Liabilities / Assets
46th percentile
Higher debt load relative to assets than 46% of similar nonprofits.
EIN 73-6093329 • 501(c)14 • Ponca City, OK
Profile
As a not for profit cooperative, to promote thrift and meet the financial needs of members through offering progressive financial services with stability and integrity at better than market rates.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
46th percentile
Higher debt load relative to assets than 46% of similar nonprofits.
Liabilities / Revenue
11th percentile
Higher debt load relative to revenue than 11% of similar nonprofits.
Net Margin
2nd percentile
Higher net margin than 2% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
31st percentile
Faster revenue growth than 31% of similar nonprofits.
Assets
Up$103,167,848
Up $1,281,266 (+1.3%) from 2023
Liabilities
Up$91,810,304
Up $2,718,869 (+3.1%) from 2023
Net Assets
Down$11,357,544
Down $1,437,603 (-11%) from 2023
Revenue
Up$8,379,867
Up $798,122 (+11%) from 2023
Expenses
Up$9,817,470
Up $3,464,860 (+55%) from 2023
Net Income
Down-$1,437,603
Down $2,666,738 (-217%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
As a not for profit cooperative, to promote thrift and meet the financial needs of members through offering progressive financial services with stability and integrity at better than market rates.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $78,458,889 | $72,685,271 | ▼ $5,773,618 |
| Cash and Non-Interest-Bearing Accounts | $7,147,803 | $13,045,331 | ▲ $5,897,528 |
| Rtn Earn Endowment Incm Other Fnds | $12,750,632 | $11,312,434 | ▼ $1,438,198 |
| Investments in Publicly Traded Securities | $6,560,009 | $5,908,260 | ▼ $651,749 |
| Savings and Temporary Cash Investments | $1,504,678 | $2,328,408 | ▲ $823,730 |
| Land, Buildings, and Equipment, Net | $1,832,833 | $1,885,630 | ▲ $52,797 |
| Receivables From Officers Etc | $302,269 | $251,908 | ▼ $50,361 |
| Prepaid Expenses and Deferred Charges | $33,713 | $88,430 | ▲ $54,717 |
| Cap Stk Tr Prin Current Funds | $44,515 | $45,110 | ▲ $595 |
| Intangible Assets | $19,805 | $17,739 | ▼ $2,066 |
| Accounts Receivable | - | $1,807 | - |
| Total Assets | $101,886,582 | $103,167,848 | ▲ $1,281,266 |
| Other Assets Total | $6,026,583 | $6,955,064 | ▲ $928,481 |
| Liabilities | |||
| Other Liabilities | $88,563,802 | $90,526,817 | ▲ $1,963,015 |
| Accounts Payable and Accrued Expenses | $527,633 | $1,283,487 | ▲ $755,854 |
| Total Liabilities | $89,091,435 | $91,810,304 | ▲ $2,718,869 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $12,795,147 | $11,357,544 | ▼ $1,437,603 |
| Total Liabilities and Net Assets / Fund Balance | $101,886,582 | $103,167,848 | ▲ $1,281,266 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,270,244 | $1,790,147 | $3,060,391 |
| Equipment | $262,410 | $1,981,278 | $2,243,688 |
| Land | $352,976 | - | $352,976 |
| Other Assets Org | $-1,478 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Spike Henderson | CEO | FT | $181,498 | $35,363 | $216,861 |
| Name | Title |
|---|---|
| Robert a Howard | Chairman |
| Bill Geubelle | Board Vice C |
| Brandon Rutz | Director |
| Mike Trewitt | Director |
| Phillip Johnston | Director |
| Sherri Tapp | Director |
| Winston Henry | Director |
| Ariana Alvey | Associate Di |
| Dawn Brakey | Associate Di |
| Toni Gibson | Secretary |
| John Happ | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $4,729,400 |
| Salaries, Compensation, and Employee Benefits | $3,075,353 |
| Grants and Similar Amounts Paid | $11,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $2,178,241 |
