Civic Intelligence

Oklahomas Credit Union

990 • Fiscal year 2013 • EIN 73-6093655

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 30, 2014

Organization Profilewww.oecu.org

View Organization Page

3001 N LincolnOklahoma City, OK 73105

(405) 606-6328

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.88x

Higher debt load relative to assets than 30% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

33rd percentile

16.12x

Higher debt load relative to revenue than 33% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

71st percentile

19%

Higher net margin than 71% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

59th percentile

$401,747

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Asset Growth

27th percentile

1.8%

Faster asset growth than 27% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets30th percentile

Assets

Up

$418,857,881

Up $7,264,655 (+1.8%) from 2012

Net Assets

Up

$49,537,923

Up $5,586,942 (+13%) from 2012

Liabilities

Up

$369,319,958

Up $1,677,713 (+0.5%) from 2012

Revenue And Expenses
Liabilities / Revenue33rd percentileNet Margin71st percentile

Revenue

$22,907,824

No earlier filing loaded for comparison.

Expenses

Up

$18,512,826

Up $368,397 (+2.0%) from 2012

Net Income

$4,394,998

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth27th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $337,678,600Liabilities 2010: $301,684,900Net Assets 2010: $35,993,7002010Assets 2011: $381,310,313Liabilities 2011: $339,983,264Net Assets 2011: $41,327,0492011Assets 2012: $411,593,226Liabilities 2012: $367,642,245Net Assets 2012: $43,950,9812012Assets 2013: $418,857,881Liabilities 2013: $369,319,958Net Assets 2013: $49,537,9232013Assets 2014: $468,663,846Liabilities 2014: $414,084,047Net Assets 2014: $54,579,7992014Assets 2015: $484,414,592Liabilities 2015: $427,477,859Net Assets 2015: $56,936,7332015Assets 2016: $493,289,200Liabilities 2016: $433,863,970Net Assets 2016: $59,425,2302016Assets 2017: $506,913,522Liabilities 2017: $442,637,392Net Assets 2017: $64,276,1302017Assets 2018: $514,947,178Liabilities 2018: $446,952,801Net Assets 2018: $67,994,3772018Assets 2019: $554,169,771Liabilities 2019: $478,566,099Net Assets 2019: $75,603,6722019Assets 2020: $640,525,305Liabilities 2020: $556,336,000Net Assets 2020: $84,189,3052020Assets 2021: $721,352,699Liabilities 2021: $633,268,523Net Assets 2021: $88,084,1762021Assets 2022: $780,486,193Liabilities 2022: $706,639,851Net Assets 2022: $73,846,3422022Assets 2023: $795,856,556Liabilities 2023: $710,965,116Net Assets 2023: $84,891,4402023

Highlighted filing

2013

Assets$418,857,881
Liabilities$369,319,958
Net Assets$49,537,923
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $18,273,9212010Expenses 2011: $16,957,8312011Expenses 2012: $18,144,4292012Revenue 2013: $22,907,824Expenses 2013: $18,512,826Net Income 2013: $4,394,9982013Revenue 2014: $22,945,292Expenses 2014: $18,317,897Net Income 2014: $4,627,3952014Revenue 2015: $23,332,344Expenses 2015: $19,727,332Net Income 2015: $3,605,0122015Revenue 2016: $22,832,184Expenses 2016: $18,994,685Net Income 2016: $3,837,4992016Revenue 2017: $22,917,831Expenses 2017: $19,406,852Net Income 2017: $3,510,9792017Revenue 2018: $24,413,992Expenses 2018: $20,053,969Net Income 2018: $4,360,0232018Revenue 2019: $27,815,062Expenses 2019: $23,309,651Net Income 2019: $4,505,4112019Revenue 2020: $32,680,789Expenses 2020: $26,578,890Net Income 2020: $6,101,8992020Revenue 2021: $32,235,785Expenses 2021: $24,515,442Net Income 2021: $7,720,3432021Revenue 2022: $35,089,977Expenses 2022: $28,143,704Net Income 2022: $6,946,2732022Revenue 2023: $43,455,996Expenses 2023: $36,993,003Net Income 2023: $6,462,9932023

Highlighted filing

2013

Revenue$22,907,824
Expenses$18,512,826
Net Income$4,394,998
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 30, 2014
Return Version
2013v3.0
Gross Receipts
$22,930,849
Mission and Program Overview

Mission

Providing members with competitive savings and loan products and services so that they can do more with their money.

