Civic Intelligence

Transition House Inc.

990 • Fiscal year 2024 • EIN 73-1155089

Jul 01, 2023 to Jun 30, 2024 • Filed on Sep 10, 2024

700 S AspNorman, OK 73069

(405) 360-7926

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.61x

Higher debt load relative to assets than 91% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

0.33x

Higher debt load relative to revenue than 90% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

45th percentile

0.7%

Higher net margin than 45% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$67,000

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 15.3% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

71st percentile

18%

Faster asset growth than 71% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

54th percentile

6.2%

Faster revenue growth than 54% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$237,760

Up $35,806 (+18%) from 2023

Net Assets

Up

$92,269

Up $2,577 (+2.9%) from 2023

Liabilities

Up

$145,491

Up $33,229 (+30%) from 2023

Revenue

Up

$438,198

Up $25,406 (+6.2%) from 2023

Expenses

Up

$435,165

Up $13,403 (+3.2%) from 2023

Net Income

Up

$3,033

Up $12,003 (+134%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $74,832Liabilities 2010: $32,053Net Assets 2010: $42,7792010Assets 2011: $74,832Liabilities 2011: $32,053Net Assets 2011: $42,7792011Assets 2012: $63,752Liabilities 2012: $8,534Net Assets 2012: $55,2182012Assets 2013: $85,957Liabilities 2013: $19,642Net Assets 2013: $66,3152013Assets 2014: $86,918Liabilities 2014: $22,136Net Assets 2014: $64,7822014Assets 2015: $96,350Liabilities 2015: $32,940Net Assets 2015: $63,4102015Assets 2016: $77,988Liabilities 2016: $15,993Net Assets 2016: $61,9952016Assets 2017: $71,123Liabilities 2017: $19,924Net Assets 2017: $51,1992017Assets 2018: $65,791Liabilities 2018: $18,448Net Assets 2018: $47,3432018Assets 2019: $84,553Liabilities 2019: $22,443Net Assets 2019: $62,1102019Assets 2020: $130,179Liabilities 2020: $60,023Net Assets 2020: $70,1562020Assets 2021: $125,569Liabilities 2021: $7,218Net Assets 2021: $118,3512021Assets 2022: $106,444Liabilities 2022: $7,787Net Assets 2022: $98,6572022Assets 2023: $201,954Liabilities 2023: $112,262Net Assets 2023: $89,6922023Assets 2024: $237,760Liabilities 2024: $145,491Net Assets 2024: $92,2692024Assets 2025: $284,933Liabilities 2025: $75,348Net Assets 2025: $209,5852025

Highlighted filing

2024

Assets$237,760
Liabilities$145,491
Net Assets$92,269

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $297,3972010Revenue 2011: $292,709Expenses 2011: $297,397Net Income 2011: -$4,6882011Revenue 2012: $325,938Expenses 2012: $313,498Net Income 2012: $12,4402012Revenue 2013: $313,320Expenses 2013: $302,223Net Income 2013: $11,0972013Revenue 2014: $319,296Expenses 2014: $320,829Net Income 2014: -$1,5332014Revenue 2015: $304,184Expenses 2015: $305,556Net Income 2015: -$1,3722015Revenue 2016: $330,433Expenses 2016: $333,099Net Income 2016: -$2,6662016Revenue 2017: $329,238Expenses 2017: $340,034Net Income 2017: -$10,7962017Revenue 2018: $342,139Expenses 2018: $345,995Net Income 2018: -$3,8562018Revenue 2019: $342,868Expenses 2019: $328,101Net Income 2019: $14,7672019Revenue 2020: $373,808Expenses 2020: $365,762Net Income 2020: $8,0462020Revenue 2021: $412,600Expenses 2021: $364,405Net Income 2021: $48,1952021Revenue 2022: $344,177Expenses 2022: $363,871Net Income 2022: -$19,6942022Revenue 2023: $412,792Expenses 2023: $421,762Net Income 2023: -$8,9702023Revenue 2024: $438,198Expenses 2024: $435,165Net Income 2024: $3,0332024Revenue 2025: $636,677Expenses 2025: $519,605Net Income 2025: $117,0722025

Highlighted filing

2024

Revenue$438,198
Expenses$435,165
Net Income$3,033
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Sep 10, 2024
Return Version
2023v5.1
Gross Receipts
$438,198
Mission and Program Overview

Mission

Provide transitional living and community outreach for adults recovering from mental illness

