Civic Intelligence

Opportunities Inc Corporation

990 • Fiscal year 2017 • EIN 73-0753941

Oct 01, 2016 to Sep 30, 2017 • Filed on Aug 14, 2018

PO Box 569Watonga, OK 73772

(580) 623-7283

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.37x

Higher debt load relative to assets than 74% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

80th percentile

0.59x

Higher debt load relative to revenue than 80% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

29th percentile

-3.9%

Higher net margin than 29% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

21st percentile

-4.4%

Faster asset growth than 21% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

38th percentile

0.2%

Faster revenue growth than 38% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Down

$1,909,901

Down $88,270 (-4.4%) from 2016

Net Assets

Down

$1,206,194

Down $47,351 (-3.8%) from 2016

Liabilities

Down

$703,707

Down $40,919 (-5.5%) from 2016

Revenue

Up

$1,199,085

Up $2,724 (+0.2%) from 2016

Expenses

Up

$1,246,436

Up $5,674 (+0.5%) from 2016

Net Income

Down

-$47,351

Down $2,950 (-6.6%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $3,369,246Liabilities 2011: $2,256,150Net Assets 2011: $1,113,0962011Assets 2012: $2,909,722Liabilities 2012: $1,855,188Net Assets 2012: $1,054,5342012Assets 2013: $3,254,058Liabilities 2013: $1,221,099Net Assets 2013: $2,032,9592013Assets 2014: $2,234,217Liabilities 2014: $940,788Net Assets 2014: $1,293,4292014Assets 2015: $1,966,581Liabilities 2015: $783,250Net Assets 2015: $1,183,3312015Assets 2016: $1,998,171Liabilities 2016: $744,626Net Assets 2016: $1,253,5452016Assets 2017: $1,909,901Liabilities 2017: $703,707Net Assets 2017: $1,206,1942017Assets 2018: $1,829,603Liabilities 2018: $662,682Net Assets 2018: $1,166,9212018Assets 2019: $1,714,027Liabilities 2019: $623,523Net Assets 2019: $1,090,5042019Assets 2020: $1,724,887Liabilities 2020: $584,258Net Assets 2020: $1,140,6292020Assets 2021: $1,662,968Liabilities 2021: $550,505Net Assets 2021: $1,112,4632021Assets 2022: $1,633,472Liabilities 2022: $547,417Net Assets 2022: $1,086,0552022Assets 2023: $537,236Liabilities 2023: $480,394Net Assets 2023: $56,8422023Assets 2024: $536,715Liabilities 2024: $434,415Net Assets 2024: $102,3002024

Highlighted filing

2017

Assets$1,909,901
Liabilities$703,707
Net Assets$1,206,194

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2011: $10,059,994Expenses 2011: $10,253,949Net Income 2011: -$193,9552011Revenue 2012: $8,379,344Expenses 2012: $8,437,906Net Income 2012: -$58,5622012Expenses 2013: $8,937,8082013Revenue 2014: $6,995,513Expenses 2014: $7,735,043Net Income 2014: -$739,5302014Revenue 2015: $1,202,284Expenses 2015: $1,312,382Net Income 2015: -$110,0982015Revenue 2016: $1,196,361Expenses 2016: $1,240,762Net Income 2016: -$44,4012016Revenue 2017: $1,199,085Expenses 2017: $1,246,436Net Income 2017: -$47,3512017Revenue 2018: $1,084,152Expenses 2018: $1,123,425Net Income 2018: -$39,2732018Revenue 2019: $846,019Expenses 2019: $921,121Net Income 2019: -$75,1022019Revenue 2020: $858,464Expenses 2020: $895,037Net Income 2020: -$36,5732020Revenue 2021: $842,979Expenses 2021: $948,690Net Income 2021: -$105,7112021Revenue 2022: $852,392Expenses 2022: $878,800Net Income 2022: -$26,4082022Revenue 2023: $630,916Expenses 2023: $690,295Net Income 2023: -$59,3792023Revenue 2024: $674,589Expenses 2024: $629,131Net Income 2024: $45,4582024

