Civic Intelligence

The More Foundation

990 • Fiscal year 2018 • EIN 73-1373231

Jan 01, 2018 to Dec 31, 2018 • Filed on Jun 17, 2019

301 W Main Street No 510Ardmore, OK 73401

(580) 223-1560

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.01x

Higher debt load relative to assets than 65% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

62nd percentile

0.01x

Higher debt load relative to revenue than 62% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Net Margin

47th percentile

2.0%

Higher net margin than 47% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Top Officer Pay

98th percentile

$106,071

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 26.0% of source-year revenue.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Asset Growth

56th percentile

4.8%

Faster asset growth than 56% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

63rd percentile

10%

Faster revenue growth than 63% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Assets

Up

$162,057

Up $7,448 (+4.8%) from 2017

Net Assets

Up

$159,810

Up $8,116 (+5.4%) from 2017

Liabilities

Down

$2,247

Down $668 (-23%) from 2017

Revenue

Up

$408,094

Up $37,675 (+10%) from 2017

Expenses

Up

$399,978

Up $17,127 (+4.5%) from 2017

Net Income

Up

$8,116

Up $20,548 (+165%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $259,060Liabilities 2010: $3,106Net Assets 2010: $255,9542010Assets 2011: $150,348Liabilities 2011: $2,247Net Assets 2011: $148,1012011Assets 2012: $189,939Liabilities 2012: $1,984Net Assets 2012: $187,9552012Assets 2013: $161,496Liabilities 2013: $1,911Net Assets 2013: $159,5852013Assets 2014: $131,614Liabilities 2014: $1,782Net Assets 2014: $129,8322014Assets 2015: $151,392Liabilities 2015: $2,682Net Assets 2015: $148,7102015Assets 2016: $165,449Liabilities 2016: $1,323Net Assets 2016: $164,1262016Assets 2017: $154,609Liabilities 2017: $2,915Net Assets 2017: $151,6942017Assets 2018: $162,057Liabilities 2018: $2,247Net Assets 2018: $159,8102018Assets 2019: $134,801Liabilities 2019: $4,162Net Assets 2019: $130,6392019Assets 2020: $300,935Liabilities 2020: $5,709Net Assets 2020: $295,2262020Assets 2021: $413,323Liabilities 2021: $2,326Net Assets 2021: $410,9972021Assets 2022: $474,261Liabilities 2022: $2,844Net Assets 2022: $471,4172022Assets 2023: $507,720Liabilities 2023: $3,061Net Assets 2023: $504,6592023Assets 2024: $500,674Liabilities 2024: $2,257Net Assets 2024: $498,4172024

Highlighted filing

2018

Assets$162,057
Liabilities$2,247
Net Assets$159,810

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $488,6312010Expenses 2011: $353,4062011Revenue 2012: $261,348Expenses 2012: $221,494Net Income 2012: $39,8542012Revenue 2013: $282,232Expenses 2013: $310,602Net Income 2013: -$28,3702013Revenue 2014: $332,066Expenses 2014: $361,819Net Income 2014: -$29,7532014Revenue 2015: $366,074Expenses 2015: $347,196Net Income 2015: $18,8782015Revenue 2016: $381,512Expenses 2016: $366,096Net Income 2016: $15,4162016Revenue 2017: $370,419Expenses 2017: $382,851Net Income 2017: -$12,4322017Revenue 2018: $408,094Expenses 2018: $399,978Net Income 2018: $8,1162018Revenue 2019: $461,078Expenses 2019: $490,249Net Income 2019: -$29,1712019Revenue 2020: $475,493Expenses 2020: $310,906Net Income 2020: $164,5872020Revenue 2021: $434,155Expenses 2021: $318,384Net Income 2021: $115,7712021Revenue 2022: $579,406Expenses 2022: $518,986Net Income 2022: $60,4202022Revenue 2023: $327,716Expenses 2023: $294,474Net Income 2023: $33,2422023Revenue 2024: $357,482Expenses 2024: $363,724Net Income 2024: -$6,2422024

Highlighted filing

2018

Revenue$408,094
Expenses$399,978
Net Income$8,116
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Jun 17, 2019
Return Version
2018v3.1
Gross Receipts
$456,344
Mission and Program Overview

