Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
In Te Credo Foundation
EIN 73-1578147 • 501(c)3 • Edmond, OK
Profile
To provide scholarships to individuals for religious or educational purposes and donate to churches and missionaries
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.97x
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
19th percentile
Higher net margin than 19% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
32nd percentile
Faster asset growth than 32% of similar nonprofits.
Revenue Growth
46th percentile
Faster revenue growth than 46% of similar nonprofits.
Balance Sheet
Assets
Down$58,823
Down $14,286 (-20%) from 2023
Liabilities
Down$56,946
Down $800 (-1.4%) from 2023
Net Assets
$1,877
No earlier filing loaded for comparison.
Revenue
Down$43,270
Down $2,757 (-6.0%) from 2023
Expenses
Up$56,756
Up $11,567 (+26%) from 2023
Net Income
Down-$13,486
Down $14,324 (-1709%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $58,823
- Liabilities
- $56,946
- Net assets
- $1,877
- Revenue
- $43,270
- Expenses
- $56,756
- Net income
- -$13,486
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Aug 22, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $43,270
Mission and Program Overview
Mission
To provide scholarships to individuals for religious or education purposes and to donate to humanitarian causes, churches, missionaries and mission projects.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| DONATING TO CHURCHES, MISSIONARIES AND MISSION PROJECTS, HUMANITARIAN CAUSES, AND STUDENTS FOR EDUCATION RAISED BY CONTRIBUTIONS AND ANY OTHER LAWFUL ACTIVITIES CONDUCTED BY THE FOUNDATION. | $0 | $0 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| LARRY D OWSLEY | Trustee | - | $0 | - | - |
| E KAY OWSLEY | Trustee | - | $0 | - | - |
| MATTHEW OWSLEY | Trustee | - | $0 | - | - |
| LAUREN COWHERD | Trustee | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- In Te Credo Foundation
- EIN
- 73-1578147
- Phone
- 4053413200
- Address
- 2517 SEMILLON WAY, EDMOND, OK 73012
Signing Officer
- Name
- Larry D Owsley
- Title
- Trustee
- Phone
- 4053413200
- Signed
- 2025-08-22
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Hay - Rice & Associates Chtd
- Address
- PO BOX 2707, LIBERAL, KS 67905-2707
- Preparer
- Dustin Ormiston CPA
- Phone
- 6206248471
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 4 - Other Investment Income
“Description: royalty income. Amount: 9,299.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: . Grantee name: willie franklin. Grantee relationship: missionary. Amount given: 30,000.”
Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid
“Activity classification: . Grantee name: cortni pine. Grantee relationship: individual. Amount given: 1,000. Total included on form 990-ez, line 10: 31,000.”
Form 990-ez, Part I, Line 16 - Other Expenses
“Description: royalty taxes and deductions. Amount: 1,741. Description: bank fees. Amount: 15. Description: management fees. Amount: 15,000. Total to form 990-ez, line 16: 16,756.”
Form 990-ez, Part II, Line 24 - Other Assets
“Description: notes & loans receivable. Beg. Of year amount: 69,226. End of year amount: 56,831.”
Form 990-ez, Part II, Line 26 - Other Liabilities
“Description: unsecured notes and loans payable. Beg. Of year amount: 57,746. End of year amount: 56,946.”
Raw XML Appendix159 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | LARRY D OWSLEY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4053413200 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2517 SEMILLON WAY |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | EDMOND |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OK |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 73012 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 3883 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 1992 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 33971 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -13486 |
| IRS990EZ/FiledScheduleAInd | 0 | 1 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 73109 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 58823 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 31000 |
| IRS990EZ/GrossReceiptsAmt | 0 | 43270 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 9299 |
| IRS990EZ/LobbyingActivitiesInd | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 15363 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 1877 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 15363 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 1877 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 9000 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | LARRY D OWSLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | E KAY OWSLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MATTHEW OWSLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | LAUREN COWHERD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TRUSTEE |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 69226 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 56831 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 16756 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE SCHOLARSHIPS TO INDIVIDUALS FOR RELIGIOUS OR EDUCATION PURPOSES AND TO DONATE TO HUMANITARIAN CAUSES, CHURCHES, MISSIONARIES AND MISSION PROJECTS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | DONATING TO CHURCHES, MISSIONARIES AND MISSION PROJECTS, HUMANITARIAN CAUSES, AND STUDENTS FOR EDUCATION RAISED BY CONTRIBUTIONS AND ANY OTHER LAWFUL ACTIVITIES CONDUCTED BY THE FOUNDATION. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 57746 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 56946 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 56756 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 43270 |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.INTECREDOFOUNDATION.ORG |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 33971 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 36944 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 48822 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 45850 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 33167 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 198754 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 9299 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 9083 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 15838 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 10900 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 6269 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 51389 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.79460 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.79630 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 198754 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 33971 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 36944 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 48822 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 45850 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 33167 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 198754 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 250143 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DESCRIPTION: ROYALTY INCOME. AMOUNT: 9,299. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ACTIVITY CLASSIFICATION: . GRANTEE NAME: WILLIE FRANKLIN. GRANTEE RELATIONSHIP: MISSIONARY. AMOUNT GIVEN: 30,000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACTIVITY CLASSIFICATION: . GRANTEE NAME: CORTNI PINE. GRANTEE RELATIONSHIP: INDIVIDUAL. AMOUNT GIVEN: 1,000. TOTAL INCLUDED ON FORM 990-EZ, LINE 10: 31,000. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DESCRIPTION: ROYALTY TAXES AND DEDUCTIONS. AMOUNT: 1,741. DESCRIPTION: BANK FEES. AMOUNT: 15. DESCRIPTION: MANAGEMENT FEES. AMOUNT: 15,000. TOTAL TO FORM 990-EZ, LINE 16: 16,756. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DESCRIPTION: NOTES & LOANS RECEIVABLE. BEG. OF YEAR AMOUNT: 69,226. END OF YEAR AMOUNT: 56,831. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | DESCRIPTION: UNSECURED NOTES AND LOANS PAYABLE. BEG. OF YEAR AMOUNT: 57,746. END OF YEAR AMOUNT: 56,946. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES |
| TransferPrsnlBnftContractsDecl/DeclarationDesc | 0 | THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LARRY D OWSLEY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TRUSTEE |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4053413200 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-08-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | IN TE CREDO FOUNDATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INTE |
| ReturnHeader/Filer/EIN | 0 | 731578147 |
| ReturnHeader/Filer/PhoneNum | 0 | 4053413200 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2517 SEMILLON WAY |
| ReturnHeader/Filer/USAddress/CityNm | 0 | EDMOND |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OK |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 73012 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 480800083 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | HAY - RICE & ASSOCIATES CHTD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | PO BOX 2707 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LIBERAL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 679052707 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6206248471 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-08-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DUSTIN ORMISTON CPA |
| ReturnHeader/ReturnTs | 0 | 2025-08-22T12:34:07-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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