Liabilities / Assets
46th percentile
Higher debt load relative to assets than 46% of similar nonprofits.
EIN 73-0590501 • 501(c)14 • Oklahoma City, OK
Profile
Offering financial services to 4476 members
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
46th percentile
Higher debt load relative to assets than 46% of similar nonprofits.
Liabilities / Revenue
19th percentile
Higher debt load relative to revenue than 19% of similar nonprofits.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
79th percentile
Higher top officer pay than 79% of similar nonprofits.
Top officer pay equals 5.4% of source-year revenue.
Asset Growth
7th percentile
Faster asset growth than 7% of similar nonprofits.
Revenue Growth
29th percentile
Faster revenue growth than 29% of similar nonprofits.
Assets
Down$41,546,187
Down $4,331,860 (-9.4%) from 2023
Liabilities
Down$35,858,885
Down $4,655,148 (-11%) from 2023
Net Assets
Up$5,687,302
Up $323,288 (+6.0%) from 2023
Revenue
Up$3,063,223
Up $93,231 (+3.1%) from 2023
Expenses
Down$2,741,796
Down $227,137 (-7.7%) from 2023
Net Income
Up$321,427
Up $320,368 (+30252%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
Offering Financial Services to 11,440 MEMBERS
Offering financial services to 4,038 members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $33,021,028 | $29,520,993 | ▼ $3,500,035 |
| Investments Other Securities | $8,118,462 | $7,451,779 | ▼ $666,683 |
| Rtn Earn Endowment Incm Other Fnds | $5,364,014 | $5,687,302 | ▲ $323,288 |
| Land, Buildings, and Equipment, Net | $3,127,044 | $3,022,031 | ▼ $105,013 |
| Cash and Non-Interest-Bearing Accounts | $504,862 | $452,891 | ▼ $51,971 |
| Prepaid Expenses and Deferred Charges | $209,468 | $181,760 | ▼ $27,708 |
| Receivables From Officers Etc | $37,802 | $88,646 | ▲ $50,844 |
| Accounts Receivable | $1,360 | $3,931 | ▲ $2,571 |
| Total Assets | $45,878,047 | $41,546,187 | ▼ $4,331,860 |
| Other Assets Total | $858,021 | $824,156 | ▼ $33,865 |
| Liabilities | |||
| Other Liabilities | $40,372,795 | $35,619,810 | ▼ $4,752,985 |
| Accounts Payable and Accrued Expenses | $141,238 | $239,075 | ▲ $97,837 |
| Total Liabilities | $40,514,033 | $35,858,885 | ▼ $4,655,148 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,364,014 | $5,687,302 | ▲ $323,288 |
| Total Liabilities and Net Assets / Fund Balance | $45,878,047 | $41,546,187 | ▼ $4,331,860 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,931,818 | $837,601 | - |
| Land | $887,582 | - | - |
| Equipment | $202,631 | $324,904 | - |
| Other Securities | $7,451,779 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Tyrel Mccain | Presidentceo | FT | $159,339 | $6,756 | $159,339 |
| Samantha Robinson | Vice President of Operations | FT | $61,241 | $12,927 | $74,168 |
| Name | Title |
|---|---|
| Fred C Smith | Chairman |
| Mike Fischer | Vice Chairman |
| Carla Mccarrell-williams | Member |
| Diana Smith | Member |
| Judith Burton | Secretary |
| Jennie Berry | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,839,246 |
| Salaries, Compensation, and Employee Benefits | $902,550 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $474,249 | - | - | $474,249 |
| Office Expenses | $449,404 | - | - | $449,404 |
| Information Technology | $407,455 | - | - | $407,455 |
| Interest | $263,120 | - | - | $263,120 |
| Current Officers, Directors, Trustees, and Key Employees | $220,580 | - | - | $220,580 |
| Depreciation Depletion | $159,637 | - | - | $159,637 |
| Other Employee Benefits | $126,951 | - | - | $126,951 |
| Occupancy | $65,373 | - | - | $65,373 |
| Advertising | $65,067 | - | - | $65,067 |
| Fees for Services Management | $59,492 | - | - | $59,492 |
| Payroll Taxes | $53,332 | - | - | $53,332 |
| Insurance | $43,547 | - | - | $43,547 |
| Fees for Services Legal | $32,688 | - | - | $32,688 |
| Conferences and Meetings | $28,164 | - | - | $28,164 |
| Pension Plan Contributions | $27,438 | - | - | $27,438 |
| Other Expenses | $8,828 | - | - | $8,828 |
| Total Functional Expenses | $2,741,796 | $0 | $0 | $2,741,796 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $37,802 | $88,646 | ▲ $50,844 |
| Liability | Amount |
|---|---|
| Share Accounts | $35,619,810 |
“Board of directors reviews performance of president, considers the compensation of other like positions in other institutions, then votes on the compensation package.”
