARE INS CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 399773 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 6073850 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | REVIEWED AT MONTHLY BOARD OF DIRECTORS MEETINGS IN CONJUNCTION WITH MONTHLY BOARD REPORTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CEO SALARY IS DETERMINED BY THE BOARD OF DIRECTORS USING TCUL SALARY SURVEY, CUNA SALARY SURVEY, JOB PERFORMANCE AND MERIT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | INTEREST EXPENSE CDS: PROGRAM SERVICE EXPENSES 32,415. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 32,415. LOAN LOSS PROVISION: PROGRAM SERVICE EXPENSES 29,560. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 29,560. DIVIDEND EXPENSE SHARES: PROGRAM SERVICE EXPENSES 24,802. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 24,802. PROPERTY TAXES / PERSONAL PROPERTY TAXES: PROGRAM SERVICE EXPENSES 17,926. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 17,926. UTILITIES: PROGRAM SERVICE EXPENSES 16,688. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 16,688. OFFICE SUPPLIES: PROGRAM SERVICE EXPENSES 15,233. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 15,233. ACH AND SHARE DRAFT: PROGRAM SERVICE EXPENSES 13,919. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 13,919. POSTAGE: PROGRAM SERVICE EXPENSES 11,733. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 11,733. DUES: PROGRAM SERVICE EXPENSES 9,307. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 9,307. INSURANCE / OFFICE OPERATION: PROGRAM SERVICE EXPENSES 8,864. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 8,864. TRAINING AND EDUCATION: PROGRAM SERVICE EXPENSES 7,833. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 7,833. PROMO AND MEMBER EDUCATION: PROGRAM SERVICE EXPENSES 7,260. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 7,260. WEBSITE EXPENSE: PROGRAM SERVICE EXPENSES 7,232. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 7,232. ANNUAL MEETING: PROGRAM SERVICE EXPENSES 3,300. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 3,300. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CHANGE IN CAPITAL 1,214,619. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART IX, LINE 24E |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 16178300 |
| IRS990/TotalAssetsEOYAmt | 0 | 17593811 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 16178300 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 17593811 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 877544 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 877544 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 12427 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6639 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 12427 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6639 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 16165873 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 17587172 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 877544 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1084222 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 76655 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1084222 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1084222 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 16178300 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 17593811 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4527 SPEIGHT |
| IRS990/USAddress/CityNm | 0 | WACO |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 76711 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 2176 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LINKAGECU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 3 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MANDY HOLLE PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2547561168 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-09-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LINKAGE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LINK |
| ReturnHeader/Filer/EIN | 0 | 740842652 |
| ReturnHeader/Filer/PhoneNum | 0 | 2547541168 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4527 SPEIGHT |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WACO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 76711 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 741130599 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PATTILLO BROWN & HILL LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | P O BOX 20725 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WACO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 767020725 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2547724901 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MIKE LUCAS CPA |
| ReturnHeader/ReturnTs | 0 | 2022-09-23T12:51:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | MANDY |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | HOLLE PRESIDENT |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.