Guiding our members to greater financial success.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$287,628,383$320,837,158▲ $33,208,775
Investments in Publicly Traded Securities$88,668,274$62,620,086▼ $26,048,188
Rtn Earn Endowment Incm Other Fnds$35,413,976$41,000,918▲ $5,586,942
Land, Buildings, and Equipment, Net$17,995,558$16,995,304▼ $1,000,254
Savings and Temporary Cash Investments$10,730,622$9,575,440▼ $1,155,182
Pd in Cap Srpls Land Bldg Eqp Fund$8,537,005$8,537,005→ $0
Cash and Non-Interest-Bearing Accounts$2,143,767$2,216,570▲ $72,803
Prepaid Expenses and Deferred Charges$-1,546,199$352,449▲ $1,898,648
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0--
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$411,593,226$418,857,881▲ $7,264,655
Other Assets Total$5,972,821$6,260,874▲ $288,053
Liabilities
Accounts Payable and Accrued Expenses$345,867,514$360,523,621▲ $14,656,107
Mortgage Notes Payable Secured by Investment Property$18,000,000$5,000,000▼ $13,000,000
Other Liabilities$3,628,212$3,632,392▲ $4,180
Escrow Account Liability$146,519$163,945▲ $17,426
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$367,642,245$369,319,958▲ $1,677,713
Net Assets / Fund Balance
Total Net Assets Fund Balance$43,950,981$49,537,923▲ $5,586,942
Total Liabilities and Net Assets / Fund Balance$411,593,226$418,857,881▲ $7,264,655

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$13,863,795$1,850,569$0
Other Land Buildings$0$0$0
Land$2,369,020-$0
Equipment$762,489$1,799,357$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark W KellyPresidentFT$308,992$92,754$401,746
Luann SchmiedelEvpFT$165,875$52,177$218,052
Scott BellSenior VP-COOFT$125,000$14,708$139,708
Philip SherwinSenior VP-CTOFT$121,500$14,404$135,904
Brian GebardSenior VP-CLOFT$110,500$13,414$123,914

Board Members and Trustees

NameTitle
Justin JonesChairman
Kent TreadwellVice-Chairman
Mike PattersonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$21,609,349
Investment Income
$1,266,412
Other Revenue
$32,063
Change in Net Assets
$4,394,998
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,324,703
Salaries, Compensation, and Employee Benefits$7,188,123
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,543,102
Interest---$2,559,783
Other Expenses---$1,447,848
Occupancy---$1,443,606
Current Officers, Directors, Trustees, and Key Employees---$1,019,325
Information Technology---$952,240
Pension Plan Contributions---$743,593
Depreciation Depletion---$740,795
Office Expenses---$519,568
Payroll Taxes---$452,555
Advertising---$444,091
Other Employee Benefits---$429,548
Fees for Services Legal---$163,913
Insurance---$120,716
Fees for Services Accounting---$120,000
Fees for Services Other---$75,268
Conferences and Meetings---$74,224
All Other Expenses---$31,727
Travel---$28,470
Fees for Services Management---$3,920
Total Functional Expenses$0$0$0$18,512,826
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Expenses$3,326,641
Suspense Accounts$287,321
Taxes Payable$17,577
Dividends Payable$853
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“A person becomes a member of the credit union when they open a share (savings) account.”

Form 990, Part VI, Section A, Line 7A

“Elections of specific offices are held annually at the credit union annual meeting.”

Form 990, Part VI, Section B, Line 11B

“The completed Form 990 is presented to the Board of Directors during their monthly meeting.”

Form 990, Part VI, Section B, Line 12C

“Policies are reviewed annually.”

Form 990, Part VI, Section B, Line 15

“Compensation is reviewed annually by the Board of Directors.”

Form 990, Part VI, Section C, Line 19

“All documents are available upon request.”

Filing and Contact Details

Filer

EIN
73-6093655
Phone
4056066328

Signing Officer

Name
Mark Kelly
Title
President
Phone
4056066328
Signed
2014-04-30

Organization Details

Principal Officer
Mark W Kelly
Formed
1954
Legal Domicile
Ok
Voting Board Members
9
Independent Board Members
9
Employees
187
Volunteers
25
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Annual Pension Liab. Adjustment decreased from the prior year.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Funds are collected when a mortgage payment is made and are kept in an escrow account. The funds are later disbursed to pay the members home insurance premiums and real estate taxes.”

