Civic Intelligence

Cooperating Baptist Fellowship of Oklahoma Inc

EIN 73-1402138 • 501(c)3 • Norman, OK

Profile

CBF Oklahoma has three primary missions: A. Providing volunteer opportunities for Global Missions work B. Financial assistance and low interest loans for church starts C. Several annual opportunities for members and member churches to network, cooperate, and come together for two assemblies where they can exchange ideas and expand their knowledge of our ministries, to fellowship in the name of Jesus Christ.

1017 ElmNorman, OK 73072

www.cbfok.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

46th percentile

0.04x

Higher debt load relative to assets than 46% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

78th percentile

0.40x

Higher debt load relative to revenue than 78% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

10th percentile

-31%

Higher net margin than 10% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

56th percentile

$73,683

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 55.5% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

31st percentile

-2.4%

Faster asset growth than 31% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

27th percentile

-6.3%

Faster revenue growth than 27% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets46th percentile

Assets

Down

$1,206,376

Down $69,383 (-5.4%) from 2023

Liabilities

Down

$53,459

Down $31,638 (-37%) from 2023

Net Assets

Down

$1,152,917

Down $37,745 (-3.2%) from 2023

Operations
Liabilities / Revenue78th percentileNet Margin10th percentile

Revenue

Up

$132,722

Up $18,030 (+16%) from 2023

Expenses

Up

$173,601

Up $23,534 (+16%) from 2023

Net Income

Down

-$40,879

Down $5,504 (-16%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth31st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2012: $701,239Liabilities 2012: $0Net Assets 2012: $701,2392012Assets 2013: $702,272Liabilities 2013: $0Net Assets 2013: $702,2722013Assets 2014: $808,087Liabilities 2014: $0Net Assets 2014: $808,0872014Assets 2015: $746,112Liabilities 2015: $0Net Assets 2015: $746,1122015Assets 2016: $755,831Liabilities 2016: $0Net Assets 2016: $755,8312016Assets 2017: $792,596Liabilities 2017: $41,766Net Assets 2017: $750,8302017Assets 2018: $827,666Liabilities 2018: $35,689Net Assets 2018: $791,9772018Assets 2019: $859,697Liabilities 2019: $59,242Net Assets 2019: $800,4552019Assets 2020: $895,019Liabilities 2020: $44,024Net Assets 2020: $850,9952020Assets 2022: $946,358Liabilities 2022: $148,552Net Assets 2022: $797,8062022Assets 2023: $1,275,759Liabilities 2023: $85,097Net Assets 2023: $1,190,6622023Assets 2025: $1,206,376Liabilities 2025: $53,459Net Assets 2025: $1,152,9172025

Highlighted filing

2025

Assets$1,206,376
Liabilities$53,459
Net Assets$1,152,917
Open 2025 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2012: $291,0372012Expenses 2013: $245,9342013Revenue 2014: $297,101Expenses 2014: $272,139Net Income 2014: $24,9622014Revenue 2015: $194,268Expenses 2015: $231,802Net Income 2015: -$37,5342015Revenue 2016: $149,750Expenses 2016: $142,440Net Income 2016: $7,3102016Revenue 2017: $134,178Expenses 2017: $127,349Net Income 2017: $6,8292017Revenue 2018: $136,213Expenses 2018: $121,871Net Income 2018: $14,3422018Revenue 2019: $156,360Expenses 2019: $156,867Net Income 2019: -$5072019Revenue 2020: $106,927Expenses 2020: $189,959Net Income 2020: -$83,0322020Revenue 2022: $114,353Expenses 2022: $114,129Net Income 2022: $2242022Revenue 2023: $114,692Expenses 2023: $150,067Net Income 2023: -$35,3752023Revenue 2025: $132,722Expenses 2025: $173,601Net Income 2025: -$40,8792025

Highlighted filing

2025

Revenue$132,722
Expenses$173,601
Net Income-$40,879
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,206,376
Liabilities
$53,459
Net assets
$1,152,917
Revenue
$132,722
Expenses
$173,601
Net income
-$40,879
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.21$0.05$1.15$0.13$0.17$0.04
2023Summary only. Only limited summary data is available for this year.$1.28$0.09$1.19$0.11$0.15$0.04
2022Summary only. Only limited summary data is available for this year.$0.95$0.15$0.80$0.11$0.11$0.00
2020Summary only. Only limited summary data is available for this year.$0.90$0.04$0.85$0.11$0.19$0.08
2019Summary only. Only limited summary data is available for this year.$0.86$0.06$0.80$0.16$0.16$0.00
2018Summary only. Only limited summary data is available for this year.$0.83$0.04$0.79$0.14$0.12$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.79$0.04$0.75$0.13$0.13$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.76$0.00$0.76$0.15$0.14$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.75$0.00$0.75$0.19$0.23$0.04
2014Detailed filing. Detailed filing data is available for this year.$0.81$0.00$0.81$0.30$0.27$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.70$0.00$0.70$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.70$0.00$0.70$0.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Feb 12, 2026
Return Version
2024v5.0
Gross Receipts
$141,136
Mission and Program Overview