“Member classes and rights - they elect (7) board members”
“Member election - they elect (7) board members”
“Governing body review - copy is available for review”
“Conflict of interest policy compliance - audit review periodically”
“Governing documents availble on request to public”
“Increase in value of available for sale assets $1861”
“Pursuant to code section 172 (b)(3), the taxpayer hereby elects to forego the entire carryback period with respect to the net operating carryforward. Net operating loss carryforward expanation net operating loss carryforward to 2024 $ 2,037,946 net operatin loss used december 31, 2024 - 321,427 carryforward to 2025 $ 1,716,519”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 141238 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 239075 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1360 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 3931 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | OFFERING FINANCIAL SERVICES TO 4,038 MEMBERS |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 65067 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 65067 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | TYREL MCCAIN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4055570167 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 53005 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | OKLAHOMA CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OK |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 73152 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 504862 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 452891 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 220580 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 220580 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 28164 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 28164 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 307754 |
| IRS990/CYOtherExpensesAmt | 0 | 1839246 |
| IRS990/CYOtherRevenueAmt | 0 | 649615 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2105854 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 321427 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 902550 |
| IRS990/CYTotalExpensesAmt | 0 | 2741796 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3063223 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 159637 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 159637 |
| IRS990/Desc | 0 | OFFERING FINANCIAL SERVICES TO 4,038 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 2741796 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 32688 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 32688 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 59492 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 59492 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 60.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 6756 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 12927 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TYREL MCCAIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SAMANTHA ROBINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | FRED C SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CARLA MCCARRELL-WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DIANA SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MIKE FISCHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JUDITH BURTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JENNIE BERRY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 159339 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 61241 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENTCEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE PRESIDENT OF OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | TREASURER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1948 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3063223 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 407455 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 407455 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 43547 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 43547 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 263120 |
| IRS990/InterestGrp/TotalAmt | 0 | 263120 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 307754 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 307754 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 8118462 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 7451779 |
| IRS990/IRPDocumentCnt | 0 | 677 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1162505 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3127044 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3022031 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4184536 |
| IRS990/LegalDomicileStateCd | 0 | OK |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | OFFERING FINANCIAL SERVICES TO 4,038 MEMBERS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5364014 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5687302 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 65373 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 65373 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 449404 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 449404 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 858021 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 824156 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1861 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 126951 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 126951 |
| IRS990/OtherExpensesGrp/Desc | 0 | STATE BANKING ASSESSMENT |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISIONS FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | NON OPERATING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 5129 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 240067 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 11275 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 8828 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 5129 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 240067 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 11275 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8828 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 40372795 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 35619810 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | BANKING & OTHER CHGS |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 649615 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 649615 |
| IRS990/OtherRevenueTotalAmt | 0 | 649615 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 474249 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 474249 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 33021028 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 29520993 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 53332 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 53332 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 27438 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 27438 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 209468 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 181760 |
| IRS990/PrincipalOfficerNm | 0 | TYREL MCCAIN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | BANKING |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2105854 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2105854 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 336071 |
| IRS990/PYOtherExpensesAmt | 0 | 2030116 |
| IRS990/PYOtherRevenueAmt | 0 | 720064 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1913857 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1059 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 938817 |
| IRS990/PYTotalExpensesAmt | 0 | 2968933 |
| IRS990/PYTotalRevenueAmt | 0 | 2969992 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 37802 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 88646 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 321427 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 3063223 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 5364014 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5687302 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1931818 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 837601 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 2769419 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 202631 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 324904 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 527535 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 887582 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 887582 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 35619810 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARE ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 7451779 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES AND OTHER |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3022031 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 7451779 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 35619810 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 159339 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 6756 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | TYREL MCCAIN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENTCEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 159339 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 6756 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 1346 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 14347 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 42449 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 30504 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | LOAN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 20241 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 17561 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 42449 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 30504 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | FRED SMITH |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | CARLA MCCARRELLWILLIAMS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | SAMANTHA ROBINSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | TYREL MCCAIN |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | MEMBER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | SUPERVISORY COMM |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | COMMITTEE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 88646 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | BOARD OF DIRECTORS REVIEWS PERFORMANCE OF PRESIDENT, CONSIDERS THE COMPENSATION OF OTHER LIKE POSITIONS IN OTHER INSTITUTIONS, THEN VOTES ON THE COMPENSATION PACKAGE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBER CLASSES AND RIGHTS - THEY ELECT (7) BOARD MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBER ELECTION - THEY ELECT (7) BOARD MEMBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | GOVERNING BODY REVIEW - COPY IS AVAILABLE FOR REVIEW |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CONFLICT OF INTEREST POLICY COMPLIANCE - AUDIT REVIEW PERIODICALLY |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | GOVERNING DOCUMENTS AVAILBLE ON REQUEST TO PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | INCREASE IN VALUE OF AVAILABLE FOR SALE ASSETS $1861 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | PURSUANT TO CODE SECTION 172 (B)(3), THE TAXPAYER HEREBY ELECTS TO FOREGO THE ENTIRE CARRYBACK PERIOD WITH RESPECT TO THE NET OPERATING CARRYFORWARD. NET OPERATING LOSS CARRYFORWARD EXPANATION NET OPERATING LOSS CARRYFORWARD TO 2024 $ 2,037,946 NET OPERATIN LOSS USED DECEMBER 31, 2024 - 321,427 CARRYFORWARD TO 2025 $ 1,716,519 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Management duties delegation Part VI line 3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Governing documents etc available to public Part VI line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Explanation of other changes in net assets or fund balances Part XI line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | General explanation attachment |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | OK |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 45878047 |
| IRS990/TotalAssetsEOYAmt | 0 | 41546187 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 45878047 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 41546187 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 13 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 2741796 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2741796 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 40514033 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 35858885 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 40514033 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 35858885 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5364014 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5687302 |
| IRS990/TotalOtherCompensationAmt | 0 | 19683 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2741796 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2105854 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 220580 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3063223 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3063223 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 45878047 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 41546187 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 53005 |
| IRS990/USAddress/CityNm | 0 | OKLAHOMA CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | OK |
| IRS990/USAddress/ZIPCd | 0 | 73152 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TYREL MCCAIN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4052779990 |
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