Raw XML AppendixShowing 400 of 485 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt032063
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt032063
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-784195
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01443606
IRS990/OfficeExpensesGrp/TotalAmt0519568
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05972821
IRS990/OtherAssetsTotalGrp/EOYAmt06260874
IRS990/OtherChangesInNetAssetsAmt01976139
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0429548
IRS990/OtherExpensesGrp/Desc0Member Service
IRS990/OtherExpensesGrp/Desc1Bank Charges
IRS990/OtherExpensesGrp/Desc2Loan Servicing Expense
IRS990/OtherExpensesGrp/Desc3Provision for Loan Loss
IRS990/OtherExpensesGrp/TotalAmt0827864
IRS990/OtherExpensesGrp/TotalAmt1447463
IRS990/OtherExpensesGrp/TotalAmt21323207
IRS990/OtherExpensesGrp/TotalAmt31447848
IRS990/OtherLiabilitiesGrp/BOYAmt03628212
IRS990/OtherLiabilitiesGrp/EOYAmt03632392
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt04543102
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0452555
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt08537005
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt08537005
IRS990/PensionPlanContributionsGrp/TotalAmt0743593
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0-1546199
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0352449
IRS990/PrincipalOfficerNm0MARK W KELLY
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans to Members
IRS990/ProgramServiceRevenueGrp/Desc1Fee Revenue on services to members
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt015654177
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15955172
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt015654177
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15955172
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01757253
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt011065018
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt020716816
IRS990/PYRevenuesLessExpensesAmt04329640
IRS990/PYSalariesCompEmpBnftPaidAmt07079411
IRS990/PYTotalExpensesAmt018144429
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt022474069
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt04394998
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt032063
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt022907824
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt035413976
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt041000918
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010730622
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09575440
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt013863795
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01850569
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt015714364
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0762489
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01799357
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt02561846
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt02369020
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt02369020
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0287321
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1853
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt23326641
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt317577
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Suspense Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Dividends Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Accrued Expenses
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Taxes Payable
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Funds are collected when a mortgage payment is made and are kept in an escrow account. The funds are later disbursed to pay the members home insurance premiums and real estate taxes.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 2b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt016995304
IRS990ScheduleD/TotalLiabilityAmt03632392
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0308992
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1165875
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount061000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount131000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt031754
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt121177
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Mark W Kelly
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Luann Schmiedel
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1EVP
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0401746
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1218052
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0Compensation is reviewed annually by the Board of Directors.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule J, Part I, Line 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A person becomes a member of the credit union when they open a share (savings) account.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Elections of specific offices are held annually at the credit union annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The completed Form 990 is presented to the Board of Directors during their monthly meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Policies are reviewed annually.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Compensation is reviewed annually by the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5All documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Annual Pension Liab. Adjustment decreased from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$418,857,881
Liabilities
$369,319,958
Net assets
$49,537,923
Revenue
$22,907,824
Expenses
$18,512,826
Net income
$4,394,998
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$796$711$84.9$43.5$37.0$6.46
2022Detailed filing. Detailed filing data is available for this year.$780$707$73.8$35.1$28.1$6.95
2021Detailed filing. Detailed filing data is available for this year.$721$633$88.1$32.2$24.5$7.72
2020Detailed filing. Detailed filing data is available for this year.$641$556$84.2$32.7$26.6$6.10
2019Detailed filing. Detailed filing data is available for this year.$554$479$75.6$27.8$23.3$4.51
2018Detailed filing. Detailed filing data is available for this year.$515$447$68.0$24.4$20.1$4.36
2017Detailed filing. Detailed filing data is available for this year.$507$443$64.3$22.9$19.4$3.51
2016Detailed filing. Detailed filing data is available for this year.$493$434$59.4$22.8$19.0$3.84
2015Detailed filing. Detailed filing data is available for this year.$484$427$56.9$23.3$19.7$3.61
2014Detailed filing. Detailed filing data is available for this year.$469$414$54.6$22.9$18.3$4.63
2013Detailed filing. Detailed filing data is available for this year.$419$369$49.5$22.9$18.5$4.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$412$368$44.0$18.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$381$340$41.3$17.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$338$302$36.0$18.3