Mission

The cooperating baptist fellowship of oklahoma seeks to be the presence of christ by encouraging and enabling followers to connect with god, with one another and with the world by planning worship, fellowship, mission trips and hands-on service projects where needed and offering internships for students studying for the ministry.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$803,672$768,416▼ $35,256
Investments in Publicly Traded Securities$267,010$266,778▼ $232
Savings and Temporary Cash Investments$165,027$171,082▲ $6,055
Cash and Non-Interest-Bearing Accounts$100$100→ $0
Total Assets$1,235,809$1,206,376▼ $29,433
Liabilities
Grants Payable$21,135$27,179▲ $6,044
Escrow Account Liability$20,742$24,675▲ $3,933
Accounts Payable and Accrued Expenses$1,540$1,605▲ $65
Total Liabilities$43,417$53,459▲ $10,042
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$925,382$907,876▼ $17,506
Net Assets With Donor Restrictions$267,010$245,041▼ $21,969
Total Net Assets Fund Balance$1,192,392$1,152,917▼ $39,475
Total Liabilities and Net Assets / Fund Balance$1,235,809$1,206,376▼ $29,433

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$738,916$636,084$1,375,000
Land$29,500-$29,500

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$267,010-▲ $14,600$13,503$266,778
2023$245,465-▲ $26,794$4,053$267,010
2022$331,559-▼ $86,094-$245,465
2021$391,111-▲ $30,041$89,593$331,559
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeOtherTotal
Kyle TubbsCoordinatorFT$73,683$73,683

Board Members and Trustees

NameTitle
Angela AtkinsCouncil Memb
Anyra CanoCouncil Memb
Arnold HamiltonCouncil Memb
Bob SearlCouncil Memb
Cathleen CloughCouncil Memb
Cheryl TarterCouncil Memb
Darryl DebordeCouncil Memb
David LeeCouncil Memb
Don GilmoreCouncil Memb
Jakob TopperCouncil Memb
Jennifer NathCouncil Memb
Joey CliftonCouncil Memb
Linda HallCouncil Memb
Paul KentCouncil Memb
Rex MorrellCouncil Memb
Waylan UpchegoCouncil Memb
Wil BrownCouncil Memb
Chad FetzerModerator
Kristin McateeModerator
Pamela DuncanPast Moderat
Jody WilliamsSecretary
Ray WheatleyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$80,697
Program Service Revenue
$0
Investment Income
$14,399
Other Revenue
$37,626
All Other Contributions
$9,769
Change in Net Assets
$-40,879
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$99,919
Salaries, Compensation, and Employee Benefits$73,682
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Employee Benefits-$45,200-$45,200
Depreciation Depletion-$35,256-$35,256
Occupancy-$25,142-$25,142
Current Officers, Directors, Trustees, and Key Employees-$20,321-$20,321
Fees for Services Accounting-$10,100-$10,100
Pension Plan Contributions-$8,161-$8,161
Insurance-$6,651-$6,651
Information Technology-$4,073-$4,073
Other Expenses$4,038--$4,038
Office Expenses-$2,388-$2,388
Fees for Service Investment Mgmnt Fees-$1,328-$1,328
Advertising-$468-$468
Fees for Services Other-$100-$100
Total Functional Expenses$14,413$159,188$0$173,601
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Handouts at quartely council meetings”

Form 990, Page 6, Part VI, Line 12C

“Policies and guidelines regarding conflicts of interest are communicated to members of the coordinating council at quarterly meetings.”

Form 990, Page 6, Part VI, Line 15A

“All appointments and/or hirings are approved by an independent body known as the coordinating council, which represents affiliated churches and/or related christian fellowships.”

Form 990, Page 6, Part VI, Line 15B

“All appointments and/or hirings are approved by an independent body known as the coordinating council, which represents affiliated churches and/or related christian fellowships.”

Form 990, Page 6, Part VI, Line 19

“Policies and guidelines are available in the norman office upon request in person or by email.”

Filing and Contact Details

Filer

Filer Name
Cooperating Baptist Fellowship of
EIN
73-1402138
Phone
4054472471
Address
1017 ELM, NORMAN, OK 73072

Signing Officer

Name
Kyle Tubbs
Title
Coordinator
Phone
4054472471
Signed
2026-02-12

Organization Details

Principal Officer
Kyle Tubbs
Formed
1992
Legal Domicile
Ok
Voting Board Members
22
Independent Board Members
22
Employees
0
Volunteers
50

Preparer

Firm
Gray Blodgett & Company Pllc
Address
629 24TH AVE SW, NORMAN, OK 73069-3912
Preparer
C Janese Shepard
Phone
4053605533
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The cooperating baptist fellowship of oklahoma seeks to be the presence of christ by encouraging and enabling followers to connect with god, with one another and with the world by planning worship, fellowship, mission trips and hands-on service projects where needed and offering internships for students studying for the ministry.”

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 1B

“From time-to-time, distributions are made from designated contributions for emergency situations like disaster response or missions to assist some of our partners like native american churches.”

Schedule D, Page 2, Part IV, Line 2B

“These are contributions earmarked for specific mission expenditures such as disaster relief.”

Raw XML AppendixShowing 400 of 526 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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