Civic Intelligence

Woods Credit Union

EIN 73-0756759

P O Box 5300573152
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.94x

Higher debt load relative to assets than 94% of similar nonprofits.

$5M-$10M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

33rd percentile

-0.6%

Faster asset growth than 33% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Down

$8,403,337

Down $48,300 (-0.6%) from 2010

Liabilities

Up

$7,888,296

Up $105,720 (+1.4%) from 2010

Net Assets

Down

$515,041

Down $154,020 (-23%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$499,683

Down $352,098 (-41%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $8,451,637Liabilities 2010: $7,782,576Net Assets 2010: $669,0612010Assets 2011: $8,403,337Liabilities 2011: $7,888,296Net Assets 2011: $515,0412011

Highlighted filing

2011

Assets$8,403,337
Liabilities$7,888,296
Net Assets$515,041

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0Expenses 2010: $851,7812010Expenses 2011: $499,6832011

Highlighted filing

2011

Revenue-
Expenses$499,683
Net Income-

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Oct 13, 2012
Return Version
2011v1.2
Gross Receipts
$358,428
Filing and Contact Details

Filer

EIN
73-0756759
Raw XML Appendix324 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY0-20542
IRS990/AccountsPayableAccruedExpenses/EOY0-72815
IRS990/AccountsReceivable/BOY0352
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0FINANACIAL INSTITUTION
IRS990/Advertising/ProgramServices01810
IRS990/Advertising/Total01810
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear0107082
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY0118035
IRS990/CashNonInterestBearing/EOY0764083
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0false
IRS990/CompensationProcessOther0false
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DescribedIn501C30false
IRS990/Description0A NON-PROFIT ORGANIZATION UNDER IRS CODE 501c 14 TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0false
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0false
IRS990/EmploymentTaxReturnsFiled0true
IRS990/Expense0499683
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesLegal/ProgramServices042912
IRS990/FeesForServicesLegal/Total042912
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek540.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek860.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/NamePerson0FRED SMITH
IRS990/Form990PartVIISectionA/NamePerson1JAMES NICHOLSON
IRS990/Form990PartVIISectionA/NamePerson2JUDI BURTON
IRS990/Form990PartVIISectionA/NamePerson3PAT NOVY
IRS990/Form990PartVIISectionA/NamePerson4ROY HUGHES
IRS990/Form990PartVIISectionA/NamePerson5SAMANTHA ROBINSON
IRS990/Form990PartVIISectionA/NamePerson6TOM CASE
IRS990/Form990PartVIISectionA/NamePerson7VICTOR DON SMITH
IRS990/Form990PartVIISectionA/NamePerson8WILLIAM LAVIN
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/Title0TREASURER
IRS990/Form990PartVIISectionA/Title1VICE CHAIRMAN
IRS990/Form990PartVIISectionA/Title2SECRETARY
IRS990/Form990PartVIISectionA/Title3MEMBER
IRS990/Form990PartVIISectionA/Title4CHAIRMAN
IRS990/Form990PartVIISectionA/Title5VICE PRES MEMBER SERVICES
IRS990/Form990PartVIISectionA/Title6MEMBER
IRS990/Form990PartVIISectionA/Title7MEMBER
IRS990/Form990PartVIISectionA/Title8PRESIDENT
IRS990/Form990ProvidedToGoverningBody0true
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts0358428
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartIII0X
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/Insurance/ProgramServices017087
IRS990/Insurance/Total017087
IRS990/Interest/ProgramServices060538
IRS990/Interest/Total060538
IRS990/InvestmentIncomeCurrentYear010730
IRS990/InvestmentIncomePriorYear036681
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome010730
IRS990/InvestmentIncome/TotalRevenueColumn010730
IRS990/InvestmentInJointVenture0false
IRS990/LandBldgEquipmentAccumDeprec0586045
IRS990/LandBuildingsEquipmentBasis01167597
IRS990/LandBuildingsEquipmentBasisNet/BOY0613211
IRS990/LandBuildingsEquipmentBasisNet/EOY0581552
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0false
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0FINANACIAL INSTITUTION
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NbrIndependentVotingMembers07
IRS990/NbrVotingGoverningBodyMembers07
IRS990/NbrVotingMembersGoverningBody07
IRS990/NetAssetsOrFundBalancesBOY0669061
IRS990/NetAssetsOrFundBalancesEOY0515041
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers07
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfEmployees08
IRS990/NumberW2GIncluded00
IRS990/Occupancy/ProgramServices031286
IRS990/Occupancy/Total031286
IRS990/OfficeExpenses/ProgramServices0169953
IRS990/OfficeExpenses/Total0169953
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY0106882
IRS990/OtherAssetsTotal/EOY0106194
IRS990/OtherEmployeeBenefits/ProgramServices031906
IRS990/OtherEmployeeBenefits/Total031906
IRS990/OtherExpensePriorYear0532955
IRS990/OtherExpensesCurrentYear0361861
IRS990/OtherExpenses/Description0PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/ProgramServices038275
IRS990/OtherExpenses/Total038275
IRS990/OtherLiabilities/BOY07803118
IRS990/OtherLiabilities/EOY07961111
IRS990/OtherNotesLoansReceivableNet/BOY04969350
IRS990/OtherNotesLoansReceivableNet/EOY03987337
IRS990/OtherRevenueCurrentYear076967
IRS990/OtherRevenueMisc/BusinessCode0522100
IRS990/OtherRevenueMisc/BusinessCode1522100
IRS990/OtherRevenueMisc/Description0FEES AND CHARGES
IRS990/OtherRevenueMisc/Description1MISCELLANEOUS INCOME
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome041182
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome135785