| Benefits to Members | - | - | - | $2,001,717 |
| All Other Expenses | - | - | - | $891,498 |
| Other Employee Benefits | - | - | - | $507,771 |
| Depreciation Depletion | - | - | - | $433,180 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $216,861 |
| Other Expenses | - | - | - | $195,027 |
| Payroll Taxes | - | - | - | $172,480 |
| Advertising | - | - | - | $172,088 |
| Travel | - | - | - | $131,767 |
| Occupancy | - | - | - | $128,341 |
| Fees for Services Legal | - | - | - | $82,877 |
| Fees for Services Accounting | - | - | - | $65,471 |
| Office Expenses | - | - | - | $30,545 |
| Grants to Domestic Individuals | - | - | - | $11,000 |
| Insurance | - | - | - | $7,604 |
| Total Functional Expenses | $0 | $0 | $0 | $9,817,470 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $302,269 | $251,908 | ▼ $50,361 |
| Liability | Amount |
|---|---|
| Member Savings/dep Shares | $35,991,475 |
| Member Share Certificate | $27,597,457 |
| Money Market Savings | $7,639,395 |
| Over 55 Classic Checking | $4,479,679 |
| Classic Checking | $3,367,687 |
| Member Share Draft/chking | $3,160,895 |
| Commercial Savings | $2,497,611 |
| Rewards Cash Back | $1,700,009 |
| Ira Certificates | $1,257,014 |
| Rewards Dividend | $1,159,632 |
| Commercial Checking | $787,820 |
| Secondary Savings | $562,755 |
| Dcp - Plan Payable | $137,331 |
| Acrrued Other Compensation | $60,677 |
| Traditional Ira | $53,452 |
| Payable to Cscu | $51,623 |
| Other Payable | $45,120 |
| Rewards Innovator | $25,307 |
| Sep Ira | $17,201 |
| Casd-serp Plan Payabel | $4,425 |
| Visa Settlement | $3,193 |
| Christmas Club | $2,746 |
| Mortgage Clearing | $2,400 |
| Cueasypay Suspense | $1,692 |
| Force Placed Ins (vsi) Clearing | $1,438 |
| Ag Checking | $1,035 |
| Credit Card Payable | $682 |
| Consumer Pass Through | $174 |
| Roth Ira | $16 |
| Csia Accounts Receivable | $-21 |
| Backup Withholdings | $-1,575 |
| Accrued Real Estate Tax | $-1,858 |
| Ach Processing Expense | $-5,765 |
| Accrued Audit Fees | $-8,822 |
| Exceptions Fed & Dc | $-9,258 |
| Share Draft Suspense | $-55,825 |
“Each credit union account holder is considered to be a member of the organization.”
“Members of the organization may make nominations from the floor during the annual meeting where board members are elected. Members may nominate themselves or others.”
“Robert a. Howard 413 w. Grand ave ponca city, ok 74601 mike trewitt 1613 meadowbrook ponca city, ok 74604 toni gibson 63 stoneridge ponca city, ok 74604 john happ 2404 chapel hill rd ponca city, ok 74604 phillip johnston 3 hillcrest frive ponca city, ok 74604 sherri tapp 717 brentwood drive ponca city, ok 74601 brandon rutz 8555 lake rd ponca city, ok 74604 bill geubelle 2028 lemon tree ponca city, ok 74604”
“Form 990 and 990-t presented to board for approval before filing”
“The organization uses the same review & approval process for the executive director and top management as it does for officers and key employees. See response to part vi, line 15b.”
“The organization orders annually an independent salary study for credit unions giving salary information by credit union asset size, number of employees, and region where located. This information is used to develop annual compensation amounts. Proposed salary information is then submitted to the personnell comittee and then the board of directors for ultimate approval.”
“Financial statements of the organization are posted on bulletin boards at each of the locations monthly.”