Highlighted filing

2017

Revenue$1,199,085
Expenses$1,246,436
Net Income-$47,351
Jump To
Filing Snapshot
Filing Period
Oct 1, 2016 to Sep 30, 2017
Signed
Aug 14, 2018
Return Version
2016v3.0
Gross Receipts
$1,199,085
Mission and Program Overview

Mission

To alleviate the causes and consequences of poverty

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,391,713$1,311,806▼ $79,907
Cash and Non-Interest-Bearing Accounts$402,885$401,511▼ $1,374
Other Notes and Loans Receivable, Net$166,375$162,958▼ $3,417
Accounts Receivable$37,198$33,626▼ $3,572
Savings and Temporary Cash Investments-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$1,998,171$1,909,901▼ $88,270
Other Assets Total-$0-
Liabilities
Mortgage Notes Payable Secured by Investment Property$716,996$680,430▼ $36,566
Accounts Payable and Accrued Expenses$27,630$23,277▼ $4,353
Total Liabilities$744,626$703,707▼ $40,919
Net Assets / Fund Balance
Unrestricted Net Assets$968,115$898,193▼ $69,922
Temporarily Rstr Net Assets$285,430$308,001▲ $22,571
Total Net Assets Fund Balance$1,253,545$1,206,194▼ $47,351
Total Liabilities and Net Assets / Fund Balance$1,998,171$1,909,901▼ $88,270

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,283,231$1,247,532$2,530,763
Land$28,575-$28,575
Compensation and Service Providers

Board Members and Trustees

NameTitle
Rev Dwight McGeeChairman
Bullis MonteVice Chairman
Flynn CarlaExecutive Director
Custar JayMember
Hausner FredaMember
Kelly BillMember
King BettyMember
Quigley BarbaraMember
Smothermon VelmaMember
Stitt BobbyMember
Morrison RussellSecretary
Rohla TravisTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$872,378
Program Service Revenue
$326,457
Investment Income
$250
Other Revenue
$0
All Other Contributions
$68,701
Change in Net Assets
$-47,351
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$740,327
Salaries, Compensation, and Employee Benefits$506,109
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$355,971$39,552-$395,523
Depreciation Depletion$72,778$8,086-$80,864
Other Employee Benefits$63,702$7,078-$70,780
Travel$55,936$6,215-$62,151
Fees for Services Other$36,731$4,081-$40,812
Occupancy$25,813$2,868-$28,681
Payroll Taxes$25,245$2,805-$28,050
Other Expenses$19,125$1,221-$20,346
All Other Expenses$16,834$1,871-$18,705
Office Expenses$15,449$1,717-$17,166
Fees for Services Accounting$13,270$1,474-$14,744
Insurance$12,463$1,385-$13,848
Pension Plan Contributions$10,580$1,176-$11,756
Interest$6,380$709-$7,089
Total Functional Expenses$1,122,606$123,830$0$1,246,436
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

Board of Directors are provided a copy at their next board meeting after it has been prepared by the organizations CPA Preparer

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Risk assessment is conducted annually

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

Wage surveys are conducted

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Records are available for viewing at Watonga, OK office

Filing and Contact Details

Filer

Filer Name
Opportunities Inc
EIN
73-0753941
Phone
5806237283
Address
PO Box 569, Watonga, OK 73772

Signing Officer

Name
Carla Flynn
Title
Executive Director
Signed
2018-08-14
Discuss with paid preparer
Yes

Organization Details

Formed
1968
Legal Domicile
Ok
Voting Board Members
11
Independent Board Members
11
Employees
20

Preparer

Firm
Hinkle & Company Pc
Address
5028 East 101st St, Tulsa, OK 74137
Preparer
Kolton D Taylor CPA
Phone
9184923388
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D: Other Program Services Description

OTHER PROGRAM SERVICES 4: Community services helps alleviate the cause/consequences of poverty.

