Civic Intelligence

United Energy Credit Union

EIN 74-0693876 • 501(c)14 • Humble, TX

View Organization Page

Profile

Cooperative provider of credit union financial services

8790 FM 1960 Bypass RD W Suite A500Humble, TX 77338-3950

www.unitedenergycu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

21st percentile

0.82x

Higher debt load relative to assets than 21% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

15th percentile

10.32x

Higher debt load relative to revenue than 15% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

26th percentile

1.8%

Higher net margin than 26% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

68th percentile

$141,075

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 6.4% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

15th percentile

-4.9%

Faster asset growth than 15% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

50th percentile

9.1%

Faster revenue growth than 50% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets21st percentile

Assets

Down

$27,484,048

Down $1,414,940 (-4.9%) from 2023

Liabilities

Down

$22,568,010

Down $1,455,401 (-6.1%) from 2023

Net Assets

Up

$4,916,038

Up $40,461 (+0.8%) from 2023

Operations
Liabilities / Revenue15th percentileNet Margin26th percentile

Revenue

Up

$2,187,789

Up $182,808 (+9.1%) from 2023

Expenses

Up

$2,147,328

Up $187,163 (+9.5%) from 2023

Net Income

Down

$40,461

Down $4,355 (-9.7%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $20,780,153Liabilities 2010: $16,343,390Net Assets 2010: $4,436,7632010Assets 2011: $21,624,133Liabilities 2011: $17,160,037Net Assets 2011: $4,464,0962011Assets 2012: $22,161,596Liabilities 2012: $17,619,511Net Assets 2012: $4,542,0852012Assets 2013: $23,105,995Liabilities 2013: $18,530,338Net Assets 2013: $4,575,6572013Assets 2014: $23,928,522Liabilities 2014: $19,325,324Net Assets 2014: $4,603,1982014Assets 2015: $24,624,561Liabilities 2015: $19,994,070Net Assets 2015: $4,630,4912015Assets 2016: $25,240,443Liabilities 2016: $20,580,693Net Assets 2016: $4,659,7502016Assets 2017: $26,950,467Liabilities 2017: $22,241,552Net Assets 2017: $4,708,9152017Assets 2018: $26,276,278Liabilities 2018: $21,518,526Net Assets 2018: $4,757,7522018Assets 2019: $26,477,283Liabilities 2019: $21,705,409Net Assets 2019: $4,771,8742019Assets 2020: $29,548,908Liabilities 2020: $24,818,291Net Assets 2020: $4,730,6172020Assets 2021: $29,407,548Liabilities 2021: $24,652,222Net Assets 2021: $4,755,3262021Assets 2022: $30,199,617Liabilities 2022: $25,315,671Net Assets 2022: $4,883,9462022Assets 2023: $28,898,988Liabilities 2023: $24,023,411Net Assets 2023: $4,875,5772023Assets 2024: $27,484,048Liabilities 2024: $22,568,010Net Assets 2024: $4,916,0382024

Highlighted filing

2024

Assets$27,484,048
Liabilities$22,568,010
Net Assets$4,916,038
Open 2024 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,415,3792010Expenses 2011: $1,919,7212011Expenses 2012: $1,910,5062012Revenue 2013: $1,827,616Expenses 2013: $1,794,044Net Income 2013: $33,5722013Revenue 2014: $1,763,368Expenses 2014: $1,735,827Net Income 2014: $27,5412014Revenue 2015: $1,857,142Expenses 2015: $1,829,849Net Income 2015: $27,2932015Revenue 2016: $1,850,225Expenses 2016: $1,820,966Net Income 2016: $29,2592016Revenue 2017: $1,846,964Expenses 2017: $1,797,799Net Income 2017: $49,1652017Revenue 2018: $1,947,233Expenses 2018: $1,898,396Net Income 2018: $48,8372018Revenue 2019: $1,948,118Expenses 2019: $1,933,996Net Income 2019: $14,1222019Revenue 2020: $1,832,729Expenses 2020: $1,873,986Net Income 2020: -$41,2572020Revenue 2021: $1,802,423Expenses 2021: $1,777,714Net Income 2021: $24,7092021Revenue 2022: $1,844,476Expenses 2022: $1,715,856Net Income 2022: $128,6202022Revenue 2023: $2,004,981Expenses 2023: $1,960,165Net Income 2023: $44,8162023Revenue 2024: $2,187,789Expenses 2024: $2,147,328Net Income 2024: $40,4612024