“Capital shares 0 change in capital shares 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 527633 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1283487 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1807 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | AS A NOT FOR PROFIT COOPERATIVE, TO PROMOTE THRIFT AND MEET THE FINANCIAL NEEDS OF MEMBERS THROUGH OFFERING PROGRESSIVE FINANCIAL SERVICES WITH STABILITY AND INTEGRITY AT BETTER THAN MARKET RATES. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 172088 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 891498 |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 2001717 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BRITTNEY SWAIN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5807184030 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1508 E PROSPECT |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | PONCA CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OK |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 74604 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 44515 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 45110 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 7147803 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 13045331 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 216861 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 2001717 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 11000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 284049 |
| IRS990/CYOtherExpensesAmt | 0 | 4729400 |
| IRS990/CYOtherRevenueAmt | 0 | 117414 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 7978404 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -1437603 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3075353 |
| IRS990/CYTotalExpensesAmt | 0 | 9817470 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 8379867 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 433180 |
| IRS990/Desc | 0 | CREDIT UNION SERVING CONOCOPHILLIPS EMPLOYEES AND OTHER SELECT EMPLOYEE GROUPS, AS WELL AS THE KAY COUNTY COMMUNITY. ORGANIZATION SERVED APPROXIMATELY 9,022 MEMBERS DURING 2024. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | true |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 52 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 9595220 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 65471 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 82877 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 35363 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SPIKE HENDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ARIANA ALVEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DAWN BRAKEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BILL GEUBELLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | TONI GIBSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN HAPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WINSTON HENRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROBERT A HOWARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PHILLIP JOHNSTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BRANDON RUTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SHERRI TAPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MIKE TREWITT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 181498 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | ASSOCIATE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | ASSOCIATE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD VICE C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1933 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 649 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 12 |
| IRS990/GrantAmt | 0 | 11000 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 11000 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 40047 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 2000000 |
| IRS990/GrossReceiptsAmt | 0 | 10419265 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 12 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 7604 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 19805 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 17739 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 283400 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 283400 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 6560009 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 5908260 |
| IRS990/IRPDocumentCnt | 0 | 4063 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3771425 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1832833 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1885630 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 5657055 |
| IRS990/LegalDomicileStateCd | 0 | OK |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 39398 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 2000000 |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | AS A NOT FOR PROFIT COOPERATIVE, TO PROMOTE THRIFT AND MEET THE FINANCIAL NEEDS OF MEMBERS THROUGH OFFERING PROGRESSIVE FINANCIAL SERVICES WITH STABILITY AND INTEGRITY AT BETTER THAN MARKET RATES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12795147 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 11357544 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 649 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 649 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 11191 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 128341 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 30545 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6026583 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 6955064 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 507771 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | COMPUTER SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | BANK SERVICE CHARGE |
| IRS990/OtherExpensesGrp/Desc | 3 | PROFESSIONAL SERVICES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2006828 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 323387 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 260787 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 195027 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 88563802 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 90526817 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | CHEROKEE STRIP INSURANCE AGEN |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | TAXABLE FOREIGN ATM FEES |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 105223 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 12191 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 105223 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 12191 |
| IRS990/OtherRevenueTotalAmt | 0 | 117414 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2178241 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 78458889 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 72685271 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 172480 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 33713 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 88430 |
| IRS990/PrincipalOfficerNm | 0 | SPIKE HENDERSON |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER RELATED INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6806108 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1172296 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 6806108 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1172296 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 1188503 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 9000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 234840 |
| IRS990/PYOtherExpensesAmt | 0 | 3009109 |
| IRS990/PYOtherRevenueAmt | 0 | 96941 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 7249964 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1229135 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2145998 |
| IRS990/PYTotalExpensesAmt | 0 | 6352610 |
