Civic Intelligence

Isas Group Benefits Trust

990 • Fiscal year 2020 • EIN 73-1366012

Sep 01, 2019 to Aug 31, 2020 • Filed on Apr 29, 2021

12712 Park Central Drive Suite 100Dallas, TX 75251

(214) 706-5459

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.16x

Higher debt load relative to assets than 71% of similar nonprofits.

2020 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

69th percentile

0.14x

Higher debt load relative to revenue than 69% of similar nonprofits.

2020 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2020

Net Margin

14th percentile

-11%

Higher net margin than 14% of similar nonprofits.

2020 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

92nd percentile

$355,575

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2020 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2020

Asset Growth

11th percentile

-7.5%

Faster asset growth than 11% of similar nonprofits.

2020 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

31st percentile

-7.2%

Faster revenue growth than 31% of similar nonprofits.

2020 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Assets

Down

$25,507,265

Down $2,063,883 (-7.5%) from 2019

Net Assets

Down

$21,424,463

Down $2,944,438 (-12%) from 2019

Liabilities

Up

$4,082,802

Up $880,555 (+27%) from 2019

Revenue

Down

$28,365,378

Down $2,194,988 (-7.2%) from 2019

Expenses

Up

$31,568,151

Up $3,959,123 (+14%) from 2019

Net Income

Down

-$3,202,773

Down $6,154,111 (-209%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $9,926,070Liabilities 2010: $2,719,451Net Assets 2010: $7,206,6192010Assets 2011: $10,613,350Liabilities 2011: $2,846,710Net Assets 2011: $7,766,6402011Assets 2012: $9,661,406Liabilities 2012: $3,084,596Net Assets 2012: $6,576,8102012Assets 2013: $12,227,032Liabilities 2013: $2,875,867Net Assets 2013: $9,351,1652013Assets 2014: $14,315,168Liabilities 2014: $2,443,324Net Assets 2014: $11,871,8442014Assets 2015: $13,408,071Liabilities 2015: $2,471,577Net Assets 2015: $10,936,4942015Assets 2016: $12,706,909Liabilities 2016: $2,487,333Net Assets 2016: $10,219,5762016Assets 2017: $19,363,124Liabilities 2017: $3,179,626Net Assets 2017: $16,183,4982017Assets 2018: $24,686,275Liabilities 2018: $3,457,645Net Assets 2018: $21,228,6302018Assets 2019: $27,571,148Liabilities 2019: $3,202,247Net Assets 2019: $24,368,9012019Assets 2020: $25,507,265Liabilities 2020: $4,082,802Net Assets 2020: $21,424,4632020Assets 2021: $25,237,505Liabilities 2021: $4,787,119Net Assets 2021: $20,450,3862021Assets 2022: $22,689,028Liabilities 2022: $5,598,585Net Assets 2022: $17,090,4432022Assets 2023: $20,986,933Liabilities 2023: $5,976,567Net Assets 2023: $15,010,3662023Assets 2024: $23,990,966Liabilities 2024: $7,403,066Net Assets 2024: $16,587,9002024

Highlighted filing

2020

Assets$25,507,265
Liabilities$4,082,802
Net Assets$21,424,463

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $21,807,1462010Expenses 2011: $24,599,1562011Expenses 2012: $27,370,8832012Revenue 2013: $28,909,748Expenses 2013: $26,085,184Net Income 2013: $2,824,5642013Revenue 2014: $27,786,269Expenses 2014: $25,265,590Net Income 2014: $2,520,6792014Revenue 2015: $28,529,924Expenses 2015: $29,465,275Net Income 2015: -$935,3512015Revenue 2016: $30,039,282Expenses 2016: $30,756,200Net Income 2016: -$716,9182016Revenue 2017: $30,989,761Expenses 2017: $25,025,839Net Income 2017: $5,963,9222017Revenue 2018: $30,224,396Expenses 2018: $25,179,264Net Income 2018: $5,045,1322018Revenue 2019: $30,560,366Expenses 2019: $27,609,028Net Income 2019: $2,951,3382019Revenue 2020: $28,365,378Expenses 2020: $31,568,151Net Income 2020: -$3,202,7732020Revenue 2021: $32,364,920Expenses 2021: $33,121,254Net Income 2021: -$756,3342021Revenue 2022: $35,908,613Expenses 2022: $38,794,241Net Income 2022: -$2,885,6282022Revenue 2023: $41,233,369Expenses 2023: $43,374,503Net Income 2023: -$2,141,1342023Revenue 2024: $47,003,123Expenses 2024: $45,589,995Net Income 2024: $1,413,1282024

Highlighted filing

2020

Revenue$28,365,378
Expenses$31,568,151
Net Income-$3,202,773
Jump To
Filing Snapshot
Filing Period
Sep 1, 2019 to Aug 31, 2020
Signed
Apr 29, 2021
Return Version
2019v5.2
Gross Receipts
$28,553,378
Mission and Program Overview

Mission

Providing medical, dental, vision, life and disability benefits to eligible employees and dependents of participating employers, including claim payments and administration to approximately 5,800 enrolled individuals.