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IRS990/MissionDesc0To alleviate the causes and consequences of poverty
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0716996
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0680430
IRS990/NetAssetsOrFundBalancesBOYAmt01253545
IRS990/NetAssetsOrFundBalancesEOYAmt01206194
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt02868
IRS990/OccupancyGrp/ProgramServicesAmt025813
IRS990/OccupancyGrp/TotalAmt028681
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01717
IRS990/OfficeExpensesGrp/ProgramServicesAmt015449
IRS990/OfficeExpensesGrp/TotalAmt017166
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt07078
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt063702
IRS990/OtherEmployeeBenefitsGrp/TotalAmt070780
IRS990/OtherExpensesGrp/Desc0Participating Homes
IRS990/OtherExpensesGrp/Desc1Other Direct Costs
IRS990/OtherExpensesGrp/Desc2Food Health
IRS990/OtherExpensesGrp/Desc3All Other Expenses
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt028244
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt111157
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24191
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt31221
IRS990/OtherExpensesGrp/ProgramServicesAmt0254197
IRS990/OtherExpensesGrp/ProgramServicesAmt1100409
IRS990/OtherExpensesGrp/ProgramServicesAmt237723
IRS990/OtherExpensesGrp/ProgramServicesAmt319125
IRS990/OtherExpensesGrp/TotalAmt0282441
IRS990/OtherExpensesGrp/TotalAmt1111566
IRS990/OtherExpensesGrp/TotalAmt241914
IRS990/OtherExpensesGrp/TotalAmt320346
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt039552
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0355971
IRS990/OtherSalariesAndWagesGrp/TotalAmt0395523
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0166375
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0162958
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02805
IRS990/PayrollTaxesGrp/ProgramServicesAmt025245
IRS990/PayrollTaxesGrp/TotalAmt028050
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01176
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt010580
IRS990/PensionPlanContributionsGrp/TotalAmt011756
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0624200
IRS990/ProgramServiceRevenueGrp/Desc0Nutrition
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0326457
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0326457
IRS990/ProgSrvcAccomActy2Grp/Desc0Reimburses licensed home day care centers for the cost of food provided to children and provides insurance grants for helping senior citizens with Medicare.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0235748
IRS990/ProgSrvcAccomActy3Grp/Desc0Community services helps alleviate the cause/consequences of poverty.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt078582
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0851606
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0163
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0772199
IRS990/PYProgramServiceRevenueAmt0344592
IRS990/PYRevenuesLessExpensesAmt0-44401
IRS990/PYSalariesCompEmpBnftPaidAmt0468563
IRS990/PYTotalExpensesAmt01240762
IRS990/PYTotalRevenueAmt01196361
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-47351
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01160140
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01164094
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01104093
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt06885717
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt08705039
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt019019083
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt019019083
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01160140
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01164094
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01104093
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt06885717
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt08705039
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt019019083
IRS990ScheduleA/TotalSupportAmt019019083
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt01283231
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01247532
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02530763
IRS990ScheduleD/LandGrp/BookValueAmt028575
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt028575
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01311806
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER PROGRAM SERVICES 4: Community services helps alleviate the cause/consequences of poverty.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Board of Directors are provided a copy at their next board meeting after it has been prepared by the organizations CPA Preparer
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Risk assessment is conducted annually
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Wage surveys are conducted
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Records are available for viewing at Watonga, OK office
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, Line 4d: Other Program Services Description
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OK
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.43$0.10$0.67$0.63$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.54$0.48$0.06$0.63$0.69$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.63$0.55$1.09$0.85$0.88$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.66$0.55$1.11$0.84$0.95$0.11
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.72$0.58$1.14$0.86$0.90$0.04
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.71$0.62$1.09$0.85$0.92$0.08
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.83$0.66$1.17$1.08$1.12$0.04
2017Detailed filing. Detailed filing data is available for this year.$1.91$0.70$1.21$1.20$1.25$0.05
2016Detailed filing. Detailed filing data is available for this year.$2.00$0.74$1.25$1.20$1.24$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.97$0.78$1.18$1.20$1.31$0.11
2014Detailed filing. Detailed filing data is available for this year.$2.23$0.94$1.29$7.00$7.74$0.74
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.25$1.22$2.03$8.94
2012Summary only. Only limited summary data is available for this year.$2.91$1.86$1.05$8.38$8.44$0.06
2011Summary only. Only limited summary data is available for this year.$3.37$2.26$1.11$10.1$10.3$0.19