Highlighted filing

2024

Revenue$2,187,789
Expenses$2,147,328
Net Income$40,461
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$27,484,048
Liabilities
$22,568,010
Net assets
$4,916,038
Revenue
$2,187,789
Expenses
$2,147,328
Net income
$40,461
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.5$22.6$4.92$2.19$2.15$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.9$24.0$4.88$2.00$1.96$0.04
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.2$25.3$4.88$1.84$1.72$0.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.4$24.7$4.76$1.80$1.78$0.02
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.5$24.8$4.73$1.83$1.87$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.5$21.7$4.77$1.95$1.93$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.3$21.5$4.76$1.95$1.90$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.0$22.2$4.71$1.85$1.80$0.05
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.2$20.6$4.66$1.85$1.82$0.03
2015Detailed filing. Detailed filing data is available for this year.$24.6$20.0$4.63$1.86$1.83$0.03
2014Detailed filing. Detailed filing data is available for this year.$23.9$19.3$4.60$1.76$1.74$0.03
2013Detailed filing. Detailed filing data is available for this year.$23.1$18.5$4.58$1.83$1.79$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.2$17.6$4.54$1.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.6$17.2$4.46$1.92
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.8$16.3$4.44$2.42
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$2,187,789
Mission and Program Overview

Mission

Cooperative provider of credit union financial services

To provide member savings & loans to the credit union's membership

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$19,656,948$20,446,006▲ $789,058
Investments Other Securities$7,995,000$5,370,000▼ $2,625,000
Rtn Earn Endowment Incm Other Fnds$4,875,577$4,916,038▲ $40,461
Cash and Non-Interest-Bearing Accounts$762,229$817,785▲ $55,556
Accounts Receivable$5,132$417,343▲ $412,211
Prepaid Expenses and Deferred Charges$24,816$25,598▲ $782
Land, Buildings, and Equipment, Net$1,979$301▼ $1,678
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$28,898,988$27,484,048▼ $1,414,940
Other Assets Total$452,884$407,015▼ $45,869
Liabilities
Other Liabilities$22,995,669$22,061,070▼ $934,599
Accounts Payable and Accrued Expenses$1,027,742$506,940▼ $520,802
Total Liabilities$24,023,411$22,568,010▼ $1,455,401
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,875,577$4,916,038▲ $40,461
Total Liabilities and Net Assets / Fund Balance$28,898,988$27,484,048▼ $1,414,940

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$0$0$0
Leasehold Improvements$301$659,601$0
Other Securities$5,370,000--
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Debbie HendrixPresident / TreasurerFT$100,864$40,211$141,075

Board Members and Trustees

NameTitle
Lynette SealyChairman
Cedric WilsonVice Chairman
Chris WoodDirector
Dominic HuangDirector
Eliza CastilloDirector
Mathew SmithDirector
Shonda Royston-JohnsonDirector
Tracey PhamDirector
Randy HaddickSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,810,800
Investment Income
$322,446
Other Revenue
$54,543
Change in Net Assets
$40,461

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,187,789
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$2,187,789
Total Revenue per Form 990
$2,187,789
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,369,499
Salaries, Compensation, and Employee Benefits$777,829
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$562,597
Office Expenses---$326,966
Information Technology---$243,780
Interest---$234,141
Other Employee Benefits---$183,377
Occupancy---$162,929
Other Expenses---$81,272
Fees for Services Accounting---$75,210
Pension Plan Contributions---$31,855
Insurance---$30,568
Payments to Affiliates---$15,996
Advertising---$5,500
Travel---$5,500
Conferences and Meetings---$5,000
Fees for Service Investment Mgmnt Fees---$2,625
Depreciation Depletion---$1,676
Total Functional Expenses$0$0$0$2,147,328

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,147,328
Total Expenses per Audited Statements$2,147,328
Total Expenses per Form 990$2,147,328
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Deposits$11,636,786
Deposit Accounts$5,158,166
Checking Accounts$4,271,225
Ira Accounts$994,893
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Member owned credit union”

Form 990, Part VI, Section A, Line 7A

“Member elect the board of directors at the annual meeting”

Form 990, Part VI, Section B, Line 11B

“990 is reviewed by the president. The form is presented at the board meeting after the filing date”

Form 990, Part VI, Section C, Line 19

“United energy credit union makes it's financial statements available upon request”

Filing and Contact Details

Filer

Filer Name
United Energy Credit Union
EIN
74-0693876
Phone
2819641751
Address
8790 FM 1960 Bypass RD W Suite A500, HUMBLE, TX 77338-3950