Providing medical benefits to eligible employees and dependents of participating employers, including claim payments and administration to approximately 5,600 enrolled individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$23,105,296$19,360,798▼ $3,744,498
Investments in Publicly Traded Securities$1,547,036$2,755,668▲ $1,208,632
Cash and Non-Interest-Bearing Accounts$1,633,095$1,917,303▲ $284,208
Accounts Receivable$1,101,624$1,356,725▲ $255,101
Prepaid Expenses and Deferred Charges$184,097$116,771▼ $67,326
Total Assets$27,571,148$25,507,265▼ $2,063,883
Liabilities
Accounts Payable and Accrued Expenses$3,202,247$4,079,905▲ $877,658
Deferred Revenue-$2,897-
Total Liabilities$3,202,247$4,082,802▲ $880,555
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$24,368,901$21,424,463▼ $2,944,438
Total Net Assets Fund Balance$24,368,901$21,424,463▼ $2,944,438
Total Liabilities and Net Assets / Fund Balance$27,571,148$25,507,265▼ $2,063,883
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Donald GrahamExecutive DirectorFT$151,014$51,417$202,431
Jeff BinghamTrustee--$122,656$122,656
Linda WilsonTrustee / Secretary--$122,569$122,569
Mario PorroTrustee--$113,907$113,907
Audrey FussellTrustee--$95,269$95,269
Corrine RoscoeTrustee--$86,783$86,783
Trey AngelTrustee--$78,855$78,855
Ana LopezTrustee--$52,438$52,438

Board Members and Trustees

NameTitle
Robert BuchholzTrustee / President
Chris PattersonTrustee / Vice-president
Cindy StadulisTrustee
Evelyn CambriaTrustee
Jamie TerryTrustee
Joanne MargravesTrustee
Jt CoatsTrustee
Mark KirkpatrickTrustee
Melinda MaduraiTrustee
Michael FlynnTrustee
Scott GriggsTrustee
Suzanne TownsendTrustee
Jim KoehlerTrustee / Exec VP
Kendra GraceTrustee / Treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Health Services CorpProvider Network Services300 E RANDOLPH, Chicago, IL 60601$1,051,968
Quantum HealthMember Services7450 HUNTINGTON PARK DR, Columbus, OH 43235$629,987
Ameribeniec GroupClaims ProcessingPOBOX 7186, Boise, ID 83707$562,788
Holmes Murphy & Assoc INCBenefits ConsultingPO BOX 9207, Des Moines, IA 50306$170,741
Zelis Network SolutionsClaims RepricingPO BOX 281738, Atlanta, GA 30384-1738$133,119
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$27,993,124
Investment Income
$368,094
Other Revenue
$4,160
Change in Net Assets
$-3,202,773

Audited Revenue Reconciliation

Revenue per Audited Statements
$28,365,378
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$258,335
Total Revenue per Audited Statements
$28,623,713
Total Revenue per Form 990
$28,365,378
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,657,363
Salaries, Compensation, and Employee Benefits$193,952
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$26,716,836
Fees for Services Other---$1,827,065
Current Officers, Directors, Trustees, and Key Employees---$183,587
Information Technology---$86,385
Fees for Services Accounting---$47,005
Fees for Services Legal---$29,474
Other Expenses---$27,978
Insurance---$20,585
All Other Expenses---$12,134
Payroll Taxes---$10,365
Occupancy---$6,000
Office Expenses---$3,788
Travel---$3,687
Conferences and Meetings---$1,581
Total Functional Expenses$0$0$0$31,568,151

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$31,568,151
Total Expenses per Audited Statements$31,568,151
Total Expenses per Form 990$31,568,151
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Trustee relationships. Melinda madurai, a full-time benefit eligible employee of good shepherd episcopal school and its trustee, is also a part-time employee of the independent school association of the southwest, reporting to scott griggs, the trustee of the association.

Form 990, Part VI, Section A, Line 6

Members the trust is a multiple employer welfare arrangement (mewa), which serves as a vehicle to provide health and welfare benefits to participating employers for their employees. The participating employers of the isas benefit trust are comprised of independent member schools which provide benefits to their employees via the trust. The independent schools are considered members of the organization as they have the right to participate in the organization's governance by selecting an eligible employee to serve as a trustee of the organization's governing body.