IRS990/OtherRevenueMisc/TotalRevenueColumn041182
IRS990/OtherRevenueMisc/TotalRevenueColumn135785
IRS990/OtherRevenuePriorYear0132055
IRS990/OtherSalariesAndWages/ProgramServices0105916
IRS990/OtherSalariesAndWages/Total0105916
IRS990/PartialLiquidation0false
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY019597
IRS990/PrepaidExpensesDeferredCharges/EOY010122
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenueCY0270731
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenuePriorYear0489473
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0270731
IRS990/ProgramServiceRevenue/TotalRevenueColumn0270731
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationOtherChanges0-12765
IRS990/ReconcilationRevenueExpenses0-141255
IRS990/RegularMonitoringEnforcement0false
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY0669061
IRS990/RetainedEarningsEndowmentEtc/EOY0515041
IRS990/Revenue0358428
IRS990/RevenuesLessExpensesCY0-141255
IRS990/RevenuesLessExpensesPriorYear0-193572
IRS990/SalariesEtcCurrentYear0137822
IRS990/SalariesEtcPriorYear0211744
IRS990/SavingsAndTempCashInvestments/BOY02624210
IRS990/SavingsAndTempCashInvestments/EOY02954049
IRS990/ScheduleBRequired0false
IRS990ScheduleD/OtherAssets/BookValue0106194
IRS990ScheduleD/OtherAssets/Description0OTHER ASSETS
IRS990ScheduleD/OtherLandBuildings/BookValue0581552
IRS990ScheduleD/OtherLandBuildings/Depreciation0586045
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis01167597
IRS990ScheduleD/OtherLiabilities/Amount07961111
IRS990ScheduleD/OtherLiabilities/Description0OTHER LIABILITIES
IRS990ScheduleD/TotalBookValueOtherAssets0106194
IRS990ScheduleD/TotalOfAmounts07961111
IRS990ScheduleD/TotalOfBookValueLandBuildings0581552
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0GOVERNING BODY REVIEW
IRS990ScheduleO/GeneralExplanation/Explanation1AVAILABLE TO PUBLIC
IRS990ScheduleO/GeneralExplanation/Explanation2MERGED WITH ANOTHER CREDIT UNION
IRS990ScheduleO/GeneralExplanation/Explanation3CREDIT UNION MERGED WITH ANOTHER CREDIT UNION DURING 2011
IRS990ScheduleO/GeneralExplanation/Explanation4PART IV LINE 19 CREDIT UNION MAKES DOCUMENTS AVAILABLE UPON REQUEST PART XI LINE 5 ADJUSTMENTS MADE TO CLOSE OUT BOOKS FOR MERGER 12765
IRS990ScheduleO/GeneralExplanation/Identifier001. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier102. Governing documents, etc, available to public (Part VI, line 19)
IRS990ScheduleO/GeneralExplanation/Identifier203. Cessation of, or significant change to, any program service (Part III, line 3)
IRS990ScheduleO/GeneralExplanation/Identifier304. Explanation of other changes in net assets or fund balances (Part XI, line 5)
IRS990ScheduleO/GeneralExplanation/Identifier405. General explanation attachment
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0true
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0OK
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10P O BOX 53005
IRS990/TheBooksAreInCareOf/AddressUS/City0Oklahoma City
IRS990/TheBooksAreInCareOf/AddressUS/State0OK
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode073152
IRS990/TheBooksAreInCareOf/NamePerson0WILLIAM LAVIN
IRS990/TheBooksAreInCareOf/TelephoneNumber04055570167
IRS990/TotalAssets/BOY08451637
IRS990/TotalAssetsBOY08451637
IRS990/TotalAssets/EOY08403337
IRS990/TotalAssetsEOY08403337
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear0499683
IRS990/TotalExpensesPriorYear0851781
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices0499683
IRS990/TotalFunctionalExpenses/Total0499683
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY07782576
IRS990/TotalLiabilitiesBOY07782576
IRS990/TotalLiabilities/EOY07888296
IRS990/TotalLiabilitiesEOY07888296
IRS990/TotalLiabNetAssetsFundBalances/BOY08451637
IRS990/TotalLiabNetAssetsFundBalances/EOY08403337
IRS990/TotalNbrEmployees08
IRS990/TotalNbrVolunteers09
IRS990/TotalNetAssetsFundBalances/BOY0669061
IRS990/TotalNetAssetsFundBalances/EOY0515041
IRS990/TotalOtherCompensation00
IRS990/TotalOtherRevenue076967
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceExpense0499683
IRS990/TotalProgramServiceRevenue0270731
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg00
IRS990/TotalRevenueCurrentYear0358428
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenuePriorYear0658209
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0358428
IRS990/TotalRevenue/TotalRevenueColumn0358428
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity0false
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0www.woodscu.org
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01966
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0730756759
ReturnHeader/Filer/Name/BusinessNameLine10WOODS CRDIT UNION
ReturnHeader/Filer/NameControl0WOOD
ReturnHeader/Filer/USAddress/AddressLine10P O BOX 53005
ReturnHeader/Filer/USAddress/City0Oklahoma City
ReturnHeader/Filer/USAddress/State0OK
ReturnHeader/Filer/USAddress/ZIPCode073152
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02012-10-13
ReturnHeader/Officer/Name0WILLIAM LAVIN
ReturnHeader/Officer/Phone04055570167
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02012-10-13
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10ALLAN K BOOHER CPA INC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10P O BOX 215
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Luther
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0OK
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode073054
ReturnHeader/Preparer/Name0ALLAN K BOOHER CPA INC
ReturnHeader/Preparer/Phone04052773683
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-10-13T15:42:10-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.