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$178,100$209,106▲ $31,006
Pledges and Grants Receivable$15,900$16,075▲ $175
Prepaid Expenses and Deferred Charges$4,285$10,270▲ $5,985
Land, Buildings, and Equipment, Net$3,669$2,309▼ $1,360
Total Assets$201,954$237,760▲ $35,806
Liabilities
Deferred Revenue$101,620$133,960▲ $32,340
Accounts Payable and Accrued Expenses$10,642$11,531▲ $889
Total Liabilities$112,262$145,491▲ $33,229
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$89,692$52,269▼ $37,423
Net Assets With Donor Restrictions-$40,000-
Total Net Assets Fund Balance$89,692$92,269▲ $2,577
Total Liabilities and Net Assets / Fund Balance$201,954$237,760▲ $35,806

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,309$53,794$56,103
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Bonnie PeruttziExecutive DirectorFT$67,000$67,000

Board Members and Trustees

NameTitle
Bill ScalonGoverenance Chair
Preston CourtPresident
Sara KingVice-President
Eric LehenbauerBoard member
Jacey RandallBoard member
Liz McKownBoard member
Mandy MalloryBoard member
Kelly BerginSecretary
Rebecca DelsigneTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$156,258
Program Service Revenue
$270,000
Investment Income
$778
Other Revenue
$11,162
All Other Contributions
$22,552
Change in Net Assets
$3,033

Audited Revenue Reconciliation

Revenue per Audited Statements
$438,198
Total Revenue per Audited Statements
$438,198
Total Revenue per Form 990
$438,198
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$297,769
Other Expenses$137,396
Total Fundraising Expense$8,704
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$143,958$30,213$3,555$177,726
Occupancy$56,526$11,863$1,396$69,785
Current Officers, Directors, Trustees, and Key Employees$54,270$11,390$1,340$67,000
Other Employee Benefits$27,167$5,702$671$33,540
Payroll Taxes$15,797$3,316$390$19,503
Fees for Services Other$8,602$1,805$213$10,620
Office Expenses$8,048$1,689$199$9,936
Fees for Services Accounting$8,007$1,680$198$9,885
Other Expenses$7,294$1,531$180$9,005
Insurance$6,210$1,304$153$7,667
Conferences and Meetings$2,155$452$53$2,660
Depreciation Depletion$1,102$231$27$1,360
Total Functional Expenses$352,483$73,978$8,704$435,165

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$435,165
Total Expenses per Audited Statements$435,165
Total Expenses per Form 990$435,165
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
June Bug Jam$24,043$24,043$2,445$21,598
Total Events$24,043$24,043$2,445$21,598
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

The 990 is distributed to all board members via email for their review prior the the tax return being filed

Conflict of interest policy compliance Part VI line 12C

Transition House distributes to board members an agreement outlining responsibilities, principles for good governance and ethical behavior. Board members agree to legal compliance and public disclosure.

CEO executive director top management comp Part VI line 15A

The board bases this upon information from comparable organizations in the community

Other officer or key employee compensation Part VI line 15B

Compensation is determined by the board based upon comparable positions in other community organizations

Form 990 availability to public Part VI line 18

Information is vailable on https://www.thouse.org/reports and https://thouse.org/th-board-information

Governing documents etc available to public Part VI line 19

The governing documents, the 990, etc. are available to the public upon request

Filing and Contact Details

Filer

Filer Name
Transition House Inc
EIN
73-1155089
Address
700 S Asp, Norman, OK 73069

Signing Officer

Name
Bonnie Peruttzi
Title
Executive direc
Phone
4053607926
Signed
2024-09-10
Discuss with paid preparer
No

Organization Details

Formed
1983
Legal Domicile
Ok
Voting Board Members
9
Independent Board Members
9
Employees
5
Volunteers
69