Mission

The mission of the more foundation is to provide financial incentives to all carter county public high school graduates from average income families to pursue higher education goals at oklahoma colleges, universities, and vocational-technical schools of their choice.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$152,930$161,050▲ $8,120
Land, Buildings, and Equipment, Net$1,679$1,007▼ $672
Total Assets$154,609$162,057▲ $7,448
Liabilities
Accounts Payable and Accrued Expenses$2,915$2,247▼ $668
Total Liabilities$2,915$2,247▼ $668
Net Assets / Fund Balance
Unrestricted Net Assets$151,694$159,810▲ $8,116
Total Net Assets Fund Balance$151,694$159,810▲ $8,116
Total Liabilities and Net Assets / Fund Balance$154,609$162,057▲ $7,448

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,007$5,792$6,799
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Roslyn HaileExecutive DirectorFT$95,571$10,500$106,071

Board Members and Trustees

NameTitle
Cathy MeltonChair
Julie BradyVice-chair
Andrea AndersonAdvisory Board Member
Trish LongAdvisory Board Member
Lauren RennieScholarship Director
Arthur FarveTrustee
Darryl HowardTrustee
Jeni BakerTrustee
Kimberly TresslerTrustee
Renita BroadesTrustee
Sara Donaho JonesTrustee
Scott OwnbeyTrustee
Susan Sparks WattTrustee
Audrey CoxSecretary
Jodie Douglass AustinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$375,193
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$32,901
All Other Contributions
$370,228
Change in Net Assets
$8,116
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$181,064
Salaries, Compensation, and Employee Benefits$113,382
Other Expenses$105,532
Total Fundraising Expense$55,326
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$181,064--$181,064
Current Officers, Directors, Trustees, and Key Employees$63,643$5,303$37,125$106,071
Advertising-$9,855$15,642$25,497
Fees for Services Management$15,000--$15,000
Occupancy$11,112$1,233-$12,345
Office Expenses$9,969$525-$10,494
Travel$7,402$460-$7,862
Payroll Taxes$4,387$365$2,559$7,311
Insurance-$5,914-$5,914
Information Technology$3,400$200-$3,600
Fees for Services Legal-$2,090-$2,090
All Other Expenses$899$871-$1,770
Other Expenses$4,604$1,060-$1,060
Depreciation Depletion$672--$672
Conferences and Meetings-$570-$570
Total Functional Expenses$312,308$32,344$55,326$399,978
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Communities Foundation of OklahomaOklahoma City, OK3Scholarship Funding$179,980
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$81,151
Fundraising Direct Expenses$48,250
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Trivia Night Fundraiser$54,574$52,091$29,914$22,177
Golf Tournament$31,542$29,060$18,336$10,724
Total Events$86,116$81,151$48,250$32,901
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Copies of the tax return were sent to all executive board members for review and comment before the return was filed.

Form 990, Part VI, Section B, Line 12C

Members will inform the board of any conflict of interest, and the board determines the remedy for any conflict.

Form 990, Part VI, Section B, Line 15A

An independent compensation committee sets the salary of the executive director, which is the only paid position of the organization.

Form 990, Part VI, Section C, Line 19

Documents are available upon request.

Filing and Contact Details

Filer

Filer Name
The More Foundation
EIN
73-1373231
Phone
5802231560
Address
301 W MAIN STREET NO 510, ARDMORE, OK 73401

Signing Officer

Name
Cathy Melton
Title
Chair
Phone
5802231560
Signed
2019-06-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cathy Melton
Formed
1990
Legal Domicile
Ok
Voting Board Members
14
Independent Board Members
14
Employees
1
Volunteers
5