Form 990, Part VI, Section A, Line 7A

Members appoint representatives to governing body each participating employer shall select one of its employees eligible to participate in the plan to serve as its representative who shall be named its trustee.

Form 990, Part VI, Section B, Line 11B

Form 990 review process seven-person executive committee reviews and accepts the form 990 prepared by third-party outside preparer; return is posted to board accessible website for access and review by all other members of governing board prior to executive director signing and submitting to irs.

Form 990, Part VI, Section B, Line 12C

Conflict of interest monitoring annually requires each trustee and key employee to sign and disclose any relationship with organization vendors or related parties; requires trustees to disclose any conflict prior to considering new vendor relationships

Form 990, Part VI, Section B, Line 15A

Ceo compensation the executive committee serves in the capacity of a compensation committee and reviews performance of the executive director. The committee reviews salary survey prepared by the independent schools association of the southwest for reasonableness among school cfo's and seeks input from independent third-party benefits consultant for compensation adjustment benchmark in the benefits/insurance workforce. The executive committee makes a compensation recommendation and informs the full board of trustees prior to adopting the operating budget for the ensuing fiscal year.

Form 990, Part VI, Section C, Line 19

Other organization documents publicly available upon written request.

Filing and Contact Details

Filer

Filer Name
Isas Group Benefits Trust
EIN
73-1366012
Phone
2147065459
Address
12712 PARK CENTRAL DRIVE SUITE 100, DALLAS, TX 75251

Signing Officer

Name
Donald Graham
Title
Executive Director
Phone
2147065459
Signed
2021-04-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Donald Graham
Formed
1989
Legal Domicile
TX
Voting Board Members
20
Independent Board Members
20
Employees
1
Volunteers
0

Preparer

Firm
Lane Gorman Trubitt LLC
Address
2626 HOWELL ST SUITE 700, DALLAS, TX 75204
Preparer
Kevin Warneke
Phone
2148717500
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

Audit committee the organization has not changed its oversight process or selection process of its audit, review, or compilation of its financial statements and selection of an independent accountant.

Financial Statement Notes

PART X, LINE 2:

Fin 48 (asc 740) footnote isas has received a favorable determination letter from the internal revenue service dated november 12, 1991 stating that the trust established under the plan to hold the plan's net assets is exempt from taxation under section 501(c)(9) of the internal revenue code ("irc") and is, therefore, exempt from federal income taxes under irc section 501(a). The plan administrator believes that the trust, as amended, is designed and is currently being operated in compliance with the applicable requirements of the irc. Accounting principles generally accepted in the united states of america require plan management to evaluate tax positions taken by the plan and recognize a tax liability (or asset) if the plan has taken an uncertain position that more likely than not would not be sustained upon examination by the internal revenue service. The plan administrator has analyzed the tax positions taken by the plan, and has concluded that as of august 31, 2020 and 2019 there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd19X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd20X
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IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt331166
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt434491
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt521563
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt670356
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt734570
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt829277
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt912711
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1032158
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1129500
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt137200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt147439
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt168500
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt199238
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt203345
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IRS990/Form990PartVIISectionAGrp/PersonNm2CHRIS PATTERSON
IRS990/Form990PartVIISectionAGrp/PersonNm3LINDA WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm4KENDRA GRACE
IRS990/Form990PartVIISectionAGrp/PersonNm5MARK KIRKPATRICK
IRS990/Form990PartVIISectionAGrp/PersonNm6JT COATS
IRS990/Form990PartVIISectionAGrp/PersonNm7JOANNE MARGRAVES
IRS990/Form990PartVIISectionAGrp/PersonNm8MELINDA MADURAI
IRS990/Form990PartVIISectionAGrp/PersonNm9AUDREY FUSSELL
IRS990/Form990PartVIISectionAGrp/PersonNm10EVELYN CAMBRIA
IRS990/Form990PartVIISectionAGrp/PersonNm11SCOTT GRIGGS
IRS990/Form990PartVIISectionAGrp/PersonNm12SUZANNE TOWNSEND
IRS990/Form990PartVIISectionAGrp/PersonNm13CORRINE ROSCOE
IRS990/Form990PartVIISectionAGrp/PersonNm14MICHAEL FLYNN
IRS990/Form990PartVIISectionAGrp/PersonNm15CINDY STADULIS
IRS990/Form990PartVIISectionAGrp/PersonNm16MARIO PORRO
IRS990/Form990PartVIISectionAGrp/PersonNm17JAMIE TERRY
IRS990/Form990PartVIISectionAGrp/PersonNm18JEFF BINGHAM
IRS990/Form990PartVIISectionAGrp/PersonNm19TREY ANGEL
IRS990/Form990PartVIISectionAGrp/PersonNm20ANA LOPEZ
IRS990/Form990PartVIISectionAGrp/PersonNm21DONALD GRAHAM
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21158514
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0260695
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1157395
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt2210266
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt391403
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt4264520
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt5211776
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt6285219
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt7288277
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt8159032
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt982558
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10231383
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11271546
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12298794
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1379583
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14142625
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt15223471
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16105407
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17152579
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt18103670
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1969617
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt2049093
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/TitleTxt0TRUSTEE / PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE / EXEC VP
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE / VICE-PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE / SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE / TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt10TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt11TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt12TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt13TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt14TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt15TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt16TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt17TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt18TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt19TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt20TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt21EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01989
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt03610
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt020
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0191610
IRS990/GrossReceiptsAmt028553378
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt020
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InformationTechnologyGrp/TotalAmt086385
IRS990/InsuranceGrp/TotalAmt020585
IRS990/InvestmentIncomeGrp/ExclusionAmt0364484
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0364484
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01547036
IRS990/InvestmentsPubTradedSecGrp/EOYAmt02755668
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0188000
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDING MEDICAL, DENTAL, VISION, LIFE AND DISABILITY BENEFITS TO ELIGIBLE EMPLOYEES AND DEPENDENTS OF PARTICIPATING EMPLOYERS, INCLUDING CLAIM PAYMENTS AND ADMINISTRATION TO APPROXIMATELY 5,600 ENROLLED INDIVIDUALS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt024368901
IRS990/NetAssetsOrFundBalancesEOYAmt021424463
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt03610
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IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt024368901
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt021424463
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt06000
IRS990/OfficeExpensesGrp/TotalAmt03788
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0STOP-LOSS INSURANCE
IRS990/OtherExpensesGrp/Desc1NETWORK ACCESS FEES
IRS990/OtherExpensesGrp/Desc2WELLNESS PROGRAM
IRS990/OtherExpensesGrp/Desc3AFFORDABLE CARE ACT FEE
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IRS990/OtherExpensesGrp/TotalAmt11086383
IRS990/OtherExpensesGrp/TotalAmt2197694
IRS990/OtherExpensesGrp/TotalAmt327978
IRS990/OtherRevenueMiscGrp/BusinessCd0525100
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IRS990/PoliticalCampaignActyInd00
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0116771
IRS990/PrincipalOfficerNm0DONALD GRAHAM
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/Desc0BENEFIT PREMIUMS
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IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherExpensesAmt04105325
IRS990/PYOtherRevenueAmt08
IRS990/PYProgramServiceRevenueAmt030205253
IRS990/PYRevenuesLessExpensesAmt02951338
IRS990/PYSalariesCompEmpBnftPaidAmt0194435
IRS990/PYTotalExpensesAmt027609028
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt030560366
IRS990/ReconcilationRevenueExpnssAmt0-3202773
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
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IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt023105296
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IRS990ScheduleD/ExpensesSubtotalAmt031568151
IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$24.0$7.40$16.6$47.0$45.6$1.41
2023Detailed filing. Detailed filing data is available for this year.$21.0$5.98$15.0$41.2$43.4$2.14
2022Detailed filing. Detailed filing data is available for this year.$22.7$5.60$17.1$35.9$38.8$2.89
2021Detailed filing. Detailed filing data is available for this year.$25.2$4.79$20.5$32.4$33.1$0.76
2020Detailed filing. Detailed filing data is available for this year.$25.5$4.08$21.4$28.4$31.6$3.20
2019Detailed filing. Detailed filing data is available for this year.$27.6$3.20$24.4$30.6$27.6$2.95
2018Detailed filing. Detailed filing data is available for this year.$24.7$3.46$21.2$30.2$25.2$5.05
2017Detailed filing. Detailed filing data is available for this year.$19.4$3.18$16.2$31.0$25.0$5.96
2016Detailed filing. Detailed filing data is available for this year.$12.7$2.49$10.2$30.0$30.8$0.72
2015Detailed filing. Detailed filing data is available for this year.$13.4$2.47$10.9$28.5$29.5$0.94
2014Detailed filing. Detailed filing data is available for this year.$14.3$2.44$11.9$27.8$25.3$2.52
2013Summary only. Only limited summary data is available for this year.$12.2$2.88$9.35$28.9$26.1$2.82
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.66$3.08$6.58$27.4
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.6$2.85$7.77$24.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.93$2.72$7.21$21.8