Preparer

Firm
dwg inc
Address
1912 N Drexel Blvd, Oklahoma City, OK 73107
Preparer
David W Gandall CFE CPA
Phone
4059490189
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt31531
IRS990/OtherExpensesGrp/ProgramServicesAmt03178
IRS990/OtherExpensesGrp/ProgramServicesAmt15614
IRS990/OtherExpensesGrp/ProgramServicesAmt24555
IRS990/OtherExpensesGrp/ProgramServicesAmt37294
IRS990/OtherExpensesGrp/TotalAmt03923
IRS990/OtherExpensesGrp/TotalAmt16931
IRS990/OtherExpensesGrp/TotalAmt25624
IRS990/OtherExpensesGrp/TotalAmt39005
IRS990/OtherInd0X
IRS990/OtherRevenueMiscGrp/BusinessCd0624200
IRS990/OtherRevenueMiscGrp/Desc0Client Fees
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt011162
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt011162
IRS990/OtherRevenueTotalAmt011162
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt03555
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt030213
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0143958
IRS990/OtherSalariesAndWagesGrp/TotalAmt0177726
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt0390
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03316
IRS990/PayrollTaxesGrp/ProgramServicesAmt015797
IRS990/PayrollTaxesGrp/TotalAmt019503
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt015900
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt016075
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04285
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt010270
IRS990/PriorPeriodAdjustmentsAmt0-456
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0624200
IRS990/ProgramServiceRevenueGrp/Desc0Transitional Housing
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0270000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0270000
IRS990/ProgSrvcAccomActy2Grp/Desc0Community Outreach and outpatient assistance to persons not in a transitional living program. The service provides support and socialization apart from the traditional clinical setting.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt082682
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0114832
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0594
IRS990/PYOtherExpensesAmt0126031
IRS990/PYOtherRevenueAmt030721
IRS990/PYProgramServiceRevenueAmt0266645
IRS990/PYRevenuesLessExpensesAmt0-8970
IRS990/PYSalariesCompEmpBnftPaidAmt0295731
IRS990/PYTotalExpensesAmt0421762
IRS990/PYTotalRevenueAmt0412792
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt03033
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/CollegeOrganizationInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0437420
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0412198
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0344177
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0412030
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0393410
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01999235
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0778
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0594
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0477
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0570
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0445
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02864
IRS990ScheduleA/PublicSupportCY170Pct00.99860
IRS990ScheduleA/PublicSupportPY170Pct00.99870
IRS990ScheduleA/PublicSupportTotal170Amt01999235
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0437420
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0412198
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0344177
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0412030
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0393410
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01999235
IRS990ScheduleA/TotalSupportAmt02002099
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt02309
IRS990ScheduleD/EquipmentGrp/DepreciationAmt053794
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt056103
IRS990ScheduleD/ExpensesSubtotalAmt0435165
IRS990ScheduleD/RevenueSubtotalAmt0438198
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02309
IRS990ScheduleD/TotalExpensesPerForm990Amt0435165
IRS990ScheduleD/TotalRevenuePerForm990Amt0438198
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0438198
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0435165
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt02445
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0June Bug Jam
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt024043
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt024043
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt024043
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt024043
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt021598
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt02445
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt02445
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The 990 is distributed to all board members via email for their review prior the the tax return being filed
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Transition House distributes to board members an agreement outlining responsibilities, principles for good governance and ethical behavior. Board members agree to legal compliance and public disclosure.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The board bases this upon information from comparable organizations in the community
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation is determined by the board based upon comparable positions in other community organizations
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Information is vailable on https://www.thouse.org/reports and https://thouse.org/th-board-information
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The governing documents, the 990, etc. are available to the public upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 availability to public Part VI line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OK
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0201954
IRS990/TotalAssetsEOYAmt0237760
IRS990/TotalAssetsGrp/BOYAmt0201954
IRS990/TotalAssetsGrp/EOYAmt0237760
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0156258
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt08704
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt073978
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0352483
IRS990/TotalFunctionalExpensesGrp/TotalAmt0435165
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0112262
IRS990/TotalLiabilitiesEOYAmt0145491
IRS990/TotalLiabilitiesGrp/BOYAmt0112262

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.85$0.75$2.10$6.37$5.20$1.17
2024Detailed filing. Detailed filing data is available for this year.$2.38$1.45$0.92$4.38$4.35$0.03
2023Detailed filing. Detailed filing data is available for this year.$2.02$1.12$0.90$4.13$4.22$0.09
2022Detailed filing. Detailed filing data is available for this year.$1.06$0.08$0.99$3.44$3.64$0.20
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.26$0.07$1.18$4.13$3.64$0.48
2020Detailed filing. Detailed filing data is available for this year.$1.30$0.60$0.70$3.74$3.66$0.08
2019Detailed filing. Detailed filing data is available for this year.$0.85$0.22$0.62$3.43$3.28$0.15
2018Detailed filing. Detailed filing data is available for this year.$0.66$0.18$0.47$3.42$3.46$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.71$0.20$0.51$3.29$3.40$0.11
2016Summary only. Only limited summary data is available for this year.$0.78$0.16$0.62$3.30$3.33$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.96$0.33$0.63$3.04$3.06$0.01
2014Summary only. Only limited summary data is available for this year.$0.87$0.22$0.65$3.19$3.21$0.02
2013Summary only. Only limited summary data is available for this year.$0.86$0.20$0.66$3.13$3.02$0.11
2012Summary only. Only limited summary data is available for this year.$0.64$0.09$0.55$3.26$3.13$0.12
2011Summary only. Only limited summary data is available for this year.$0.75$0.32$0.43$2.93$2.97$0.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.75$0.32$0.43$2.97