| IRS990/PYTotalRevenueAmt | 0 | 7581745 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 302269 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 251908 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -1437603 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 7978404 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12750632 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 11312434 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1504678 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2328408 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1270244 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1790147 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3060391 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 262410 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1981278 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2243688 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 352976 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 352976 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 1735231 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 1200202 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 898656 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 877530 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 530807 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 5 | 327424 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 6 | 290000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 7 | 249671 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 8 | 152340 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 9 | 150000 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 10 | 99900 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 11 | 74606 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 12 | 51532 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 13 | 41720 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 14 | 39097 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 15 | 33953 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 16 | 24145 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 17 | 21957 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 18 | 19068 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 19 | 18272 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 20 | 18033 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 21 | 16368 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 22 | 15982 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 23 | 15291 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 24 | 11769 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 25 | 10052 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 26 | 6588 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 27 | 5107 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 28 | 4334 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 29 | 3407 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 30 | 2658 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 31 | 2492 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 32 | 2180 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 33 | 2176 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 34 | 1650 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 35 | 616 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 36 | 529 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 37 | 392 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 38 | 263 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 39 | 252 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 40 | 132 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 41 | 97 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 42 | 63 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 43 | -1478 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | INVESTMENT METLIFE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | COMMERCIAL CONSTRUCTION LOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | AG EQUIPMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | NCUSIF CAPITALIZATION ACCT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | LOAN - CASD SERP |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 5 | FASB-91 DEFERRED LOAN ORIGINATION CO |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 6 | INVESTMENT CORE CUSO |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 7 | COMMERCIAL EQUIPMENT LOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 8 | ACCRUED INTEREST ON USE VEHICLE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 9 | EXCESS SHARE INSURANCE DEPOSIT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 10 | FHLB TOPEKA STOCK |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 11 | ACCR INT - AG OPERATING |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 12 | PREPAID STATE INCOME TAXES |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 13 | LOANS TO MEMBERS - MOTORHOME |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 14 | ACCRUED INTEREST ON HOME EQUITY LOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 15 | ACCRUED INTEREST ON FIRST MORTGAGE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 16 | ACCR INT - COMM 1-4 LOC NOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 17 | ACCRUED INT - AG EQUIPMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 18 | OTHER ASSETS CU HOUSE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 19 | ACCR INT - AG LIVESTOCK TERM |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 20 | ACCRUED INCOME INVESTMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 21 | ACCR INT - COMM 1-4 TERM NOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 22 | ACCR INT - COMM CONSTRUCTION LOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 23 | ACCRUED INTEREST ON LOANS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 24 | ACCR INT - COMM REAL ESTATE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 25 | ACCR INT- COMM REAL ESTATE NOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 26 | ACCRUED INTEREST ON SIGNATURE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 27 | AG UNSECURED |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 28 | ACCRUED INTEREST ON CAMPER & TRAVEL |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 29 | ACCR INT - COMMERCIAL EQUIPMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 30 | ACCRUED INTEREST ON BOAT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 31 | ACCRUED INTEREST - COMM EQ LOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 32 | ACCR INT - COMMERCIAL AUTO |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 33 | ACCRUED INTEREST ON NEW MOTORCYCLE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 34 | PREPAID 990 T TAXES |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 35 | ACCR INT - COMM LOC UNSECURED |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 36 | ACCRUED INTERET ON NEW & USED TRACTO |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 37 | ACCR INT- CONS LIVESTOCK LOC |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 38 | ACCRUED INTEREST ON LAWN & GARDEN |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 39 | ACCRUED INTEREST ON SHARE SECURED |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 40 | ACCRUED INTEREST ON ADJUSTABLE RATE |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 41 | ACCRUED INTEREST - AG UNSECURED |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 42 | ACCRUED INTEREST ON MOTORHOME |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 43 | ACCR INT - PARTICIPATION LOAN |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 35991475 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 27597457 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 7639395 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 4479679 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 3367687 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 3160895 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 2497611 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 1700009 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 8 | 1257014 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 9 | 1159632 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 10 | 787820 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 11 | 562755 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 12 | 137331 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 13 | 60677 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 14 | 53452 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 15 | 51623 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 16 | 45120 |
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