Preparer

Firm
Smith Carney & Co Pc
Address
5 S COMMERCE SUITE 33, ARDMORE, OK 73401
Preparer
Matthew D Holland CPA
Phone
5802261227
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IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt032901
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt032901
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt01233
IRS990/OccupancyGrp/ProgramServicesAmt011112
IRS990/OccupancyGrp/TotalAmt012345
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0525
IRS990/OfficeExpensesGrp/ProgramServicesAmt09969
IRS990/OfficeExpensesGrp/TotalAmt010494
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc1CONTRACT LABOR
IRS990/OtherExpensesGrp/Desc2DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3ANNUAL REPORT FEE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0242
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13656
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21060
IRS990/OtherExpensesGrp/ProgramServicesAmt010156
IRS990/OtherExpensesGrp/ProgramServicesAmt14604
IRS990/OtherExpensesGrp/TotalAmt010156
IRS990/OtherExpensesGrp/TotalAmt14846
IRS990/OtherExpensesGrp/TotalAmt23656
IRS990/OtherExpensesGrp/TotalAmt31060
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt02559
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0365
IRS990/PayrollTaxesGrp/ProgramServicesAmt04387
IRS990/PayrollTaxesGrp/TotalAmt07311
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0CATHY MELTON
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0337937
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0179945
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt091300
IRS990/PYOtherRevenueAmt032482
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0-12432
IRS990/PYSalariesCompEmpBnftPaidAmt0111606
IRS990/PYTotalExpensesAmt0382851
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0370419
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt08116
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0375193
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0337937
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0352929
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0327618
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0311431
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01705108
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt032
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt035
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt067
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.49130
IRS990ScheduleA/PublicSupportPY170Pct00.47880
IRS990ScheduleA/PublicSupportTotal170Amt0837798
IRS990ScheduleA/SubstantialContributorsTotAmt0867310
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0375193
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0337937
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0352929
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0327618
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0311431
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01705108
IRS990ScheduleA/TotalSupportAmt01705175
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01007
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt05792
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt06799
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01007
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt04965
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt02483
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt02482
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt048250
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0TRIVIA NIGHT FUNDRAISER
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0GOLF TOURNAMENT
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt054574
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt031542
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt086116
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt052091
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt029060
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt081151
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt032901
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt048250
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt029914
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt018336
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/RecipientTable/CashGrantAmt0179980
IRS990ScheduleI/RecipientTable/IRCSectionDesc03
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0SCHOLARSHIP FUNDING
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0COMMUNITIES FOUNDATION OF OKLAHOMA
IRS990ScheduleI/RecipientTable/RecipientEIN0731396320
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt02932 NW 122ND SUITE D
IRS990ScheduleI/RecipientTable/USAddress/CityNm0OKLAHOMA CITY
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0OK
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd073120
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0COPIES OF THE TAX RETURN WERE SENT TO ALL EXECUTIVE BOARD MEMBERS FOR REVIEW AND COMMENT BEFORE THE RETURN WAS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS WILL INFORM THE BOARD OF ANY CONFLICT OF INTEREST, AND THE BOARD DETERMINES THE REMEDY FOR ANY CONFLICT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AN INDEPENDENT COMPENSATION COMMITTEE SETS THE SALARY OF THE EXECUTIVE DIRECTOR, WHICH IS THE ONLY PAID POSITION OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0OK
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0154609
IRS990/TotalAssetsEOYAmt0162057
IRS990/TotalAssetsGrp/BOYAmt0154609
IRS990/TotalAssetsGrp/EOYAmt0162057
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0375193
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt055326
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt032344
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0312308
IRS990/TotalFunctionalExpensesGrp/TotalAmt0399978
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02915
IRS990/TotalLiabilitiesEOYAmt02247
IRS990/TotalLiabilitiesGrp/BOYAmt02915
IRS990/TotalLiabilitiesGrp/EOYAmt02247
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0151694

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$5.01$0.02$4.98$3.57$3.64$0.06
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.08$0.03$5.05$3.28$2.94$0.33
2022Detailed filing. Detailed filing data is available for this year.$4.74$0.03$4.71$5.79$5.19$0.60
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.13$0.02$4.11$4.34$3.18$1.16
2020Detailed filing. Detailed filing data is available for this year.$3.01$0.06$2.95$4.75$3.11$1.65
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.35$0.04$1.31$4.61$4.90$0.29
2018Detailed filing. Detailed filing data is available for this year.$1.62$0.02$1.60$4.08$4.00$0.08
2017Detailed filing. Detailed filing data is available for this year.$1.55$0.03$1.52$3.70$3.83$0.12
2016Detailed filing. Detailed filing data is available for this year.$1.65$0.01$1.64$3.82$3.66$0.15
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.51$0.03$1.49$3.66$3.47$0.19
2014Summary only. Only limited summary data is available for this year.$1.32$0.02$1.30$3.32$3.62$0.30
2013Detailed filing. Detailed filing data is available for this year.$1.61$0.02$1.60$2.82$3.11$0.28
2012Summary only. Only limited summary data is available for this year.$1.90$0.02$1.88$2.61$2.21$0.40
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.50$0.02$1.48$3.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.59$0.03$2.56$4.89