Signing Officer

Name
Debbie Hendrix
Title
President
Phone
2819641764
Signed
2025-11-14

Organization Details

Principal Officer
Debbie Hendrix
Formed
1934
Legal Domicile
TX
Voting Board Members
10
Independent Board Members
10
Employees
14
Volunteers
10
Raw XML AppendixShowing 400 of 443 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01027742
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0506940
IRS990/AccountsReceivableGrp/BOYAmt05132
IRS990/AccountsReceivableGrp/EOYAmt0417343
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To provide member savings & loans to the credit union's membership
IRS990/AdvertisingGrp/TotalAmt05500
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt08790 FM 1960 BYPASS ROAD WEST
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt0SUITE A500
IRS990/BooksInCareOfDetail/PhoneNum02819641777
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08790 FM 1960 BYPASS ROAD WEST
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE A500
IRS990/BooksInCareOfDetail/USAddress/CityNm0HUMBLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0773383950
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0762229
IRS990/CashNonInterestBearingGrp/EOYAmt0817785
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt05000
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0322446
IRS990/CYOtherExpensesAmt01369499
IRS990/CYOtherRevenueAmt054543
IRS990/CYProgramServiceRevenueAmt01810800
IRS990/CYRevenuesLessExpensesAmt040461
IRS990/CYSalariesCompEmpBnftPaidAmt0777829
IRS990/CYTotalExpensesAmt02147328
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02187789
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01676
IRS990/Desc0SHARE ACCOUNTS: UNITED ENERGY CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAS ALMOST 3,651 MEMBER-OWNED ACCOUNTS ON DECEMBER 31, 2018. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFERS ACCESS THROUGH THE SHARE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S NATIONWIDE
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt075210
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt02625
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt040211
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0DEBBIE HENDRIX
IRS990/Form990PartVIISectionAGrp/PersonNm1LYNETTE SEALY
IRS990/Form990PartVIISectionAGrp/PersonNm2Mathew Smith
IRS990/Form990PartVIISectionAGrp/PersonNm3ELIZA CASTILLO
IRS990/Form990PartVIISectionAGrp/PersonNm4RANDY HADDICK
IRS990/Form990PartVIISectionAGrp/PersonNm5Shonda Royston-Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm6CEDRIC WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm7TRACEY PHAM
IRS990/Form990PartVIISectionAGrp/PersonNm8Chris Wood
IRS990/Form990PartVIISectionAGrp/PersonNm9DOMINIC HUANG
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0100864
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT / TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01934
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02187789
IRS990/GroupExemptionNum02742
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0243780
IRS990/InsuranceGrp/TotalAmt030568
IRS990/InterestGrp/TotalAmt0234141
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0322446
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0322446
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07995000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt05370000
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0659601
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01979
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0301
IRS990/LandBldgEquipCostOrOtherBssAmt0659902
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Cooperative provider of credit union financial services
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt04875577
IRS990/NetAssetsOrFundBalancesEOYAmt04916038
IRS990/NetUnrelatedBusTxblIncmAmt09002
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0162929
IRS990/OfficeExpensesGrp/TotalAmt0326966
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0452884
IRS990/OtherAssetsTotalGrp/EOYAmt0407015
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0183377
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOSSES
IRS990/OtherExpensesGrp/Desc3OTHER PROFESSIONAL SERVICES
IRS990/OtherExpensesGrp/TotalAmt099911
IRS990/OtherExpensesGrp/TotalAmt18016
IRS990/OtherExpensesGrp/TotalAmt270409
IRS990/OtherExpensesGrp/TotalAmt381272
IRS990/OtherLiabilitiesGrp/BOYAmt022995669
IRS990/OtherLiabilitiesGrp/EOYAmt022061070
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0ALL OTHER REVENUE
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt054543
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt054543
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt054543
IRS990/OtherSalariesAndWagesGrp/TotalAmt0562597
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt019656948
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt020446006
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt015996
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt031855
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt024816
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt025598
IRS990/PrincipalOfficerNm0DEBBIE HENDRIX
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER FEE INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01278727
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1532073
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01278727
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1532073
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTS UNITED ENERGY CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. ADDITONALLY THE CREDIT UNION EXTENDS THE REACH OF ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCESS, AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMERS LOANS UNTED ENERGY CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS' EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS, MOTORCYCLES. CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0311853
IRS990/PYOtherExpensesAmt01316461
IRS990/PYOtherRevenueAmt066604
IRS990/PYProgramServiceRevenueAmt01626524
IRS990/PYRevenuesLessExpensesAmt044816
IRS990/PYSalariesCompEmpBnftPaidAmt0643704
IRS990/PYTotalExpensesAmt01960165
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02004981
IRS990/ReconcilationRevenueExpnssAmt040461
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04875577
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04916038
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02147328
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0301
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0659601
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0659902
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011636786
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15158166
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2994893
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt34271225
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRA ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CHECKING ACCOUNTS
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt05370000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0TIMED CERTIFICATE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02187789
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0301
IRS990ScheduleD/TotalBookValueSecuritiesAmt05370000
IRS990ScheduleD/TotalExpensesPerForm990Amt02147328
IRS990ScheduleD/TotalLiabilityAmt022061070
IRS990ScheduleD/TotalRevenuePerForm990Amt02187789
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02187789
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02147328
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBER OWNED CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBER ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2990 IS REVIEWED BY THE PRESIDENT. THE FORM IS PRESENTED AT THE BOARD MEETING AFTER THE FILING DATE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UNITED ENERGY CREDIT UNION MAKES IT'S FINANCIAL STATEMENTS AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt028898988
IRS990/TotalAssetsEOYAmt027484048
IRS990/TotalAssetsGrp/BOYAmt028898988
IRS990/TotalAssetsGrp/EOYAmt027484048
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02147328
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt024023411
IRS990/TotalLiabilitiesEOYAmt022568010
IRS990/TotalLiabilitiesGrp/BOYAmt024023411
IRS990/TotalLiabilitiesGrp/EOYAmt022568010
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04875577
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04916038
IRS990/TotalOtherCompensationAmt040211
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00

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